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| (Amount in Rupees Lakh)
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| | | | RURAL
| SEMI-URBAN
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| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount |
| | | | | Accounts | Limit | Out- | Accounts | Limit | Out- |
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| standing
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I. | AGRICULTURE | 8,16,783 | 580,85 | 530,61 | 2,18,371 | 187,17 | 174,73 |
| | 1. | Direct Finance | 8,08,655 | 508,77 | 474,90 | 2,16,666 | 163,72 | 153,31 |
| | 2. | Indirect Finance | 8,128 | 72,08 | 55,71 | 1,705 | 23,44 | 21,41 |
II. | INDUSTRY | 6,03,680 | 1108,16 | 847,87 | 1,71,516 | 651,30 | 569,34 |
| | 1. | Mining & Quarrying | 156 | 8,24 | 8,90 | 79 | 12,47 | 12,48 |
| | 2. | Food Manufacturing and Processing | 4,529 | 281,23 | 135,27 | 3,363 | 142,63 | 102,41 |
| | | (a) | Rice Mills, Flour and Dal Mills | 856 | 9,76 | 9,17 | 366 | 13,66 | 11,80 |
| | | (b) | Sugar | 8 | 18 | 17 | 12 | 28 | 28 |
| | | (c) | Edible Oils and Vanaspati | 398 | 8,38 | 7,23 | 265 | 6,51 | 7,03 |
| | | (d) | Tea Processing | 116 | 254,98 | 111,34 | 113 | 102,27 | 66,27 |
| | | (e) | Processing of Fruits & Vegetables | 20 | 1,17 | 1,07 | 36 | 4,24 | 4,24 |
| | | (f) | Others | 3,131 | 6,77 | 6,28 | 2,571 | 15,67 | 12,78 |
| | 3. | Beverage and Tobacco | 142 | 2,10 | 1,93 | 81 | 2,44 | 1,84 |
| | 4. | Textiles | 2,103 | 73,93 | 62,54 | 1,937 | 66,58 | 49,53 |
| | | (a) | Cotton Textiles | 198 | 13,71 | 9,46 | 149 | 5,92 | 3,02 |
| | | (b) | Jute Textiles | 95 | 11,33 | 10,58 | 137 | 32,78 | 23,15 |
| | | (c) | Handloom Textiles & Khadi | 332 | 1,56 | 1,56 | 264 | 1,80 | 1,78 |
| | | (d) | Other Textiles | 1,478 | 47,32 | 40,94 | 1,387 | 26,09 | 21,58 |
| | 5. | Paper, Paper Products and Printing | 357 | 21,48 | 25,03 | 438 | 5,02 | 4,82 |
| | 6. | Leather and Leather Products | 237 | 2,27 | 1,98 | 284 | 1,79 | 1,83 |
| | 7. | Rubber and Rubber Products | 122 | 14,23 | 12,32 | 193 | 37,05 | 41,68 |
| | 8. | Chemicals and Chemical Products | 575 | 80,50 | 79,56 | 709 | 79,85 | 70,65 |
| | | (a) | Heavy Industrial Chemicals | 30 | 2,92 | 3,15 | 24 | 1,65 | 1,70 |
| | | (b) | Fertilizers | 16 | 2,94 | 2,97 | 17 | 1,99 | 1,79 |
| | | (c) | Drugs and Pharmaceuticals | 54 | 3,15 | 3,25 | 117 | 3,24 | 2,89 |
| | | (d) | Non-Edible Oils | 7 | 42 | 51 | 13 | 68 | 58 |
| | | (e) | Other Chemicals & Chemical Products | 468 | 71,06 | 69,69 | 538 | 72,29 | 63,69 |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | 164 | 2,44 | 3,83 | 130 | 9,36 | 9,33 |
