Publications

() or

()

Date : Oct 14, 2005

B9 : Maturity Profile of Selected Items of Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 6 of 6)

										(Amount in Rs. lakh)

						As on March 31

Maturity-wise			Lakshmi Vilas		Lord Krishna			Nainital			Ratnakar
Liabilities/Assets				Bank	Bank			Bank			Bank
			2004	2005	2004	2005	2004		2005	2004	2005

			(41)	(42)	(43)	(44)	(45)		(46)	(47)	(48)

I.	Deposits		329669	349593	231121	217613	75881		93327	71520	78374
	a)	1 - 14 days	27114	28542	12391	10559	5878		6580	11036	12061
	b)	15 - 28 days	14515	12957	6476	11849	1357		1584	2579	1888
	c)	29 days to 3 months	48096	55485	28622	16392	3498		13615	7075	7388
	d)	Over 3 months to 6 months	35753	39492	25026	10353	5490		3591	14802	7441
	e)	Over 6 months to one year	50232	62200	33497	23519	8470		9825	9120	12605
	f)	Over one year to 3 years	138615	137371	35816	27583	33458		36874	23324	33484
	g)	Over 3 years to 5 years	10091	8705	18886	22840	16997		19913	2526	2637
	h)	Over 5 years	5253	4841	70407	94518	733		1345	1058	870

II.	Borrowings		2950	6894	63	68	11		28	99	84
	a)	1 - 14 days	2268	—	8	—	—		20	3	1
	b)	15 - 28 days	—	—	—	—	—		—	—	—
	c)	29 days to 3 months	7	6553	4	4	—		—	4	2
	d)	Over 3 months to 6 months	17	114	—	4	1		2	17	11
	e)	Over 6 months to one year	191	58	7	7	2		3	15	9
	f)	Over one year to 3 years	445	7	27	20	6		3	37	34
	g)	Over 3 years to 5 years	14	162	17	33	2		—	13	24
	h)	Over 5 years	8	—	—	—	—		—	10	3

III.	Loans and Advances		203871	231771	111790	138683	23987		39324	34601	42376
	a)	1 - 14 days	18525	17142	2919	3423	1977		2880	4453	4173
	b)	15 - 28 days	4959	3760	2434	11844	1574		2289	323	526
	c)	29 days to 3 months	17004	23958	34740	15747	1786		2682	2896	3575
	d)	Over 3 months to 6 months	20361	21366	6081	14687	514		1040	1962	2553
	e)	Over 6 months to one year	19783	33983	19730	11098	877		1864	7255	6848
	f)	Over one year to 3 years	93583	94008	32110	57476	12386		20319	12835	15980
	g)	Over 3 years to 5 years	11100	17647	7737	9847	2459		3794	2930	5299
	h)	Over 5 years	18556	19907	6039	14561	2414		4456	1947	3422

Source :Annual accounts of banks of respective years.

										(Amount in Rs. lakh)

						As on March 31

Maturity-wise			Lakshmi Vilas		Lord Krishna			Nainital			Ratnakar
Liabilities/Assets				Bank	Bank			Bank			Bank
			2004	2005	2004	2005	2004		2005	2004	2005

			(41)	(42)	(43)	(44)	(45)		(46)	(47)	(48)

IV.	Investments (at book Value)		133817	118086	104714	84703	41046		42108	25840	26464
	a)	1 - 14 days	383	—	1255	7879	—		15	—	—
	b)	15 - 28 days	206	—	478	—	—		108	—	275
	c)	29 days to 3 months	51	240	477	797	1488		8006	124	16
	d)	Over 3 months to 6 months	794	180	415	539	867		897	50	101
	e)	Over 6 months to one year	2462	586	1509	358	2915		1009	60	—
	f)	Over one year to 3 years	15348	11040	2144	1324	5417		4097	1662	1678
	g)	Over 3 years to 5 years	23092	20619	6648	16028	8096		6932	4039	3971
	h)	Over 5 years	91481	85421	91788	57778	22263		21044	19905	20423

V.	Foreign Currency Assets		1791	1862	2884	2038	—		—	—	—
	a)	1 - 14 days	560	354	1373	1017	—		—	—	—
	b)	15 - 28 days	197	44	—	—	—		—	—	—
	c)	29 days to 3 months	304	630	1025	362	—		—	—	—
	d)	Over 3 months to 6 months	702	692	407	580	—		—	—	—
	e)	Over 6 months to one year	28	—	79	79	—		—	—	—
	f)	Over one year to 3 years	—	142	—	—	—		—	—	—
	g)	Over 3 years to 5 years	—	—	—	—	—		—	—	—
	h)	Over 5 years	—	—	—	—	—		—	—	—

VI.	Foreign Currency Liabilities		4956	6538	1635	1415	—		—	—	—
	a)	1 - 14 days	617	2813	185	297	—		—	—	—
	b)	15 - 28 days	32	33	—	67	—		—	—	—
	c)	29 days to 3 months	85	2087	43	98	—		—	—	—
	d)	Over 3 months to 6 months	2507	231	98	96	—		—	—	—
	e)	Over 6 months to one year	606	465	857	528	—		—	—	—
	f)	Over one year to 3 years	1109	909	452	329	—		—	—	—
	g)	Over 3 years to 5 years	—	—	—	—	—		—	—	—
	h)	Over 5 years	—	—	—	—	—		—	—	—

Source : Annual accounts of banks of respective years.

