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Date : Oct 14, 2005

B9 : Maturity Profile of Selected Items of Liabilities and Assets of Scheduled Commercial Banks : 2004 and 2005 (Part 5 of 6)

										(Amount in Rs. lakh)

							As on March 31

Maturity-wise				Centurion		City Union		Development Credit		Dhanalakshmi
Liabilities/Assets				Bank		Bank			Bank		Bank
			2004		2005	2004	2005	2004	2005	2004	2005

			(9)		(10)	(11)	(12)	(13)	(14)	(15)	(16)

I.	Deposits		302879	353038		284664	309524	447418	389476	215577	233883
	a)	1 - 14 days	36147	45335		15599	17217	33283	43676	14091	18070
	b)	15 - 28 days	10874	28937		2949	2907	30185	19085	14099	15757
	c)	29 days to 3 months	36940	53197		10449	10796	100775	97044	23288	27532
	d)	Over 3 months to 6 months	34032	27520		11896	14148	76362	42330	17761	24495
	e)	Over 6 months to one year	46635	54095		55591	19519	81561	55834	35251	37863
	f)	Over one year to 3 years	93199	102781		147171	184412	114474	125397	94782	99763
	g)	Over 3 years to 5 years	44040	40710		39456	58611	9466	5220	14737	9083
	h)	Over 5 years	1012		463	1553	1914	1312	890	1568	1320

II.	Borrowings		4397		4375	2963	2219	23858	15977	392	583
	a)	1 - 14 days	25		—	—	—	3889	1389	392	85
	b)	15 - 28 days	—		—	—	—	—	—	—	—
	c)	29 days to 3 months	4372		—	473	2187	5469	7624	—	430
	d)	Over 3 months to 6 months	—		2188	2444	1	2889	3892	—	—
	e)	Over 6 months to one year	—		2187	26	31	4278	2239	—	68
	f)	Over one year to 3 years	—		—	20	—	7333	833	—	—
	g)	Over 3 years to 5 years	—		—	—	—	—	—	—	—
	h)	Over 5 years	—		—	—	—	—	—	—	—

III.	Loans and Advances		155641	219395		154697	201296	243951	200140	113859	141015
	a)	1 - 14 days	11919	14750		12196	12835	18085	25234	8210	10224
	b)	15 - 28 days	4156		7362	4533	5596	8424	6785	5650	6657
	c)	29 days to 3 months	15408	20139		8539	14359	38190	26225	6803	8354
	d)	Over 3 months to 6 months	21465	25126		5456	5828	19676	13667	5365	6989
	e)	Over 6 months to one year	31052	39221		3398	3993	26175	33122	11840	10783
	f)	Over one year to 3 years	63151	98663		75925	102656	81683	40992	48373	60195
	g)	Over 3 years to 5 years	5921		7929	20626	27515	30565	17757	16026	17739
	h)	Over 5 years	2569		6205	24024	28514	21153	36358	11592	20074

Source :Annual accounts of banks of respective years.

										(Amount in Rs. lakh)

							As on March 31

Maturity-wise				Centurion		City Union		Development Credit		Dhanalakshmi
Liabilities/Assets				Bank		Bank			Bank		Bank
			2004		2005	2004	2005	2004	2005	2004	2005

			(9)		(10)	(11)	(12)	(13)	(14)	(15)	(16)

IV.	Investments (at book Value)		100418	147964		127900	110224	208421	192324	89486	71745
	a)	1 - 14 days	21077	59361		50	20486	71673	49294	125	34
	b)	15 - 28 days	5465		7599	580	—	1669	986	1138	13
	c)	29 days to 3 months	13525	13892		165	2868	31096	30171	685	3020
	d)	Over 3 months to 6 months	9092		7387	395	1218	277	18608	400	3954
	e)	Over 6 months to one year	12459	14360		2506	298	6490	4814	849	1596
	f)	Over one year to 3 years	26031	27978		14405	11987	18898	20017	4404	3883
	g)	Over 3 years to 5 years	11766	10773		20345	17759	34515	21826	8137	4854
	h)	Over 5 years	1003		6614	89454	55608	43803	46608	73748	54391

