| |
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
As on March 31 |
|
|
| |
|
|
|
State Bank of |
State Bank of Bikaner |
State Bank of |
| |
|
|
|
|
India |
and Jaipur |
Hyderabad |
| |
|
|
Items |
|
|
|
|
|
|
| |
|
|
|
2004 |
2005 |
2004 |
2005 |
2004 |
2005 |
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
| |
|
|
|
|
|
|
|
|
|
|
1. |
Capital |
52630 |
52630 |
5000 |
5000 |
1725 |
1725 |
| |
|
|
|
(0.1) |
(0.1) |
(0.2) |
(0.2) |
(0.1) |
(0.0) |
| |
|
|
|
|
|
|
|
|
|
|
2. |
Reserves and Surplus |
1970497 |
2354583 |
109857 |
124768 |
155651 |
174840 |
| |
|
|
|
(4.8) |
(5.1) |
(5.4) |
(5.3) |
(5.1) |
(5.0) |
| |
2.1. |
|
Statutory Reserves |
1160505 |
1408715 |
36348 |
42516 |
47290 |
54817 |
| |
2.2. |
|
Capital Reserves |
11483 |
30288 |
80 |
979 |
— |
— |
| |
2.3. |
|
Share Premium |
351057 |
351057 |
10664 |
10664 |
— |
— |
| |
2.4. |
|
Investments Fluctuations Reserves |
437115 |
525389 |
29525 |
29525 |
46752 |
46752 |
| |
2.5. |
|
Revenue and other Reserves |
10303 |
39100 |
33240 |
41084 |
61609 |
73271 |
| |
2.6. |
|
Balance of Profit |
34 |
34 |
— |
— |
— |
— |
| |
|
|
|
|
|
|
|
|
|
|
3. |
Deposits |
31861867 |
36704753 |
1564231 |
1903841 |
2425785 |
2892951 |
| |
|
|
|
(78.1) |
(79.8) |
(77.2) |
(81.4) |
(79.2) |
(82.8) |
| |
|
|
|
|
|
|
|
|
|
| |
Type-wise |
|
|
|
|
|
|
| |
3A.1. |
Demand deposits |
5029083 |
5661232 |
230163 |
267903 |
358433 |
400408 |
| |
|
|
(i) From banks |
689993 |
732799 |
25905 |
37022 |
52191 |
51309 |
| |
|
|
(ii) From others |
4339090 |
4928433 |
204258 |
230881 |
306242 |
349099 |
| |
3A.2. |
Savings bank deposits |
7959588 |
9490716 |
481677 |
552956 |
475682 |
543522 |
| |
3A.3. |
Term deposits |
18873196 |
21552805 |
852391 |
1082982 |
1591670 |
1949021 |
| |
|
|
(i) From banks |
630260 |
637266 |
48536 |
23823 |
23935 |
24808 |
| |
|
|
(ii) From others |
18242936 |
20915539 |
803855 |
1059159 |
1567735 |
1924213 |
| |
|
|
|
|
|
|
|
|
|
| |
Location-wise |
|
|
|
|
|
|
| |
3B.1. |
Deposits of branches in India |
30979821 |
35279872 |
1564231 |
1903840 |
2425785 |
2892952 |
| |
3B.2. |
Deposits of branches outside India |
882046 |
1424881 |
— |
— |
— |
— |
| |
|
|
|
|
|
|
|
|
|
|
4. |
Borrowings |
1343133 |
1918431 |
61589 |
61582 |
82542 |
81616 |
| |
|
|
|
(3.3) |
(4.2) |
(3.0) |
(2.6) |
(2.7) |
(2.3) |
| |
4.1. |
|
Borrowings in India |
136532 |
124206 |
142 |
428 |
4331 |
7250 |
| |
|
|
(i) From Reserve Bank of India |
— |
— |
— |
— |
— |
— |
| |
|
|
(ii) From other banks |
— |
— |
27 |
428 |
2176 |
6603 |
| |
|
|
(iii) From other institutions and agencies |
136532 |
124206 |
115 |
— |
2155 |
647 |
| |
4.2. |
|
Borrowings outside India |
1206601 |
1794225 |
61447 |
61154 |
78211 |
74366 |
| |
Secured borrowing included in 4. |
214633 |
144317 |
115 |
— |
80365 |
75014 |
| |
|
|
|
|
|
|
|
|
|
|
5. |
Other liabilities |
5553400 |
4957888 |
284965 |
244961 |
398907 |
341095 |
| |
|
|
|
(13.6) |
(10.8) |
(14.1) |
(10.5) |
(13.0) |
(9.8) |
| |
5.1. |
|
Bills Payable |
1566541 |
685043 |
89599 |
124687 |
133485 |
148501 |
| |
5.2. |
|
Inter-office adjustments |
582276 |
1756577 |
19680 |
27806 |
— |
— |
| |
5.3. |
|
Interest accrued |
1742797 |
960490 |
93542 |
15504 |
137479 |
23407 |
| |
5.4. |
|
Others (including provisions) |
1661786 |
1555778 |
82144 |
76964 |
127943 |
169187 |
| |
|
|
|
|
|
|
|
|
|
| |
Total |
Liabilities |
40781527 |
45988285 |
2025642 |
2340152 |
3064610 |
3492227 |
| |
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
| |
|
|
|
|
|
|
|
|
|
|
Note:Figures in brackets indicate per cent sharein total.
