SOUTHERN REGION
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SOUTHERN REGION
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STATE : KERALA
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(Amount in Rupees Lakh)
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OCCUPATION
|
STATE BANK OF INDIA AND
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NATIONALISED BANKS
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FOREIGN BANKS
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ITS ASSOCIATES
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No. of
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Credit
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Amount
|
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No. of
|
Credit
|
Amount
|
|
No. of
|
Credit
|
Amount
|
|
|
|
Accounts
|
Limit
|
Outstanding
|
|
Accounts
|
Limit
|
Outstanding
|
|
Accounts
|
Limit
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Outstanding
|
|
|
|
1
|
2
|
3
|
|
4
|
5
|
6
|
|
7
|
8
|
9
|
|
I.
|
AGRICULTURE
|
3,70,567
|
1222,73
|
1141,43
|
|
5,07,406
|
1992,84
|
1691,64
|
|
1
|
15
|
15
|
|
|
1. Direct Finance
|
3,68,902
|
1202,17
|
1122,61
|
|
5,01,676
|
1483,15
|
1261,29
|
|
1
|
15
|
15
|
|
|
2. Indirect Finance
|
1,665
|
20,56
|
18,82
|
|
5,730
|
509,69
|
430,35
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
II.
|
INDUSTRY
|
76,491
|
4017,82
|
2314,03
|
|
49,328
|
3165,49
|
2453,60
|
|
29
|
31,80
|
23,82
|
|
|
1. Mining & Quarrying
|
230
|
45,25
|
20,44
|
|
98
|
27,96
|
24,13
|
|
-
|
-
|
-
|
|
|
2. Food Manufacturing & Processing
|
6,660
|
1066,71
|
462,23
|
|
2,709
|
870,46
|
536,31
|
|
13
|
22,04
|
17,94
|
|
|
(a) Rice Mills, Flour & Dal Mills
|
879
|
48,49
|
38,21
|
|
612
|
20,27
|
18,25
|
|
-
|
-
|
-
|
|
|
(b) Sugar
|
9
|
69,50
|
69,85
|
|
2
|
26
|
26
|
|
-
|
-
|
-
|
|
|
(c) Edible Oils & Vanaspati
|
350
|
32,80
|
22,59
|
|
284
|
25,67
|
21,33
|
|
-
|
-
|
-
|
|
|
(d) Tea Processing
|
69
|
52,86
|
32,51
|
|
59
|
85,40
|
47,88
|
|
8
|
32
|
14
|
|
|
(e) Processing of Fruits & Vegetables
|
34
|
7,05
|
6,31
|
|
33
|
9,79
|
9,13
|
|
-
|
-
|
-
|
|
|
(f) Others
|
5,319
|
856,03
|
292,76
|
|
1,719
|
729,07
|
439,46
|
|
5
|
21,73
|
17,80
|
|
|
3. Beverage & Tobacco
|
56
|
44,04
|
42,05
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|
63
|
12,95
|
10,89
|
|
-
|
-
|
-
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|
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4. Textiles
|
4,534
|
497,64
|
301,13
|
|
2,218
|
255,63
|
194,18
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|
2
|
7
|
7
|
|
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(a) Cotton Textiles
|
607
|
76,02
|
61,24
|
|
527
|
87,16
|
54,42
|
|
2
|
7
|
7
|
|
|
(b) Jute & Other Natural Fibre Textiles
|
1,104
|
14,91
|
9,63
|
|
64
|
11,97
|
7,70
|
|
-
|
-
|
-
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|
|
(c) Handloom Textiles & Khadi
|
310
|
36,09
|
32,62
|
|
198
|
33,79
|
22,07
|
|
-
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-
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-
