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NORTHERN REGION | | | | |
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| (Amount in Rupees Lakh)
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| | | | RURAL
| SEMI-URBAN
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| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount |
| | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 1
| 2
| 3
| 4
| 5
| 6
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I. | AGRICULTURE | 837 | 1,08 | 93 | 462 | 18,81 | 13,25 |
| | 1. | Direct Finance | 831 | 1,06 | 91 | 451 | 1,55 | 1,41 |
| | 2. | Indirect Finance | 6 | 2 | 2 | 11 | 17,26 | 11,84 |
II. | INDUSTRY | 180 | 63,64 | 66,08 | 486 | 33,80 | 27,31 |
| | 1. | Mining & Quarrying | - | - | - | - | - | - |
| | 2. | Food Manufacturing and Processing | 31 | 4,65 | 2,09 | 9 | 5,61 | 5,49 |
| | | (a) Rice Mills, Flour and Dal Mills | 5 | 14 | 14 | 3 | 32 | 18 |
| | | (b) Sugar | - | - | - | - | - | - |
| | | (c) Edible Oils and Vanaspati | 1 | - | - | 1 | 5,06 | 5,06 |
| | | (d) Tea Processing | - | - | - | - | - | - |
| | | (e) Processing of Fruits & Vegetables | - | - | - | - | - | - |
| | | (f) Others | 25 | 4,50 | 1,94 | 5 | 23 | 25 |
| | 3. | Beverage and Tobacco | - | - | - | - | - | - |
| | 4. | Textiles | 3 | 3,41 | 2,23 | 6 | 2,47 | 1,90 |
| | | (a) Cotton Textiles | - | - | - | 3 | 2 | 3 |
| | | (b) Jute Textiles | - | - | - | - | - | - |
| | | (c) Handloom Textiles & Khadi | - | - | - | - | - | - |
| | | (d) Other Textiles | 3 | 3,41 | 2,23 | 3 | 2,45 | 1,87 |
| | 5. | Paper, Paper Products and Printing | 2 | 4 | 2 | 4 | 27 | 13 |
| | 6. | Leather and Leather Products | - | - | - | - | - | - |
| | 7. | Rubber and Rubber Products | 2 | 12 | 11 | 3 | 97 | 60 |
| | 8. | Chemicals and Chemical Products | 11 | 4,04 | 2,70 | 11 | 46 | 39 |
| | | (a) Heavy Industrial Chemicals | 2 | 2,36 | 1,08 | 1 | 5 | - |
| | | (b) Fertilizers | - | - | - | - | - | - |
| | | (c) Drugs and Pharmaceuticals | 2 | 85 | 87 | 1 | 10 | 10 |
| | | (d) Non-Edible Oils | - | - | - | - | - | - |
| | | (e) Other Chemicals & Chemical Products | 7 | 83 | 75 | 9 | 31 | 29 |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | - | - | - |
| | 10. | Manufacture of Cement & Cement Products | 5 | 27 | 34 | - | - | - |
| | 11. | Basic Metals & Metal Products | 7 | 57 | 56 | 30 | 1,07 | 1,07 |
| | | (a) Iron and Steel | 5 | 53 | 51 | 3 | 8 | 16 |
| | | (b) Non-Ferrous Metals | - | - | - | 1 | 2 | - |
| | | (c) Other Metal Products | 2 | 4 | 5 | 26 | 97 | 91 |
| | 12. | Engineering | 44 | 50,21 | 57,71 | 30 | 54 | 53 |
| | | (a) Heavy Engineering | 1 | 1 | 1 | - | - | - |
| | | (b) Light Engineering | 4 | 1,09 | 3,45 | 25 | 49 | 46 |
| | | (c) Electrical Machinery & Goods | 22 | 21,04 | 20,99 | 5 | 5 | 7 |
| | | (d) Electronic Machinery & Goods | 17 | 28,07 | 33,26 | - | - | - |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 1 | 7 | 5 | 10 | 12 | 11 |
