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NORTHERN REGION | | | | |
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| (Amount in Rupees Lakh)
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| | | | RURAL
| SEMI-URBAN
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| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount |
| | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
| 4
| 5
| 6
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I. | AGRICULTURE | 1,511 | 14,10 | 14,12 | 250 | 2,05 | 2,06 |
| | 1. | Direct Finance | 1,485 | 4,41 | 3,89 | 248 | 2,04 | 2,06 |
| | 2. | Indirect Finance | 26 | 9,69 | 10,23 | 2 | 2 | - |
II. | INDUSTRY | 547 | 51,25 | 51,83 | 321 | 33,90 | 29,08 |
| | 1. | Mining & Quarrying | 2 | 2 | 2 | - | - | - |
| | 2. | Food Manufacturing and Processing | 24 | 79 | 1,35 | 5 | 3,62 | 3,61 |
| | | (a) Rice Mills, Flour and Dal Mills | 2 | 72 | 1,01 | 4 | 12 | 11 |
| | | (b) Sugar | - | - | - | - | - | - |
| | | (c) Edible Oils and Vanaspati | 1 | 1 | - | - | - | - |
| | | (d) Tea Processing | - | - | - | - | - | - |
| | | (e) Processing of Fruits & Vegetables | - | - | - | - | - | - |
| | | (f) Others | 21 | 6 | 33 | 1 | 3,50 | 3,50 |
| | 3. | Beverage and Tobacco | 2 | 7,10 | 6,47 | - | - | - |
| | 4. | Textiles | 17 | 1,43 | 1,60 | 7 | 97 | 51 |
| | | (a) Cotton Textiles | 3 | 64 | 64 | 3 | 84 | 38 |
| | | (b) Jute Textiles | - | - | - | - | - | - |
` | | (c) Handloom Textiles & Khadi | - | - | - | 1 | 2 | 1 |
| | | (d) Other Textiles | 14 | 79 | 96 | 3 | 12 | 12 |
| | 5. | Paper, Paper Products and Printing | 14 | 5,40 | 5,66 | 5 | 7 | 6 |
| | 6. | Leather and Leather Products | 8 | 4,88 | 4,66 | 6 | 26 | 24 |
| | 7. | Rubber and Rubber Products | 5 | 2,51 | 3,57 | 25 | 55 | 31 |
| | 8. | Chemicals and Chemical Products | 24 | 14,67 | 14,05 | 24 | 14,97 | 12,88 |
| | | (a) Heavy Industrial Chemicals | 1 | 2 | - | 1 | 15 | 15 |
| | | (b) Fertilizers | - | - | - | - | - | - |
| | | (c) Drugs and Pharmaceuticals | 3 | 73 | 47 | 1 | 2,15 | 2,15 |
| | | (d) Non-Edible Oils | 9 | 2,57 | 2,34 | - | - | - |
| | | (e) Other Chemicals & Chemical Products | 11 | 11,36 | 11,23 | 22 | 12,68 | 10,59 |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 7 | 42 | 55 |
| | 10. | Manufacture of Cement & Cement Products | 1 | 1 | 1 | - | - | - |
| | 11. | Basic Metals & Metal Products | 39 | 3,04 | 2,21 | 28 | 3,47 | 2,82 |
| | | (a) Iron and Steel | 23 | 2,71 | 1,91 | 8 | 2,73 | 2,25 |
| | | (b) Non-Ferrous Metals | - | - | - | - | - | - |
| | | (c) Other Metal Products | 16 | 33 | 30 | 20 | 74 | 57 |
| | 12. | Engineering | 58 | 4,02 | 3,45 | 34 | 5,48 | 4,94 |
| | | (a) Heavy Engineering | 6 | 1,05 | 96 | 3 | 46 | 48 |
| | | (b) Light Engineering | 13 | 50 | 51 | 5 | 6 | 6 |
| | | (c) Electrical Machinery & Goods | 15 | 1,07 | 83 | 21 | 3,81 | 3,66 |
| | | (d) Electronic Machinery & Goods | 24 | 1,41 | 1,15 | 5 | 1,15 | 73 |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 20 | 24 | 15 | 8 | 27 | 16 |