Source:Annual accounts of banks of respective years . |
| |
|
|
|
|
|
|
|
(Amount
|
in Rs. lakh)
|
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
As on March 31
|
|
|
| |
|
|
|
State Bank of
|
State Bank of
|
State Bank of
|
| |
|
|
|
|
India
|
Bikaner and Jaipur
|
Hyderabad
|
| |
|
|
Items
|
|
|
|
|
|
|
| |
|
|
|
2004
|
2005
|
2004
|
2005
|
2004
|
2005
|
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
(1)
|
(2)
|
(3)
|
(4)
|
(5)
|
(6)
|
| |
|
|
|
|
|
|
|
|
|
|
1.
|
Cash
|
in hand
|
128498
|
143616
|
5130
|
5178
|
7386
|
7285
|
| |
|
|
|
(0.3)
|
(0.3)
|
(0.3)
|
(0.2)
|
(0.2)
|
(0.2)
|
|
2.
|
Balances
|
with RBI
|
1775630
|
1537417
|
120932
|
87402
|
174434
|
131786
|
| |
|
|
|
(4.4)
|
(3.3)
|
(6.0)
|
(3.7)
|
(5.7)
|
(3.8)
|
|
3.
|
Balances
|
with banks in India
|
294688
|
245524
|
28204
|
24710
|
14573
|
123097
|
| |
|
|
|
(0.7)
|
(0.5)
|
(1.4)
|
(1.1)
|
(0.5)
|
(3.5)
|
|
4.
|
Money at
|
call and short notice
|
1942401
|
1727507
|
15500
|
56500
|
—
|
20000
|
| |
|
|
|
(4.8)
|
(3.8)
|
(0.8)
|
(2.4)
|
—
|
(0.6)
|
|
5.
|
Balances
|
with banks outside India
|
215445
|
278145
|
17045
|
3778
|
15402
|
25467
|
| |
|
|
|
(0.5)
|
(0.6)
|
(0.8)
|
(0.2)
|
(0.5)
|
(0.7)
|
|
6.
|
Investments
|
18567649
|
19709791
|
843002
|
836249
|
1501705
|
1455940
|
| |
|
|
|
(45.5)
|
(42.9)
|
(41.6)
|
(35.7)
|
(49.0)
|
(41.7)
|
| |
6.1.
|
Investments in India
|
18168437
|
19245639
|
843002
|
836249
|
1501705
|
1455940
|
| |
|
(i)
|
Government securities
|
15733810
|
17142569
|
777050
|
786205
|
1338228
|
1341568
|
| |
|
(ii)
|
Other approved securities
|
459448
|
372951
|
20128
|
13422
|
19355
|
12965
|
| |
|
(iii)
|
Shares
|
90190
|
111729
|
2482
|
2627
|
6505
|
6195
|
| |
|
(iv)
|
Debentures and Bonds
|
1587495
|
1330445
|
38966
|
26471
|
57689
|
40285
|
| |
|
(v)
|
Subsidiaries and/or joint ventures
|
143604
|
152145
|
105
|
1378
|
633
|
633
|
| |
|
(vi)
|
Others
|
153890
|
135800
|
4271
|
6146
|
79295
|
54294
|
| |
6.2.
|
Investments outside India
|
399212
|
464152
|
—
|
—
|
—
|
—
|
| |
|
(i)
|
Government securities
|
20294
|
51782
|
—
|
—
|
—
|
—
|
| |
|
(ii)
|
Subsidiaries and/or joint ventures
|
27673
|
24592
|
—
|
—
|
—
|
—
|
| |
|
(iii)
|
Others
|
351245
|
387778
|
—
|
—
|
—
|
—
|
|
7.
|
Advances
|
|
15793354
|
20237446
|
859655
|
1200908
|
1181368
|
1559974
|
| |
|
|
|
(38.7)
|
(44.1)
|
(42.4)
|
(51.3)
|
(38.5)
|
(44.7)
|
| |
Type-wise
|
|
|
|
|
|
|
|
| |
7A.1.
|
Bills
|
purchased and discounted
|
1485855
|
2147078
|
79725
|
81000
|
96204
|
99389
|
| |
7A.2.
|
Cash credits, overdrafts & loans
|
6932852
|
7391521
|
483673
|
605810
|
548143
|
605124
|
| |
7A.3.
|
Term loans
|
7374647
|
10698847
|
296257
|
514098
|
537021
|
855461
|
| |
Security-wise
|
|
|
|
|
|
|
| |
7B.1.
|
Secured by tangible assets
|
11938835
|
14828667
|
688038
|
917457
|
935796
|
1149280
|
| |
7B.2.
|
Covered by Bank/Government Guarantees
|
1193712
|
766238
|
85903
|
132006
|
91249
|
75969
|
| |
7B.3.
|
Unsecured
|
2660808
|
4642540
|
85714
|
151445
|
154323
|
334725
|
| |
Sector-wise
|
|
|
|
|
|
|
| |
7C. I.
|
Advances in India
|
14202632
|
17847495
|
859655
|
1200907
|
1181369
|
1559974
|
| |
|
(i)
|
Priority sectors
|
4270587
|
5786482
|
377083
|
541638
|
466713
|
619087
|
| |
|
(ii)
|
Public sectors
|
2587495
|
2442085
|
96799
|
120058
|
168778
|
85630
|
| |
|
(iii)
|
Banks
|
227657
|
4213
|
335
|
3383
|
953
|
1195
|
| |
|
(iv)
|
Others
|
7116893
|
9614715
|
385438
|
535828
|
544925
|
854062
|
| |
7C.II.
|
Advances outside India
|
1590722
|
2389951
|
—
|
—
|
—
|
—
|
|
8.
|
Fixed
|
Assets
|
264510
|
269768
|
11347
|
12367
|
16529
|
17225
|
| |
|
|
|
(0.6)
|
(0.6)
|
(0.6)
|
(0.5)
|
(0.5)
|
(0.5)
|
| |
8.1.
|
Premises
|
67600
|
82469
|
2548
|
3228
|
4627
|
5335
|
| |
8.2.
|
Fixed assets under construction
|
14654
|
12127
|
24
|
279
|
92
|
86
|
| |
8.3.
|
Other Fixed assets
|
182256
|
175172
|
8775
|
8860
|
11810
|
11804
|
|
9.
|
Other Assets
|
1799353
|
1839071
|
124823
|
113060
|
153213
|
151454
|
| |
|
|
|
(4.4)
|
(3.9)
|
(6.2)
|
(4.8)
|
(5.0)
|
(4.3)
|
| |
9.1.
|
Inter
|
- office adjustments (net)
|
—
|
—
|
—
|
—
|
53509
|
17095
|
| |
9.2.
|
Interest accrued
|
546366
|
523475
|
27707
|
27513
|
35633
|
40304
|
| |
9.3.