| | 14. | Other Industries | 74 | 26 | 27 | 375 | 22,08 | 16,83 |
| | 15. | Electricity, Gas & Water | - | - | - | 5 | 15 | 18 |
| | | (a) Electricity Generation & Transmission | - | - | - | 4 | 12 | 17 |
| | | (b) Non-Conventional Energy | - | - | - | - | - | - |
| | | (c) Gas, Steam & Water Supply | - | - | - | 1 | 3 | 2 |
| | 16. | Construction | - | - | - | 3 | 5 | 8 |
III. | TRANSPORT OPERATORS | 66 | 46 | 43 | 79 | 1,11 | 74 |
IV. | PROFESSIONAL AND OTHER SERVICES | 70 | 17 | 11 | 182 | 1,37 | 1,13 |
V . | PERSONAL LOANS | 1,043 | 4,41 | 3,72 | 1,191 | 5,42 | 5,00 |
| | 1. | Loans for Purchase of Consumer Durables | 79 | 12 | 7 | 166 | 50 | 1,02 |
| | 2. | Loans for Housing | 188 | 1,49 | 1,29 | 425 | 3,08 | 2,45 |
| | 3. | Rest of the Personal Loans | 776 | 2,81 | 2,36 | 600 | 1,85 | 1,54 |
V I. | TRADE | 588 | 45,18 | 40,60 | 579 | 32,19 | 31,68 |
| | 1. | Wholesale Trade | 52 | 42,50 | 38,23 | 19 | 21,06 | 21,74 |
| | 2. | Retail Trade | 536 | 2,68 | 2,37 | 560 | 11,14 | 9,94 |
VII. | FINANCE | 2 | 98 | 98 | 13 | 8,15 | 4,94 |
VIII.
| ALL OTHERS
| 130
| 1,10
| 70
| 1,156
| 5,98
| 5,78
|
TOTAL BANK CREDIT | 2,916 | 117,02 | 113,54 | 4,148 | 106,84 | 89,85 |
OF WHICH : | 1. Artisans & Village Industries | 24 | 4 | 3 | 10 | 1 | 1 |
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| 2. Other Small Scale Industries
| 98
| 1,86
| 1,82
| 414
| 24,55
| 19,01
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| | | | URBAN
| METROPOLITAN
|
| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount |
| | | | Accounts
| Limit
| Outstanding
| Accounts
| Limit
| Outstanding
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| 7
| 8
| 9
| 10
| 11
| 12
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I. | AGRICULTURE | 4,446 | 217,67 | 133,95 | - | - | - |
| | 1. | Direct Finance | 2,210 | 60,03 | 49,70 | - | - | - |
| | 2. | Indirect Finance | 2,236 | 157,64 | 84,25 | - | - | - |
II. | INDUSTRY | 5,590 | 1032,47 | 839,73 | - | - | - |
| | 1. | Mining & Quarrying | 143 | 1,89 | 1,74 | - | - | - |
| | 2. | Food Manufacturing and Processing | 222 | 80,49 | 70,86 | - | - | - |
| | | (a) Rice Mills, Flour and Dal Mills | 32 | 5,68 | 10,57 | - | - | - |
| | | (b) Sugar | 14 | 47,11 | 38,83 | - | - | - |
| | | (c) Edible Oils and Vanaspati | 23 | 8,72 | 5,52 | - | - | - |
| | | (d) Tea Processing | - | - | - | - | - | - |
| | | (e) Processing of Fruits & Vegetables | 4 | 44 | 43 | - | - | - |
| | | (f) Others | 149 | 18,54 | 15,51 | - | - | - |
| | 3. | Beverage and Tobacco | 15 | 1,06 | 99 | - | - | - |
| | 4. | Textiles | 133 | 113,14 | 96,80 | - | - | - |
| | | (a) Cotton Textiles | 40 | 32,26 | 27,57 | - | - | - |
| | | (b) Jute Textiles | 2 | 6 | 4 | - | - | - |
| | | (c) Handloom Textiles & Khadi | 4 | 8 | 5 | - | - | - |
| | | (d) Other Textiles | 87 | 80,74 | 69,14 | - | - | - |
| | 5. | Paper, Paper Products and Printing | 214 | 33,32 | 28,75 | - | - | - |
