NORTHERN REGION
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NORTHERN REGION
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STATE : JAMMU & KASHMIR
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(Amount in Rupees Lakh)
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OCCUPATION
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RURAL
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SEMI-URBAN
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URBAN
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METROPOLITAN
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No. of
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Credit
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Amount
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No. of
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Credit
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Amount
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No. of
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Credit
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Amount
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No. of
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Credit
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Amount
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Accounts
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Limit
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Outstanding
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Accounts
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Limit
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Outstanding
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Accounts
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Limit
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Outstanding
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Accounts
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Limit
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Outstanding
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1
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2
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3
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4
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5
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6
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7
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8
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9
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10
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11
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12
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I.
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AGRICULTURE
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34,025
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204,18
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163,62
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5,251
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65,38
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48,69
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1,319
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81,77
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66,42
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-
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-
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-
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1. Direct Finance
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33,236
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194,47
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156,51
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5,000
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57,32
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41,73
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900
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42,82
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31,67
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-
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-
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-
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2. Indirect Finance
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789
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9,71
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7,11
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251
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8,06
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6,96
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419
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38,95
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34,75
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-
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-
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-
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II.
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INDUSTRY
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9,277
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464,83
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372,79
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2,431
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253,65
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184,09
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9,011
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470,27
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366,43
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-
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-
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-
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1. Mining & Quarrying
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26
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1,58
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1,00
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13
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9,77
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3,56
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36
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20,84
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1,93
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-
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-
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-
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2. Food Manufacturing & Processing
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481
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19,62
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14,42
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135
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27,30
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23,72
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460
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130,37
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102,66
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-
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-
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-
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(a) Rice Mills, Flour & Dal Mills
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103
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11,37
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8,45
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59
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11,25
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9,93
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137
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43,76
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33,54
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-
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-
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-
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(b) Sugar
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-
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-
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-
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-
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-
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-
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-
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-
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-
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-
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-
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-
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(c) Edible Oils & Vanaspati
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76
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2,26
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1,57
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17
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6,01
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5,29
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32
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4,06
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3,06
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-
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-
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-
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(d) Tea Processing
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-
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-
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-
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-
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-
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-
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1
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9
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1
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-
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-
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-
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(e) Processing of Fruits & Vegetables
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19
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79
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56
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10
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5,41
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4,96
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11
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9,84
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9,22
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-
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-
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-
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(f) Others
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283
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5,21
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3,84
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49
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4,63
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3,54
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279
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72,63
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56,84
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-
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-
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-
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3. Beverage & Tobacco
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7
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2,33
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2,37
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6
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3,57
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3,93
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20
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2,97
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2,51
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-
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-
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-
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4. Textiles
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189
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7,18
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3,61
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141
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97,09
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67,54
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873
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40,98
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31,57
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-
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-
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-
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(a) Cotton Textiles
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10
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4,03
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97
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33
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92,20
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64,25
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33
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4,62
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2,75
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-
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-
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-
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(b) Jute & Other Natural Fibre Textiles
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2
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5
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1
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1
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4
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4
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4
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2,48
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2,04
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-
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-
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-
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(c) Handloom Textiles & Khadi
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104
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69
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60
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33
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21
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18
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169
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4,89
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3,05
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-
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-
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-
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(d) Other Textiles & Textile Products
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73
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2,43
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2,03
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74
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4,64
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3,07
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667
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28,99
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23,73
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-
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-
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-
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5. Paper, Paper Products & Printing
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20
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77
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56
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30
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4,04
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3,17
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132
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8,02
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7,03
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-
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-
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-
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6. Leather & Leather Products
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24
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21
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17
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19
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96
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92
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196
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3,50
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3,00
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-
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-
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-
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7. Rubber & Plastic Products
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26
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1,70
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1,37
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38
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7,05
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5,96
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74
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6,29
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5,70
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-
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-
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-
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8. Chemicals & Chemical Products
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38
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2,69
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2,52
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45
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23,43
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20,46
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109
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16,73
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14,15
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-
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-
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-
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(a) Heavy Industrial Chemicals
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-
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-
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-
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3
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73
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57
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14
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2,19
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2,07
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-
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-
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-
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(b) Fertilisers
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-
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-
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-
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2
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60
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55
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1