|
Tax
|
paid
|
259492
|
196896
|
399
|
—
|
31895
|
45925
|
| |
9.4.
|
Stationery and Stamps
|
7677
|
7656
|
629
|
606
|
548
|
604
|
| |
9.5.
|
Others
|
985818
|
1111044
|
96088
|
84941
|
31628
|
47526
|
| |
|
|
|
|
|
|
|
|
|
| |
Total
|
Assets
|
40781528
|
45988285
|
2025638
|
2340152
|
3064610
|
3492228
|
| |
|
|
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
|
(Amount in Rs. lakh)
|
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
As on March 31
|
|
|
| |
|
|
|
State Bank of
|
State Bank of
|
State Bank of
|
| |
|
|
|
|
Indore
|
Mysore
|
Patiala
|
| |
|
|
Items
|
|
|
|
|
|
|
| |
|
|
|
2004
|
2005
|
2004
|
2005
|
2004
|
2005
|
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
(7)
|
(8)
|
(9)
|
(10)
|
(11)
|
(12)
|
| |
|
|
|
|
|
|
|
|
|
|
1.
|
Capital
|
1750
|
1750
|
3600
|
3600
|
2475
|
2475
|
| |
|
|
|
(0.1)
|
(0.1)
|
(0.3)
|
(0.2)
|
(0.1)
|
(0.1)
|
| |
|
|
|
|
|
|
|
|
|
|
2.
|
Reserves and Surplus
|
77267
|
88607
|
54598
|
72045
|
170611
|
201964
|
| |
|
|
|
(5.9)
|
(5.2)
|
(4.0)
|
(4.4)
|
(6.3)
|
(6.4)
|
| |
2.1.
|
|
Statutory Reserves
|
45767
|
55768
|
20982
|
30717
|
76606
|
84106
|
| |
2.2.
|
|
Capital Reserves
|
1673
|
1676
|
3749
|
10551
|
—
|
—
|
| |
2.3.
|
|
Share Premium
|
4375
|
4375
|
6000
|
6000
|
—
|
—
|
| |
2.4.
|
|
Investments Fluctuations Reserves
|
22047
|
22047
|
15600
|
16510
|
40287
|
40858
|
| |
2.5.
|
|
Revenue and other Reserves
|
3404
|
4740
|
8267
|
8267
|
53718
|
77000
|
| |
2.6.
|
|
Balance of Profit
|
1
|
1
|
—
|
—
|
—
|
—
|
| |
|
|
|
|
|
|
|
|
|
|
3.
|
Deposits
|
1041866
|
1380707
|
1108369
|
1358517
|
2247328
|
2649567
|
| |
|
|
|
(79.9)
|
(81.7)
|
(80.6)
|
(82.1)
|
(83.6)
|
(84.1)
|
| |
|
|
|
|
|
|
|
|
|
| |
Type-wise
|
|
|
|
|
|
|
| |
3A.1.
|
Demand deposits
|
115947
|
147173
|
119479
|
135338
|
240151
|
235754
|
| |
|
|
(i) From banks
|
20370
|
28622
|
16676
|
18962
|
23800
|
30139
|
| |
|
|
(ii) From others
|
95577
|
118551
|
102803
|
116376
|
216351
|
205615
|
| |
3A.2.
|
Savings bank deposits
|
241972
|
278517
|
282131
|
349453
|
533264
|
602315
|
| |
3A.3.
|
Term deposits
|
683947
|
955017
|
706759
|
873726
|
1473913
|
1811498
|
| |
|
|
(i) From banks
|
10746
|
28523
|
5647
|
5257
|
19107
|
14179
|
| |
|
|
(ii) From others
|
673201
|
926494
|
701112
|
868469
|
1454806
|
1797319
|
| |
|
|
|
|
|
|
|
|
|
| |
Location-wise
|
|
|
|
|
|
|
| |
3B.1.
|
Deposits of branches in India
|
1041867
|
1380707
|
1108370
|
1358517
|
2247328
|
2649567
|
| |
3B.2.
|
Deposits of branches outside India
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
|
|
|
|
|
|
|
|
|
4.
|
Borrowings
|
38483
|
87428
|
20734
|
31958
|
49807
|
55965
|
| |
|
|
|
(3.0)
|
(5.2)
|
(1.5)
|
(1.9)
|
(1.9)
|
(1.8)
|
| |
4.1.
|
|
Borrowings in India
|
10941
|
50258
|
268
|
6085
|
14221
|
4390
|
| |
|
|
(i) From Reserve Bank of India
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
|
(ii) From other banks
|
5246
|
—
|
268
|
6000
|
11806
|
2198
|
| |
|
|
(iii) From other institutions and agencies
|
5695
|
50258
|
—
|
85
|
2415
|
2192
|
| |
4.2.
|
|
Borrowings outside India
|
27542
|
37170
|
20466
|
25873
|
35586
|
51575
|
| |
Secured borrowing included in 4.
|
5695
|
50258
|
268
|
85
|
—
|
—
|
| |
|
|
|
|
|
|
|
|
|
|
5.
|
Other liabilities
|
145025
|
131345
|
188505
|
189143
|
219455
|
240309
|
| |
|
|
|
(11.1)
|
(7.8)
|
(13.7)
|
(11.4)
|
(8.2)
|
(7.6)
|
| |
5.1.
|
|
Bills Payable
|
33945
|
44169
|
29015
|
48403
|
111101
|
74367
|
| |
5.2.
|
|
Inter-office adjustments
|
19206
|
873
|
55240
|
65750
|
—
|
—
|
| |
5.3.
|
|
Interest accrued
|
40373
|
9404
|
52493
|
12047
|
25474
|
50007
|
| |
5.4.
|
|
Others (including provisions)
|
51501
|
76899
|
51757
|
62943
|
82880
|
115935
|
| |
|
|
|
|
|
|
|
|
|
| |
Total
|
Liabilities
|
1304391
|
1689837
|
1375806
|
1655263
|
2689676
|
3150280
|
| |
|
|
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
| |
|
|
|
|
|
|
|
|
|
|
Note:Figures
in brackets indicate per cent share in total.