| | 6. | Leather and Leather Products | 28 | 27,85 | 19,24 | - | - | - |
| | 7. | Rubber and Rubber Products | 72 | 4,63 | 4,97 | - | - | - |
| | 8. | Chemicals and Chemical Products | 625 | 89,96 | 74,03 | - | - | - |
| | | (a) Heavy Industrial Chemicals | 63 | 30,88 | 19,25 | - | - | - |
| | | (b) Fertilizers | 24 | 10,42 | 13,53 | - | - | - |
| | | (c) Drugs and Pharmaceuticals | 323 | 32,23 | 25,88 | - | - | - |
| | | (d) Non-Edible Oils | 5 | 3,04 | 3,01 | - | - | - |
| | | (e) Other Chemicals & Chemical Products | 210 | 13,38 | 12,36 | - | - | - |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | 12 | 1,97 | 31 | - | - | - |
| | 10. | Manufacture of Cement & Cement Products | 27 | 2,26 | 1,35 | - | - | - |
| | 11. | Basic Metals & Metal Products | 834 | 144,51 | 101,78 | - | - | - |
| | | (a) Iron and Steel | 449 | 84,58 | 66,21 | - | - | - |
| | | (b) Non-Ferrous Metals | 15 | 5,33 | 3,58 | - | - | - |
| | | (c) Other Metal Products | 370 | 54,60 | 32,00 | - | - | - |
| | 12. | Engineering | 681 | 202,98 | 170,78 | - | - | - |
| | | (a) Heavy Engineering | 123 | 22,23 | 20,09 | - | - | - |
| | | (b) Light Engineering | 273 | 23,12 | 25,70 | - | - | - |
| | | (c) Electrical Machinery & Goods | 195 | 64,45 | 49,36 | - | - | - |
| | | (d) Electronic Machinery & Goods | 90 | 93,19 | 75,63 | - | - | - |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 140 | 72,64 | 61,25 | - | - | - |
| | 14. | Other Industries | 2,322 | 238,87 | 191,88 | - | - | - |
| | 15. | Electricity, Gas & Water | 43 | 10,30 | 8,56 | - | - | - |
| | | (a) Electricity Generation & Transmission | 17 | 9,69 | 8,06 | - | - | - |
| | | (b) Non-Conventional Energy | 24 | 6 | 2 | - | - | - |
| | | (c) Gas, Steam & Water Supply | 2 | 54 | 48 | - | - | - |
| | 16. | Construction | 79 | 6,59 | 6,43 | - | - | - |
III. | TRANSPORT OPERATORS | 1,166 | 14,03 | 13,04 | - | - | - |
IV. | PROFESSIONAL AND OTHER SERVICES | 1,930 | 34,97 | 30,02 | - | - | - |
V. | PERSONAL LOANS | 34,439 | 172,27 | 140,39 | - | - | - |
| | 1. | Loans for Purchase of Consumer Durables | 1,771 | 8,42 | 6,79 | - | - | - |
| | 2. | Loans for Housing | 4,482 | 80,78 | 64,80 | - | - | - |
| | 3. | Rest of the Personal Loans | 28,186 | 83,08 | 68,80 | - | - | - |
V I. | TRADE | 6,898 | 800,23 | 689,30 | - | - | - |
| | 1. | Wholesale Trade | 927 | 714,92 | 622,74 | - | - | - |
| | 2. | Retail Trade | 5,971 | 85,32 | 66,56 | - | - | - |
VII. | FINANCE | 56 | 59,51 | 58,91 | - | - | - |
VIII.
| ALL OTHERS
| 16,978
| 216,15
| 187,97
| -
| -
| -
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TOTAL BANK CREDIT | 71,503 | 2547,31 | 2093,32 | - | - | - |
OF WHICH : | 1. Artisans & Village Industries | 207 | 1,61 | 1,51 | - | - | - |
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| 2. Other Small Scale Industries
| 2,488
| 102,18
| 96,38
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