| | | | | STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS |
| | | | | AND ITS ASSOCIATES
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| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount |
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I. | AGRICULTURE | 10,311 | 14,81 | 14,06 | 35,004 | 83,45 | 82,00 | — | — | — |
| | 1. | Direct Finance | 10,307 | 13,90 | 13,09 | 34,963 | 82,73 | 81,35 | — | — | — |
| | 2. | Indirect Finance | 4 | 91 | 97 | 41 | 73 | 65 | — | — | — |
II. | INDUSTRY | 1,086 | 39,12 | 35,22 | 1,636 | 83,05 | 84,18 | 15 | 49,76 | 34,99 |
| | 1. | Mining & Quarrying | 1 | 2 | 2 | 3 | 29 | 14 | — | — | — |
| | 2. | Food Manufacturing and Processing | 36 | 2,28 | 1,49 | 61 | 3,42 | 3,21 | — | — | — |
| | | (a) | Rice Mills, Flour and Dal Mills | 21 | 2,02 | 1,23 | 20 | 1,22 | 94 | — | — | — |
| | | (b) | Sugar | — | — | — | — | — | — | — | — | — |
| | | (c) | Edible Oils and Vanaspati | 4 | 19 | 19 | 8 | 1,38 | 1,50 | — | — | — |
| | | (d) | Tea Processing | — | — | — | — | — | — | — | — | — |
| | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | — | — | — |
| | | (f) | Others | 11 | 8 | 7 | 33 | 83 | 77 | — | — | — |
| | 3. | Beverage and Tobacco | 1 | 4 | 3 | 3 | 22 | 26 | — | — | — |
| | 4. | Textiles | 12 | 40 | 43 | 50 | 38,43 | 43,41 | — | — | — |
| | | (a) | Cotton Textiles | 5 | 4 | 4 | 24 | 36,61 | 41,77 | — | — | — |
| | | (b) | Jute Textiles | 2 | 32 | 35 | — | — | — | — | — | — |
| | | (c) | Handloom Textiles & Khadi | 1 | 2 | 1 | 1 | 2 | 2 | — | — | — |
| | | (d) | Other Textiles | 4 | 3 | 3 | 25 | 1,80 | 1,63 | — | — | — |
| | 5. | Paper, Paper Products and Printing | 36 | 4,23 | 4,94 | 72 | 2,02 | 1,98 | — | — | — |
| | 6. | Leather and Leather Products | 6 | 62 | 74 | 14 | 1,64 | 1,23 | — | — | — |
| | 7. | Rubber and Rubber Products | 26 | 44 | 36 | 9 | 65 | 43 | — | — | — |
| | 8. | Chemicals and Chemical Products | 79 | 5,78 | 6,15 | 134 | 14,08 | 13,67 | 6 | 18,06 | 4,15 |
| | | (a) | Heavy Industrial Chemicals | 7 | 1,12 | 85 | 11 | 6,47 | 6,36 | — | — | — |
| | | (b) | Fertilizers | 1 | 8 | — | 2 | 14 | 15 | — | — | — |
| | | (c) | Drugs and Pharmaceuticals | 4 | 17 | 14 | 6 | 27 | 34 | 4 | 11,06 | 4,15 |
| | | (d) | Non-Edible Oils | — | — | — | 1 | — | — | — | — | — |
| | | (e) | Other Chemicals & Chemical Products | 67 | 4,42 | 5,15 | 114 | 7,20 | 6,82 | 2 | 7,00 | — |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | 1 | 4 | 4 | 1 | 1 | 1 | — | — | — |
| | 10. | Manufacture of Cement & Cement Products | 2 | 4 | 4 | 1 | 1 | 1 | — | — | — |
| | 11. | Basic Metals & Metal Products | 35 | 4,12 | 3,66 | 96 | 7,57 | 7,72 | — | — | — |
| | | (a) | Iron and Steel | 9 | 63 | 42 | 31 | 4,92 | 5,03 | — | — | — |
| | | (b) | Non-Ferrous Metals | 7 | 2,50 | 2,52 | 5 | 60 | 59 | — | — | — |
| | | (c) | Other Metal Products | 19 | 99 | 72 | 60 | 2,05 | 2,10 | — | — | — |
| | 12. | Engineering | 39 | 5,19 | 3,75 | 86 | 5,37 | 4,01 | — | — | — |
| | | (a) | Heavy Engineering | 2 | 29 | 30 | 3 | 54 | 53 | — | — | — |
| | | (b) | Light Engineering | 15 | 2,04 | 1,97 | 19 | 55 | 36 | — | — | — |
| | | (c) | Electrical Machinery & Goods | 10 | 78 | 7 | 30 | 1,63 | 67 | — | — | — |
| | | (d) | Electronic Machinery & Goods | 12 | 2,08 | 1,41 | 34 | 2,65 | 2,44 | — | — | — |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 7 | 49 | 35 | 30 | 85 | 43 | 1 | 1,20 | 1,20 |
| | 14. | Other Industries | 795 | 15,24 | 13,03 | 1,046 | 4,22 | 3,50 | 8 | 30,50 | 29,65 |
| | 15. | Electricity, Gas & Water | 2 | 3 | 3 | 5 | 3,65 | 3,60 | — | — | — |