Source:Annual accounts of banks of respective years .
|
|
(Amount in Rs. lakh)
|
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
As on March 31
|
|
|
| |
|
|
|
State Bank of
|
State Bank of
|
State Bank of
|
| |
|
|
|
|
Indore
|
Mysore
|
Patiala
|
| |
|
|
Items
|
|
|
|
|
|
|
| |
|
|
|
2004
|
2005
|
2004
|
2005
|
2004
|
2005
|
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
(7)
|
(8)
|
(9)
|
(10)
|
(11)
|
(12)
|
| |
|
|
|
|
|
|
|
|
|
|
1.
|
Cash
|
in hand
|
3911
|
2306
|
7542
|
5853
|
4600
|
5268
|
| |
|
|
|
(0.3)
|
(0.1)
|
(0.5)
|
(0.4)
|
(0.2)
|
(0.2)
|
|
2.
|
Balances
|
with RBI
|
51301
|
54362
|
63554
|
88301
|
104081
|
161626
|
| |
|
|
|
(3.9)
|
(3.2)
|
(4.6)
|
(5.3)
|
(3.9)
|
(5.1)
|
|
3.
|
Balances
|
with banks in India
|
19094
|
42457
|
2739
|
5514
|
8037
|
19254
|
| |
|
|
|
(1.5)
|
(2.5)
|
(0.2)
|
(0.3)
|
(0.3)
|
(0.6)
|
|
4.
|
Money at
|
call and short notice
|
7346
|
20500
|
55100
|
47500
|
14000
|
43575
|
| |
|
|
|
(0.6)
|
(1.2)
|
(4.0)
|
(2.9)
|
(0.5)
|
(1.4)
|
|
5.
|
Balances
|
with banks outside India
|
—
|
379
|
8606
|
9401
|
6870
|
4628
|
| |
|
|
|
—
|
(0.0)
|
(0.6)
|
(0.6)
|
(0.3)
|
(0.1)
|
|
6.
|
Investments
|
542902
|
589814
|
548670
|
579619
|
1111022
|
1231241
|
| |
|
|
|
(41.6)
|
(34.9)
|
(39.9)
|
(35.0)
|
(41.3)
|
(39.1)
|
| |
6.1.
|
Investments in India
|
542902
|
589814
|
548670
|
579619
|
1111022
|
1231241
|
| |
|
(i)
|
Government securities
|
497980
|
558068
|
468289
|
519426
|
990852
|
1136863
|
| |
|
(ii)
|
Other approved securities
|
8884
|
6556
|
19318
|
15501
|
27722
|
25529
|
| |
|
(iii)
|
Shares
|
2157
|
3168
|
1901
|
1750
|
2976
|
2931
|
| |
|
(iv)
|
Debentures and Bonds
|
25593
|
17869
|
42763
|
30317
|
55596
|
44276
|
| |
|
(v)
|
Subsidiaries and/or joint ventures
|
219
|
219
|
1039
|
1039
|
35
|
35
|
| |
|
(vi)
|
Others
|
8069
|
3934
|
15360
|
11586
|
33841
|
21607
|
| |
6.2.
|
Investments outside India
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(i)
|
Government securities
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(ii)
|
Subsidiaries and/or joint ventures
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(iii)
|
Others
|
—
|
—
|
—
|
—
|
—
|
—
|
|
7.
|
Advances
|
|
640606
|
904066
|
630672
|
878125
|
1308634
|
1535927
|
| |
|
|
|
(49.1)
|
(53.5)
|
(45.8)
|
(53.1)
|
(48.7)
|
(48.8)
|
| |
Type-wise
|
|
|
|
|
|
|
|
| |
7A.1.
|
Bills
|
purchased and discounted
|
49513
|
53447
|
58374
|
77249
|
138504
|
92786
|
| |
7A.2.
|
Cash credits, overdrafts & loans
|
284880
|
362044
|
288313
|
376100
|
590964
|
572368
|
| |
7A.3.
|
Term loans
|
306213
|
488575
|
283985
|
424776
|
579166
|
870773
|
| |
Security-wise
|
|
|
|
|
|
|
| |
7B.1.
|
Secured by tangible assets
|
533187
|
781777
|
562317
|
763311
|
1048394
|
1172475
|
| |
7B.2.
|
Covered by Bank/Government Guarantees
|
33623
|
24304
|
35183
|
43678
|
93778
|
110940
|
| |
7B.3.
|
Unsecured
|
73796
|
97985
|
33172
|
71137
|
166462
|
252512
|
| |
Sector-wise
|
|
|
|
|
|
|
| |
7C. I.
|
Advances in India
|
640606
|
904065
|
630672
|
878126
|
1308634
|
1535927
|
| |
|
(i)
|
Priority sectors
|
296712
|
394941
|
230345
|
355178
|
515523
|
676456
|
| |
|
(ii)
|
Public sectors
|
40746
|
32339
|
111945
|
140354
|
186053
|
198117
|
| |
|
(iii)
|
Banks
|
296
|
389
|
435
|
692
|
11027
|
3076
|
| |
|
(iv)
|
Others
|
302852
|
476396
|
287947
|
381902
|
596031
|
658278
|
| |
7C.II.
|
Advances outside India
|
—
|
—
|
—
|
—
|
—
|
—
|
|
8.
|
Fixed
|
Assets
|
6056
|
7707
|
7547
|
9224
|
12396
|
12772
|
| |
|
|
|
(0.5)
|
(0.5)
|
(0.5)
|
(0.6)
|
(0.5)
|
(0.4)
|
| |
8.1.
|
Premises
|
1272
|
2430
|
1260
|
1356
|
3485
|
3510
|
| |
8.2.
|
Fixed assets under construction
|
194
|
149
|
—
|
218
|
—
|
—
|
| |
8.3.
|
Other Fixed assets
|
4590
|
5128
|
6287
|
7650
|
8911
|
9262
|
|
9.
