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Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

MARCH 1997

WESTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

10,596

28,36

23,51

2,614

20,64

17,18

1.

Direct Finance

10,571

27,61

22,81

2,591

19,64

16,14

2.

Indirect Finance

25

75

70

23

1,00

1,04

II.

INDUSTRY

2,758

79,99

64,19

3,757

538,63

432,54

1.

Mining & Quarrying

65

5,68

4,86

176

212,92

169,11

2.

Food Manufacturing and Processing

274

35,29

23,23

212

14,27

10,85

(a) Rice Mills, Flour and Dal Mills

17

63

49

12

26

7

(b) Sugar

1

2

2

-

-

-

(c) Edible Oils and Vanaspati

15

76

70

3

9

10

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

17

1,66

95

14

1,82

40

(f) Others

224

32,22

21,07

183

12,10

10,29

3.

Beverage and Tobacco

96

1,40

1,06

133

13,59

10,66

4.

Textiles

22

16

14

101

21,98

12,60

(a) Cotton Textiles

-

-

-

6

11,22

3,55

(b) Jute Textiles

1

1

1

-

-

-

(c) Handloom Textiles & Khadi

2

2

1

-

-

-

(d) Other Textiles

19

14

13

95

10,76

9,05

5.

Paper, Paper Products and Printing

57

85

71

145

7,42

6,44

6.

Leather and Leather Products

20

2,05

2,53

16

20

15

7.

Rubber and Rubber Products

23

2,08

1,86

76

4,26

3,68

8.

Chemicals and Chemical Products

52

11,72

11,29

300

60,85

51,18

(a) Heavy Industrial Chemicals

1

3

5

20

1,80

86

(b) Fertilizers

2

6,04

5,90

8

9,55

4,83

(c) Drugs and Pharmaceuticals

7

52

57

71

25,94

25,46

(d) Non-Edible Oils

-

-

-

1

1

-

(e) Other Chemicals & Chemical Products

42

5,13

4,78

200

23,54

20,03

9.

Petroleum, Coal Products & Nuclear Fuels

1

3

1

14

17,52

17,17

10.

Manufacture of Cement & Cement Products

10

56

54

41

1,57

1,20

11.

Basic Metals & Metal Products

134

5,11

4,15

236

50,68

43,86

(a) Iron and Steel

14

3,09

2,54

60

40,42

35,14

(b) Non-Ferrous Metals

6

19

7

10

3,99

3,87

(c) Other Metal Products

114

1,83

1,54

166

6,26

4,85

12.

Engineering

69

4,84

4,33

288

51,48

40,07

(a) Heavy Engineering

10

2,01

1,37

24

19,12

12,18

(b) Light Engineering

26

72

1,13

81

13,87

12,57

(c) Electrical Machinery & Goods

18

1,62

1,49

85

5,55

4,43

(d) Electronic Machinery & Goods

15

49

35

98

12,94

10,88

13.

Vehicles, Vehicle Parts & Transport Equipments

50

79

56

104

18,79

12,49

14.

Other Industries

1,752

6,42

5,95

1,393

30,46

23,96

15.

Electricity, Gas & Water

4

10

11

20

11,95

9,21

(a) Electricity Generation & Transmission

2

5

5

16

10,56

8,76

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

2

5

6

4

1,40

45

16.

Construction

129

2,92

2,84

502

20,69

19,92

III.

TRANSPORT OPERATORS

2,865

34,54

26,15

2,064

42,16

32,65

IV.

PROFESSIONAL AND OTHER SERVICES

4,727

15,73

10,38

2,728

71,96

44,20

V .

PERSONAL LOANS

21,198

57,29

50,81

25,860

121,89

107,58

1.

Loans for Purchase of Consumer Durables

1,120

2,32

1,78

1,442

5,62

4,29

2.

Loans for Housing

1,379

7,94

7,29

2,150

25,42

23,39

3.

Rest of the Personal Loans

18,699

47,03

41,74

22,268

90,85

79,91

V I.

TRADE

4,750

11,53

9,33

4,674

92,44

73,10

1.

Wholesale Trade

318

1,79

1,60

343

27,00

20,12

2.

Retail Trade

4,432

9,74

7,73

4,331

65,43

52,98

VII.

FINANCE

9

75

91

42

44,23

40,19

VIII.

ALL OTHERS

5,768

10,51

9,16

10,280

36,02

34,01

TOTAL BANK CREDIT

52,671

238,70

194,45

52,019

967,96

781,45

OF WHICH :

1. Artisans & Village Industries

605

1,47

1,31

350

2,77

2,65

2. Other Small Scale Industries

1,554

23,74

18,25

1,823

87,01

77,74

Note : There are no urban and metropolitan centres in Goa.