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|
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(d) Other Textiles & Textile Products
|
2,513
|
370,62
|
197,64
|
|
1,429
|
122,71
|
110,00
|
|
-
|
-
|
-
|
|
|
5. Paper, Paper Products & Printing
|
2,562
|
239,16
|
128,49
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|
1,648
|
150,71
|
109,41
|
|
-
|
-
|
-
|
|
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6. Leather & Leather Products
|
232
|
6,02
|
5,26
|
|
293
|
5,75
|
5,54
|
|
1
|
5
|
5
|
|
|
7. Rubber & Plastic Products
|
4,243
|
306,37
|
280,19
|
|
1,450
|
193,34
|
153,99
|
|
-
|
-
|
-
|
|
|
8. Chemicals & Chemical Products
|
1,915
|
280,80
|
199,09
|
|
886
|
153,28
|
128,58
|
|
4
|
1
|
|
|
|
(a) Heavy Industrial Chemicals
|
22
|
11,25
|
10,95
|
|
46
|
20,30
|
16,73
|
|
-
|
-
|
-
|
|
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(b) Fertilisers
|
20
|
98,35
|
97,29
|
|
16
|
60,41
|
45,63
|
|
-
|
-
|
-
|
|
|
(c) Drugs & Pharmaceuticals
|
810
|
13,72
|
11,47
|
|
270
|
25,87
|
24,20
|
|
-
|
-
|
-
|
|
|
(d) Non-Edible Oils
|
8
|
65
|
60
|
|
16
|
6,35
|
4,97
|
|
-
|
-
|
-
|
|
|
(e) Other Chemicals & Chemical Products
|
1,055
|
156,82
|
78,80
|
|
538
|
40,35
|
37,04
|
|
4
|
1
|
|
|
|
9. Petroleum, Coal Products & Nuclear Fuels
|
16
|
1,75
|
1,49
|
|
12
|
54,68
|
52,51
|
|
-
|
-
|
-
|
|
|
10. Manufacture of Cement & Cement Products
|
530
|
8,10
|
6,53
|
|
319
|
8,75
|
6,84
|
|
-
|
-
|
-
|
|
|
11. Basic Metals & Metal Products
|
1,806
|
78,01
|
73,90
|
|
1,003
|
60,14
|
48,85
|
|
2
|
22
|
18
|
|
|
(a) Iron & Steel
|
69
|
34,90
|
34,60
|
|
75
|
21,24
|
17,83
|
|
-
|
-
|
-
|
|
|
(b) Non-Ferrous Metals
|
22
|
3,66
|
3,13
|
|
26
|
12,58
|
8,28
|
|
-
|
-
|
-
|
|
|
(c) Metal Products
|
1,715
|
39,45
|
36,17
|
|
902
|
26,33
|
22,73
|
|
2
|
22
|
18
|
|
|
12. Engineering
|
4,323
|
814,06
|
254,18
|
|
1,914
|
142,92
|
131,10
|
|
5
|
8,53
|
5,04
|
|
|
(a) Heavy Engineering
|
26
|
2,94
|
3,18
|
|
69
|
4,86
|
4,46
|
|
-
|
-
|
-
|
|
|
(b) Light Engineering
|
1,333
|
92,04
|
78,19
|
|
1,060
|
41,80
|
37,85
|
|
4
|
8,50
|
5,01
|
|
|
(c) Electrical Machinery & Goods
|
2,116
|
682,53
|
137,43
|
|
417
|
16,26
|
13,59
|
|
-
|
-
|
-
|
|
|
(d) Electronic Machinery & Goods
|
848
|
36,55
|
35,39
|
|
368
|
80,01
|
75,19
|
|
1
|
3
|
3
|
|
|
13. Vehicles, Vehicle Parts & Transport Equipments
|
3,268
|
51,30
|
46,73
|
|
699
|
121,12
|
91,40
|
|
-
|
-
|
-
|
|
|
14. Other Industries
|
43,763
|
288,10
|
218,00
|
|
32,385
|
355,88
|
297,99
|
|
2
|
88
|
55
|
|
|
15. Electricity, Gas & Water
|
204
|
104,93
|
102,51
|
|
80
|
410,51
|
378,11
|
|
-
|
-
|
-
|
|
|
(a) Electricity Generation & Transmission
|
172
|
50,87
|
48,73
|
|
46
|
406,85
|
374,67
|
|
-
|
-
|
-
|
|
|
(b) Non-Conventional Energy
|
14
|
2,87
|
2,81
|
|
7
|
1,13
|
1,04
|
|
-
|
-
|
-
|
|
|
(c) Gas, Steam & Water Supply
|
18
|
51,19
|
50,97
|
|
27
|
2,53
|
2,40
|
|
-
|
-
|
-
|
|
|
16. Construction
|
2,149
|
185,59
|
171,81
|
|
3,551
|
341,41
|
283,78
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
III.