|
Other Assets
|
33178
|
68245
|
51376
|
31725
|
120035
|
135990
|
| |
|
|
|
(2.5)
|
(4.0)
|
(3.7)
|
(1.9)
|
(4.5)
|
(4.3)
|
| |
9.1.
|
Inter
|
- office adjustments (net)
|
—
|
—
|
—
|
—
|
36212
|
5793
|
| |
9.2.
|
Interest accrued
|
15311
|
15120
|
38809
|
15785
|
32263
|
37139
|
| |
9.3.
|
Tax
|
paid
|
3391
|
1336
|
3091
|
7453
|
22007
|
38457
|
| |
9.4.
|
Stationery and Stamps
|
281
|
260
|
496
|
489
|
448
|
525
|
| |
9.5.
|
Others
|
14195
|
51529
|
8980
|
7998
|
29105
|
54076
|
| |
|
|
|
|
|
|
|
|
|
| |
Total
|
Assets
|
1304394
|
1689836
|
1375806
|
1655262
|
2689675
|
3150281
|
| |
|
|
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
|
(Amount in Rs. lakh)
|
| |
|
|
|
|
|
|
|
| |
|
|
|
As on March 31
|
| |
|
|
|
State Bank of
|
|
State Bank of
|
| |
|
|
|
Saurashtra
|
|
Travancore
|
| |
|
|
Items
|
|
|
|
|
| |
|
|
|
2004
|
2005
|
2004
|
2005
|
| |
|
|
|
|
|
|
|
| |
|
|
|
(13)
|
(14)
|
(15)
|
(16)
|
| |
|
|
|
|
|
|
|
|
1.
|
Capital
|
31400
|
31400
|
5000
|
5000
|
| |
|
|
|
(2.4)
|
(2.1)
|
(0.2)
|
(0.2)
|
| |
|
|
|
|
|
|
|
|
2.
|
Reserves and Surplus
|
45341
|
48025
|
87526
|
107998
|
| |
|
|
|
(3.5)
|
(3.2)
|
(3.6)
|
(3.7)
|
| |
2.1.
|
|
Statutory Reserves
|
15661
|
16690
|
40030
|
46208
|
| |
2.2.
|
|
Capital Reserves
|
1460
|
1460
|
407
|
1300
|
| |
2.3.
|
|
Share Premium
|
—
|
—
|
14250
|
14250
|
| |
2.4.
|
|
Investments Fluctuations Reserves
|
17690
|
17690
|
27756
|
29600
|
| |
2.5.
|
|
Revenue and other Reserves
|
10529
|
12184
|
4524
|
16484
|
| |
2.6.
|
|
Balance of Profit
|
1
|
1
|
559
|
156
|
| |
|
|
|
|
|
|
|
|
3.
|
Deposits
|
1067475
|
1261305
|
1972137
|
2413301
|
| |
|
|
|
(83.2)
|
(83.9)
|
(82.2)
|
(83.6)
|
| |
|
|
|
|
|
|
|
| |
Type-wise
|
|
|
|
|
| |
3A.1.
|
Demand deposits
|
106925
|
107239
|
149368
|
171035
|
| |
|
|
(i) From banks
|
18504
|
14118
|
54337
|
57038
|
| |
|
|
(ii) From others
|
88421
|
93121
|
95031
|
113997
|
| |
3A.2.
|
Savings bank deposits
|
220411
|
260573
|
475810
|
543683
|
| |
3A.3.
|
Term deposits
|
740139
|
893493
|
1346959
|
1698583
|
| |
|
|
(i) From banks
|
26651
|
16435
|
7225
|
11877
|
| |
|
|
(ii) From others
|
713488
|
877058
|
1339734
|
1686706
|
| |
|
|
|
|
|
|
|
| |
Location-wise
|
|
|
|
|
| |
3B.1.
|
Deposits of branches in India
|
1067476
|
1261304
|
1972137
|
2413301
|
| |
3B.2.
|
Deposits of branches outside India
|
—
|
—
|
—
|
—
|
| |
|
|
|
|
|
|
|
|
4.
|
Borrowings
|
58199
|
97848
|
27060
|
12714
|
| |
|
|
|
(4.5)
|
(6.5)
|
(1.1)
|
(0.4)
|
| |
4.1.
|
|
Borrowings in India
|
17
|
16263
|
392
|
465
|
| |
|
|
(i) From Reserve Bank of India
|
—
|
—
|
—
|
—
|
| |
|
|
(ii) From other banks
|
—
|
—
|
—
|
—
|
| |
|
|
(iii) From other institutions and agencies
|
17
|
16263
|
392
|
465
|
| |
4.2.
|
|
Borrowings outside India
|
58182
|
81585
|
26668
|
12249
|
| |
Secured borrowing included in 4.
|
17
|
13
|
—
|
—
|
| |
|
|
|
|
|
|
|
|
5.
|
Other liabilities
|
81310
|
65384
|
308609
|
348448
|
| |
|
|
|
(6.3)
|
(4.3)
|
(12.9)
|
(12.1)
|
| |
5.1.
|
|
Bills Payable
|
34531
|
26912
|
40147
|
37825
|
| |
5.2.
|
|
Inter-office adjustments
|
—
|
—
|
59546
|
49994
|
| |
5.3.
|
|
Interest accrued
|
10827
|
11327
|
105809
|
101759
|
| |
5.4.
|
|
Others (including provisions)
|
35952
|
27145
|
103107
|
158870
|
| |
|
|
|
|
|
|
|
| |
Total
|
Liabilities
|
1283725
|
1503962
|
2400332
|
2887461
|
| |
|
|
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
| |
|
|
|
|
|
|
|
|
Note:Figures
in brackets indicate per cent share in total.