| | | (a) | Electricity Generation & Transmission | 2 | 3 | 3 | 1 | 3,49 | 3,49 | — | — | — |
| | | (b) | Non-Conventional Energy | — | — | — | 1 | — | — | — | — | — |
| | | (c) | Gas, Steam & Water Supply | — | — | — | 3 | 16 | 11 | — | — | — |
| | 16. | Construction | 8 | 18 | 16 | 25 | 63 | 58 | — | — | — |
III. | TRANSPORT OPERATORS | 415 | 2,04 | 1,86 | 407 | 2,66 | 2,22 | — | — | — |
IV. | PROFESSIONAL AND OTHER SERVICES | 221 | 1,75 | 1,65 | 2,888 | 11,97 | 11,57 | — | — | — |
V. | PERSONAL LOANS | 7,334 | 22,99 | 19,28 | 9,905 | 26,44 | 25,94 | 59 | 26 | 24 |
| | 1. | Loans for Purchase of Consumer Durables | 1,031 | 1,12 | 1,21 | 1,145 | 1,58 | 1,31 | — | — | — |
| | 2. | Loans for Housing | 500 | 5,44 | 5,09 | 992 | 8,25 | 9,48 | — | — | — |
| | 3. | Rest of the Personal Loans | 5,803 | 16,43 | 12,98 | 7,768 | 16,61 | 15,14 | 59 | 26 | 24 |
V I. | TRADE | 1,982 | 16,84 | 10,38 | 5,901 | 22,33 | 17,23 | — | — | — |
| | 1. | Wholesale Trade | 196 | 1,68 | 1,40 | 209 | 8,54 | 4,87 | — | — | — |
| | 2. | Retail Trade | 1,786 | 15,15 | 8,98 | 5,692 | 13,79 | 12,36 | — | — | — |
VII. | FINANCE | — | — | — | 6 | 6,46 | 6,49 | — | — | — |
VIII.
| ALL OTHERS
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| 7,41
| 5,04
| 9,058
| 16,26
| 14,05
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TOTAL BANK CREDIT | 21,427 | 104,95 | 87,49 | 64,805 | 252,62 | 243,68 | 74 | 50,02 | 35,24 |
OF WHICH : | 1. | Artisans & Village Industries | 467 | 1,84 | 1,76 | 238 | 41 | 43 | — | — | — |
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| Other Small Scale Industries
| 512
| 13,82
| 11,94
| 992
| 19,68
| 17,49
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| (Amount in Rupees Lakh)
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| | | | | REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED |
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| COMMERCIAL BANKS
| COMMERCIAL BANKS
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| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount |
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I. | AGRICULTURE | — | — | — | 376 | 99 | 94 | 45,691 | 99,25 | 97,00 |
| | 1. | Direct Finance | — | — | — | 376 | 99 | 94 | 45,646 | 97,62 | 95,38 |
| | 2. | Indirect Finance | — | — | — | — | — | — | 45 | 1,64 | 1,62 |
II. | INDUSTRY | — | — | — | 357 | 60,16 | 51,42 | 3,094 | 232,08 | 205,82 |
| | 1. | Mining & Quarrying | — | — | — | 1 | 8 | 8 | 5 | 39 | 25 |
| | 2. | Food Manufacturing and Processing | — | — | — | 79 | 2,40 | 1,99 | 176 | 8,10 | 6,70 |
| | | (a) | Rice Mills, Flour and Dal Mills | — | — | — | — | — | — | 41 | 3,23 | 2,17 |
| | | (b) | Sugar | — | — | — | — | — | — | — | — | — |
| | | (c) | Edible Oils and Vanaspati | — | — | — | 21 | 1,13 | 88 | 33 | 2,70 | 2,57 |
| | | (d) | Tea Processing | — | — | — | — | — | — | — | — | — |
| | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | — | — | — |
| | | (f) | Others | — | — | — | 58 | 1,27 | 1,12 | 102 | 2,18 | 1,96 |
| | 3. | Beverage and Tobacco | — | — | — | 2 | 78 | 38 | 6 | 1,04 | 68 |
| | 4. | Textiles | — | — | — | 32 | 17,16 | 14,90 | 94 | 55,99 | 58,74 |
| | | (a) | Cotton Textiles | — | — | — | 3 | 2,26 | 2,01 | 32 | 38,91 | 43,82 |
| | | (b) | Jute Textiles | — | — | — | — | — | — | 2 | 32 | 35 |
| | | (c) | Handloom Textiles & Khadi | — | — | — | 1 | 8 | 8 | 3 | 12 | 10 |
| | | (d) | Other Textiles | — | — | — | 28 | 14,82 | 12,82 | 57 | 16,65 | 14,47 |
| | 5. | Paper, Paper Products and Printing | — | — | — | 10 | 5,49 | 4,01 | 118 | 11,74 | 10,93 |
