| | | | | | | | | | | | NORTHERN REGION | | | | | | | | | STATE : HARYANA
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| (Amount in Rupees Lakh)
| | | | | RURAL
| SEMI-URBAN
| URBAN / METROPOLITAN
| TOTAL
| | | | OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | |
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| I. | AGRICULTURE | 2,24,150 | 158,07 | 79,988 | 57,50 | 29,055 | 19,59 | 3,33,193 | 235,16 | | | 1. | Direct Finance | 2,22,603 | 157,16 | 78,923 | 56,73 | 28,362 | 18,86 | 3,29,888 | 232,75 | | | 2. | Indirect Finance | 1,547 | 90 | 1,065 | 77 | 693 | 73 | 3,305 | 2,41 | | | | | | | | | | | | | II. | INDUSTRY | 22,020 | 15,16 | 11,572 | 10,63 | 15,585 | 20,02 | 49,177 | 45,81 | | | 1. | Food Manufacturing & Processing | 38 | 3 | 80 | 12 | 211 | 26 | 329 | 40 | | | 2. | Other Industries | 21,982 | 15,13 | 11,492 | 10,51 | 15,374 | 19,76 | 48,848 | 45,41 | | | | | | | | | | | | | III. | TRANSPORT OPERATORS | 18,919 | 13,18 | 4,292 | 2,76 | 2,531 | 2,36 | 25,742 | 18,30 | | | | | | | | | | | | | IV. | PROFESSIONAL AND OTHER SERVICES | 6,040 | 4,25 | 5,886 | 3,74 | 7,688 | 5,35 | 19,614 | 13,34 | | | | | | | | | | | | | V. | PERSONAL LOANS | 46,831 | 40,98 | 36,445 | 33,07 | 56,300 | 54,52 | 1,39,576 | 128,57 | | | 1. | Loans for Purchase of Consumer Durables | 2,070 | 1,71 | 1,306 | 1,39 | 2,150 | 2,10 | 5,526 | 5,20 | | | 2. | Loans for Housing | 1,562 | 2,05 | 1,596 | 1,51 | 4,590 | 4,87 | 7,748 | 8,43 | | | 3. | Rest of the Personal Loans | 43,199 | 37,22 | 33,543 | 30,17 | 49,560 | 47,55 | 1,26,302 | 114,94 | | | | | | | | | | | | | VI. | TRADE | 66,114 | 50,94 | 35,371 | 30,08 | 35,760 | 29,31 | 1,37,245 | 110,33 | | | 1. | Wholesale Trade | 3,909 | 4,23 | 542 | 38 | 1,287 | 1,22 | 5,738 | 5,84 | | | 2. | Retail Trade | 62,205 | 46,71 | 34,829 | 29,70 | 34,473 | 28,09 | 1,31,507 | 104,49 | | | | | | | | | | | | | VII.
| ALL OTHERS
| 17,741
| 15,84
| 15,984
| 15,11
| 29,850
| 37,54
| 63,575
| 68,49
| TOTAL BANK CREDIT | 4,01,815 | 298,41 | 1,89,538 | 152,90 | 1,76,769 | 168,69 | 7,68,122 | 620,00 | OF WHICH: | 1. Artisans & Village Industries | 18,750 | 11,73 | 5,328 | 4,14 | 2,431 | 1,48 | 26,509 | 17,36 |
| 2. Other Small Scale Industries
| 2,936
| 3,05
| 5,474
| 5,65
| 8,681
| 13,62
| 17,091
| 22,33
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| | | | | | | | | | | | STATE : HIMACHAL PRADESH
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| | | | | RURAL
| SEMI-URBAN
| URBAN / METROPOLITAN
| TOTAL
| | | | OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | |
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| I. | AGRICULTURE | 90,281 | 59,82 | 6,791 | 4,75 | - | - | 97,072 | 64,57 | | | 1. | Direct Finance | 89,172 | 58,89 | 6,720 | 4,66 | - | - | 95,892 | 63,55 | | | 2. | Indirect Finance | 1,109 | 93 | 71 | 9 | - | - | 1,180 | 1,02 | | | | | | | | | | | | | II. | INDUSTRY | 14,454 | 11,44 | 1,548 | 1,62 | - | - | 16,002 | 13,07 | | | 1. | Food Manufacturing & Processing | 227 | 20 | 30 | 4 | - | - | 257 | 24 | | | 2. | Other Industries | 14,227 | 11,25 | 1,518 | 1,58 | - | - | 15,745 | 12,83 | | | | | | | | | | | | | III. | TRANSPORT OPERATORS | 2,026 | 2,18 | 395 | 30 | - | - | 2,421 | 2,48 | | | | | | | | | | | | | IV. | PROFESSIONAL AND OTHER SERVICES | 5,827 | 4,49 | 1,627 | 1,20 | - | - | 7,454 | 5,69 | | | | | | | | | | | | | V. | PERSONAL LOANS | 38,654 | 35,67 | 13,320 | 14,44 | - | - | 51,974 | 50,11 | | | 1. | Loans for Purchase of Consumer Durables | 1,827 | 1,57 | 1,283 | 1,35 | - | - | 3,110 | 2,93 | | | 2. | Loans for Housing | 2,443 | 2,90 | 359 | 27 | - | - | 2,802 | 3,17 | | | 3. | Rest of the Personal Loans | 34,384 | 31,19 | 11,678 | 12,82 | - | - | 46,062 | 44,01 | | | | | | | | | | | | | VI. | TRADE | 30,872 | 27,37 | 7,258 | 5,85 | - | - | 38,130 | 33,22 | | | 1. | Wholesale Trade | 1,029 | 64 | 389 | 80 | - | - | 1,418 | 1,44 | | | 2. | Retail Trade | 29,843 | 26,73 | 6,869 | 5,05 | - | - | 36,712 | 31,78 | | | | | | | | | | | | | VII.
| ALL OTHERS
| 15,367
| 14,54
| 6,680
| 7,59
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| 22,047
| 22,13
| TOTAL BANK CREDIT | 1,97,481 | 155,52 | 37,619 | 35,75 | - | - | 2,35,100 | 191,27 | OF WHICH: | 1. Artisans & Village Industries | 11,068 | 7,60 | 807 | 79 | - | - | 11,875 | 8,39 |
| 2. Other Small Scale Industries
| 2,947
| 3,21
| 690
| 78
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| 3,637
| 3,99
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| | | | | | | | | | | | STATE : JAMMU & KASHMIR
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| | | | | RURAL
| SEMI-URBAN
| URBAN / METROPOLITAN
| TOTAL
| | | | OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | |
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| I. | AGRICULTURE | 60,187 | 31,84 | 10,318 | 5,59 | 3,318 | 2,37 | 73,823 | 39,81 | | | 1. | Direct Finance | 59,585 | 31,53 | 10,269 | 5,54 | 3,175 | 2,27 | 73,029 | 39,34 | | | 2. | Indirect Finance | 602 | 31 | 49 | 5 | 143 | 10 | 794 | 47 | | | | | | | | | | | | | II. | INDUSTRY | 22,678 | 10,55 | 4,602 | 2,50 | 7,611 | 8,00 | 34,891 | 21,05 | | | 1. | Food Manufacturing & Processing | 144 | 17 | 6 | - | 40 | 4 | 190 | 21 | | | 2. | Other Industries | 22,534 | 10,39 | 4,596 | 2,50 | 7,571 | 7,96 | 34,701 | 20,84 | | | | | | | | | | | | | III. | TRANSPORT OPERATORS | 6,398 | 4,74 | 542 | 31 | 667 | 57 | 7,607 | 5,63 | | | | | | | | | | | | | IV. | PROFESSIONAL AND OTHER SERVICES | 3,592 | 3,45 | 1,517 | 1,62 | 6,091 | 3,92 | 11,200 | 8,99 | | | | | | | | | | | | | V. | PERSONAL LOANS | 18,456 | 17,48 | 5,209 | 4,82 | 17,951 | 17,52 | 41,616 | 39,82 | | | 1. | Loans for Purchase of Consumer Durables | 930 | 61 | 527 | 41 | 1,980 | 1,54 | 3,437 | 2,56 | | | 2. | Loans for Housing | 1,955 | 2,66 | 115 | 19 | 798 | 1,13 | 2,868 | 3,97 | | | 3. | Rest of the Personal Loans | 15,571 | 14,21 | 4,567 | 4,23 | 15,173 | 14,85 | 35,311 | 33,28 | | | | | | | | | | | | | VI. | TRADE | 29,272 | 24,77 | 6,034 | 5,47 | 10,497 | 11,81 | 45,803 | 42,04 | | | 1. | Wholesale Trade | 1,397 | 95 | 130 | 5 | 1,288 | 76 | 2,815 | 1,77 | | | 2. | Retail Trade | 27,875 | 23,81 | 5,904 | 5,42 | 9,209 | 11,04 | 42,988 | 40,27 | | | | | | | | | | | | | VII.