Source:Annual accounts of banks of respective years .
|
|
(Amount in Rs. lakh)
|
| |
|
|
|
|
|
|
|
| |
|
|
|
As on March 31
|
| |
|
|
|
State Bank of
|
|
|
State Bank of
|
|
|
|
|
|
Saurashtra
|
|
|
Travancore
|
| |
|
|
Items
|
|
|
|
|
| |
|
|
|
2004
|
2005
|
2004
|
2005
|
| |
|
|
|
|
|
|
|
| |
|
|
|
(13)
|
(14)
|
(15)
|
(16)
|
| |
|
|
|
|
|
|
|
|
1.
|
Cash
|
in hand
|
1970
|
2191
|
3899
|
5010
|
| |
|
|
|
(0.2)
|
(0.1)
|
(0.2)
|
(0.2)
|
|
2.
|
Balances
|
with RBI
|
71450
|
83088
|
91893
|
201329
|
| |
|
|
|
(5.6)
|
(5.5)
|
(3.8)
|
(7.0)
|
|
3.
|
Balances
|
with banks in India
|
4855
|
11736
|
32535
|
63311
|
| |
|
|
|
(0.4)
|
(0.8)
|
(1.4)
|
(2.2)
|
|
4.
|
Money at
|
call and short notice
|
7323
|
11454
|
—
|
5000
|
| |
|
|
|
(0.6)
|
(0.8)
|
—
|
(0.2)
|
|
5.
|
Balances
|
with banks outside India
|
11241
|
9093
|
12348
|
8382
|
| |
|
|
|
(0.9)
|
(0.6)
|
(0.5)
|
(0.3)
|
|
6.
|
Investments
|
584639
|
608559
|
1077808
|
1059212
|
| |
|
|
|
(45.5)
|
(40.5)
|
(44.9)
|
(36.7)
|
| |
6.1.
|
Investments in India
|
584639
|
608559
|
1077808
|
1059212
|
| |
|
(i)
|
Government securities
|
539915
|
569757
|
1014502
|
1011595
|
| |
|
(ii)
|
Other approved securities
|
5088
|
4655
|
15332
|
13013
|
| |
|
(iii)
|
Shares
|
2243
|
2069
|
3606
|
2868
|
| |
|
(iv)
|
Debentures and Bonds
|
31715
|
25722
|
41934
|
29748
|
| |
|
(v)
|
Subsidiaries and/or joint ventures
|
859
|
859
|
—
|
—
|
| |
|
(vi)
|
Others
|
4819
|
5497
|
2434
|
1988
|
| |
6.2.
|
Investments outside India
|
—
|
—
|
—
|
—
|
| |
|
(i)
|
Government securities
|
—
|
—
|
—
|
—
|
| |
|
(ii)
|
Subsidiaries and/or joint ventures
|
—
|
—
|
—
|
—
|
| |
|
(iii)
|
Others
|
—
|
—
|
—
|
—
|
|
7.
|
Advances
|
|
524048
|
671408
|
1113243
|
1484834
|
| |
|
|
|
(40.8)
|
(44.6)
|
(46.4)
|
(51.4)
|
| |
Type-wise
|
|
|
|
|
|
| |
7A.1.
|
Bills
|
purchased and discounted
|
62675
|
75804
|
127864
|
118604
|
| |
7A.2.
|
Cash credits, overdrafts & loans
|
293853
|
288769
|
566233
|
711346
|
| |
7A.3.
|
Term loans
|
167520
|
306835
|
419146
|
654884
|
| |
Security-wise
|
|
|
|
|
| |
7B.1.
|
Secured by tangible assets
|
454621
|
519184
|
879336
|
1146454
|
| |
7B.2.
|
Covered by Bank/Government Guarantees
|
4140
|
171
|
85515
|
89867
|
| |
7B.3.
|
Unsecured
|
65288
|
152052
|
148392
|
248513
|
| |
Sector-wise
|
|
|
|
|
| |
7C. I.
|
Advances in India
|
524048
|
671407
|
1113244
|
1484834
|
| |
|
(i)
|
Priority sectors
|
223605
|
261578
|
414340
|
569532
|
| |
|
(ii)
|
Public sectors
|
59930
|
61888
|
157026
|
228375
|
| |
|
(iii)
|
Banks
|
1394
|
1284
|
13058
|
8587
|
| |
|
(iv)
|
Others
|
239119
|
346657
|
528820
|
678340
|
| |
7C.II.
|
Advances outside India
|
—
|
—
|
—
|
—
|
|
8.
|
Fixed
|
Assets
|
5914
|
6635
|
10644
|
10690
|
| |
|
|
|
(0.5)
|
(0.4)
|
(0.4)
|
(0.4)
|
| |
8.1.
|
Premises
|
1521
|
1435
|
2234
|
2258
|
| |
8.2.
|
Fixed assets under construction
|
—
|
6
|
—
|
—
|
| |
8.3.
|
Other Fixed assets
|
4393
|
5194
|
8410
|
8432
|
|
9.
|
Other Assets
|
72286
|
99798
|
57962
|
49692
|
| |
|
|
|
(5.6)
|
(6.6)
|
(2.4)
|
(1.7)
|
| |
9.1.
|
Inter
|
- office adjustments (net)
|
5562
|
19566
|
—
|
—
|
| |
9.2.
|
Interest accrued
|
21686
|
24484
|
33569
|
31833
|
| |
9.3.
|
Tax
|
paid
|
21672
|
30885
|
7607
|
9599
|
| |
9.4.
|
Stationery and Stamps
|
178
|
157
|
368
|
321
|
| |
9.5.
|
Others
|
23188
|
24706
|
16418
|
7939
|
| |
|
|
|
|
|
|
|
| |
Total
|
Assets
|
1283726
|
1503962
|
2400332
|
2887460
|
| |
|
|
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
|
(Amount in Rs. lakh)
|
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
As on March 31
|
|
|
| |
|
|
|
Allahabad
|
|
Andhra
|
Bank of
|
| |
|
|
|
|
Bank
|
|
Bank
|
Baroda
|
| |
|
|
Items
|
|
|
|
|
|
|
| |
|
|
|
2004
|
2005
|
2004
|
2005
|
2004
|
2005
|
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
(1)
|
(2)
|
(3)
|
(4)
|
(5)
|
(6)
|
| |
|
|
|
|
|
|
|
|
|
|
1.
|
Capital
|
34670
|
34670
|
40000
|
40000
|
29452
|
29453
|
| |
|
|
|
(1.0)
|
(0.8)
|
(1.5)
|
(1.2)
|
(0.3)
|
(0.3)
|
| |
|
|
|
|
|
|
|
|
|
|
2.
