| |
|
|
|
|
|
|
|
|
|
|
(Amount in Rs. crore)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
As on March 31
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
Current
|
|
Savings
|
|
Term
|
|
|
Total
|
| |
Sector of the Economy
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
2003
|
2004
|
2003
|
2004
|
2003
|
|
2004
|
2003
|
2004
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
(1)
|
(2)
|
(3)
|
(4)
|
(5)
|
|
(6)
|
(7)
|
(8)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
I.
|
Government Sector
|
29662
|
33237
|
22355
|
27703
|
1,02,856
|
1,67,627
|
1,54,873
|
2,28,566
|
| |
|
|
|
(19.4)
|
(16.2)
|
(6.8)
|
(7.3)
|
(12.3)
|
(17.0)
|
(11.8)
|
(14.5)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
1.
|
Central & State Governments
|
11471
|
12746
|
11217
|
16624
|
33564
|
49,592
|
56252
|
78962
|
| |
|
|
|
(7.5)
|
(6.2)
|
(3.4)
|
(4.4)
|
(4.0)
|
|
(5.0)
|
(4.3)
|
(5.0)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
i)
|
Central Government
|
4957
|
5858
|
1135
|
1494
|
18639
|
29774
|
24731
|
37126
|
| |
|
|
|
(3.2)
|
(2.8)
|
(0.3)
|
(0.4)
|
(2.2)
|
|
(3.0)
|
(1.9)
|
(2.4)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
ii)
|
State Governments
|
6514
|
6888
|
10082
|
15130
|
14926
|
19818
|
31522
|
41836
|
| |
|
|
|
(4.3)
|
(3.3)
|
(3.0)
|
(4.0)
|
(1.8)
|
|
(2.0)
|
(2.4)
|
(2.7)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
2.
|
Local Authorities
|
2044
|
3608
|
5992
|
5297
|
13662
|
19425
|
21697
|
28330
|
| |
|
|
|
(1.3)
|
(1.8)
|
(1.8)
|
(1.4)
|
(1.6)
|
|
(2.0)
|
(1.6)
|
(1.8)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
3.
|
Quasi Government Bodies
|
7585
|
8022
|
1795
|
2394
|
25739
|
31422
|
35119
|
41838
|
| |
|
|
|
(5.0)
|
(3.9)
|
(0.5)
|
(0.6)
|
(3.1)
|
|
(3.2)
|
(2.7)
|
(2.7)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
Of
|
which:
State Electricity Boards
|
3490
|
3408
|
229
|
208
|
4382
|
|
6777
|
8101
|
10393
|
| |
|
|
|
(2.3)
|
(1.7)
|
(0.1)
|
(0.1)
|
(0.5)
|
|
(0.7)
|
(0.6)
|
(0.7)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
4.
|
Public Sector Corporations
|
8563
|
8860
|
3351
|
3388
|
29891
|
67188
|
41804
|
79437
|
| |
|
and Companies
|
(5.6)
|
(4.3)
|
(1.0)
|
(0.9)
|
(3.6)
|
|
(6.8)
|
(3.2)
|
(5.0)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
i)
|
Non - Departmental
|
5075
|
5108
|
523
|
376
|
13692
|
46771
|
19290
|
52255
|
| |
|
|
Commercial Undertakings
|
(3.3)
|
(2.5)
|
(0.2)
|
(0.1)
|
(1.6)
|
|
(4.7)
|
(1.5)
|
(3.3)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
ii)
|
Others
|
3487
|
3752
|
2828
|
3012
|
16199
|
20418
|
22514
|
27182
|
| |
|
|
|
(2.3)
|
(1.8)
|
(0.9)
|
(0.8)
|
(1.9)
|
|
(2.1)
|
(1.7)
|
(1.7)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
II.
|
Private Corporate Sector
|
22099
|
45870
|
993
|
2147
|
44699
|
75630
|
67791
|
1,23,646
|
| |
(Non
|
- Financial)
|
(14.5)
|
(22.3)
|
(0.3)
|
(0.6)
|
(5.4)
|
|
(7.7)
|
(5.1)
|
(7.9)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
1.
