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| (Amount in Rupees Lakh)
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| | | | RURAL
| SEMI-URBAN
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| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount |
| | | | | Accounts | Limit | Out- | Accounts | Limit | Out- |
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| standing
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I. | AGRICULTURE | 21,54,818 | 2272,93 | 2160,47 | 9,93,254 | 1247,12 | 1172,51 |
| | 1. | Direct Finance | 21,19,299 | 2109,50 | 2016,33 | 9,77,186 | 1121,94 | 1069,59 |
| | 2. | Indirect Finance | 35,519 | 163,43 | 144,15 | 16,068 | 125,18 | 102,92 |
II. | INDUSTRY | 86,172 | 875,54 | 752,96 | 76,620 | 1395,69 | 1197,16 |
| | 1. | Mining & Quarrying | 651 | 12,82 | 12,05 | 671 | 41,24 | 35,78 |
| | 2. | Food Manufacturing and Processing | 3,363 | 156,86 | 123,32 | 5,256 | 339,91 | 250,44 |
| | | (a) | Rice Mills, Flour and Dal Mills | 1,571 | 43,95 | 36,38 | 2,693 | 192,95 | 134,74 |
| | | (b) | Sugar | 32 | 62,61 | 53,08 | 39 | 30,41 | 23,15 |
| | | (c) | Edible Oils and Vanaspati | 327 | 9,88 | 7,49 | 448 | 69,58 | 52,54 |
| | | (d) | Tea Processing | 6 | 5 | 5 | 3 | 8 | 1 |
| | | (e) | Processing of Fruits & Vegetables | 284 | 1,70 | 1,60 | 29 | 2,01 | 1,77 |
| | | (f) | Others | 1,143 | 38,66 | 24,72 | 2,044 | 44,90 | 38,22 |
| | 3. | Beverage and Tobacco | 150 | 10,51 | 7,93 | 116 | 6,59 | 4,76 |
| | 4. | Textiles | 896 | 91,32 | 77,35 | 2,506 | 121,82 | 105,51 |
| | | (a) | Cotton Textiles | 313 | 51,51 | 40,10 | 714 | 74,58 | 62,88 |
| | | (b) | Jute Textiles | 3 | 4 | 7 | 22 | 11,47 | 9,46 |
| | | (c) | Handloom Textiles & Khadi | 225 | 1,22 | 1,20 | 256 | 3,70 | 2,52 |
| | | (d) | Other Textiles | 355 | 38,55 | 35,97 | 1,514 | 32,07 | 30,66 |
| | 5. | Paper, Paper Products and Printing | 254 | 53,57 | 35,65 | 621 | 32,58 | 28,46 |
| | 6. | Leather and Leather Products | 66 | 68 | 56 | 136 | 7,46 | 6,77 |
| | 7. | Rubber and Rubber Products | 57 | 1,71 | 1,44 | 94 | 4,80 | 4,60 |
| | 8. | Chemicals and Chemical Products | 524 | 173,63 | 161,84 | 839 | 131,40 | 120,05 |
| | | (a) | Heavy Industrial Chemicals | 40 | 7,76 | 8,25 | 62 | 14,25 | 14,90 |
| | | (b) | Fertilizers | 37 | 50,54 | 51,11 | 20 | 60 | 46 |
| | | (c) | Drugs and Pharmaceuticals | 133 | 66,10 | 54,62 | 142 | 45,28 | 40,97 |
| | | (d) | Non-Edible Oils | 38 | 8,66 | 9,34 | 55 | 22,04 | 20,79 |
| | | (e) | Other Chemicals & Chemical Products | 276 | 40,56 | 38,52 | 560 | 49,24 | 42,93 |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | 15 | 5,69 | 6,55 | 50 | 11,08 | 8,41 |
| | 10. | Manufacture of Cement & Cement Products | 137 | 12,09 | 10,35 | 198 | 28,43 | 24,86 |
| | 11. | Basic Metals & Metal Products | 365 | 131,97 | 127,59 | 896 | 412,11 | 401,42 |
| | | (a) | Iron and Steel | 95 | 101,66 | 101,64 | 233 | 337,06 | 332,87 |
| | | (b) | Non-Ferrous Metals | 22 | 18,52 | 15,10 | 61 | 51,99 | 47,53 |
| | | (c) | Other Metal Products | 248 | 11,79 | 10,85 | 602 | 23,07 | 21,02 |
| | 12. | Engineering | 953 | 79,57 | 68,30 | 1,272 | 80,34 | 57,59 |
| | | (a) | Heavy Engineering | 184 | 9,75 | 8,50 | 156 | 27,93 | 17,51 |
| | | (b) | Light Engineering | 393 | 12,00 | 11,74 | 528 | 24,61 | 17,03 |
| | | (c) | Electrical Machinery & Goods | 160 | 24,91 | 17,90 | 363 | 15,56 | 12,19 |
| | | (d) | Electronic Machinery & Goods | 216 | 32,91 | 30,16 | 225 | 12,24 | 10,86 |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 359 | 14,77 | 13,14 | 618 | 10,65 | 9,30 |