V.	Foreign Currency Assets		3871		3925	35665	35652	261601	152844	185	11350
	a)	1 - 14 days	3058		2464	5242	29668	165082	34255	93	3763
	b)	15 - 28 days	—		—	2121	46	8087	6584	—	1762
	c)	29 days to 3 months	96		31	16340	2723	48132	59232	—	2881
	d)	Over 3 months to 6 months	—		—	8707	1525	23649	36009	—	2132
	e)	Over 6 months to one year	—		—	2660	1499	16310	11764	—	812
	f)	Over one year to 3 years	717		227	354	—	—	5000	—	—
	g)	Over 3 years to 5 years	—		1089	30	191	341	—	—	—
	h)	Over 5 years	—		114	211	—	—	—	92	—

VI.	Foreign Currency Liabilities		13249	16540		32700	44954	261601	152844	—	11364
	a)	1 - 14 days	1828		3911	2272	36037	179897	41274	—	1542
	b)	15 - 28 days	136		216	2666	921	1074	3816	—	132
	c)	29 days to 3 months	4954		646	13645	4377	38318	53787	—	3055
	d)	Over 3 months to 6 months	1021		4097	10502	2276	25927	37376	—	1912
	e)	Over 6 months to one year	2030		4453	2991	756	16195	11564	—	1609
	f)	Over one year to 3 years	3280		3217	624	587	190	5027	—	3114
	g)	Over 3 years to 5 years	—		—	—	—	—	—	—	—
	h)	Over 5 years	—		—	—	—	—	—	—	—

Source :Annual accounts of banks of respective years.

										(Amount in Rs. lakh)

							As on March 31

Maturity-wise				Federal		Ganesh Bank of		Global Trust			HDFC
Liabilities/Assets				Bank		Kurundwad		Bank #			Bank
			2004		2005	2004	2005	2004	2005	2004	2005

			(17)		(18)	(19)	(20)	(21)	(22)	(23)	(24)

I.	Deposits		1347668	1519288		20824	21744	639903		3040886	3635425
	a)	1 - 14 days	87775		69627	2311	2690	43466		334707	319838
	b)	15 - 28 days	34452		43707	408	1535	26454		130157	73324
	c)	29 days to 3 months	177575	209088		1076	1024	74318		116768	194226
	d)	Over 3 months to 6 months	170960	163671		1167	551	38926		121402	210477
	e)	Over 6 months to one year	218105	316833		1537	2206	49345		375941	301408
	f)	Over one year to 3 years	598221	665463		8582	8328	210527		1936958	2429347
	g)	Over 3 years to 5 years	34307		24066	2989	2271	3607		24953	106805
	h)	Over 5 years	26273		26833	2754	3139	193260		—	—

II.	Borrowings		12672		45590	14	6	893		230782	479001
	a)	1 - 14 days	—		—	—	—	462		164629	374411
	b)	15 - 28 days	4608		—	—	—	—		2186	1343
	c)	29 days to 3 months	4061		17585	2	1	78		13692	40175
	d)	Over 3 months to 6 months	2654		131	2	1	78		50275	61485
	e)	Over 6 months to one year	303		234	3	2	128		—	—
	f)	Over one year to 3 years	660		354	6	2	145		—	110
	g)	Over 3 years to 5 years	200		15125	1	—	2		—	1477
	h)	Over 5 years	186		12161	—	—	—		—	—

III.	Loans and Advances		770053	882464		9720	9451	224551		1774451	2556630
	a)	1 - 14 days	58405	100563		878	887	36475		196400	315862
	b)	15 - 28 days	9771		25313	201	118	7079		102288	111226
	c)	29 days to 3 months	63694		75469	529	390	8525		409988	521614
	d)	Over 3 months to 6 months	33223		39011	605	636	4169		155723	180624
	e)	Over 6 months to one year	47656	104193		872	1054	9335		201285	541759
	f)	Over one year to 3 years	269607	295957		3915	4089	53626		602464	699803
	g)	Over 3 years to 5 years	122165		36391	1878	1672	39379		88848	148348
	h)	Over 5 years	165532	205567		842	605	65963		17455	37394

Note:# : See ‘Explanatory Notes’. Source:Annual accounts of banks of respective years.

