Publications

(Amount in Rs. crore)

Item

Private Sector Banks

Old Private Sector Banks

New Private Sector Banks

2004

2005

2004

2005

2004

2005

Amount

Per cent

Amount

Per cent

Amount

Per cent

Amount

Per cent

Amount

Per cent

Amount

Per cent

to total

to total

to total

to total

to total

to total

1

2

3

4

5

6

7

8

9

10

11

12

13

Liabilities

1.

Capital

3,028.14

0.82

3,364.50

0.79

632.71

0.52

808.40

0.61

2,395.43

0.97

2,556.10

0.87

2.

Reserves and Surplus

19,486.78

5.31

27,217.93

6.36

6,654.95

5.51

7,118.35

5.33

12,831.83

5.20

20,099.58

6.83

3.

Deposits

2,68,782.34

73.18

3,14,629.72

73.53

1,05,564.36

87.44

1,16,936.08

87.60

1,63,217.98

66.19

1,97,693.64

67.15

3.1

Demand Deposits

40,134.73

10.93

45,221.19

10.57

9,793.11

8.11

11,672.64

8.74

30,341.62

12.31

33,548.55

11.39

3.2

Savings Bank Deposits

40,093.07

10.92

50,662.98

11.84

16,983.84

14.07

20,004.24

14.99

23,109.23

9.37

30,658.74

10.41

3.3

Term Deposits

1,88,554.54

51.34

2,18,745.55

51.12

78,787.41

65.26

85,259.20

63.87

1,09,767.13

44.52

1,33,486.35

45.34

4.

Borrowings

40,365.62

10.99

44,443.41

10.39

2,129.85

1.76

2,149.69

1.61

38,235.77

15.51

42,293.72

14.37

5.

Other Liabilities and Provisions

35,636.62

9.70

38,259.95

8.94

5,741.88

4.76

6,481.54

4.86

29,894.74

12.12

31,778.41

10.79

Total Liabilities

3,67,299.50

100.00

4,27,915.51

100.00

1,20,723.75

100.00

1,33,494.06

100.00

2,46,575.75

100.00

2,94,421.45

100.00

Assets

1.

Cash and balances with RBI

21,725.57

5.91

21,324.19

4.98

6,268.68

5.19

7,085.37

5.31

15,456.89

6.27

14,238.82

4.84

2.

Balances with banks and

money at call and short notice

14,828.93

4.04

19,671.45

4.60

6,172.94

5.11

8,135.39

6.09

8,655.99

3.51

11,536.06

3.92

3.

Investments

1,36,436.51

37.15

1,39,887.99

32.69

47,608.65

39.44

44,679.32

33.47

88,827.86

36.02

95,208.67

32.34

3.1

In Government Securities (a+b)

96,239.44

26.20

97,191.07

22.71

35,286.32

29.23

34,819.19

26.08

60,953.12

24.72

62,371.88

21.18

a) In India

96,142.61

26.18

97,077.49

22.69

35,202.78

29.16

34,743.40

26.03

60,939.83

24.71

62,334.09

21.17

b) Outside India

96.83

0.03

113.58

0.03

83.54

0.07

75.79

0.06

13.29

0.01

37.79

0.01

3.2

In other approved Securities

790.67

0.22

613.00

0.14

690.93

0.57

522.01

0.39

99.74

0.04

90.99

0.03

3.3

In non-approved Securities

39,406.40

10.73

42,083.92

9.83

11,631.40

9.63

9,338.12

7.00

27,775.00

11.26

32,745.80

11.12

4.

Loans and Advances

1,70,727.76

46.48

2,21,148.62

51.68

55,580.69

46.04

68,184.04

51.08

1,15,147.07

46.70

1,52,964.58

51.95

4.1

Bills purchased and discounted

12,868.58

3.50

17,029.98

3.98

5,192.51

4.30

5,645.17

4.23

7,676.07

3.11

11,384.81

3.87

4.2

Cash Credit, Overdrafts, etc.

45,064.82

12.27

56,448.69

13.19

25,564.62

21.18

30,063.05

22.52

19,500.20

7.91

26,385.64

8.96

4.3

Term Loans

1,12,794.36

30.71

1,47,669.95

34.51

24,823.56

20.56

32,475.82

24.33

87,970.80

35.68

1,15,194.13

39.13

5.

Fixed Assets

7,924.10

2.16

7,726.76

1.81

1,512.33

1.25

1,581.53

1.18

6,411.77

2.60

6,145.23

2.09

6.

Other Assets

15,656.63

4.26

18,156.50

4.24

3,580.46

2.97

3,828.41

2.87

12,076.17

4.90

14,328.09

4.87

Total Assets

3,67,299.50

100.00

4,27,915.51

100.00

1,20,723.75

100.00

1,33,494.06

100.00

2,46,575.75

100.00

2,94,421.45

100.00

Source : Balance sheets of respective banks.