										(Amount in Rs. lakh)

							As on March 31

Maturity-wise				Sangli		SBI Commercial		South Indian		Tamilnad Mercantile
Liabilities/Assets				Bank #		& Intl. Bank			Bank		Bank
			2004		2005	2004	2005	2004	2005	2004	2005

			(49)		(50)	(51)	(52)	(53)	(54)	(55)	(56)

I.	Deposits		184259			27556	22761	828003	849230	440427	482688
	a)	1 - 14 days	28794			540	825	56521	58758	29716	41378
	b)	15 - 28 days	13168			461	1650	24687	22897	14611	31900
	c)	29 days to 3 months	11387			2846	3005	97819	123040	46269	52640
	d)	Over 3 months to 6 months	9134			3042	3864	76272	70708	57891	45313
	e)	Over 6 months to one year	16076			3856	3917	119348	102715	86044	82621
	f)	Over one year to 3 years	91853			15558	9286	378074	413920	181230	203403
	g)	Over 3 years to 5 years	10602			1149	111	47685	28149	7767	8612
	h)	Over 5 years	3245			104	103	27597	29043	16899	16821

II.	Borrowings		34			800	4400	7944	373	2847	1134
	a)	1 - 14 days	—			800	2600	7835	280	65	907
	b)	15 - 28 days	—			—	—	1	—	—	—
	c)	29 days to 3 months	3			—	1800	7	6	65	16
	d)	Over 3 months to 6 months	3			—	—	6	6	101	35
	e)	Over 6 months to one year	6			—	—	11	12	166	30
	f)	Over one year to 3 years	13			—	—	43	42	2450	64
	g)	Over 3 years to 5 years	4			—	—	33	24	—	64
	h)	Over 5 years	5			—	—	8	3	—	18

III.	Loans and Advances		64825			8133	21987	419682	536526	211399	262624
	a)	1 - 14 days	18920			958	3061	77570	58670	13190	24234
	b)	15 - 28 days	175			2093	1342	11853	16294	9935	12680
	c)	29 days to 3 months	10993			1461	4734	48776	47212	23255	35014
	d)	Over 3 months to 6 months	10699			108	2578	31755	60397	35663	48118
	e)	Over 6 months to one year	9175			81	1725	89409	105158	18300	20670
	f)	Over one year to 3 years	7107			3287	5467	62743	74763	81092	91201
	g)	Over 3 years to 5 years	4367			19	2284	30744	63035	18175	21191
	h)	Over 5 years	3389			126	796	66832	110997	11789	9516

Note:# : See ‘Explanatory Notes’. Source:Annual accounts of banks of respective years.

										(Amount in Rs. lakh)

							As on March 31

Maturity-wise				Sangli		SBI Commercial		South Indian		Tamilnad Mercantile
Liabilities/Assets				Bank #		& Intl. Bank			Bank		Bank
			2004		2005	2004	2005	2004	2005	2004	2005

			(49)		(50)	(51)	(52)	(53)	(54)	(55)	(56)

IV.	Investments (at book Value)		107999			14304	10190	396208	313345	235371	224315
	a)	1 - 14 days	29558			4418	1128	27863	48879	—	—
	b)	15 - 28 days	1396			227	1057	1509	—	797	—
	c)	29 days to 3 months	2140			932	1098	568	10016	1441	4691
	d)	Over 3 months to 6 months	6981			1479	1672	6967	1833	6313	9385
	e)	Over 6 months to one year	19189			2305	2239	1961	1740	14113	1950
	f)	Over one year to 3 years	26339			4158	2674	20983	19200	19931	38648
	g)	Over 3 years to 5 years	2755			287	184	45502	11174	62574	57401
	h)	Over 5 years	19641			498	138	290855	220503	130202	112240

V.	Foreign Currency Assets		1750			9885	4115	81772	90892	7870	5561
	a)	1 - 14 days	864			894	711	50203	13025	3937	2752
	b)	15 - 28 days	656			358	363	17419	1750	140	566
	c)	29 days to 3 months	230			793	740	8324	25372	1681	1310
	d)	Over 3 months to 6 months	—			1540	540	5633	20998	1179	567
	e)	Over 6 months to one year	—			5369	1564	193	25687	83	—
	f)	Over one year to 3 years	—			931	197	—	4060	10	112
	g)	Over 3 years to 5 years	—			—	—	—	—	193	106
	h)	Over 5 years	—			—	—	—	—	647	148

VI.	Foreign Currency Liabilities		1677			9344	10535	81773	90891	6634	5734
	a)	1 - 14 days	583			5849	655	47707	8389	1197	923
	b)	15 - 28 days	15			84	469	20924	—	780	1833
	c)	29 days to 3 months	194			1675	1343	7798	22877	2312	1354
	d)	Over 3 months to 6 months	118			499	1773	5150	12686	1010	260
	e)	Over 6 months to one year	146			1106	5035	194	2187	481	358
	f)	Over one year to 3 years	332			131	1260	—	44752	854	1006
	g)	Over 3 years to 5 years	233			—	—	—	—	—	—
	h)	Over 5 years	56			—	—	—	—	—	—

Note:# : See ‘Explanatory Notes’. Source:Annual accounts of banks of respective years.