										(Amount in Rs. lakh)

							As on March 31

Maturity-wise				Federal		Ganesh Bank of		Global Trust			HDFC
Liabilities/Assets				Bank		Kurundwad		Bank #			Bank
			2004		2005	2004	2005	2004	2005	2004	2005

			(17)		(18)	(19)	(20)	(21)	(22)	(23)	(24)

IV.	Investments (at book Value)		550738	579917		7749	8239	211842		1925679	1934981
	a)	1 - 14 days	21591		49855	100	—	70		387012	295682
	b)	15 - 28 days	19498		19827	100	—	24868		52023	52870
	c)	29 days to 3 months	13424		53041	—	151	30214		79272	75088
	d)	Over 3 months to 6 months	4116		2825	—	227	8636		94049	100475
	e)	Over 6 months to one year	7840		7317	125	66	16049		153088	212918
	f)	Over one year to 3 years	19055		29956	740	574	51065		818866	913148
	g)	Over 3 years to 5 years	53467		85755	288	195	14993		190339	161423
	h)	Over 5 years	411747	331341		6396	7026	65947		151030	123377

V.	Foreign Currency Assets		89020		90740	—	—	9070		159934	173748
	a)	1 - 14 days	10584		14110	—	—	3210		112920	35933
	b)	15 - 28 days	15471		10527	—	—	—		2280	17673
	c)	29 days to 3 months	13130		11785	—	—	2915		10635	55119
	d)	Over 3 months to 6 months	13718		10719	—	—	2945		9542	32613
	e)	Over 6 months to one year	11523		10307	—	—	—		12334	10542
	f)	Over one year to 3 years	15664		26091	—	—	—		11003	20488
	g)	Over 3 years to 5 years	2703		5540	—	—	—		1220	1379
	h)	Over 5 years	6227		1661	—	—	—		—	1

VI.	Foreign Currency Liabilities		98497	116988		—	—	18189		173279	236826
	a)	1 - 14 days	1100		2470	—	—	3592		4443	18534
	b)	15 - 28 days	3346		1646	—	—	51		3533	8292
	c)	29 days to 3 months	11376		22018	—	—	1006		18031	47492
	d)	Over 3 months to 6 months	14395		13299	—	—	2816		59387	71703
	e)	Over 6 months to one year	22760		25451	—	—	9012		26596	21045
	f)	Over one year to 3 years	45520		52104	—	—	1712		61289	68283
	g)	Over 3 years to 5 years	—		—	—	—	—		—	1477
	h)	Over 5 years	—		—	—	—	—		—	—

Note:# : See ‘Explanatory Notes’. Source:Annual accounts of banks of respective years.

												(Amount in Rs. lakh)

							As on March 31

Maturity-wise				ICICI			IDBI			IndusInd		ING Vysya
Liabilities/Assets				Bank			Bank #			Bank			Bank
			2004		2005	2004		2005	2004		2005	2004	2005

			(25)		(26)	(27)		(28)	(29)		(30)	(31)	(32)

I.	Deposits		6580520	9513003		1004816			1120026	1278349		1047807	1256930
	a)	1 - 14 days	535722		496292	122989			72951		195345	114299	111406
	b)	15 - 28 days	165953		261730	79580			36372		84586	102533	82918
	c)	29 days to 3 months	725345	1255319		117304			122655		258924	181131	167876
	d)	Over 3 months to 6 months	858392	1524945		152744			84626		161087	106734	171434
	e)	Over 6 months to one year	1075812	1873672		112197			313091		191178	141213	296961
	f)	Over one year to 3 years	2944750	3910529		412486			341646		249555	362737	396563
	g)	Over 3 years to 5 years	195569		97832	5385			97554		80466	26435	17359
	h)	Over 5 years	78977		92684	2131			51131		57208	12725	12413

II.	Borrowings		2200223	1959893		172800			231035		32105	96434	83078
	a)	1 - 14 days	56893		5610	26885			21845		5875	31157	18721
	b)	15 - 28 days	62642		67987	15728			19463		2352	31551	—
	c)	29 days to 3 months	69359		68487	98233			82036		11628	9142	2937
	d)	Over 3 months to 6 months	190974		207111	19954			30469		5250	13980	57714
	e)	Over 6 months to one year	329564		355769	2000			39140		1500	4318	224
	f)	Over one year to 3 years	1021129		887107	—			38082		5500	1722	2857
	g)	Over 3 years to 5 years	222245		185520	—			—		—	1186	322
	h)	Over 5 years	247417		182302	10000			—		—	3378	303

III.	Loans and Advances		5554950	7868352		764239			781223		854880	704651	908059
	a)	1 - 14 days	218631		591360	71809			68031		154386	109676	101764
	b)	15 - 28 days	42437		45545	28552			45954		64852	15416	30239
	c)	29 days to 3 months	119046		390539	137041			57954		192704	107009	146418
	d)	Over 3 months to 6 months	187353		389649	38268			61645		64524	50661	79564
	e)	Over 6 months to one year	742424		719636	34947			208860		165133	153493	127388
	f)	Over one year to 3 years	1672478	2642501		165414			237416		128981	185545	325169
	g)	Over 3 years to 5 years	864674		810157	28325			39885		51433	41406	42425
	h)	Over 5 years	1707907	2278965		259883			61478		32867	41445	55092

Note:# : See ‘Explanatory Notes’. Source:Annual accounts of banks of respective years.

