SOUTHERN REGION
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SOUTHERN REGION
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STATE : KERALA
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(Amount in Rupees Lakh)
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OCCUPATION
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RURAL
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SEMI-URBAN
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URBAN
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METROPOLITAN
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No. of
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Credit
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Amount
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No. of
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Credit
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Amount
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No. of
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Credit
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Amount
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No. of
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Credit
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Amount
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Accounts
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Limit
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Outstanding
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Accounts
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Limit
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Outstanding
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Accounts
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Limit
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Outstanding
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Accounts
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Limit
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Outstanding
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1
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2
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3
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4
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5
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6
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7
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8
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9
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10
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11
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12
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I.
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AGRICULTURE
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2,33,156
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554,55
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497,61
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12,53,466
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3090,80
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2793,13
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91,988
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1236,36
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1069,81
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-
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-
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-
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1. Direct Finance
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2,31,145
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519,83
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466,74
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12,39,875
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2912,88
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2648,76
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88,365
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608,75
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522,94
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-
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-
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-
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2. Indirect Finance
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2,011
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34,73
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30,87
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13,591
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177,93
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144,37
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3,623
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627,61
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546,87
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-
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-
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-
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II.
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INDUSTRY
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16,031
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383,00
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329,67
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1,26,881
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3454,37
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2328,28
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31,502
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5794,92
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3916,32
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-
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-
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-
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1. Mining & Quarrying
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31
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2,16
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1,81
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272
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54,17
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29,00
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110
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26,73
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20,99
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-
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-
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-
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2. Food Manufacturing & Processing
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1,193
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69,16
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60,07
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8,181
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428,93
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338,13
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2,657
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1942,29
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962,81
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-
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-
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-
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(a) Rice Mills, Flour & Dal Mills
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308
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11,72
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9,67
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1,369
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84,47
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69,78
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340
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38,06
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34,37
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-
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-
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-
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(b) Sugar
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1
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3
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3
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7
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44
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40
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6
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69,44
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69,84
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-
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-
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-
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(c) Edible Oils & Vanaspati
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99
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6,19
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3,25
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830
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52,59
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39,20
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119
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51,62
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34,04
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-
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-
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-
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(d) Tea Processing
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12
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3,43
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3,39
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66
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113,38
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96,68
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88
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113,81
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57,98
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-
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-
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-
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(e) Processing of Fruits & Vegetables
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1
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3
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2
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62
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7,65
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6,29
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30
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13,19
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12,88
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-
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-
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-
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(f) Others
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772
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47,77
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43,70
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5,847
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170,41
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125,77
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2,074
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1656,17
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753,71
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-
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-
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-
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3. Beverage & Tobacco
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12
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46
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44
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110
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40,34
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37,28
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41
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43,07
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39,84
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-
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-
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-
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4. Textiles
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449
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11,03
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9,07
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5,594
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211,48
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172,28
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1,993
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632,69
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390,50
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-
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-
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-
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(a) Cotton Textiles
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39
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3,20
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2,35
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733
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69,92
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66,71
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460
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150,63
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92,16
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-
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-
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-
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(b) Jute & Other Natural Fibre Textiles
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9
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12
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9
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1,143
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17,93
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12,52
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130
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18,73
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9,35
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-
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-
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-
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(c) Handloom Textiles & Khadi
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28
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64
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54
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503
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38,70
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25,93
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90
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33,55
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30,69
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-
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-
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-
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(d) Other Textiles & Textile Products
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373
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7,07
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6,08
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3,215
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84,93
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67,12
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1,313
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429,78
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258,30
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-
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-
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-
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5. Paper, Paper Products & Printing
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268
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26,12
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23,44
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2,200
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228,45
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182,32
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2,319
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224,49
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102,45
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-
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-
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-
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6. Leather & Leather Products
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93
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58
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48
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445
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12,48
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12,88
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182
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7,08
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6,30
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-
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-
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-
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7. Rubber & Plastic Products
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218
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9,72
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7,60
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5,695
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256,01
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207,79
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762
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536,50
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386,02
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-
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-
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-
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8. Chemicals & Chemical Products
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158
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23,01
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21,73
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2,532
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248,00
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175,61
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1,031
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326,80
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229,40
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-
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-
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-
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(a) Heavy Industrial Chemicals
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6
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17,74
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17,60
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33
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9,01
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8,34
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50
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27,32
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22,26
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-
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-
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-
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(b) Fertilisers
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1
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4
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4
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36
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80,26
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82,06
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13
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81,32
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63,49
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-
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-
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-
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(c) Drugs & Pharmaceuticals
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67
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1,83