|
Reserves and Surplus
|
120525
|
198096
|
105260
|
143700
|
483638
|
533322
|
| |
|
|
|
(3.5)
|
(4.4)
|
(3.9)
|
(4.4)
|
(5.7)
|
(5.6)
|
| |
2.1.
|
|
Statutory Reserves
|
37639
|
51639
|
41780
|
54781
|
123892
|
140813
|
| |
2.2.
|
|
Capital Reserves
|
23113
|
64163
|
303
|
14818
|
42321
|
41070
|
| |
2.3.
|
|
Share Premium
|
—
|
—
|
—
|
—
|
73876
|
73877
|
| |
2.4.
|
|
Investments Fluctuations Reserves
|
33065
|
42995
|
38826
|
31300
|
104254
|
104254
|
| |
2.5.
|
|
Revenue and other Reserves
|
22269
|
33349
|
24330
|
42780
|
139295
|
173308
|
| |
2.6.
|
|
Balance of Profit
|
4439
|
5950
|
21
|
21
|
—
|
—
|
| |
|
|
|
|
|
|
|
|
|
|
3.
|
Deposits
|
3147661
|
4076208
|
2294051
|
2755071
|
7296732
|
8133346
|
| |
|
|
|
(90.7)
|
(90.3)
|
(84.9)
|
(84.2)
|
(85.7)
|
(85.9)
|
| |
|
|
|
|
|
|
|
|
|
| |
Type-wise
|
|
|
|
|
|
|
| |
3A.1.
|
Demand deposits
|
284670
|
329870
|
221895
|
255829
|
677164
|
687109
|
| |
|
|
(i) From banks
|
8708
|
4677
|
1876
|
2557
|
47658
|
39144
|
| |
|
|
(ii) From others
|
275962
|
325193
|
220019
|
253272
|
629506
|
647965
|
| |
3A.2.
|
Savings bank deposits
|
1034239
|
1247210
|
634812
|
740077
|
1978021
|
2277693
|
| |
3A.3.
|
Term deposits
|
1828752
|
2499128
|
1437344
|
1759165
|
4641547
|
5168544
|
| |
|
|
(i) From banks
|
43043
|
62473
|
6294
|
4807
|
292337
|
319402
|
| |
|
|
(ii) From others
|
1785709
|
2436655
|
1431050
|
1754358
|
4349210
|
4849142
|
| |
|
|
|
|
|
|
|
|
|
| |
Location-wise
|
|
|
|
|
|
|
| |
3B.1.
|
Deposits of branches in India
|
3147660
|
4076207
|
2294052
|
2755071
|
6434634
|
7099224
|
| |
3B.2.
|
Deposits of branches outside India
|
—
|
—
|
—
|
—
|
862099
|
1034123
|
| |
|
|
|
|
|
|
|
|
|
|
4.
|
Borrowings
|
16899
|
12949
|
84300
|
98325
|
87511
|
164083
|
| |
|
|
|
(0.5)
|
(0.3)
|
(3.1)
|
(3.0)
|
(1.0)
|
(1.7)
|
| |
4.1.
|
|
Borrowings in India
|
2691
|
1133
|
38679
|
46268
|
23463
|
63604
|
| |
|
|
(i) From Reserve Bank of India
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
|
(ii) From other banks
|
—
|
—
|
—
|
2065
|
918
|
28116
|
| |
|
|
(iii) From other institutions and agencies
|
2691
|
1133
|
38679
|
44203
|
22545
|
35488
|
| |
4.2.
|
|
Borrowings outside India
|
14208
|
11816
|
45621
|
52057
|
64048
|
100479
|
| |
Secured borrowing included in 4.
|
—
|
—
|
—
|
—
|
22545
|
35488
|
| |
|
|
|
|
|
|
|
|
|
|
5.
|
Other liabilities
|
150675
|
192572
|
177285
|
235773
|
613531
|
606219
|
| |
|
|
|
(4.3)
|
(4.3)
|
(6.6)
|
(7.2)
|
(7.2)
|
(6.4)
|
| |
5.1.
|
|
Bills Payable
|
19203
|
24874
|
64095
|
99099
|
103209
|
145341
|
| |
5.2.
|
|
Inter-office adjustments
|
—
|
852
|
—
|
—
|
30827
|
—
|
| |
5.3.
|
|
Interest accrued
|
14252
|
19135
|
8035
|
11677
|
36592
|
55930
|
| |
5.4.
|
|
Others (including provisions)
|
117220
|
147711
|
105155
|
124997
|
442903
|
404948
|
| |
|
|
|
|
|
|
|
|
|
| |
Total
|
Liabilities
|
3470430
|
4514495
|
2700896
|
3272869
|
8510864
|
9466423
|
| |
|
|
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
| |
|
|
|
|
|
|
|
|
|
|
Note:Figures
in brackets indicate per cent share in total.
Source:Annual accounts of banks of respective years .
|
| |
(Amount in Rs. lakh)
|
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
As on March 31
|
| |
|
|
|
Allahabad
|
|
Andhra
|
Bank of
|
| |
|
|
|
|
Bank
|
|
Bank
|
Baroda
|
| |
|
|
Items
|
|
|
|
|
|
|
| |
|
|
|
2004
|
2005
|
2004
|
2005
|
2004
|
2005
|
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
(1)
|
(2)
|
(3)
|
(4)
|
(5)
|
(6)
|
| |
|
|
|
|
|
|
|
|
|
|
1.
|
Cash
|
in hand
|
19758
|
22094
|
28956
|
26407
|
40202
|
39723
|
| |
|
|
|
(0.6)
|
(0.5)
|
(1.1)
|
(0.8)
|
(0.5)
|
(0.4)
|
|
2.
|
Balances
|
with RBI
|
195820
|
220622
|
175506
|
180986
|
265477
|
231509
|
| |
|
|
|
(5.6)
|
(4.9)
|
(6.5)
|
(5.5)
|
(3.1)
|
(2.4)
|
|
3.
