| | | | RURAL
| SEMI-URBAN
|
| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount |
| | | | | Accounts | Limit | Out- | Accounts | Limit | Out- |
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I. | AGRICULTURE | 2,69,566 | 723,80 | 612,11 | 1,02,625 | 392,27 | 344,60 |
| | 1. | Direct Finance | 2,67,439 | 691,84 | 586,37 | 1,01,169 | 324,81 | 285,81 |
| | 2. | Indirect Finance | 2,127 | 31,96 | 25,74 | 1,456 | 67,45 | 58,79 |
II. | INDUSTRY | 26,192 | 683,99 | 572,59 | 17,494 | 601,46 | 502,15 |
| | 1. | Mining & Quarrying | 543 | 11,01 | 9,39 | 49 | 16,11 | 10,87 |
| | 2. | Food Manufacturing and Processing | 884 | 65,80 | 42,72 | 1,042 | 116,93 | 92,91 |
| | | (a) | Rice Mills, Flour and Dal Mills | 468 | 50,47 | 30,27 | 716 | 93,73 | 74,04 |
| | | (b) | Sugar | 4 | 11 | 11 | 2 | 2,09 | 1,07 |
| | | (c) | Edible Oils and Vanaspati | 180 | 8,59 | 7,67 | 99 | 14,57 | 12,46 |
| | | (d) | Tea Processing | 1 | 1 | 1 | — | — | — |
| | | (e) | Processing of Fruits & Vegetables | 75 | 30 | 29 | 13 | 93 | 92 |
| | | (f) | Others | 156 | 6,32 | 4,37 | 212 | 5,61 | 4,42 |
| | 3. | Beverage and Tobacco | 6 | 4 | 2 | 6 | 77 | 74 |
| | 4. | Textiles | 229 | 48,61 | 46,46 | 390 | 42,63 | 32,17 |
| | | (a) | Cotton Textiles | 83 | 8,66 | 6,30 | 173 | 29,91 | 22,50 |
| | | (b) | Jute Textiles | 5 | 4 | 3 | 10 | 24 | 17 |
| | | (c) | Handloom Textiles & Khadi | 51 | 1,05 | 48 | 32 | 60 | 43 |
| | | (d) | Other Textiles | 90 | 38,86 | 39,64 | 175 | 11,88 | 9,08 |
| | 5. | Paper, Paper Products and Printing | 112 | 15,43 | 14,86 | 136 | 8,14 | 6,92 |
| | 6. | Leather and Leather Products | 25 | 1,51 | 58 | 59 | 1,09 | 90 |
| | 7. | Rubber and Rubber Products | 88 | 60,02 | 50,90 | 113 | 13,81 | 11,90 |
| | 8. | Chemicals and Chemical Products | 239 | 49,33 | 50,37 | 388 | 132,49 | 113,21 |
| | | (a) | Heavy Industrial Chemicals | 14 | 40 | 35 | 42 | 14,59 | 14,96 |
| | | (b) | Fertilizers | 4 | 3,23 | 2,31 | 10 | 4,35 | 3,19 |
| | | (c) | Drugs and Pharmaceuticals | 44 | 10,69 | 14,37 | 63 | 38,69 | 38,47 |
| | | (d) | Non-Edible Oils | 3 | 64 | 19 | 20 | 2,68 | 2,07 |
| | | (e) | Other Chemicals & Chemical Products | 174 | 34,37 | 33,15 | 253 | 72,18 | 54,53 |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | 14 | 2,39 | 2,22 | 39 | 8,80 | 12,47 |
| | 10. | Manufacture of Cement & Cement Products | 38 | 1,67 | 1,91 | 47 | 2,21 | 1,96 |
| | 11. | Basic Metals & Metal Products | 329 | 107,49 | 96,98 | 1,210 | 94,15 | 76,08 |
| | | (a) | Iron and Steel | 97 | 64,67 | 59,25 | 320 | 55,12 | 43,80 |
| | | (b) | Non-Ferrous Metals | 14 | 20,56 | 20,84 | 147 | 8,29 | 6,08 |
| | | (c) | Other Metal Products | 218 | 22,26 | 16,88 | 743 | 30,75 | 26,19 |
| | 12. | Engineering | 411 | 170,58 | 127,23 | 803 | 74,47 | 75,00 |
| | | (a) | Heavy Engineering | 120 | 78,31 | 44,66 | 100 | 4,01 | 3,17 |
| | | (b) | Light Engineering | 207 | 82,04 | 73,87 | 557 | 21,50 | 18,70 |
| | | (c) | Electrical Machinery & Goods | 59 | 5,50 | 4,46 | 98 | 8,91 | 11,27 |
| | | (d) | Electronic Machinery & Goods | 25 | 4,72 | 4,24 | 48 | 40,07 | 41,86 |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 230 | 71,26 | 66,86 | 124 | 11,57 | 4,80 |