| | 6. | Leather and Leather Products | — | — | — | 8 | 89 | 78 | 28 | 3,14 | 2,75 |
| | 7. | Rubber and Rubber Products | — | — | — | 9 | 2,19 | 1,97 | 44 | 3,28 | 2,77 |
| | 8. | Chemicals and Chemical Products | — | — | — | 64 | 18,60 | 17,20 | 283 | 56,53 | 41,16 |
| | | (a) | Heavy Industrial Chemicals | — | — | — | 16 | 11,46 | 11,55 | 34 | 19,05 | 18,76 |
| | | (b) | Fertilizers | — | — | — | — | — | — | 3 | 22 | 15 |
| | | (c) | Drugs and Pharmaceuticals | — | — | — | 14 | 1,89 | 1,94 | 28 | 13,39 | 6,57 |
| | | (d) | Non-Edible Oils | — | — | — | — | — | — | 1 | — | — |
| | | (e) | Other Chemicals & Chemical Products | — | — | | 34 | 5,25 | 3,71 | 217 | 23,87 | 15,68 |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | — | — | — | — | — | — | 2 | 5 | 4 |
| | 10. | Manufacture of Cement & Cement Products | — | — | — | 1 | — | — | 4 | 5 | 5 |
| | 11. | Basic Metals & Metal Products | — | — | — | 11 | 2,88 | 1,91 | 142 | 14,57 | 13,30 |
| | | (a) | Iron and Steel | — | — | — | 2 | 30 | 23 | 42 | 5,84 | 5,69 |
| | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | 12 | 3,10 | 3,11 |
| | | (c) | Other Metal Products | — | — | — | 9 | 2,58 | 1,69 | 88 | 5,62 | 4,50 |
| | 12. | Engineering | — | — | — | 28 | 5,33 | 4,08 | 153 | 15,89 | 11,84 |
| | | (a) | Heavy Engineering | — | — | — | 3 | 1,25 | 1,36 | 8 | 2,08 | 2,20 |
| | | (b) | Light Engineering | — | — | — | 4 | 15 | 12 | 38 | 2,74 | 2,46 |
| | | (c) | Electrical Machinery & Goods | — | — | — | 9 | 3,49 | 2,07 | 49 | 5,90 | 2,81 |
| | | (d) | Electronic Machinery & Goods | — | — | — | 12 | 43 | 52 | 58 | 5,16 | 4,38 |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 2 | 17 | 22 | 40 | 2,71 | 2,20 |
| | 14. | Other Industries | — | — | — | 99 | 3,59 | 3,45 | 1,948 | 53,55 | 49,62 |
| | 15. | Electricity, Gas & Water | — | — | — | 1 | 12 | 12 | 8 | 3,81 | 3,75 |
| | | (a) | Electricity Generation & Transmission | — | — | — | — | — | — | 3 | 3,52 | 3,52 |
| | | (b) | Non-Conventional Energy | — | — | — | — | — | — | 1 | — | — |
| | | (c) | Gas, Steam & Water Supply | — | — | — | 1 | 12 | 12 | 4 | 28 | 23 |
| | 16. | Construction | — | — | — | 10 | 46 | 31 | 43 | 1,26 | 1,05 |
III. | TRANSPORT OPERATORS | — | — | — | 206 | 2,64 | 2,13 | 1,028 | 7,35 | 6,21 |
IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | 422 | 2,54 | 1,55 | 3,531 | 16,26 | 14,78 |
V. | PERSONAL LOANS | — | — | — | 2,635 | 8,05 | 7,41 | 19,933 | 57,73 | 52,87 |
| | 1. | Loans for Purchase of Consumer Durables | — | — | — | 302 | 29 | 26 | 2,478 | 2,99 | 2,78 |
| | 2. | Loans for Housing | — | — | — | 104 | 1,43 | 1,15 | 1,596 | 15,12 | 15,73 |
| | 3. | Rest of the Personal Loans | — | — | — | 2,229 | 6,33 | 5,99 | 15,859 | 39,62 | 34,35 |
V I. | TRADE | — | — | — | 684 | 14,49 | 12,84 | 8,567 | 53,66 | 40,46 |
| | 1. | Wholesale Trade | — | — | — | 119 | 5,33 | 4,71 | 524 | 15,55 | 10,98 |
| | 2. | Retail Trade | — | — | — | 565 | 9,17 | 8,13 | 8,043 | 38,11 | 29,47 |
VII. | FINANCE | — | — | — | 3 | 47 | 48 | 9 | 6,93 | 6,97 |
VIII.
| ALL OTHERS
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| 442
| 3,63
| 2,78
| 9,578
| 27,30
| 21,86
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TOTAL BANK CREDIT | — | — | — | 5,125 | 92,98 | 79,55 | 91,431 | 500,57 | 445,97 |
OF WHICH : | 1. | Artisans & Village Industries | — | — | — | 17 | 1 | 1 | 722 | 2,27 | 2,20 |
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| Other Small Scale Industries
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| 219
| 20,99
| 18,80
| 1,723
| 54,50
| 48,22
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