| | 10. | Manufacture of Cement & Cement Products | 204 | 6,74 | 5,99 | 157 | 2,15 | 1,89 |
| | 11. | Basic Metals & Metal Products | 826 | 119,56 | 92,22 | 801 | 63,87 | 57,41 |
| | | (a) | Iron and Steel | 199 | 19,77 | 17,92 | 166 | 54,91 | 47,77 |
| | | (b) | Non-Ferrous Metals | 59 | 68,99 | 56,86 | 55 | 2,44 | 2,90 |
| | | (c) | Other Metal Products | 568 | 30,80 | 17,44 | 580 | 6,52 | 6,75 |
| | 12. | Engineering | 1,088 | 148,62 | 96,84 | 774 | 68,93 | 65,33 |
| | | (a) | Heavy Engineering | 62 | 81,94 | 48,30 | 43 | 11,34 | 11,21 |
| | | (b) | Light Engineering | 399 | 9,94 | 10,46 | 213 | 2,68 | 2,52 |
| | | (c) | Electrical Machinery & Goods | 477 | 55,77 | 37,10 | 313 | 52,30 | 49,43 |
| | | (d) | Electronic Machinery & Goods | 150 | 98 | 97 | 205 | 2,61 | 2,17 |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 354 | 6,46 | 4,87 | 274 | 4,82 | 4,78 |
| | 14. | Other Industries | 5,92,268 | 330,26 | 308,71 | 1,61,811 | 140,16 | 133,67 |
| | 15. | Electricity, Gas & Water | 327 | 4,78 | 4,04 | 125 | 7,13 | 4,82 |
| | | (a) | Electricity Generation & Transmission | 200 | 2,22 | 2,05 | 86 | 5,29 | 3,36 |
| | | (b) | Non-Conventional Energy | 79 | 2,29 | 1,71 | 8 | 6 | 5 |
| | | (c) | Gas, Steam & Water Supply | 48 | 28 | 28 | 31 | 1,78 | 1,41 |
| | 16. | Construction | 228 | 5,33 | 3,86 | 360 | 7,05 | 6,88 |
III. | TRANSPORT OPERATORS | 49,893 | 66,62 | 59,82 | 19,751 | 56,50 | 50,52 |
IV. | PROFESSIONAL AND OTHER SERVICES | 71,911 | 48,92 | 46,67 | 26,219 | 32,26 | 31,16 |
V. | PERSONAL LOANS | 1,93,175 | 284,76 | 256,64 | 1,04,655 | 253,95 | 227,76 |
| | 1. | Loans for Purchase of Consumer Durables | 15,511 | 19,46 | 16,97 | 7,474 | 9,99 | 7,96 |
| | 2. | Loans for Housing | 17,429 | 91,17 | 82,42 | 14,891 | 122,19 | 110,17 |
| | 3. | Rest of the Personal Loans | 1,60,235 | 174,14 | 157,25 | 82,290 | 121,77 | 109,63 |
VI. | TRADE | 5,62,427 | 434,95 | 402,69 | 2,12,798 | 249,37 | 232,49 |
| | 1. | Wholesale Trade | 8,563 | 64,13 | 47,18 | 5,841 | 44,91 | 38,75 |
| | 2. | Retail Trade | 5,53,864 | 370,81 | 355,52 | 2,06,957 | 204,45 | 193,74 |
VII. | FINANCE | 382 | 9,32 | 8,59 | 182 | 4,83 | 5,37 |
VIII.
| ALL OTHERS
| 1,10,755
| 122,20
| 112,98
| 42,738
| 64,18
| 66,32
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TOTAL BANK CREDIT | 24,09,006 | 2655,79 | 2265,87 | 7,96,230 | 1499,55 | 1357,68 |
OF WHICH : | 1. | Artisans & Village Industries | 4,30,966 | 206,78 | 190,40 | 90,732 | 51,90 | 48,75 |
| 2.
