| | | | RURAL
| SEMI-URBAN
|
| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount |
| | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
|
|
|
| 1
| 2
| 3
| 4
| 5
| 6
|
I. | AGRICULTURE | 5,82,398 | 994,33 | 847,59 | 2,58,069 | 631,43 | 462,78 |
| | 1. | Direct Finance | 5,78,575 | 933,32 | 797,48 | 2,56,136 | 560,47 | 412,79 |
| | 2. | Indirect Finance | 3,823 | 61,01 | 50,12 | 1,933 | 70,96 | 49,99 |
II. | INDUSTRY | 44,608 | 1486,58 | 1282,34 | 44,702 | 1944,86 | 1428,74 |
| | 1. | Mining & Quarrying | 156 | 9,82 | 7,45 | 348 | 21,45 | 10,57 |
| | 2. | Food Manufacturing and Processing | 975 | 32,97 | 24,99 | 1,030 | 229,99 | 102,46 |
| | | (a) Rice Mills, Flour and Dal Mills | 91 | 8,57 | 7,19 | 172 | 15,85 | 13,24 |
| | | (b) Sugar | 11 | 93 | 1,29 | 25 | 5,98 | 3,38 |
| | | (c) Edible Oils and Vanaspati | 169 | 13,72 | 8,30 | 204 | 61,25 | 29,79 |
| | | (d) Tea Processing | 5 | 3 | 2 | 10 | 1,70 | 1,40 |
| | | (e) Processing of Fruits & Vegetables | 11 | 21 | 19 | 42 | 35,40 | 18,92 |
| | | (f) Others | 688 | 9,52 | 8,00 | 577 | 109,82 | 35,74 |
| | 3. | Beverage and Tobacco | 143 | 4,48 | 3,41 | 236 | 17,05 | 13,32 |
| | 4. | Textiles | 866 | 90,21 | 73,73 | 1,377 | 224,30 | 172,03 |
| | | (a) Cotton Textiles | 183 | 36,29 | 32,45 | 699 | 107,91 | 75,99 |
| | | (b) Jute Textiles | 13 | 73 | 33 | 6 | 37 | 21 |
| | | (c) Handloom Textiles & Khadi | 11 | 26 | 18 | 68 | 4,83 | 4,21 |
| | | (d) Other Textiles | 659 | 52,93 | 40,77 | 604 | 111,20 | 91,62 |
| | 5. | Paper, Paper Products and Printing | 274 | 54,99 | 50,18 | 516 | 82,06 | 62,35 |
| | 6. | Leather and Leather Products | 37 | 2,71 | 2,81 | 54 | 4,15 | 4,11 |
| | 7. | Rubber and Rubber Products | 86 | 7,79 | 6,88 | 162 | 8,40 | 6,94 |
| | 8. | Chemicals and Chemical Products | 1,028 | 482,05 | 331,90 | 2,157 | 636,29 | 521,01 |
| | | (a) Heavy Industrial Chemicals | 119 | 99,60 | 53,02 | 417 | 140,73 | 99,51 |
| | | (b) Fertilizers | 31 | 140,75 | 100,30 | 33 | 105,71 | 86,32 |
| | | (c) Drugs and Pharmaceuticals | 127 | 86,13 | 60,40 | 316 | 69,85 | 45,06 |
| | | (d) Non-Edible Oils | 15 | 99 | 94 | 56 | 23,41 | 28,50 |
| | | (e) Other Chemicals & Chemical Products | 736 | 154,58 | 117,24 | 1,335 | 296,59 | 261,63 |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | 69 | 272,79 | 299,60 | 77 | 5,89 | 5,84 |
| | 10. | Manufacture of Cement & Cement Products | 134 | 46,94 | 50,31 | 250 | 56,31 | 11,66 |
| | 11. | Basic Metals & Metal Products | 548 | 167,91 | 161,51 | 1,081 | 156,18 | 124,79 |
| | | (a) Iron and Steel | 177 | 49,43 | 54,07 | 373 | 73,06 | 57,81 |
| | | (b) Non-Ferrous Metals | 72 | 16,90 | 12,51 | 89 | 18,33 | 16,13 |
| | | (c) Other Metal Products | 299 | 101,59 | 94,92 | 619 | 64,79 | 50,85 |
| | 12. | Engineering | 752 | 95,34 | 72,59 | 1,407 | 234,78 | 170,86 |
| | | (a) Heavy Engineering | 142 | 40,45 | 24,78 | 353 | 119,66 | 74,11 |
| | | (b) Light Engineering | 360 | 20,45 | 18,93 | 546 | 32,04 | 27,29 |
| | | (c) Electrical Machinery & Goods | 141 | 23,11 | 19,55 | 267 | 39,85 | 34,66 |
| | | (d) Electronic Machinery & Goods | 109 | 11,32 | 9,32 | 241 | 43,24 | 34,80 |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 516 | 16,71 | 12,54 | 547 | 51,58 | 36,28 |
