NORTHERN REGION
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NORTHERN REGION
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STATE : PUNJAB
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(Amount in Rupees Lakh)
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OCCUPATION
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RURAL
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SEMI-URBAN
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URBAN
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METROPOLITAN
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No. of
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Credit
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Amount
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No. of
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Credit
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Amount
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No. of
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Credit
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Amount
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No. of
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Credit
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Amount
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Accounts
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Limit
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Outstanding
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Accounts
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Limit
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Outstanding
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Accounts
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Limit
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Outstanding
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Accounts
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Limit
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Outstanding
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1
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2
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3
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4
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5
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6
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7
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8
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9
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10
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11
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12
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I.
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AGRICULTURE
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3,86,744
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3384,79
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2869,36
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1,94,500
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2255,84
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1849,01
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34,667
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841,43
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691,06
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2,548
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219,52
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183,11
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1. Direct Finance
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3,81,541
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3267,65
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2775,49
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1,88,537
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1967,20
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1623,65
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32,729
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452,03
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377,34
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2,150
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42,19
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33,59
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2. Indirect Finance
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5,203
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117,13
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93,87
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5,963
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288,64
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225,36
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1,938
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389,40
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313,72
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398
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177,33
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149,52
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II.
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INDUSTRY
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21,613
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666,13
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525,88
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21,630
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2093,04
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1556,03
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19,889
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3234,28
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2378,23
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20,514
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6060,12
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4285,39
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1. Mining & Quarrying
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253
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11,67
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10,09
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116
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42,95
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32,49
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64
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31,53
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19,18
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45
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10,24
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8,42
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2. Food Manufacturing & Processing
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1,747
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171,69
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130,38
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4,011
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885,77
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602,48
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1,141
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569,05
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385,54
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542
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139,43
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92,19
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(a) Rice Mills, Flour & Dal Mills
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780
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117,18
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81,45
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2,592
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673,88
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442,89
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557
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435,93
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274,30
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198
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18,27
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13,55
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(b) Sugar
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3
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18,14
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17,16
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10
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33,32
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25,10
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4
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22,75
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22,68
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2
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23,00
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18,13
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(c) Edible Oils & Vanaspati
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37
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6,69
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6,29
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197
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68,80
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55,32
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80
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47,47
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38,63
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23
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18,47
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15,81
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(d) Tea Processing
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2
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18
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13
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24
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1,61
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1,25
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4
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53
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14
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-
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-
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-
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(e) Processing of Fruits & Vegetables
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10
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3,77
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3,12
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21
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4,31
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3,30
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11
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8,02
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7,83
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9
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3,83
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1,69
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(f) Others
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915
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25,73
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22,22
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1,167
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103,85
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74,63
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485
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54,35
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41,95
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310
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75,86
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43,01
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3. Beverage & Tobacco
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32
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15,03
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10,49
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30
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12,34
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6,96
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46
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25,81
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20,75
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17
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8,32
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7,52
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4. Textiles
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1,621
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136,93
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111,50
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1,540
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205,71
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193,56
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2,413
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597,01
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468,13
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8,105
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3459,89
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2409,01
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(a) Cotton Textiles
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109
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46,38
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39,39
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277
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150,86
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151,88
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417
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315,76
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253,67
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895
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1627,73
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1129,07
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(b) Jute & Other Natural Fibre Textiles
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107
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37
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27
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31
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2,59
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1,78
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69
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7,35
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5,65
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13
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7,16
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6,46
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(c) Handloom Textiles & Khadi
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1,011
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13,30
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9,97
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916
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15,62
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12,63
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168
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8,72
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8,15
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477
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57,85
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48,39
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(d) Other Textiles & Textile Products
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394
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76,88
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61,87
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316
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36,64
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27,27
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1,759
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265,18
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200,66
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6,720
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1767,15
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1225,08
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5. Paper, Paper Products & Printing
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101
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18,21
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16,88
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290
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71,91
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53,73
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654
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214,07
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175,34
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435
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84,79
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75,21
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6. Leather & Leather Products
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137
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2,22
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1,58
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123
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3,11
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2,21
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369
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91,12
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72,58
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80
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26,36
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14,61
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7. Rubber & Plastic Products