| | 14. | Other Industries | 78,166 | 106,99 | 93,77 | 63,073 | 151,21 | 126,28 |
| | 15. | Electricity, Gas & Water | 127 | 19,41 | 9,49 | 89 | 11,17 | 8,58 |
| | | (a) | Electricity Generation & Transmission | 114 | 19,02 | 9,21 | 72 | 10,62 | 8,05 |
| | | (b) | Non-Conventional Energy | 2 | 4 | 4 | 4 | 7 | 15 |
| | | (c) | Gas, Steam & Water Supply | 11 | 35 | 23 | 13 | 48 | 38 |
| | 16. | Construction | 89 | 3,96 | 3,64 | 185 | 4,90 | 4,34 |
III. | TRANSPORT OPERATORS | 22,324 | 63,74 | 54,91 | 24,721 | 88,50 | 73,30 |
IV. | PROFESSIONAL AND OTHER SERVICES | 83,534 | 86,08 | 72,69 | 58,533 | 170,30 | 136,14 |
V. | PERSONAL LOANS | 3,87,751 | 660,94 | 569,50 | 3,92,053 | 758,47 | 676,03 |
| | 1. | Loans for Purchase of Consumer Durables | 17,456 | 18,04 | 15,38 | 19,658 | 28,61 | 23,03 |
| | 2. | Loans for Housing | 19,327 | 148,25 | 140,23 | 24,927 | 149,48 | 139,13 |
| | 3. | Rest of the Personal Loans | 3,50,968 | 494,66 | 413,89 | 3,47,468 | 580,38 | 513,87 |
VI. | TRADE | 3,04,619 | 531,08 | 403,78 | 2,23,313 | 551,84 | 458,45 |
| | 1. | Wholesale Trade | 14,940 | 273,35 | 181,65 | 10,794 | 192,61 | 157,59 |
| | 2. | Retail Trade | 2,89,679 | 257,73 | 222,13 | 2,12,519 | 359,23 | 300,87 |
VII. | FINANCE | 319 | 12,62 | 11,91 | 348 | 35,65 | 27,29 |
VIII.
| ALL OTHERS
| 3,17,094
| 340,06
| 310,99
| 2,11,513
| 309,02
| 253,00
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TOTAL BANK CREDIT | 33,56,631 | 4843,00 | 4337,22 | 19,80,355 | 4556,58 | 3993,87 |
OF WHICH : | 1. | Artisans & Village Industries | 49,924 | 41,13 | 36,25 | 28,334 | 39,17 | 34,92 |
| 2.
| Other Small Scale Industries
| 28,443
| 157,87
| 140,67
| 35,889
| 441,25
| 360,90
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| (Amount in Rupees Lakh)
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| | | | URBAN
| METROPOLITAN
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| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount |
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I. | AGRICULTURE | 2,10,751 | 461,03 | 436,58 | 4,357 | 474,86 | 408,69 |
| | 1. | Direct Finance | 2,04,333 | 382,32 | 367,45 | 2,872 | 231,17 | 200,63 |
| | 2. | Indirect Finance | 6,418 | 78,71 | 69,13 | 1,485 | 243,69 | 208,06 |
II. | INDUSTRY | 46,474 | 2844,58 | 2328,51 | 19,649 | 4946,68 | 4112,81 |
| | 1. | Mining & Quarrying | 443 | 37,31 | 38,13 | 150 | 80,30 | 54,61 |
| | 2. | Food Manufacturing and Processing | 2,838 | 384,89 | 309,57 | 1,018 | 247,12 | 224,66 |
| | | (a) | Rice Mills, Flour and Dal Mills | 1,132 | 87,41 | 70,14 | 89 | 10,77 | 9,19 |
| | | (b) | Sugar | 42 | 88,62 | 62,37 | 28 | 48,70 | 46,57 |
| | | (c) | Edible Oils and Vanaspati | 248 | 96,78 | 85,94 | 114 | 114,67 | 107,04 |
| | | (d) | Tea Processing | 4 | 3 | 1 | 13 | 1,34 | 1,10 |
| | | (e) | Processing of Fruits & Vegetables | 25 | 4,90 | 4,25 | 13 | 2,05 | 1,73 |
| | | (f) | Others | 1,387 | 107,15 | 86,86 | 761 | 69,60 | 59,04 |
| | 3. | Beverage and Tobacco | 381 | 243,53 | 147,54 | 94 | 77,21 | 52,26 |
| | 4. | Textiles | 1,548 | 202,21 | 169,70 | 702 | 412,80 | 340,45 |
| | | (a) | Cotton Textiles | 985 | 172,88 | 144,04 | 247 | 106,93 | 82,42 |
| | | (b) | Jute Textiles | 41 | 17,72 | 14,60 | 13 | 4,75 | 6,02 |
| | | (c) | Handloom Textiles & Khadi | 61 | 1,54 | 1,31 | 16 | 2,65 | 1,82 |
| | | (d) | Other Textiles | 461 | 10,07 | 9,74 | 426 | 298,48 | 250,19 |