| | 14. | Other Industries | 38,822 | 100,75 | 79,43 | 35,142 | 186,24 | 165,67 |
| | 15. | Electricity, Gas & Water | 66 | 96,85 | 101,78 | 58 | 9,48 | 5,27 |
| | | (a) Electricity Generation & Transmission | 34 | 96,68 | 101,66 | 36 | 6,95 | 2,40 |
| | | (b) Non-Conventional Energy | 25 | 7 | 2 | 1 | 5 | 4 |
| | | (c) Gas, Steam & Water Supply | 7 | 10 | 10 | 21 | 2,48 | 2,83 |
| | 16. | Construction | 136 | 4,28 | 3,22 | 260 | 20,71 | 15,58 |
III. | TRANSPORT OPERATORS | 16,992 | 100,00 | 73,58 | 12,205 | 89,38 | 63,88 |
IV. | PROFESSIONAL AND OTHER SERVICES | 34,464 | 46,12 | 34,86 | 30,385 | 107,24 | 76,71 |
V . | PERSONAL LOANS | 91,839 | 209,06 | 180,26 | 1,17,930 | 348,22 | 285,26 |
| | 1. | Loans for Purchase of Consumer Durables | 5,481 | 9,16 | 7,20 | 6,837 | 9,74 | 6,91 |
| | 2. | Loans for Housing | 7,116 | 43,33 | 36,15 | 16,026 | 127,84 | 104,78 |
| | 3. | Rest of the Personal Loans | 79,242 | 156,57 | 136,91 | 95,067 | 210,63 | 173,57 |
V I. | TRADE | 98,652 | 134,06 | 109,06 | 65,477 | 235,96 | 173,17 |
| | 1. | Wholesale Trade | 9,115 | 34,69 | 29,70 | 8,322 | 93,85 | 58,13 |
| | 2. | Retail Trade | 89,537 | 99,38 | 79,35 | 57,155 | 142,10 | 115,04 |
VII. | FINANCE | 112 | 5,90 | 5,26 | 286 | 51,62 | 24,23 |
VIII.
| ALL OTHERS
| 35,068
| 93,29
| 107,10
| 44,775
| 186,57
| 173,26
|
TOTAL BANK CREDIT | 9,04,133 | 3069,34 | 2640,05 | 5,73,829 | 3595,27 | 2688,02 |
OF WHICH : | 1. Artisans & Village Industries | 29,601 | 30,88 | 22,36 | 18,701 | 22,80 | 19,11 |
| 2. Other Small Scale Industries
| 11,035
| 242,24
| 193,75
| 18,663
| 671,62
| 488,38
|
|
|
|
|
|
|
| (Amount in Rupees Lakh)
|
| | | | URBAN
| METROPOLITAN
|
| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount |
| | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
|
|
|
| 7
| 8
| 9
| 10
| 11
| 12
|
I. | AGRICULTURE | 29,829 | 114,19 | 80,98 | 10,336 | 174,69 | 139,94 |
| | 1. | Direct Finance | 26,466 | 90,88 | 66,08 | 8,022 | 50,23 | 45,80 |
| | 2. | Indirect Finance | 3,363 | 23,31 | 14,90 | 2,314 | 124,46 | 94,14 |
II. | INDUSTRY | 21,115 | 1391,41 | 1051,97 | 34,512 | 7646,77 | 5848,46 |
| | 1. | Mining & Quarrying | 117 | 7,64 | 5,51 | 141 | 15,84 | 14,13 |
| | 2. | Food Manufacturing and Processing | 507 | 111,72 | 82,79 | 483 | 475,19 | 412,43 |
| | | (a) Rice Mills, Flour and Dal Mills | 55 | 4,57 | 3,26 | 94 | 12,25 | 6,40 |
| | | (b) Sugar | 7 | 73 | 57 | 1 | 1 | - |
| | | (c) Edible Oils and Vanaspati | 89 | 48,92 | 29,76 | 92 | 227,05 | 185,32 |
| | | (d) Tea Processing | - | - | - | 11 | 1,32 | 18 |
| | | (e) Processing of Fruits & Vegetables | 15 | 3,40 | 2,63 | 26 | 15,84 | 13,83 |
| | | (f) Others | 341 | 54,09 | 46,57 | 259 | 218,73 | 206,70 |
| | 3. | Beverage and Tobacco | 39 | 4,24 | 3,62 | 55 | 32,07 | 8,79 |
| | 4. | Textiles | 348 | 98,96 | 71,97 | 8,624 | 2269,07 | 1811,70 |
| | | (a) Cotton Textiles | 92 | 15,10 | 10,20 | 1,383 | 1276,98 | 1029,54 |
| | | (b) Jute Textiles | 10 | 28 | 15 | 15 | 1,34 | 1,18 |
| | | (c) Handloom Textiles & Khadi | 11 | 84 | 47 | 89 | 21,95 | 12,20 |
| | | (d) Other Textiles | 235 | 82,74 | 61,16 | 7,137 | 968,79 | 768,77 |
| | 5. | Paper, Paper Products and Printing | 273 | 13,80 | 11,62 | 852 | 128,27 | 112,53 |
| | 6. | Leather and Leather Products | 38 | 3,76 | 3,23 | 162 | 6,29 | 6,44 |