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85
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7,89
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6,76
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399
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44,70
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34,84
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1,000
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97,87
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74,59
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461
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244,52
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196,60
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8. Chemicals & Chemical Products
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160
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16,04
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14,02
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338
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46,72
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42,03
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665
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183,85
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120,65
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282
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63,42
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50,32
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(a) Heavy Industrial Chemicals
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7
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65
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48
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37
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4,37
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3,79
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48
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48,08
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24,14
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40
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7,96
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6,86
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(b) Fertilisers
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14
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5,44
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5,28
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21
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2,81
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2,31
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15
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61,12
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37,00
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2
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25
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17
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(c) Drugs & Pharmaceuticals
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15
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66
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53
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|
77
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13,63
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12,86
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141
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22,73
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19,24
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43
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4,04
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3,41
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(d) Non-Edible Oils
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6
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48
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46
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11
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2,39
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2,23
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12
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2,52
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2,43
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9
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1,04
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87
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(e) Other Chemicals & Chemical Products
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118
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8,81
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7,27
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192
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23,53
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20,83
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449
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49,41
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37,84
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188
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50,13
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39,00
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9. Petroleum, Coal Products & Nuclear Fuels
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20
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88
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74
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19
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4,99
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3,69
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49
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5,62
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4,79
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34
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15,69
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15,18
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10. Manufacture of Cement & Cement Products
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65
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1,74
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1,26
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150
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7,99
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6,44
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107
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11,42
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6,51
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23
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1,28
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1,06
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11. Basic Metals & Metal Products
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335
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25,17
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22,19
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1,675
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290,77
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216,58
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2,846
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506,19
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411,96
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1,149
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441,37
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341,28
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(a) Iron & Steel
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45
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10,58
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9,57
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717
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222,36
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159,62
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616
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244,74
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214,98
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458
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316,86
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252,47
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(b) Non-Ferrous Metals
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7
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1,22
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1,23
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28
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2,17
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1,80
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|
257
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33,98
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23,37
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24
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5,51
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4,50
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(c) Metal Products
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283
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13,37
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11,38
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|
930
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66,23
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55,16
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1,973
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227,47
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173,61
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667
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119,01
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84,31
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12. Engineering
|
677
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38,67
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29,03
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1,778
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169,09
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136,04
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2,990
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268,20
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170,32
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1,578
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365,69
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199,91
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(a) Heavy Engineering
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65
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3,54
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2,53
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339
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43,51
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33,08
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|
315
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79,45
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47,81
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275
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61,07
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46,66
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|
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(b) Light Engineering
|
372
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11,62
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9,25
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|
1,031
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44,75
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35,17
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1,626
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97,31
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68,11
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|
999
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198,78
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99,81
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(c) Electrical Machinery & Goods
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122
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3,12
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1,84
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318
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47,63
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37,70
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491
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71,55
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38,38
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242
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75,70
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24,41
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(d) Electronic Machinery & Goods
|
118
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20,39
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15,41
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|
90
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33,21
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30,08
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|
558
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19,90
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16,02
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|
62
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30,14
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29,02
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13. Vehicles, Vehicle Parts & Transport Equipments
|
368
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36,85
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27,65
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|
645
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80,53
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48,14
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396
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93,37
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63,79
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4,009
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747,11
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529,20
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14. Other Industries
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15,407
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92,98
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71,31
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8,856
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152,18
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111,23
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|
5,972
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279,16
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211,70
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3,192
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394,80
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292,36
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15. Electricity, Gas & Water
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16
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20,84
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20,58
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|
29
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2,45
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1,84
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|
24
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113,13
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53,48
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6
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1,41
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73
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(a) Electricity Generation & Transmission
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13
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20,75
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20,49
|
|
11
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59
|
44
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|
5
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100,27
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50,56
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|
2
|
57
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29
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|
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(b) Non-Conventional Energy
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1
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3
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2
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|
1
|
7
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7
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|
3
|
35
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29
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|
-
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-
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-
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(c) Gas, Steam & Water Supply
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2
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7
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7
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|
17
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1,80
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1,33
|
|
16
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12,51
|
2,63
|
|
4
|
84
|
45
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|
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16. Construction
|
589
|
69,31
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51,43
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|
1,631
|
71,84
|
63,79
|
|
1,153
|
146,89
|
118,90
|
|
556
|
55,81
|
51,80
|
|
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|
|
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III.