| | 14. | Other Industries | 283 | 3,05 | 3,13 | 167 | 3,48 | 2,84 |
| | 15. | Electricity, Gas & Water | 46 | 3,03 | 2,35 | 3 | 29 | 11 |
| | | (a) Electricity Generation & Transmission | 46 | 3,03 | 2,35 | 2 | 28 | 11 |
| | | (b) Non-Conventional Energy | - | - | - | - | - | - |
| | | (c) Gas, Steam & Water Supply | - | - | - | 1 | 1 | - |
| | 16. | Construction | 4 | 1,06 | 3,17 | 2 | 6 | 5 |
III. | TRANSPORT OPERATORS | 1,033 | 6,19 | 4,50 | 94 | 1,85 | 1,62 |
IV. | PROFESSIONAL AND OTHER SERVICES | 179 | 1,79 | 1,53 | 109 | 76 | 66 |
V . | PERSONAL LOANS | 8,073 | 29,89 | 19,73 | 2,706 | 6,70 | 8,78 |
| | 1. | Loans for Purchase of Consumer Durables | 228 | 28 | 21 | 57 | 52 | 38 |
| | 2. | Loans for Housing | 170 | 6,69 | 1,25 | 42 | 47 | 1,22 |
| | 3. | Rest of the Personal Loans | 7,675 | 22,91 | 18,27 | 2,607 | 5,71 | 7,17 |
V I. | TRADE | 2,448 | 39,30 | 37,31 | 1,021 | 2,84 | 3,24 |
| | 1. | Wholesale Trade | 242 | 36,11 | 34,82 | 28 | 1,40 | 1,95 |
| | 2. | Retail Trade | 2,206 | 3,19 | 2,48 | 993 | 1,44 | 1,29 |
VII. | FINANCE | 4 | 75 | 71 | 3 | 4 | 3 |
VIII.
| ALL OTHERS
| 1,760
| 7,32
| 6,37
| 1,160
| 3,49
| 3,89
|
TOTAL BANK CREDIT | 15,555 | 150,59 | 136,11 | 5,664 | 51,63 | 49,37 |
OF WHICH : | 1. Artisans & Village Industries | 22 | 58 | 59 | 17 | 1 | 1 |
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| 2. Other Small Scale Industries
| 322
| 8,26
| 8,70
| 157
| 10,89
| 10,22
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| | | | URBAN
| METROPOLITAN
|
| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount |
| | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 7
| 8
| 9
| 10
| 11
| 12
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I. | AGRICULTURE | - | - | - | 9,831 | 484,43 | 378,98 |
| | 1. | Direct Finance | - | - | - | 8,303 | 115,24 | 97,36 |
| | 2. | Indirect Finance | - | - | - | 1,528 | 369,19 | 281,62 |
II. | INDUSTRY | - | - | - | 66,105 | 18374,14 | 14558,71 |
| | 1. | Mining & Quarrying | - | - | - | 151 | 124,39 | 103,23 |
| | 2. | Food Manufacturing and Processing | - | - | - | 1,014 | 1000,29 | 762,46 |
| | | (a) Rice Mills, Flour and Dal Mills | - | - | - | 288 | 217,06 | 161,78 |
| | | (b) Sugar | - | - | - | 45 | 108,12 | 77,98 |
| | | (c) Edible Oils and Vanaspati | - | - | - | 91 | 127,47 | 61,98 |
| | | (d) Tea Processing | - | - | - | 3 | 32 | 29 |
| | | (e) Processing of Fruits & Vegetables | - | - | - | 45 | 34,82 | 33,34 |
| | | (f) Others | - | - | - | 542 | 512,51 | 427,08 |
| | 3. | Beverage and Tobacco | - | - | - | 125 | 140,06 | 114,00 |
| | 4. | Textiles | - | - | - | 7,145 | 2442,13 | 1900,89 |
| | | (a) Cotton Textiles | - | - | - | 936 | 470,12 | 369,34 |
| | | (b) Jute Textiles | - | - | - | 37 | 4,84 | 4,43 |
| | | (c) Handloom Textiles & Khadi | - | - | - | 137 | 9,77 | 5,76 |
| | | (d) Other Textiles | - | - | - | 6,035 | 1957,41 | 1521,36 |
| | 5. | Paper, Paper Products and Printing | - | - | - | 2,942 | 581,00 | 515,62 |
| | 6. | Leather and Leather Products | - | - | - | 969 | 451,46 | 319,03 |