| | 14. | Other Industries | 23,013 | 70,38 | 54,38 | 12,995 | 75,88 | 60,21 |
| | 15. | Electricity, Gas & Water | 24 | 8,33 | 7,61 | 35 | 1,05 | 95 |
| | | (a) | Electricity Generation & Transmission | 23 | 8,28 | 7,60 | 34 | 95 | 85 |
| | | (b) | Non-Conventional Energy | — | — | — | 1 | 10 | 9 |
| | | (c) | Gas, Steam & Water Supply | 1 | 5 | 2 | — | — | — |
| | 16. | Construction | 7 | 13 | 11 | 58 | 1,36 | 1,07 |
III. | TRANSPORT OPERATORS | 20,906 | 51,38 | 41,16 | 5,944 | 29,17 | 24,04 |
IV. | PROFESSIONAL AND OTHER SERVICES | 6,303 | 14,45 | 12,58 | 6,918 | 23,76 | 18,67 |
V. | PERSONAL LOANS | 56,878 | 140,77 | 122,32 | 47,832 | 156,61 | 134,25 |
| | 1. | Loans for Purchase of Consumer Durables | 2,265 | 3,34 | 2,79 | 1,466 | 3,43 | 3,02 |
| | 2. | Loans for Housing | 3,471 | 24,87 | 21,86 | 5,646 | 54,32 | 47,72 |
| | 3. | Rest of the Personal Loans | 51,142 | 112,56 | 97,68 | 40,720 | 98,86 | 83,51 |
V I. | TRADE | 69,072 | 141,84 | 128,13 | 42,907 | 174,81 | 146,45 |
| | 1. | Wholesale Trade | 4,278 | 60,10 | 60,08 | 1,890 | 27,70 | 21,37 |
| | 2. | Retail Trade | 64,794 | 81,74 | 68,04 | 41,017 | 147,11 | 125,08 |
VII. | FINANCE | 70 | 28,35 | 25,65 | 54 | 83 | 79 |
VIII.
| ALL OTHERS
| 18,733
| 74,95
| 58,58
| 17,867
| 51,81
| 42,64
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TOTAL BANK CREDIT | 4,67,720 | 1859,51 | 1573,12 | 2,41,641 | 1430,71 | 1213,58 |
OF WHICH : | 1. | Artisans & Village Industries | 19,160 | 18,85 | 15,34 | 5,802 | 13,74 | 12,19 |
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| 2.
| Other Small Scale Industries
| 4,678
| 131,11
| 105,91
| 8,794
| 193,90
| 158,83
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| (Amount in Rupees Lakh)
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| | | | URBAN
| METROPOLITAN
|
| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount |
| | | | | Accounts | Limit | Out- | Accounts | Limit | Out- |
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| Standing
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I. | AGRICULTURE | 41,080 | 223,66 | 188,41 | — | — | — |
| | 1. | Direct Finance | 39,999 | 173,23 | 147,37 | — | — | — |
| | 2. | Indirect Finance | 1,081 | 50,44 | 41,04 | — | — | — |
II. | INDUSTRY | 35,028 | 2249,93 | 1876,07 | — | — | — |
| | 1. | Mining & Quarrying | 70 | 9,84 | 7,25 | — | — | — |
| | 2. | Food Manufacturing and Processing | 1,370 | 344,43 | 276,82 | — | — | — |
| | | (a) | Rice Mills, Flour and Dal Mills | 748 | 258,03 | 221,64 | — | — | — |
| | | (b) | Sugar | 4 | 12,53 | 7,70 | — | — | — |
| | | (c) | Edible Oils and Vanaspati | 187 | 21,37 | 15,92 | — | — | — |
| | | (d) | Tea Processing | 3 | 14 | 11 | — | — | — |
| | | (e) | Processing of Fruits & Vegetables | 13 | 6,07 | 6,13 | — | — | — |
| | | (f) | Others | 415 | 46,29 | 25,33 | — | — | — |
| | 3. | Beverage and Tobacco | 33 | 6,01 | 5,68 | — | — | — |
| | 4. | Textiles | 4,923 | 439,19 | 355,81 | — | — | — |
| | | (a) | Cotton Textiles | 1,217 | 142,73 | 114,26 | — | — | — |
| | | (b) | Jute Textiles | 37 | 1,53 | 1,13 | — | — | — |