| Other Small Scale Industries
| 1,41,498
| 165,00
| 160,35
| 69,569
| 163,50
| 158,94
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| (Amount in Rupees Lakh)
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| | | | URBAN
| METROPOLITAN
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| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount |
| | | | | Accounts | Limit | Out- | Accounts | Limit | Out- |
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I. | AGRICULTURE | 56,003 | 75,91 | 74,99 | 3,856 | 210,35 | 170,33 |
| | 1. | Direct Finance | 54,157 | 67,78 | 67,79 | 3,065 | 86,18 | 77,49 |
| | 2. | Indirect Finance | 1,846 | 8,13 | 7,20 | 791 | 124,16 | 92,84 |
II. | INDUSTRY | 82,200 | 1027,20 | 975,58 | 37,298 | 10186,77 | 7432,34 |
| | 1. | Mining & Quarrying | 50 | 3,60 | 1,20 | 192 | 762,18 | 477,18 |
| | 2. | Food Manufacturing and Processing | 1,507 | 62,63 | 46,74 | 1,014 | 795,34 | 605,14 |
| | | (a) | Rice Mills, Flour and Dal Mills | 304 | 18,45 | 15,82 | 90 | 14,18 | 8,88 |
| | | (b) | Sugar | 6 | 23 | 24 | 10 | 2,29 | 2,72 |
| | | (c) | Edible Oils and Vanaspati | 110 | 11,27 | 6,34 | 135 | 56,81 | 38,35 |
| | | (d) | Tea Processing | 44 | 20,90 | 12,72 | 356 | 595,48 | 448,60 |
| | | (e) | Processing of Fruits & Vegetables | 35 | 45 | 45 | 25 | 1,73 | 2,90 |
| | | (f) | Others | 1,008 | 11,33 | 11,17 | 398 | 124,84 | 103,70 |
| | 3. | Beverage and Tobacco | 48 | 6,97 | 6,74 | 152 | 413,94 | 315,34 |
| | 4. | Textiles | 1,440 | 152,26 | 115,23 | 1,767 | 1299,58 | 913,29 |
| | | (a) | Cotton Textiles | 103 | 7,99 | 8,56 | 298 | 333,49 | 251,47 |
| | | (b) | Jute Textiles | 119 | 120,02 | 83,90 | 226 | 245,09 | 169,48 |
| | | (c) | Handloom Textiles & Khadi | 88 | 54 | 55 | 24 | 4,81 | 5,34 |
| | | (d) | Other Textiles | 1,130 | 23,71 | 22,23 | 1,219 | 716,19 | 487,00 |
| | 5. | Paper, Paper Products and Printing | 598 | 34,23 | 20,42 | 1,653 | 234,34 | 185,17 |
| | 6. | Leather and Leather Products | 282 | 11,11 | 22,92 | 1,176 | 320,25 | 243,69 |
| | 7. | Rubber and Rubber Products | 201 | 7,29 | 5,96 | 430 | 167,67 | 161,45 |
| | 8. | Chemicals and Chemical Products | 876 | 75,45 | 54,92 | 2,515 | 879,47 | 716,79 |
| | | (a) | Heavy Industrial Chemicals | 53 | 16,71 | 9,42 | 248 | 296,07 | 162,07 |
| | | (b) | Fertilizers | 16 | 85 | 64 | 69 | 74,12 | 70,13 |
| | | (c) | Drugs and Pharmaceuticals | 96 | 4,66 | 6,27 | 486 | 175,82 | 208,45 |
| | | (d) | Non-Edible Oils | 21 | 1,97 | 1,85 | 31 | 4,68 | 3,28 |
| | | (e) | Other Chemicals & Chemical Products | 690 | 51,25 | 36,74 | 1,681 | 328,78 | 272,85 |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | 106 | 7,34 | 6,49 | 205 | 88,14 | 67,14 |