										(Amount in Rs. lakh)

								As on March 31

Maturity-wise				United Western			UTI			Yes
Liabilities/Assets				Bank			Bank			Bank #
						2003		2004	2003	2004

			(57)		(58)	(59)		(60)	(61)	(62)

I.	Deposits		643019		645287	2095390		3171200		66304
	a)	1 - 14 days	62351		51008	245876		563213		286
	b)	15 - 28 days	17771		21402	80683		122430		15752
	c)	29 days to 3 months	94087		74407	186281		385958		20902
	d)	Over 3 months to 6 months	51237		40695	286811		354354		20512
	e)	Over 6 months to one year	60925		60103	379386		515602		6928
	f)	Over one year to 3 years	276184		309651	600225		1140590		1924
	g)	Over 3 years to 5 years	48891		52770	253164		64972		—
	h)	Over 5 years	31573		35251	62964		24081		—

II.	Borrowings		6003		3789	52775		178141		36974
	a)	1 - 14 days	1991		438	322		23023		25399
	b)	15 - 28 days	—		—	1749		3281		—
	c)	29 days to 3 months	96		75	2186		8749		1500
	d)	Over 3 months to 6 months	442		305	8896		56242		5000
	e)	Over 6 months to one year	487		420	8152		152		5075
	f)	Over one year to 3 years	1567		1530	4542		60486		—
	g)	Over 3 years to 5 years	870		742	22148		21953		—
	h)	Over 5 years	550		279	4780		4255		—

III.	Loans and Advances		374447		256028	936295		1560292		76099
	a)	1 - 14 days	70915		106422	44525		143766		4706
	b)	15 - 28 days	30666		9136	17709		34802		2738
	c)	29 days to 3 months	47572		45804	26115		164143		9626
	d)	Over 3 months to 6 months	18126		13091	55154		91429		4037
	e)	Over 6 months to one year	22112		10733	136257		157449		20202
	f)	Over one year to 3 years	111234		13571	294034		590161		25389
	g)	Over 3 years to 5 years	30160		19432	232916		244175		7849
	h)	Over 5 years	43662		37839	129585		134367		1552

Note:# : See ‘Explanatory Notes’. Source:Annual accounts of banks of respective years.

										(Amount in Rs. lakh)

								As on March 31

Maturity-wise				United Western			UTI			Yes
Liabilities/Assets				Bank			Bank			Bank #
						2003		2004	2003	2004

			(57)		(58)	(59)		(60)	(61)	(62)

IV.	Investments (at book Value)		241313		210236	779276		1427495		39486
	a)	1 - 14 days	52207		9102	143107		121004		—
	b)	15 - 28 days	13802		13204	101742		178759		—
	c)	29 days to 3 months	28005		21532	110004		232279		6214
	d)	Over 3 months to 6 months	10914		9607	69953		89356		977
	e)	Over 6 months to one year	15954		15704	100124		122679		11547
	f)	Over one year to 3 years	70427		75740	159902		367433		5066
	g)	Over 3 years to 5 years	16056		27655	36552		79373		7500
	h)	Over 5 years	33948		37692	57892		236612		8182

V.	Foreign Currency Assets		20534		6229	109709		205500		491
	a)	1 - 14 days	6364		591	53030		155180		163
	b)	15 - 28 days	1732		214	2107		1932		—
	c)	29 days to 3 months	3756		1461	5639		13946		—
	d)	Over 3 months to 6 months	4306		2213	8441		7966		—
	e)	Over 6 months to one year	4328		1750	12554		7874		—
	f)	Over one year to 3 years	48		—	27938		8342		—
	g)	Over 3 years to 5 years	—		—	—		10067		—
	h)	Over 5 years	—		—	—		193		328

VI.	Foreign Currency Liabilities		18744		6229	122173		228512		5077
	a)	1 - 14 days	4058		1068	73019		129463		—
	b)	15 - 28 days	638		481	6577		4115		—
	c)	29 days to 3 months	4652		918	8123		13784		—
	d)	Over 3 months to 6 months	3476		350	10231		39456		—
	e)	Over 6 months to one year	5415		3228	5794		11520		5077
	f)	Over one year to 3 years	505		184	8903		30157		—
	g)	Over 3 years to 5 years	—		—	9331		17		—
	h)	Over 5 years	—		—	195		—		—

Note:# : See ‘Explanatory Notes’. Source:Annual accounts of banks of respective years.