| ALL OTHERS
| 8,198
| 5,81
| 2,838
| 2,20
| 6,606
| 6,17
| 17,642
| 14,18
| TOTAL BANK CREDIT | 1,48,781 | 98,64 | 31,060 | 22,51 | 52,741 | 50,36 | 2,32,582 | 171,50 | OF WHICH: | 1. Artisans & Village Industries | 19,306 | 7,26 | 2,740 | 1,04 | 3,510 | 2,94 | 25,556 | 11,25 |
| 2. Other Small Scale Industries
| 2,647
| 2,63
| 1,809
| 1,38
| 2,625
| 2,90
| 7,081
| 6,91
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| | | | | | | | | | | | STATE : PUNJAB
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| | | | | RURAL
| SEMI-URBAN
| URBAN / METROPOLITAN
| TOTAL
| | | | OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | | | | | Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | | | | |
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| I. | AGRICULTURE | 2,96,103 | 248,45 | 1,35,784 | 117,63 | 34,393 | 42,08 | 4,66,280 | 408,15 | | | 1. | Direct Finance | 2,93,204 | 245,91 | 1,32,711 | 113,64 | 31,203 | 35,96 | 4,57,118 | 395,51 | | | 2. | Indirect Finance | 2,899 | 2,54 | 3,073 | 3,99 | 3,190 | 6,12 | 9,162 | 12,64 | | | | | | | | | | | | | II. | INDUSTRY | 27,594 | 20,36 | 13,581 | 12,23 | 23,735 | 29,09 | 64,910 | 61,68 | | | 1. | Food Manufacturing & Processing | 71 | 5 | 95 | 7 | 185 | 20 | 351 | 32 | | | 2. | Other Industries | 27,523 | 20,31 | 13,486 | 12,16 | 23,550 | 28,89 | 64,559 | 61,36 | | | | | | | | | | | | | III. | TRANSPORT OPERATORS | 15,119 | 11,03 | 7,327 | 5,44 | 3,126 | 2,78 | 25,572 | 19,24 | | | | | | | | | | | | | IV. | PROFESSIONAL AND OTHER SERVICES | 5,751 | 4,21 | 7,489 | 6,58 | 10,382 | 8,11 | 23,622 | 18,90 | | | | | | | | | | | | | V. | PERSONAL LOANS | 54,061 | 53,46 | 63,252 | 60,92 | 81,806 | 76,52 | 1,99,119 | 190,90 | | | 1. | Loans for Purchase of Consumer Durables | 1,574 | 1,27 | 5,166 | 6,78 | 3,289 | 3,15 | 10,029 | 11,20 | | | 2. | Loans for Housing | 3,133 | 3,86 | 5,381 | 4,96 | 7,254 | 7,18 | 15,768 | 15,99 | | | 3. | Rest of the Personal Loans | 49,354 | 48,33 | 52,705 | 49,18 | 71,263 | 66,19 | 1,73,322 | 163,71 | | | | | | | | | | | | | VI. | TRADE | 69,161 | 51,71 | 48,499 | 39,24 | 37,558 | 34,25 | 1,55,218 | 125,20 | | | 1. | Wholesale Trade | 3,376 | 3,86 | 1,296 | 1,59 | 2,766 | 2,71 | 7,438 | 8,15 | | | 2. | Retail Trade | 65,785 | 47,86 | 47,203 | 37,65 | 34,792 | 31,55 | 1,47,780 | 117,05 | | | | | | | | | | | | | VII.
| ALL OTHERS
| 34,289
| 32,18
| 41,875
| 50,65
| 56,647
| 62,77
| 1,32,811
| 145,59
| TOTAL BANK CREDIT | 5,02,078 | 421,40 | 3,17,807 | 292,68 | 2,47,647 | 255,59 | 10,67,532 | 969,67 | OF WHICH: | 1. Artisans & Village Industries | 17,643 | 11,46 | 5,399 | 3,82 | 1,919 | 1,81 | 24,961 | 17,09 |
| 2. Other Small Scale Industries
| 8,340
| 7,63
| 7,272
| 7,40
| 17,109
| 21,62
| 32,721
| 36,65
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