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TRANSPORT OPERATORS
|
5,237
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37,10
|
29,21
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|
2,904
|
27,28
|
19,56
|
|
2,495
|
33,16
|
25,70
|
|
495
|
13,40
|
10,97
|
|
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IV.
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PROFESSIONAL AND OTHER SERVICES
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6,560
|
110,81
|
90,67
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|
8,364
|
400,49
|
272,99
|
|
7,285
|
283,57
|
217,20
|
|
2,091
|
219,46
|
204,10
|
|
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|
|
|
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V.
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PERSONAL LOANS
|
1,31,122
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1134,81
|
948,81
|
|
1,74,805
|
1932,54
|
1600,90
|
|
1,92,892
|
2893,86
|
2375,19
|
|
70,682
|
1580,67
|
1313,72
|
|
|
1. Loans for Purchase of Consumer Durables
|
8,555
|
35,22
|
25,96
|
|
6,790
|
37,81
|
28,20
|
|
6,584
|
43,10
|
32,40
|
|
2,202
|
24,92
|
21,38
|
|
|
2. Loans for Housing
|
22,430
|
376,93
|
335,06
|
|
34,268
|
758,60
|
679,64
|
|
40,763
|
1272,39
|
1130,09
|
|
16,898
|
712,41
|
636,10
|
|
|
3. Rest of the Personal Loans
|
1,00,137
|
722,66
|
587,79
|
|
1,33,747
|
1136,14
|
893,06
|
|
1,45,545
|
1578,38
|
1212,70
|
|
51,582
|
843,34
|
656,24
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VI.
|
TRADE
|
44,466
|
4020,10
|
2636,59
|
|
49,562
|
964,97
|
748,18
|
|
34,560
|
1283,68
|
1021,15
|
|
7,542
|
818,22
|
628,64
|
|
|
1. Wholesale Trade
|
1,440
|
3742,60
|
2413,18
|
|
3,934
|
266,74
|
209,24
|
|
4,187
|
418,08
|
326,36
|
|
2,426
|
391,88
|
321,93
|
|
|
2. Retail Trade
|
43,026
|
277,50
|
223,42
|
|
45,628
|
698,23
|
538,93
|
|
30,373
|
865,60
|
694,79
|
|
5,116
|
426,34
|
306,71
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VII.
|
FINANCE
|
633
|
22,37
|
20,74
|
|
648
|
65,58
|
52,53
|
|
469
|
38,17
|
29,49
|
|
84
|
40,77
|
24,50
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VIII.
|
ALL OTHERS
|
22,532
|
203,56
|
159,96
|
|
31,049
|
620,33
|
486,42
|
|
31,255
|
664,12
|
532,08
|
|
10,792
|
524,97
|
378,44
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT
|
6,18,907
|
9579,65
|
7281,23
|
|
4,83,462
|
8360,08
|
6585,62
|
|
3,23,512
|
9272,28
|
7270,10
|
|
1,14,748
|
9477,13
|
7028,86
|
|
|
OF WHICH : 1. Artisans and Village & Tiny Industries
|
10,730
|
62,65
|
45,70
|
|
3,940
|
169,85
|
119,50
|
|
1,211
|
24,93
|
20,85
|
|
511
|
35,44
|
28,09
|
|
|
2. Other Small Scale Industries
|
6,794
|
233,20
|
169,90
|
|
11,238
|
909,91
|
645,25
|
|
12,166
|
1224,93
|
897,55
|
|
13,602
|
1722,73
|
1227,16
|
|