												(Amount in Rs. lakh)

							As on March 31

Maturity-wise				ICICI			IDBI			IndusInd		ING Vysya
Liabilities/Assets				Bank			Bank #			Bank			Bank
			2004		2005	2004		2005	2004		2005	2004	2005

			(25)		(26)	(27)		(28)	(29)		(30)	(31)	(32)

IV.	Investments (at book Value)		4274286	4975416		391402			397169		406917	408524	408517
	a)	1 - 14 days	522357		760703	47122			13799		—	1511	—
	b)	15 - 28 days	275483		203501	—			7104		5981	3932	25271
	c)	29 days to 3 months	327879		484220	600			45874		2304	25726	32318
	d)	Over 3 months to 6 months	326213		473027	4813			22490		91533	10236	10544
	e)	Over 6 months to one year	415378		594695	7620			57672		1947	19120	14647
	f)	Over one year to 3 years	1172079	1138276		62685			6011		30991	48758	47818
	g)	Over 3 years to 5 years	224477		222377	28410			28183		68851	34401	35967
	h)	Over 5 years	1010420	1098617		240152			216036		205310	264840	241952

V.	Foreign Currency Assets		824363	1701087		57964			13465		45095	32551	79131
	a)	1 - 14 days	117754		222614	19823			416		29888	2987	14817
	b)	15 - 28 days	22664		66079	3030			594		4827	3011	7698
	c)	29 days to 3 months	46268		311624	13559			5370		5530	17586	39165
	d)	Over 3 months to 6 months	28034		178517	11211			6308		2800	6216	15681
	e)	Over 6 months to one year	129696		138307	431			99		2044	2751	1371
	f)	Over one year to 3 years	153503		301912	9079			678		6	—	—
	g)	Over 3 years to 5 years	96239		193263	831			—		—	—	399
	h)	Over 5 years	230205		288771	—			—		—	—	—

VI.	Foreign Currency Liabilities		1104139	1863432		57620			1118		62035	35029	76511
	a)	1 - 14 days	32726		80800	2875			1118		15530	382	1113
	b)	15 - 28 days	42125		120236	469			—		11395	5206	1273
	c)	29 days to 3 months	82873		318539	14976			—		15298	4732	7753
	d)	Over 3 months to 6 months	116628		185287	15470			—		4423	14561	45346
	e)	Over 6 months to one year	166509		294502	2792			—		4632	5108	9548
	f)	Over one year to 3 years	226028		302065	9024			—		10751	5040	11478
	g)	Over 3 years to 5 years	246490		400759	—			—		6	—	—
	h)	Over 5 years	190760		161244	12014			—		—	—	—

Note:# : See ‘Explanatory Notes’. Source:Annual accounts of banks of respective years.

									(Amount in Rs. lakh)

						As on March 31

Maturity-wise			Jammu & Kashmir		Karnataka		Karur Vysya		Kotak Mahindra
Liabilities/Assets				Bank		Bank		Bank		Bank
			2004	2005	2004	2005	2004	2005	2004	2005

			(33)	(34)	(35)	(36)	(37)	(38)	(39)	(40)

I.	Deposits		1895839	2164497	940693	1083706	591148	667219	445934	429953
	a)	1 - 14 days	247004	236711	67766	59132	48824	50931	272967	41565
	b)	15 - 28 days	73885	128456	18934	20294	58839	30384	13838	16697
	c)	29 days to 3 months	283462	488590	118647	113506	99603	123937	7562	73824
	d)	Over 3 months to 6 months	346027	213909	103816	160929	60068	77138	60837	105569
	e)	Over 6 months to one year	269624	292283	157270	229412	81171	136227	77267	124439
	f)	Over one year to 3 years	611826	746441	410770	466239	88784	76596	12806	63254
	g)	Over 3 years to 5 years	38998	33893	26087	15763	11275	8884	647	4580
	h)	Over 5 years	25013	24214	37403	18431	142584	163122	10	25