| | 7. | Rubber and Rubber Products | 69 | 4,22 | 3,09 | 212 | 19,63 | 13,85 |
| | 8. | Chemicals and Chemical Products | 1,263 | 292,39 | 217,08 | 3,747 | 1942,48 | 1357,64 |
| | | (a) Heavy Industrial Chemicals | 154 | 83,93 | 63,13 | 592 | 283,84 | 184,26 |
| | | (b) Fertilizers | 24 | 121,05 | 76,60 | 58 | 301,23 | 132,47 |
| | | (c) Drugs and Pharmaceuticals | 194 | 23,72 | 18,76 | 633 | 603,65 | 461,41 |
| | | (d) Non-Edible Oils | 20 | 1,67 | 1,05 | 64 | 32,67 | 30,58 |
| | | (e) Other Chemicals & Chemical Products | 871 | 62,02 | 57,53 | 2,400 | 721,10 | 548,93 |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | 68 | 22,00 | 8,74 | 187 | 90,17 | 52,47 |
| | 10. | Manufacture of Cement & Cement Products | 93 | 110,00 | 89,33 | 127 | 112,03 | 66,98 |
| | 11. | Basic Metals & Metal Products | 1,868 | 258,82 | 232,36 | 2,204 | 579,68 | 459,41 |
| | | (a) Iron and Steel | 582 | 167,71 | 155,38 | 867 | 328,26 | 272,25 |
| | | (b) Non-Ferrous Metals | 454 | 45,31 | 42,37 | 177 | 43,81 | 38,96 |
| | | (c) Other Metal Products | 832 | 45,81 | 34,61 | 1,160 | 207,61 | 148,20 |
| | 12. | Engineering | 1,800 | 143,29 | 98,29 | 3,283 | 782,41 | 608,40 |
| | | (a) Heavy Engineering | 600 | 49,57 | 38,68 | 807 | 257,05 | 179,14 |
| | | (b) Light Engineering | 957 | 48,22 | 32,23 | 1,144 | 175,47 | 122,72 |
| | | (c) Electrical Machinery & Goods | 145 | 36,21 | 19,55 | 749 | 269,04 | 240,58 |
| | | (d) Electronic Machinery & Goods | 98 | 9,30 | 7,83 | 583 | 80,85 | 65,96 |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 282 | 39,10 | 31,29 | 414 | 110,01 | 80,47 |
| | 14. | Other Industries | 14,178 | 245,01 | 167,35 | 13,280 | 500,62 | 345,66 |
| | 15. | Electricity, Gas & Water | 50 | 30,03 | 20,60 | 201 | 481,65 | 422,42 |
| | | (a) Electricity Generation & Transmission | 30 | 19,01 | 14,91 | 164 | 475,47 | 417,69 |
| | | (b) Non-Conventional Energy | 1 | 2 | 3 | 12 | 3,15 | 2,55 |
| | | (c) Gas, Steam & Water Supply | 19 | 11,00 | 5,66 | 25 | 3,03 | 2,17 |
| | 16. | Construction | 122 | 6,42 | 5,09 | 540 | 101,35 | 75,16 |
III. | TRANSPORT OPERATORS | 4,882 | 36,21 | 26,90 | 7,194 | 59,76 | 46,05 |
IV. | PROFESSIONAL AND OTHER SERVICES | 18,658 | 95,40 | 83,92 | 17,456 | 241,36 | 132,80 |
V. | PERSONAL LOANS | 79,407 | 247,67 | 210,46 | 1,60,249 | 679,10 | 553,91 |
| | 1. | Loans for Purchase of Consumer Durables | 3,926 | 7,23 | 5,71 | 4,470 | 9,47 | 7,09 |
| | 2. | Loans for Housing | 12,003 | 98,78 | 86,77 | 25,627 | 247,57 | 206,15 |
| | 3. | Rest of the Personal Loans | 63,478 | 141,65 | 117,97 | 1,30,152 | 422,06 | 340,67 |
V I. | TRADE | 22,877 | 272,86 | 216,95 | 24,854 | 816,07 | 541,95 |
| | 1. | Wholesale Trade | 1,806 | 191,92 | 159,55 | 5,914 | 596,04 | 402,65 |
| | 2. | Retail Trade | 21,071 | 80,94 | 57,41 | 18,940 | 220,03 | 139,30 |
VII. | FINANCE | 283 | 39,33 | 29,30 | 853 | 767,01 | 588,31 |
VIII.
| ALL OTHERS
| 31,324
| 265,17
| 186,71
| 53,757
| 626,74
| 519,03
|
TOTAL BANK CREDIT | 2,08,375 | 2462,23 | 1887,19 | 3,09,211 | 11011,50 | 8370,44 |
OF WHICH : | 1. Artisans & Village Industries | 4,683 | 7,05 | 5,16 | 3,112 | 18,00 | 14,68 |
| 2. Other Small Scale Industries
| 12,016
| 429,91
| 306,65
| 18,623
| 1555,31
| 1152,58
|