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| |
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|
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|
|
|
|
|
|
(Amount in Rs. crore)
|
|
Item
|
|
|
|
Public Sector Banks
|
|
|
|
Nationalised Banks
|
|
|
State Bank Group
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
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|
| |
|
|
2004
|
2005
|
2005 #
|
2004
|
2005
|
2004
|
|
2005
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
Amount
|
Per cent
|
Amount
|
Per cent
|
Amount
|
Per cent
|
Amount
|
Per cent
|
Amount
|
Per cent
|
Amount
|
Per cent
|
Amount
|
Per cent
|
| |
|
|
|
to total
|
|
to total
|
|
to total
|
|
to total
|
|
to total
|
|
to total
|
|
to total
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1
|
|
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
14
|
15
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Liabilities
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1.
|
Capital
|
14,675.56
|
1.00
|
14,805.57
|
0.87
|
15,527.34
|
0.88
|
13,639.76
|
1.48
|
13,769.77
|
1.29
|
1,035.80
|
0.19
|
1,035.80
|
0.17
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2.
|
Reserves and Surplus
|
64,566.94
|
4.39
|
79,139.46
|
4.68
|
84,343.96
|
4.75
|
37,853.46
|
4.11
|
47,411.18
|
4.45
|
26,713.48
|
4.86
|
31,728.28
|
5.06
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
3.
|
Deposits
|
12,29,462.52
|
83.58
|
14,20,749.92
|
83.94
|
14,35,852.56
|
80.94
|
7,94,426.26
|
86.17
|
9,15,100.51
|
85.88
|
4,35,036.26
|
79.22
|
5,05,649.41
|
80.64
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
3.1
|
Demand Deposits
|
1,41,318.27
|
9.61
|
1,59,419.06
|
9.42
|
1,63,305.72
|
9.21
|
77,727.56
|
8.43
|
88,158.24
|
8.27
|
63,590.71
|
11.58
|
71,260.82
|
11.36
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
3.2
|
Savings Bank Deposits
|
3,21,016.66
|
21.82
|
3,76,883.99
|
22.27
|
3,78,775.88
|
21.35
|
2,14,311.31
|
23.25
|
2,50,666.64
|
23.53
|
1,06,705.35
|
19.43
|
1,26,217.35
|
20.13
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
3.3
|
Term Deposits
|
7,67,127.59
|
52.15
|
8,84,446.87
|
52.25
|
8,93,770.96
|
50.38
|
5,02,387.39
|
54.49
|
5,76,275.63
|
54.08
|
2,64,740.20
|
48.21
|
3,08,171.24
|
49.14
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
4.
|
Borrowings
|
30,256.50
|
2.06
|
42,874.14
|
2.53
|
92,879.68
|
5.24
|
13,441.07
|
1.46
|
19,398.71
|
1.82
|
16,815.43
|
3.06
|
23,475.43
|
3.74
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
5.
|
Other Liabilities and Provisions
|
1,32,115.86
|
8.98
|
1,35,009.46
|
7.98
|
1,45,335.26
|
8.19
|
62,593.11
|
6.79
|
69,823.68
|
6.55
|
69,522.75
|
12.66
|
65,185.78
|
10.40
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Liabilities
|
14,71,077.38
|
100.00
|
16,92,578.55
|
100.00
|
17,73,938.80
|
100.00
|
9,21,953.66
|
100.00
|
10,65,503.85
|
100.00
|
5,49,123.72
|
100.00
|
6,27,074.70
|
100.00
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Assets
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1.
|
Cash and balances with RBI
|
84,241.76
|
5.73
|
87,616.41
|
5.18
|
89,992.31
|
5.07
|
58,079.66
|
6.30
|
62,396.21
|
5.86
|
26,162.10
|
4.76
|
25,220.20
|
4.02
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2.
|
Balances with banks and
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
money at call and short notice
|
57,784.74
|
3.93
|
61,994.34
|
3.66
|
65,271.60
|
3.68
|
29,966.23
|
3.25
|
33,925.20
|
3.18
|
27,818.51
|
5.07
|
28,069.14
|
4.48
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
3.