|
Non - Financial Companies
|
15341
|
37871
|
158
|
1040
|
29558
|
62841
|
45058
|
1,01,752
|
| |
|
|
|
(10.0)
|
(18.4)
|
-
|
(0.3)
|
(3.5)
|
|
(6.4)
|
(3.4)
|
(6.5)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
2.
|
Non - Credit Co-operative
|
798
|
296
|
282
|
314
|
1519
|
|
1429
|
2599
|
2039
|
| |
|
Institutions
|
(0.5)
|
(0.1)
|
(0.1)
|
(0.1)
|
(0.2)
|
|
(0.1)
|
(0.2)
|
(0.1)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
3.
|
Others
|
5960
|
7702
|
552
|
792
|
13622
|
11361
|
20134
|
19856
|
| |
|
|
|
(3.9)
|
(3.7)
|
(0.2)
|
(0.2)
|
(1.6)
|
|
(1.1)
|
(1.5)
|
(1.3)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
III.
|
Financial Sector
|
21693
|
26570
|
3323
|
4451
|
62876
|
1,02,148
|
87892
|
1,33,169
|
| |
|
|
|
(14.2)
|
(12.9)
|
(1.0)
|
(1.2)
|
(7.5)
|
(10.3)
|
(6.7)
|
(8.5)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
1.
|
Banks
|
10508
|
11534
|
1548
|
1921
|
41864
|
45424
|
53920
|
58880
|
| |
|
|
|
(6.9)
|
(5.6)
|
(0.5)
|
(0.5)
|
(5.0)
|
|
(4.6)
|
(4.1)
|
(3.7)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
i)
|
Indian Commercial Banks
|
6865
|
7072
|
1301
|
1264
|
32152
|
29885
|
40318
|
38222
|
| |
|
|
|
(4.5)
|
(3.4)
|
(0.4)
|
(0.3)
|
(3.9)
|
|
(3.0)
|
(3.1)
|
(2.4)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
ii)
|
Foreign Resident Banks
|
653
|
896
|
2
|
108
|
530
|
|
3006
|
1186
|
4010
|
| |
|
|
(Offices of Foreign
|
(0.4)
|
(0.4)
|
—
|
—
|
(0.1)
|
|
(0.3)
|
(0.1)
|
(0.3)
|
| |
|
|
Banks in India)
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
iii)
|
Co-operative Banks &
|
2989
|
3566
|
245
|
549
|
9182
|
12534
|
12416
|
16648
|
| |
|
|
Credit societies
|
(2.0)
|
(1.7)
|
(0.1)
|
(0.1)
|
(1.1)
|
|
(1.3)
|
(0.9)
|
(1.1)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
a. Co-operative Banks
|
2733
|
3354
|
80
|
386
|
7803
|
11584
|
10615
|
15325
|
| |
|
|
|
(1.8)
|
(1.6)
|
—
|
(0.1)
|
(0.9)
|
|
(1.2)
|
(0.8)
|
(1.0)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
b. Credit Societies
|
257
|
212
|
165
|
163
|
1380
|
|
949
|
1801
|
1324
|
| |
|
|
|
(0.2)
|
(0.1)
|
—
|
—
|
(0.2)
|
|
(0.1)
|
(0.1)
|
(0.1)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
Note: Figures
in brackets indicate percentages to total.
Source : Reserve Bank of India Bulletin, September 2005.
|
| |
|
|
|
|
|
|
|
|
|
(Amount in Rs. crore)
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
As on
|
March 31
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
Current
|
|
Savings
|
|
Term
|
|
|
Total
|
|
Sector of the Economy
|
|
|
|
|
|
|
|
|
|
| |
|
|
2003
|
2004
|
2003
|
2004
|
2003
|
|
2004
|
2003
|
2004
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
(1)
|
(2)
|
(3)
|
(4)
|
(5)
|
|
(6)
|
(7)
|
(8)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
2.