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90
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89
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-
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-
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-
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(c) Drugs & Pharmaceuticals
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24
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1,28
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1,25
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3
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1,15
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1,15
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26
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2,43
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1,77
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-
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-
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-
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(d) Non-Edible Oils
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1
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5
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2
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1
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20
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19
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-
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-
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-
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-
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-
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-
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(e) Other Chemicals & Chemical Products
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13
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1,36
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1,25
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36
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20,75
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17,99
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68
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11,20
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9,41
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-
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-
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-
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9. Petroleum, Coal Products & Nuclear Fuels
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2
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36
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27
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-
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-
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-
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5
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41
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27
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-
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-
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-
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10. Manufacture of Cement & Cement Products
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21
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1,89
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1,56
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29
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9,25
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4,41
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33
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54,17
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49,95
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-
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-
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-
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11. Basic Metals & Metal Products
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86
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2,46
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2,03
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80
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11,85
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9,68
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159
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28,68
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20,42
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-
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-
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-
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(a) Iron & Steel
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1
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5
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5
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18
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6,97
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5,63
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28
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12,05
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10,99
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-
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-
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-
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(b) Non-Ferrous Metals
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-
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-
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-
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2
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37
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14
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7
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1,59
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1,22
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-
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-
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-
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(c) Metal Products
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85
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2,41
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1,98
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60
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4,52
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3,92
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124
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15,05
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8,21
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-
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-
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-
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12. Engineering
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269
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79,67
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78,75
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|
77
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6,07
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5,21
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347
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26,12
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23,25
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-
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-
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-
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(a) Heavy Engineering
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11
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69
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69
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7
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1,05
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86
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20
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1,79
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1,37
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-
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-
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-
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(b) Light Engineering
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115
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2,23
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1,61
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30
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61
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48
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|
137
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5,59
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5,06
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-
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-
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-
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(c) Electrical Machinery & Goods
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129
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76,64
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76,36
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31
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4,17
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3,63
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120
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15,63
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14,23
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-
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-
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-
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(d) Electronic Machinery & Goods
|
14
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11
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8
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9
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24
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24
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70
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3,11
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2,60
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-
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-
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-
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13. Vehicles, Vehicle Parts & Transport Equipments
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213
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2,62
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1,87
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|
21
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5,75
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56
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|
35
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3,12
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1,36
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-
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-
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-
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14. Other Industries
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7,253
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47,81
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36,15
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1,533
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30,64
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22,30
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6,057
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77,35
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60,79
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-
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-
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-
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15. Electricity, Gas & Water
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14
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275,51
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211,16
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9
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1,74
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91
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|
16
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79
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64
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|
-
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-
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-
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(a) Electricity Generation & Transmission
|
14
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275,51
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211,16
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-
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-
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-
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|
5
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17
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19
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-
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-
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-
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(b) Non-Conventional Energy
|
-
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-
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-
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|
8
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1,20
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65
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|
-
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-
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-
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-
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-
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-
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(c) Gas, Steam & Water Supply
|
-
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-
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-
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1
|
54
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26
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|
11
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62
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46
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-
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-
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-
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16. Construction
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608
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18,45
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14,99
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|
255
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15,15
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11,75
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|
459
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49,92
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41,18
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-
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-
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-
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III.
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TRANSPORT OPERATORS
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7,064
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162,86
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113,73
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2,245
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85,25
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60,78
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|
3,319
|
124,17
|
92,97
|
|
-
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-
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-
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IV.
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PROFESSIONAL AND OTHER SERVICES
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1,358
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44,00
|
32,20
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|
651
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24,08
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18,17
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|
2,043
|
1509,32
|
1689,64
|
|
-
|
-
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-
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V.
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PERSONAL LOANS
|
1,00,354
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553,85
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430,85
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|
24,357
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195,18
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157,72
|
|
87,633
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859,49
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682,29
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|
-
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-
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-
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1. Loans for Purchase of Consumer Durables
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5,754
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26,50
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20,11
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|
1,791
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9,57
|
7,47
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|
7,482
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41,42
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31,58
|
|
-
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-
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-
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2. Loans for Housing
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6,116
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93,60
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79,58
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|
3,227
|
67,97
|
57,97
|
|
9,231
|
253,03
|
220,03
|
|
-
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-
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-
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|
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3. Rest of the Personal Loans
|
88,484
|
433,75
|
331,16
|
|
19,339
|
117,64
|
92,28
|
|
70,920
|
565,04
|
430,68
|
|
-
|
-
|
-
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VI.
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TRADE
|
28,930
|
266,34
|
202,72
|
|
8,605
|
183,45
|
146,52
|
|
16,292
|
843,58
|
735,14
|
|
-
|
-
|
-
|
|
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1. Wholesale Trade
|
1,132
|
27,40
|
21,22
|
|
372
|
21,86
|
18,09
|
|
1,977
|
556,59
|
508,19
|
|
-
|
-
|
-
|
|
|
2. Retail Trade
|
27,798
|
238,95
|
181,49
|
|
8,233
|
161,59
|
128,44
|
|
14,315
|
286,99
|
226,95
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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|
|
VII.
|
FINANCE
|
106
|
500,75
|
332,73
|
|
23
|
2,90
|
2,54
|
|
237
|
12,17
|
7,92
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VIII.
|
ALL OTHERS
|
15,739
|
114,43
|
88,60
|
|
4,886
|
44,95
|
29,22
|
|
11,504
|
148,97
|
113,46
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT
|
1,96,853
|
2311,25
|
1737,22
|
|
48,449
|
854,84
|
647,72
|
|
1,31,358
|
4049,74
|
3754,26
|
|
-
|
-
|
-
|
|
|
OF WHICH : 1. Artisans and Village & Tiny Industries
|
5,672
|
36,76
|
27,63
|
|
1,156
|
10,32
|
7,61
|
|
3,500
|
28,40
|
20,88
|
|
-
|
-
|
-
|
|
|
2. Other Small Scale Industries
|
1,069
|
28,10
|
22,21
|
|
575
|
113,29
|
80,78
|
|
2,311
|
181,38
|
137,92
|
|
-
|
-
|
-
|
|