II.	Borrowings		—	31948	18328	24366	10319	9231	51163	98551
	a)	1 - 14 days	—	—	2176	1312	787	—	14734	66270
	b)	15 - 28 days	—	4725	870	874	2212	262	19883	7000
	c)	29 days to 3 months	—	12830	5669	8512	5252	5693	5560	2000
	d)	Over 3 months to 6 months	—	7335	3010	11190	1807	3246	7986	1094
	e)	Over 6 months to one year	—	5337	4766	831	76	12	3000	4000
	f)	Over one year to 3 years	—	1261	1141	1303	142	18	—	2454
	g)	Over 3 years to 5 years	—	460	491	242	22	—	—	4909
	h)	Over 5 years	—	—	205	102	21	—	—	10824

III.	Loans and Advances		928495	1151714	466792	628744	410115	474101	207607	400045
	a)	1 - 14 days	72361	95700	26354	32005	21132	21218	11499	17437
	b)	15 - 28 days	45535	43074	12102	13084	7248	6320	5695	10848
	c)	29 days to 3 months	44207	62719	42523	51324	27611	50303	28261	55085
	d)	Over 3 months to 6 months	55947	53471	62390	66293	25264	18347	28789	38404
	e)	Over 6 months to one year	52804	139230	30426	59283	36187	15517	44977	66433
	f)	Over one year to 3 years	420157	532482	136649	176866	178681	159769	77048	153952
	g)	Over 3 years to 5 years	119575	129118	41679	46730	56118	82071	6299	21823
	h)	Over 5 years	117909	95920	114669	183159	57874	120556	5039	36063

Source :Annual accounts of banks of respective years.

									(Amount in Rs. lakh)

						As on March 31

Maturity-wise			Jammu & Kashmir		Karnataka		Karur Vysya		Kotak Mahindra
Liabilities/Assets				Bank	Bank			Bank		Bank
			2004	2005	2004	2005	2004	2005	2004	2005

			(33)	(34)	(35)	(36)	(37)	(38)	(39)	(40)

IV.	Investments (at book Value)		983325	1059161	487891	455573	218568	224330	288277	182697
	a)	1 - 14 days	132202	96136	16552	13359	20	44	204727	41373
	b)	15 - 28 days	7307	39335	4708	5565	1500	—	12742	6334
	c)	29 days to 3 months	21644	96087	29458	28341	1241	2687	8746	21173
	d)	Over 3 months to 6 months	28074	44092	26052	36600	3200	656	13962	28812
	e)	Over 6 months to one year	16872	18514	38682	63580	2678	1317	15222	28167
	f)	Over one year to 3 years	84643	65868	113409	118907	7177	5883	8926	20363
	g)	Over 3 years to 5 years	118701	152770	35574	55583	6275	17175	1233	6710
	h)	Over 5 years	573882	546359	223456	133638	196477	196568	22719	29765

V.	Foreign Currency Assets		15400992	151792	33329	39471	8895	17721	968	334
	a)	1 - 14 days	2263923	28098	5730	8235	3052	2845	723	50
	b)	15 - 28 days	278861	8789	2890	6706	1120	2729	—	3
	c)	29 days to 3 months	5587938	64038	11634	13725	2458	8171	7	169
	d)	Over 3 months to 6 months	3612007	16675	12637	10770	1028	3947	—	109
	e)	Over 6 months to one year	3658263	34192	438	35	—	1	19	-27
	f)	Over one year to 3 years	—	—	—	—	1110	—	—	25
	g)	Over 3 years to 5 years	—	—	—	—	127	—	—	2
	h)	Over 5 years	—	—	—	—	—	28	219	3

VI.	Foreign Currency Liabilities		15311802	151665	28183	32388	13489	9399	67	490
	a)	1 - 14 days	1646800	24358	4179	3633	1932	1362	—	277
	b)	15 - 28 days	143776	7169	1236	1036	926	35	4	—
	c)	29 days to 3 months	6025563	69296	6560	8979	6441	6453	50	3
	d)	Over 3 months to 6 months	3416003	16519	3921	11915	2140	443	12	3
	e)	Over 6 months to one year	4079660	34323	7492	2765	—	1106	1	-1
	f)	Over one year to 3 years	—	—	4795	4060	2050	—	—	-11
	g)	Over 3 years to 5 years	—	—	—	—	—	—	—	—
	h)	Over 5 years	—	—	—	—	—	—	—	219

Source :Annual accounts of banks of respective years.