| | 7. | Rubber and Rubber Products | - | - | - | 866 | 392,89 | 314,65 |
| | 8. | Chemicals and Chemical Products | - | - | - | 4,636 | 2356,56 | 1793,22 |
| | | (a) Heavy Industrial Chemicals | - | - | - | 446 | 251,73 | 157,48 |
| | | (b) Fertilizers | - | - | - | 139 | 524,32 | 382,59 |
| | | (c) Drugs and Pharmaceuticals | - | - | - | 1,105 | 987,72 | 794,32 |
| | | (d) Non-Edible Oils | - | - | - | 48 | 14,82 | 12,25 |
| | | (e) Other Chemicals & Chemical Products | - | - | - | 2,898 | 577,97 | 446,59 |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 232 | 159,32 | 134,29 |
| | 10. | Manufacture of Cement & Cement Products | - | - | - | 199 | 238,08 | 199,40 |
| | 11. | Basic Metals & Metal Products | - | - | - | 4,210 | 3044,47 | 2435,36 |
| | | (a) Iron and Steel | - | - | - | 1,532 | 2703,77 | 2162,29 |
| | | (b) Non-Ferrous Metals | - | - | - | 466 | 97,07 | 71,67 |
| | | (c) Other Metal Products | - | - | - | 2,212 | 243,64 | 201,40 |
| | 12. | Engineering | - | - | - | 7,472 | 3218,13 | 2527,49 |
| | | (a) Heavy Engineering | - | - | - | 683 | 533,10 | 334,31 |
| | | (b) Light Engineering | - | - | - | 2,419 | 799,49 | 644,19 |
| | | (c) Electrical Machinery & Goods | - | - | - | 2,570 | 571,12 | 457,19 |
| | | (d) Electronic Machinery & Goods | - | - | - | 1,800 | 1314,41 | 1091,81 |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 2,157 | 738,87 | 553,78 |
| | 14. | Other Industries | - | - | - | 30,599 | 1536,86 | 1299,01 |
| | 15. | Electricity, Gas & Water | - | - | - | 2,411 | 852,80 | 608,24 |
| | | (a) Electricity Generation & Transmission | - | - | - | 2,303 | 819,78 | 589,99 |
| | | (b) Non-Conventional Energy | - | - | - | 29 | 20,84 | 8,04 |
| | | (c) Gas, Steam & Water Supply | - | - | - | 79 | 12,17 | 10,22 |
| | 16. | Construction | - | - | - | 977 | 1096,83 | 978,03 |
III. | TRANSPORT OPERATORS | - | - | - | 8,398 | 174,72 | 125,14 |
IV. | PROFESSIONAL AND OTHER SERVICES | - | - | - | 19,668 | 1392,06 | 939,18 |
V. | PERSONAL LOANS | - | - | - | 4,95,331 | 2402,11 | 2062,71 |
| | 1. | Loans for Purchase of Consumer Durables | - | - | - | 9,544 | 27,12 | 22,74 |
| | 2. | Loans for Housing | - | - | - | 26,565 | 397,69 | 347,04 |
| | 3. | Rest of the Personal Loans | - | - | - | 4,59,222 | 1977,30 | 1692,93 |
V I. | TRADE | - | - | - | 59,091 | 5271,48 | 4032,14 |
| | 1. | Wholesale Trade | - | - | - | 17,554 | 4590,87 | 3501,03 |
| | 2. | Retail Trade | - | - | - | 41,537 | 680,61 | 531,11 |
VII. | FINANCE | - | - | - | 1,485 | 1112,66 | 857,47 |
VIII.
| ALL OTHERS
| -
| -
| -
| 1,45,813
| 3047,81
| 2673,50
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TOTAL BANK CREDIT | - | - | - | 8,05,722 | 32259,40 | 25627,83 |
OF WHICH : | 1. Artisans & Village Industries | - | - | - | 2,116 | 22,81 | 19,31 |
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| 2. Other Small Scale Industries
| -
| -
| -
| 32,427
| 2467,96
| 1921,69
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