NORTHERN REGION
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NORTHERN REGION
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STATE : HIMACHAL PRADESH
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(Amount in Rupees Lakh)
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OCCUPATION
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RURAL
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SEMI-URBAN
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No. of
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Credit
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Amount
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No. of
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Credit
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Amount
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Accounts
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Limit
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Outstanding
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Accounts
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Limit
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Outstanding
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1
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2
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3
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4
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5
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6
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I.
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AGRICULTURE
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1,25,405
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492,91
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366,30
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10,227
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90,56
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67,50
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1. Direct Finance
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1,23,473
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446,09
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324,57
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9,918
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58,41
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39,65
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2. Indirect Finance
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1,932
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46,81
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41,74
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309
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32,15
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27,85
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II.
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INDUSTRY
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11,561
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1038,37
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922,37
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3,040
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1256,69
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850,47
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1. Mining & Quarrying
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86
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6,48
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5,26
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33
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2,48
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2,06
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2. Food Manufacturing & Processing
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814
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32,14
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25,99
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178
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19,48
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17,42
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(a) Rice Mills, Flour & Dal Mills
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272
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12,97
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9,33
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35
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2,09
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1,63
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(b) Sugar
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3
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20
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15
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1
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10
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9
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(c) Edible Oils & Vanaspati
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42
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6,58
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6,73
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8
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1,10
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50
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(d) Tea Processing
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2
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5
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1
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4
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17
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8
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(e) Processing of Fruits & Vegetables
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15
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4,07
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3,63
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10
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2,17
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2,02
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(f) Others
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480
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8,27
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6,13
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120
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13,84
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13,10
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3. Beverage & Tobacco
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27
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6,42
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5,89
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9
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1,09
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99
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4. Textiles
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504
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103,26
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74,46
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203
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32,11
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17,29
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(a) Cotton Textiles
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63
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82,41
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56,41
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10
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8,71
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5,29
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(b) Jute & Other Natural Fibre Textiles
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30
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1,78
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1,76
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6
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9
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8
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(c) Handloom Textiles & Khadi
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203
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4,13
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3,07
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117
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1,23
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1,05
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(d) Other Textiles & Textile Products
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208
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14,93
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13,21
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70
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22,07
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10,86
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5. Paper, Paper Products & Printing
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144
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15,53
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12,35
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82
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12,04
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10,76
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6. Leather & Leather Products
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39
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1,25
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76
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21
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21
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15
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7. Rubber & Plastic Products
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276
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39,69
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30,90
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55
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7,91
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7,50
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8. Chemicals & Chemical Products
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128
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49,96
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43,68
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76
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16,56
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15,42
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(a) Heavy Industrial Chemicals
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22
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9,92
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9,55
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7
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2,54
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1,71
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(b) Fertilisers
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1
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30
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20
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2
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32
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19
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(c) Drugs & Pharmaceuticals
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20
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19,38
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17,96
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15
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8,65
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8,58
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(d) Non-Edible Oils
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2
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24
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21
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2
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49
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48
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(e) Other Chemicals & Chemical Products
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83
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20,11
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15,75
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50
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4,56
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4,47
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9. Petroleum, Coal Products & Nuclear Fuels
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12
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1,69
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1,66
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4
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17
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15
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10. Manufacture of Cement & Cement Products
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49
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2,03
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1,69
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20
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2,24
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1,02
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11. Basic Metals & Metal Products
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388
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76,62
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72,68
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119
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15,93
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13,53
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(a) Iron & Steel
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34
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46,30
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45,12
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12
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6,03
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5,53
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(b) Non-Ferrous Metals
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5
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70
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36
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2
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15
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13
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(c) Metal Products
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349
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29,62
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27,20
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105
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9,75
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7,88
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12. Engineering
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455
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113,87
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98,98
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140
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81,71
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18,92
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(a) Heavy Engineering
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37
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45,73
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42,18
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14
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4,99
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2,22
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(b) Light Engineering
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240
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7,71
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6,83
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65
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3,87
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2,51
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(c) Electrical Machinery & Goods
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106
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41,84
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37,55
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27
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1,42
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1,03
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(d) Electronic Machinery & Goods
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72
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18,58
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12,42
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34
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71,43
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13,15
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13. Vehicles, Vehicle Parts & Transport Equipments
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126
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19,96
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10,37
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31
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12,05
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8,24
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14. Other Industries
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7,988
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52,59
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42,09
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1,694
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44,17
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40,01
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15. Electricity, Gas & Water
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58
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390,49
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371,64
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15
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398,85
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380,78
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(a) Electricity Generation & Transmission
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51
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389,78
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371,02
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12
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398,71
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380,64
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(b) Non-Conventional Energy
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-
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-
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-
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-
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-
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(c) Gas, Steam & Water Supply
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7
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71
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62
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3
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14
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15
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16. Construction
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467
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126,38
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123,98
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360
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609,69
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316,23
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III.
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TRANSPORT OPERATORS
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6,200
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127,73
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94,23
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1,750
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118,32
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72,17
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IV.
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PROFESSIONAL AND OTHER SERVICES
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7,304
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158,92
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141,74
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2,527
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505,34
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496,22
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V.
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PERSONAL LOANS
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92,566
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726,25
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597,80
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40,204
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483,90
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401,70
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1. Loans for Purchase of Consumer Durables
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5,335
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20,94
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15,17
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2,036
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9,22
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6,67
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2. Loans for Housing
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15,640
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293,66
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263,25
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8,007
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230,09
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204,66
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3. Rest of the Personal Loans
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71,591
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411,65
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319,38
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30,161
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244,59
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190,37
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VI.
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TRADE
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38,112
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339,20
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265,19
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10,464
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206,42
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158,82
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1. Wholesale Trade
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977
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27,52
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22,74
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526
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32,01
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26,88
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2. Retail Trade
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37,135
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311,68
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242,46
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9,938
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174,41
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131,94
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VII.
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FINANCE
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796
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5,21
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4,16
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101
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73,82
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63,12
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VIII.
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ALL OTHERS
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19,797
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155,35
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119,17
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7,507
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146,75
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62,97
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TOTAL BANK CREDIT
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3,01,741
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3043,92
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2510,95
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75,820
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2881,81
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2172,97
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OF WHICH : 1. Artisans and Village & Tiny Industries
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6,318
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66,97
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51,76
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1,003
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17,59
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14,13
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2. Other Small Scale Industries
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3,258
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144,22
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119,59
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1,177
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49,20
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42,05
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Note : There are no Urban and Metropolitan Centres in Himachal Pradesh.
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