| | 5. | Paper, Paper Products and Printing | 989 | 76,44 | 72,51 | 1,062 | 166,41 | 136,16 |
| | 6. | Leather and Leather Products | 191 | 10,83 | 10,16 | 166 | 26,46 | 22,12 |
| | 7. | Rubber and Rubber Products | 231 | 15,28 | 15,47 | 201 | 47,01 | 37,40 |
| | 8. | Chemicals and Chemical Products | 1,256 | 324,99 | 276,90 | 1,978 | 1058,03 | 905,44 |
| | | (a) | Heavy Industrial Chemicals | 109 | 23,60 | 21,56 | 139 | 22,95 | 22,30 |
| | | (b) | Fertilizers | 65 | 89,25 | 75,71 | 67 | 123,35 | 85,76 |
| | | (c) | Drugs and Pharmaceuticals | 356 | 132,58 | 113,28 | 818 | 661,39 | 584,35 |
| | | (d) | Non-Edible Oils | 58 | 31,61 | 24,39 | 15 | 8,80 | 5,92 |
| | | (e) | Other Chemicals & Chemical Products | 668 | 47,95 | 41,95 | 939 | 241,53 | 207,10 |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | 58 | 7,93 | 3,73 | 67 | 17,45 | 13,49 |
| | 10. | Manufacture of Cement & Cement Products | 210 | 13,16 | 11,70 | 252 | 305,67 | 256,79 |
| | 11. | Basic Metals & Metal Products | 1,123 | 642,17 | 497,25 | 1,346 | 485,70 | 461,46 |
| | | (a) | Iron and Steel | 395 | 555,44 | 416,67 | 497 | 339,04 | 335,15 |
| | | (b) | Non-Ferrous Metals | 74 | 4,23 | 3,97 | 83 | 24,51 | 17,14 |
| | | (c) | Other Metal Products | 654 | 82,50 | 76,60 | 766 | 122,15 | 109,18 |
| | 12. | Engineering | 2,016 | 454,36 | 347,58 | 2,190 | 756,01 | 650,92 |
| | | (a) | Heavy Engineering | 168 | 53,63 | 53,14 | 237 | 132,96 | 100,95 |
| | | (b) | Light Engineering | 909 | 72,25 | 69,12 | 807 | 197,39 | 202,57 |
| | | (c) | Electrical Machinery & Goods | 543 | 261,75 | 166,22 | 512 | 266,17 | 200,00 |
| | | (d) | Electronic Machinery & Goods | 396 | 66,74 | 59,11 | 634 | 159,50 | 147,39 |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 519 | 224,55 | 235,30 | 330 | 25,77 | 20,98 |
| | 14. | Other Industries | 33,978 | 153,96 | 142,29 | 9,321 | 429,38 | 385,35 |
| | 15. | Electricity, Gas & Water | 63 | 15,14 | 15,39 | 142 | 692,54 | 445,11 |
| | | (a) | Electricity Generation & Transmission | 42 | 2,68 | 2,87 | 120 | 666,43 | 418,33 |
| | | (b) | Non-Conventional Energy | 6 | 11,90 | 11,98 | 16 | 25,36 | 26,12 |
| | | (c) | Gas, Steam & Water Supply | 15 | 56 | 55 | 6 | 75 | 66 |
| | 16. | Construction | 630 | 37,85 | 35,30 | 630 | 118,81 | 105,60 |
III. | TRANSPORT OPERATORS | 19,906 | 106,09 | 88,94 | 8,907 | 40,91 | 35,80 |
IV. | PROFESSIONAL AND OTHER SERVICES | 49,725 | 193,64 | 163,46 | 13,253 | 247,64 | 212,13 |
V. | PERSONAL LOANS | 3,37,345 | 916,17 | 829,35 | 1,76,926 | 755,20 | 667,83 |
| | 1. | Loans for Purchase of Consumer Durables | 37,800 | 52,05 | 43,17 | 18,739 | 24,82 | 19,44 |
| | 2. | Loans for Housing | 35,338 | 285,79 | 270,10 | 21,871 | 258,35 | 231,83 |
| | 3. | Rest of the Personal Loans | 2,64,207 | 578,32 | 516,08 | 1,36,316 | 472,03 | 416,56 |
VI. | TRADE | 1,21,063 | 741,21 | 614,67 | 40,575 | 630,75 | 518,67 |
| | 1. | Wholesale Trade | 10,084 | 428,09 | 334,26 | 4,419 | 370,83 | 307,21 |
| | 2. | Retail Trade | 1,10,979 | 313,12 | 280,41 | 36,156 | 259,92 | 211,47 |
VII. | FINANCE | 460 | 66,18 | 55,49 | 1,118 | 376,01 | 294,06 |
VIII.
| ALL OTHERS
| 1,71,845
| 389,77
| 349,62
| 64,181
| 1250,88
| 1124,37
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TOTAL BANK CREDIT | 9,57,569 | 5718,67 | 4866,61 | 3,28,966 | 8722,93 | 7374,35 |
OF WHICH : | 1. | Artisans & Village Industries | 8,006 | 32,99 | 29,53 | 1,666 | 12,46 | 12,15 |
| 2.
| Other Small Scale Industries
| 27,477
| 600,46
| 514,03
| 10,733
| 541,19
| 477,40
|