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1,74
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1,142
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36,48
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32,31
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363
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22,68
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21,91
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-
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-
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-
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(d) Non-Edible Oils
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3
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18
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8
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18
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2,64
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1,82
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7
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5,43
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4,78
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-
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-
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-
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(e) Other Chemicals & Chemical Products
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81
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3,22
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2,26
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1,303
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119,62
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51,09
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598
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190,05
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116,96
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-
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-
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-
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9. Petroleum, Coal Products & Nuclear Fuels
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7
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96
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93
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18
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1,40
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1,26
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12
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55,17
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52,30
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-
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-
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-
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10. Manufacture of Cement & Cement Products
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94
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3,56
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2,63
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772
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23,57
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17,94
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228
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5,81
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4,38
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-
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-
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-
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11. Basic Metals & Metal Products
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226
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13,36
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12,50
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1,994
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94,78
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84,84
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1,040
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90,24
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76,61
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-
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-
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-
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(a) Iron & Steel
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18
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3,88
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4,24
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119
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43,29
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38,73
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61
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34,51
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33,78
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-
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-
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-
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(b) Non-Ferrous Metals
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3
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10
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9
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21
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1,72
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1,45
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29
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14,67
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10,11
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-
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-
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-
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(c) Metal Products
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205
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9,37
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8,17
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1,854
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49,77
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44,66
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950
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41,07
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32,72
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-
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-
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-
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12. Engineering
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340
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21,71
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17,33
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4,615
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694,46
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113,52
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2,180
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373,75
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312,34
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-
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-
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-
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(a) Heavy Engineering
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9
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36
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34
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79
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12,58
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5,79
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30
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2,47
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2,49
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-
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-
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-
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(b) Light Engineering
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154
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11,67
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7,82
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1,957
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41,37
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28,67
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649
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105,25
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93,52
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-
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-
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-
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(c) Electrical Machinery & Goods
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98
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3,29
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2,93
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1,948
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608,64
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67,72
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|
792
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147,71
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111,88
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-
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-
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-
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(d) Electronic Machinery & Goods
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79
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6,39
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6,25
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631
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31,88
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11,34
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709
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118,33
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104,45
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-
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-
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-
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13. Vehicles, Vehicle Parts & Transport Equipments
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179
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1,39
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1,12
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2,528
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25,98
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19,91
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1,479
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156,45
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125,50
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-
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-
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-
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14. Other Industries
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11,691
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97,87
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82,56
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83,404
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568,35
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459,47
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14,229
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316,77
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255,95
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-
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-
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-
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15. Electricity, Gas & Water
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18
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12,50
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12,82
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71
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28,74
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26,53
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234
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527,31
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483,90
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-
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-
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-
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(a) Electricity Generation & Transmission
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9
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11,84
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12,18
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17
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24,21
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22,30
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205
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457,59
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414,54
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-
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-
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-
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(b) Non-Conventional Energy
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2
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23
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24
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|
15
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1,69
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1,68
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7
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2,36
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2,22
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-
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-
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-
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(c) Gas, Steam & Water Supply
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7
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42
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40
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39
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2,84
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2,56
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22
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67,37
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67,14
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-
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-
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-
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16. Construction
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1,054
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89,42
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75,15
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8,450
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537,21
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449,52
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3,005
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529,78
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467,03
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-
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-
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-
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III.
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TRANSPORT OPERATORS
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2,895
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31,22
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22,34
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23,705
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307,68
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210,81
|
|
4,354
|
138,58
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112,29
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-
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-
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-
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IV.
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PROFESSIONAL AND OTHER SERVICES
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14,719
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163,39
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126,29
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83,389
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848,38
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677,42
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|
20,749
|
1287,39
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1108,97
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-
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-
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-
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V.
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PERSONAL LOANS
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1,01,924
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779,75
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657,30
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8,77,458
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8242,12
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6893,96
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3,41,588
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4108,64
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3453,14
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|
-
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-
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-
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1. Loans for Purchase of Consumer Durables
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4,176
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15,58
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12,16
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|
33,747
|
164,52
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128,52
|
|
15,769
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74,24
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59,75
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|
-
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-
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-
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2. Loans for Housing
|
19,205
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389,85
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335,14
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|
1,80,628
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4038,39
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3465,24
|
|
70,985
|
2006,72
|
1758,72
|
|
-
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-
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-
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3. Rest of the Personal Loans
|
78,543
|
374,32
|
310,00
|
|
6,63,083
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4039,21
|
3300,20
|
|
2,54,834
|
2027,68
|
1634,67
|
|
-
|
-
|
-
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|
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VI.
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TRADE
|
38,385
|
262,98
|
234,67
|
|
2,32,730
|
2964,28
|
2466,02
|
|
40,755
|
2555,28
|
2143,84
|
|
-
|
-
|
-
|
|
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1. Wholesale Trade
|
786
|
74,61
|
71,83
|
|
11,611
|
1157,15
|
919,49
|
|
5,837
|
1485,96
|
1308,61
|
|
-
|
-
|
-
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|
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2. Retail Trade
|
37,599
|
188,37
|
162,84
|
|
2,21,119
|
1807,13
|
1546,53
|
|
34,918
|
1069,32
|
835,23
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
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VII.
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FINANCE
|
674
|
8,85
|
6,23
|
|
2,333
|
44,23
|
34,48
|
|
566
|
335,21
|
329,92
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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VIII.
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ALL OTHERS
|
41,874
|
211,11
|
177,50
|
|
4,00,481
|
1985,92
|
1663,34
|
|
1,13,786
|
1785,83
|
1283,18
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT
|
4,49,658
|
2394,85
|
2051,62
|
|
30,00,443
|
20937,78
|
17067,44
|
|
6,45,288
|
17242,21
|
13417,48
|
|
-
|
-
|
-
|
|
|
OF WHICH : 1. Artisans and Village & Tiny Industries
|
7,624
|
31,14
|
24,41
|
|
47,932
|
262,94
|
211,49
|
|
3,919
|
27,17
|
21,38
|
|
-
|
-
|
-
|
|
|
2. Other Small Scale Industries
|
4,506
|
92,63
|
75,08
|
|
36,588
|
787,02
|
646,24
|
|
11,716
|
1028,56
|
599,39
|
|
-
|
-
|
-
|
|