| | 10. | Manufacture of Cement & Cement Products | 116 | 6,16 | 5,16 | 93 | 45,63 | 34,78 |
| | 11. | Basic Metals & Metal Products | 1,860 | 238,87 | 195,88 | 2,544 | 1857,90 | 1267,84 |
| | | (a) | Iron and Steel | 495 | 180,49 | 142,36 | 928 | 955,65 | 594,04 |
| | | (b) | Non-Ferrous Metals | 86 | 10,43 | 11,06 | 239 | 291,03 | 199,85 |
| | | (c) | Other Metal Products | 1,279 | 47,95 | 42,45 | 1,377 | 611,22 | 473,94 |
| | 12. | Engineering | 1,956 | 216,89 | 315,39 | 3,924 | 1646,11 | 1150,51 |
| | | (a) | Heavy Engineering | 233 | 70,29 | 138,55 | 446 | 430,10 | 327,97 |
| | | (b) | Light Engineering | 906 | 35,28 | 32,02 | 1,451 | 507,05 | 246,01 |
| | | (c) | Electrical Machinery & Goods | 559 | 50,29 | 59,32 | 1,397 | 587,91 | 463,50 |
| | | (d) | Electronic Machinery & Goods | 258 | 61,02 | 85,51 | 630 | 121,05 | 113,03 |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 276 | 31,21 | 21,99 | 606 | 126,81 | 107,14 |
| | 14. | Other Industries | 72,326 | 141,34 | 140,13 | 19,737 | 828,10 | 642,21 |
| | 15. | Electricity, Gas & Water | 87 | 16,30 | 4,05 | 274 | 574,51 | 412,24 |
| | | (a) | Electricity Generation & Transmission | 72 | 15,82 | 3,78 | 234 | 555,55 | 401,40 |
| | | (b) | Non-Conventional Energy | 3 | 3 | 3 | 5 | 15 | 15 |
| | | (c) | Gas, Steam & Water Supply | 12 | 45 | 24 | 35 | 18,81 | 10,69 |
| | 16. | Construction | 471 | 15,55 | 12,35 | 1,016 | 146,80 | 132,45 |
III. | TRANSPORT OPERATORS | 11,432 | 43,26 | 39,31 | 9,282 | 159,76 | 146,82 |
IV. | PROFESSIONAL AND OTHER SERVICES | 14,884 | 39,77 | 38,01 | 11,351 | 362,89 | 298,09 |
V. | PERSONAL LOANS | 1,14,719 | 290,95 | 258,86 | 5,14,806 | 1669,59 | 1050,50 |
| | 1. | Loans for Purchase of Consumer Durables | 4,489 | 6,03 | 4,73 | 3,769 | 9,32 | 8,11 |
| | 2. | Loans for Housing | 21,044 | 130,60 | 119,48 | 37,144 | 337,72 | 309,15 |
| | 3. | Rest of the Personal Loans | 89,186 | 154,33 | 134,65 | 4,73,893 | 1322,54 | 733,24 |
V I. | TRADE | 92,226 | 246,59 | 222,72 | 54,532 | 1636,69 | 1269,86 |
| | 1. | Wholesale Trade | 3,649 | 85,67 | 71,36 | 5,943 | 1227,52 | 890,74 |
| | 2. | Retail Trade | 88,577 | 160,92 | 151,37 | 48,589 | 409,17 | 379,13 |
VII. | FINANCE | 150 | 7,72 | 7,46 | 1,026 | 995,93 | 858,87 |
VIII.
| ALL OTHERS
| 50,028
| 114,95
| 96,22
| 84,550
| 1149,48
| 1008,60
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TOTAL BANK CREDIT | 4,21,642 | 1846,35 | 1713,17 | 7,16,701 | 16371,45 | 12235,42 |
OF WHICH : | 1. | Artisans & Village Industries | 24,775 | 21,50 | 20,91 | 4,188 | 10,28 | 9,66 |
| 2.
| Other Small Scale Industries
| 46,526
| 236,51
| 237,27
| 21,218
| 972,25
| 835,45
|