|
Balances
|
with banks in India
|
39400
|
80783
|
37145
|
68356
|
83744
|
94778
|
| |
|
|
|
(1.1)
|
(1.8)
|
(1.4)
|
(2.1)
|
(1.0)
|
(1.0)
|
|
4.
|
Money at
|
call and short notice
|
1670
|
—
|
12500
|
71500
|
255345
|
377401
|
| |
|
|
|
(0.0)
|
—
|
(0.5)
|
(2.2)
|
(3.0)
|
(4.0)
|
|
5.
|
Balances
|
with banks outside India
|
2983
|
8047
|
3217
|
5080
|
81915
|
182008
|
| |
|
|
|
(0.1)
|
(0.2)
|
(0.1)
|
(0.2)
|
(1.0)
|
(1.9)
|
|
6.
|
Investments
|
1555482
|
1898827
|
1031735
|
1064629
|
3801879
|
3707445
|
| |
|
|
|
(44.8)
|
(42.1)
|
(38.2)
|
(32.5)
|
(44.7)
|
(39.2)
|
| |
6.1.
|
Investments in India
|
1555482
|
1898827
|
1031735
|
1064629
|
3605583
|
3486938
|
| |
|
(i)
|
Government securities
|
1175910
|
1562998
|
881014
|
877755
|
2737182
|
2804314
|
| |
|
(ii)
|
Other approved securities
|
53612
|
51241
|
21252
|
15300
|
139569
|
131366
|
| |
|
(iii)
|
Shares
|
6793
|
8527
|
8902
|
24364
|
51714
|
52867
|
| |
|
(iv)
|
Debentures and Bonds
|
255346
|
237597
|
95625
|
116831
|
450964
|
371957
|
| |
|
(v)
|
Subsidiaries and/or joint ventures
|
8762
|
8762
|
931
|
931
|
25473
|
25362
|
| |
|
(vi)
|
Others
|
55059
|
29702
|
24011
|
29448
|
200681
|
101072
|
| |
6.2.
|
Investments outside India
|
—
|
—
|
—
|
—
|
196296
|
220507
|
| |
|
(i)
|
Government securities
|
—
|
—
|
—
|
—
|
71679
|
96471
|
| |
|
(ii)
|
Subsidiaries and/or joint ventures
|
—
|
—
|
—
|
—
|
17500
|
17500
|
| |
|
(iii)
|
Others
|
—
|
—
|
—
|
—
|
107117
|
106536
|
|
7.
|
Advances
|
|
1534154
|
2115083
|
1288547
|
1751684
|
3560088
|
4340038
|
| |
|
|
|
(44.2)
|
(46.9)
|
(47.7)
|
(53.5)
|
(41.8)
|
(45.8)
|
| |
Type-wise
|
|
|
|
|
|
|
|
| |
7A.1.
|
Bills
|
purchased and discounted
|
64183
|
110863
|
102495
|
123318
|
249637
|
399367
|
| |
7A.2.
|
Cash credits, overdrafts & loans
|
633270
|
842468
|
650847
|
893052
|
1839360
|
2180957
|
| |
7A.3.
|
Term loans
|
836701
|
1161752
|
535205
|
735314
|
1471091
|
1759714
|
| |
Security-wise
|
|
|
|
|
|
|
| |
7B.1.
|
Secured by tangible assets
|
1161703
|
1641057
|
1087875
|
1414386
|
2850149
|
3327869
|
| |
7B.2.
|
Covered by Bank/Government Guarantees
|
158171
|
211474
|
87170
|
127654
|
280164
|
352979
|
| |
7B.3.
|
Unsecured
|
214280
|
262551
|
113501
|
209645
|
429774
|
659190
|
| |
Sector-wise
|
|
|
|
|
|
|
| |
7C. I.
|
Advances in India
|
1534154
|
2115082
|
1288546
|
1751684
|
2919681
|
3567137
|
| |
|
(i)
|
Priority sectors
|
643218
|
917937
|
479198
|
690789
|
992542
|
1226580
|
| |
|
(ii)
|
Public sectors
|
274691
|
343942
|
111785
|
123547
|
357666
|
433831
|
| |
|
(iii)
|
Banks
|
151
|
—
|
—
|
—
|
46646
|
146371
|
| |
|
(iv)
|
Others
|
616094
|
853203
|
697563
|
937348
|
1522827
|
1760355
|
| |
7C.II.
|
Advances outside India
|
—
|
—
|
—
|
—
|
640407
|
772902
|
|
8.
|
Fixed
|
Assets
|
35305
|
73199
|
17993
|
18728
|
81528
|
86081
|
| |
|
|
|
(1.0)
|
(1.6)
|
(0.7)
|
(0.6)
|
(1.0)
|
(0.9)
|
| |
8.1.
|
Premises
|
26413
|
63450
|
3821
|
4514
|
64349
|
66148
|
| |
8.2.
|
Fixed assets under construction
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
8.3.
|
Other Fixed assets
|
8892
|
9749
|
14172
|
14214
|
17179
|
19933
|
|
9.
|
Other Assets
|
85856
|
95837
|
105297
|
85498
|
340689
|
407441
|
| |
|
|
|
(2.5)
|
(2.1)
|
(3.9)
|
(2.6)
|
(4.0)
|
(4.3)
|
| |
9.1.
|
Inter
|
- office adjustments (net)
|
14636
|
—
|
26168
|
14675
|
—
|
55425
|
| |
9.2.
|
Interest accrued
|
39468
|
42962
|
28583
|
23502
|
108166
|
110391
|
| |
9.3.
|
Tax
|
paid
|
18293
|
12293
|
14586
|
14932
|
102590
|
81283
|
| |
9.4.
|
Stationery and Stamps
|
703
|
698
|
443
|
428
|
571
|
506
|
| |
9.5.
|
Others
|
12756
|
39884
|
35517
|
31961
|
129362
|
159836
|
| |
|
|
|
|
|
|
|
|
|
| |
Total
|
Assets
|
3470428
|
4514492
|
2700896
|
3272868
|
8510867
|
9466424
|
| |
|
|
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|