| | | (c) | Handloom Textiles & Khadi | 1,719 | 146,07 | 118,78 | — | — | — |
| | | (d) | Other Textiles | 1,950 | 148,86 | 121,63 | — | — | — |
| | 5. | Paper, Paper Products and Printing | 432 | 69,60 | 66,43 | — | — | — |
| | 6. | Leather and Leather Products | 144 | 22,41 | 18,01 | — | — | — |
| | 7. | Rubber and Rubber Products | 420 | 61,90 | 58,45 | — | — | — |
| | 8. | Chemicals and Chemical Products | 1,155 | 175,74 | 160,03 | — | — | — |
| | | (a) | Heavy Industrial Chemicals | 70 | 4,11 | 2,93 | — | — | — |
| | | (b) | Fertilizers | 9 | 6,45 | 5,37 | — | — | — |
| | | (c) | Drugs and Pharmaceuticals | 317 | 82,52 | 78,47 | — | — | — |
| | | (d) | Non-Edible Oils | 42 | 5,53 | 4,99 | — | — | — |
| | | (e) | Other Chemicals & Chemical Products | 717 | 77,12 | 68,27 | — | — | — |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | 95 | 6,18 | 5,20 | — | — | — |
| | 10. | Manufacture of Cement & Cement Products | 79 | 5,09 | 4,02 | — | — | — |
| | 11. | Basic Metals & Metal Products | 2,247 | 305,47 | 275,84 | — | — | — |
| | | (a) | Iron and Steel | 901 | 225,33 | 207,69 | — | — | — |
| | | (b) | Non-Ferrous Metals | 84 | 5,79 | 5,01 | — | — | — |
| | | (c) | Other Metal Products | 1,262 | 74,35 | 63,14 | — | — | — |
| | 12. | Engineering | 2,442 | 322,22 | 240,30 | — | — | — |
| | | (a) | Heavy Engineering | 372 | 100,04 | 72,78 | — | — | — |
| | | (b) | Light Engineering | 1,307 | 161,41 | 126,39 | — | — | — |
| | | (c) | Electrical Machinery & Goods | 560 | 48,28 | 30,46 | — | — | — |
| | | (d) | Electronic Machinery & Goods | 203 | 12,48 | 10,67 | — | — | — |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 780 | 97,68 | 71,05 | — | — | — |
| | 14. | Other Industries | 20,691 | 349,83 | 303,53 | — | — | — |
| | 15. | Electricity, Gas & Water | 109 | 5,83 | 3,48 | — | — | — |
| | | (a) | Electricity Generation & Transmission | 92 | 5,13 | 3,03 | — | — | — |
| | | (b) | Non-Conventional Energy | 8 | 18 | 22 | — | — | — |
| | | (c) | Gas, Steam & Water Supply | 9 | 52 | 22 | — | — | — |
| | 16. | Construction | 38 | 28,50 | 24,16 | — | — | — |
III. | TRANSPORT OPERATORS | 4,996 | 47,21 | 39,64 | — | — | — |
IV. | PROFESSIONAL AND OTHER SERVICES | 9,383 | 62,50 | 49,87 | — | — | — |
V. | PERSONAL LOANS | 79,136 | 300,41 | 268,70 | — | — | — |
| | 1. | Loans for Purchase of Consumer Durables | 2,449 | 5,91 | 4,73 | — | — | — |
| | 2. | Loans for Housing | 13,748 | 124,43 | 115,05 | — | — | — |
| | 3. | Rest of the Personal Loans | 62,939 | 170,07 | 148,92 | — | — | — |
V I. | TRADE | 45,245 | 320,86 | 265,08 | — | — | — |
| | 1. | Wholesale Trade | 3,453 | 132,92 | 112,09 | — | — | — |
| | 2. | Retail Trade | 41,792 | 187,94 | 152,99 | — | — | — |
VII. | FINANCE | 243 | 20,82 | 19,68 | — | — | — |
VIII.
| ALL OTHERS
| 31,979
| 171,22
| 152,53
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TOTAL BANK CREDIT | 2,47,090 | 3396,62 | 2859,97 | — | — | — |
OF WHICH : | 1. | Artisans & Village Industries | 3,255 | 22,13 | 17,84 | — | — | — |
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| 2.
| Other Small Scale Industries
| 20,844
| 790,96
| 647,11
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