|
Investments
|
6,26,175.69
|
42.57
|
6,60,674.36
|
39.03
|
6,85,729.05
|
38.66
|
3,78,874.04
|
41.09
|
3,99,970.11
|
37.54
|
2,47,301.65
|
45.04
|
2,60,704.25
|
41.57
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
3.1
|
In Government Securities (a+b)
|
5,10,231.77
|
34.68
|
5,52,696.74
|
32.65
|
5,67,594.99
|
32.00
|
2,96,022.58
|
32.11
|
3,21,518.41
|
30.18
|
2,14,209.19
|
39.01
|
2,31,178.33
|
36.87
|
| |
|
a) In India
|
5,07,451.67
|
34.50
|
5,49,447.26
|
32.46
|
5,64,345.51
|
31.81
|
2,93,445.42
|
31.83
|
3,18,786.75
|
29.92
|
2,14,006.25
|
38.97
|
2,30,660.51
|
36.78
|
| |
|
b) Outside India
|
2,780.10
|
0.19
|
3,249.48
|
0.19
|
3,249.48
|
0.18
|
2,577.16
|
0.28
|
2,731.66
|
0.26
|
202.94
|
0.04
|
517.82
|
0.08
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
3.2
|
In other approved Securities
|
17,137.45
|
1.16
|
15,463.25
|
0.91
|
15,463.25
|
0.87
|
11,784.71
|
1.28
|
10,817.33
|
1.02
|
5,352.74
|
0.97
|
4,645.92
|
0.74
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
3.3
|
In non-approved Securities
|
98,806.47
|
6.72
|
92,514.37
|
5.47
|
1,02,670.81
|
5.79
|
71,066.75
|
7.71
|
67,634.37
|
6.35
|
27,739.72
|
5.05
|
24,880.00
|
3.97
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
4.
|
Loans and Advances
|
6,33,035.49
|
43.03
|
8,09,257.72
|
47.81
|
8,54,671.29
|
48.18
|
4,12,519.69
|
44.74
|
5,24,530.86
|
49.23
|
2,20,515.80
|
40.16
|
2,84,726.86
|
45.41
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
4.1
|
Bills purchased and discounted
|
47,926.01
|
3.26
|
62,642.41
|
3.70
|
64,998.69
|
3.66
|
26,938.87
|
2.92
|
35,188.86
|
3.30
|
20,987.14
|
3.82
|
27,453.55
|
4.38
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
4.2
|
Cash Credit, Overdrafts, etc.
|
3,00,412.46
|
20.42
|
3,48,556.25
|
20.59
|
3,49,839.94
|
19.72
|
2,00,523.35
|
21.75
|
2,39,425.43
|
22.47
|
99,889.11
|
18.19
|
1,09,130.82
|
17.40
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
4.3
|
Term Loans
|
2,84,697.02
|
19.35
|
3,98,059.06
|
23.52
|
4,39,832.66
|
24.79
|
1,85,057.47
|
20.07
|
2,49,916.57
|
23.46
|
99,639.55
|
18.15
|
1,48,142.49
|
23.62
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
5.
|
Fixed Assets
|
11,531.49
|
0.78
|
12,552.02
|
0.74
|
13,441.44
|
0.76
|
8,181.99
|
0.89
|
9,088.12
|
0.85
|
3,349.50
|
0.61
|
3,463.90
|
0.55
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
6.
|
Other Assets
|
58,308.21
|
3.96
|
60,483.70
|
3.57
|
64,833.11
|
3.65
|
34,332.05
|
3.72
|
35,593.35
|
3.34
|
23,976.16
|
4.37
|
24,890.35
|
3.97
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Assets
|
14,71,077.38
|
100.00
|
16,92,578.55
|
100.00
|
17,73,938.80
|
100.00
|
9,21,953.66
|
100.00
|
10,65,503.85
|
100.00
|
5,49,123.72
|
100.00
|
6,27,074.70
|
100.00
|
|
# : Including the impact of conversion of a non-banking entity into a
banking entity.
Source : Balance sheets of respective banks.
|
|