|
Other Financial Institutions
|
6634
|
7448
|
1049
|
1583
|
12568
|
|
38334
|
20251
|
47366
|
| |
|
|
(4.3)
|
(3.6)
|
(0.3)
|
(0.4)
|
(1.5)
|
|
(3.9)
|
(1.5)
|
(3.0)
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
i)
|
Financial Companies
|
549
|
860
|
30
|
31
|
1580
|
|
1759
|
2160
|
2651
|
| |
|
|
(0.4)
|
(0.4)
|
—
|
—
|
(0.2)
|
|
(0.2)
|
(0.2)
|
(0.2)
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
|
a. Housing Finance
|
309
|
548
|
7
|
29
|
1311
|
|
1507
|
1627
|
2085
|
| |
|
Companies
|
(0.2)
|
(0.3)
|
—
|
—
|
(0.2)
|
|
(0.2)
|
(0.1)
|
(0.1)
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
|
b. Auto Finance Companies
|
240
|
312
|
23
|
2
|
269
|
|
252
|
532
|
566
|
| |
|
|
(0.2)
|
(0.2)
|
—
|
—
|
—
|
|
—
|
—
|
—
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
ii)
|
Total of Mutual Funds
|
99
|
391
|
2
|
40
|
642
|
|
10081
|
743
|
10513
|
| |
|
(including Private Sector
|
(0.1)
|
(0.2)
|
—
|
—
|
(0.1)
|
|
(1.0)
|
(0.1)
|
(0.7)
|
| |
|
Mutual Funds)
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
|
a. Mutual Funds in
|
37
|
239
|
1
|
30
|
281
|
|
3378
|
319
|
3646
|
| |
|
Private Sector
|
—
|
(0.1)
|
—
|
—
|
—
|
|
(0.3)
|
—
|
(0.2)
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
|
b. Other Mutual Funds
|
62
|
152
|
1
|
11
|
361
|
|
6703
|
424
|
6867
|
| |
|
|
—
|
(0.1)
|
—
|
—
|
—
|
|
(0.7)
|
—
|
(0.4)
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
iii)
|
Unit Trust of India
|
96
|
408
|
1
|
1
|
14
|
|
926
|
111
|
1335
|
| |
|
|
(0.1)
|
(0.2)
|
—
|
—
|
—
|
|
(0.1)
|
—
|
(0.1)
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
iv)
|
Insurance Corporations
|
4107
|
4325
|
58
|
104
|
6601
|
|
13680
|
10766
|
18109
|
| |
|
and Companies
|
(2.7)
|
(2.1)
|
—
|
—
|
(0.8)
|
|
(1.4)
|
(0.8)
|
(1.2)
|
| |
|
(Life and General)
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
v)
|
Term Lending Institutions
|
635
|
617
|
10
|
6
|
2478
|
|
3225
|
3123
|
3848
|
| |
|
|
(0.4)
|
(0.3)
|
—
|
—
|
(0.3)
|
|
(0.3)
|
(0.2)
|
(0.2)
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
vi)
|
Provident Fund Institutions
|
1148
|
847
|
947
|
1401
|
1253
|
|
8662
|
3348
|
10910
|
| |
|
|
(0.8)
|
(0.4)
|
(0.3)
|
(0.4)
|
(0.2)
|
|
(0.9)
|
(0.3)
|
(0.7)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
3.
|
Other Financial Companies
|
4552
|
7587
|
726
|
946
|
8444
|
|
18390
|
13722
|
26924
|
| |
|
|
(3.0)
|
(3.7)
|
(0.2)
|
(0.2)
|
(1.0)
|
|
(1.9)
|
(1.0)
|
(1.7)
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
i)
|
Financial Services
|
444
|
2666
|
9
|
13
|
1251
|
|
2774
|
1704
|
5453
|
| |
|
Companies
|
(0.3)
|
(1.3)
|
—
|
—
|
(0.2)
|
|
(0.3)
|
(0.1)
|
(0.3)
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
ii)
|
Other Financial
|
1144
|
3120
|
78
|
125
|
3035
|
|
8057
|
4257
|
11302
|
| |
|
Companies
|
(0.7)
|
(1.5)
|
—
|
—
|
(0.4)
|
|
(0.8)
|
(0.3)
|
(0.7)
|
| |
|
|
|
|
|
|
|
|
|
|
|
| |
iii)
|
Others
|
2963
|
1801
|
639
|
809
|
4158
|
|
7559
|
7761
|
10169
|
| |
|
|
(1.9)
|
(0.9)
|
(0.2)
|
(0.2)
|
(0.5)
|
|
(0.8)
|
(0.6)
|
(0.6)
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
Note: Figures
in brackets indicate percentages to total.
Source : Reserve Bank of India Bulletin, September 2005.
|
|