|
TRANSPORT OPERATORS
|
7,657
|
135,96
|
97,24
|
|
14,807
|
152,59
|
120,71
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
IV.
|
PROFESSIONAL AND OTHER SERVICES
|
5,973
|
422,84
|
371,92
|
|
61,161
|
874,97
|
711,74
|
|
35
|
41,19
|
19,13
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
V.
|
PERSONAL LOANS
|
5,10,300
|
5098,67
|
4172,80
|
|
3,43,711
|
3533,99
|
3062,32
|
|
4,418
|
166,19
|
162,25
|
|
|
1. Loans for Purchase of Consumer Durables
|
21,168
|
132,75
|
103,57
|
|
21,423
|
75,28
|
55,98
|
|
1,669
|
13,30
|
13,33
|
|
|
2. Loans for Housing
|
1,06,777
|
2505,11
|
2144,33
|
|
92,695
|
1892,62
|
1698,59
|
|
858
|
110,38
|
109,95
|
|
|
3. Rest of the Personal Loans
|
3,82,355
|
2460,81
|
1924,91
|
|
2,29,593
|
1566,09
|
1307,75
|
|
1,891
|
42,50
|
38,98
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VI.
|
TRADE
|
66,939
|
1604,80
|
1310,10
|
|
1,06,632
|
2139,26
|
1837,54
|
|
48
|
5,06
|
4,83
|
|
|
1. Wholesale Trade
|
4,929
|
890,12
|
713,93
|
|
4,860
|
992,63
|
923,33
|
|
6
|
73
|
73
|
|
|
2. Retail Trade
|
62,010
|
714,68
|
596,17
|
|
1,01,772
|
1146,63
|
914,21
|
|
42
|
4,33
|
4,10
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VII.
|
FINANCE
|
143
|
208,67
|
228,96
|
|
1,097
|
59,68
|
50,65
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VIII.
|
ALL OTHERS
|
61,597
|
1127,39
|
765,00
|
|
1,30,955
|
888,79
|
710,51
|
|
350
|
15,44
|
9,60
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT
|
10,99,667
|
13838,88
|
10401,49
|
|
12,15,097
|
12807,61
|
10638,71
|
|
4,881
|
259,82
|
219,78
|
|
|
OF WHICH : 1. Artisans and Village & Tiny Industries
|
28,161
|
195,67
|
150,35
|
|
9,458
|
58,14
|
50,50
|
|
-
|
-
|
-
|
|
|
2. Other Small Scale Industries
|
8,991
|
630,11
|
386,72
|
|
28,449
|
773,76
|
560,36
|
|
-
|
-
|
-
|
|
SOUTHERN REGION
|
|
|
|
|
|
|
|
|
|
|
|
|
STATE : KERALA
|
|
|
|
|
|
|
|
|
|
|
|
|
(Amount in Rupees Lakh)
|
|
|
OCCUPATION
|
REGIONAL RURAL BANKS
|
|
OTHER SCHEDULED
|
|
ALL SCHEDULED
|
|
|
|
|
|
|
|
|
COMMERCIALBANKS
|
|
COMMERCIAL BANKS
|
|
|
|
|
No. of
|
Credit
|
Amount
|
|
No. of
|
Credit
|
Amount
|
|
No. of
|
Credit
|
Amount
|
|
|
|
Accounts
|
Limit
|
Outstanding
|
|
Accounts
|
Limit
|
Outstanding
|
|
Accounts
|
Limit
|
Outstanding
|
|
|
|
10
|
11
|
12
|
|
13
|
14
|
15
|
|
16
|
17
|
18
|
|
I.
|
AGRICULTURE
|
5,71,425
|
824,79
|
772,68
|
|
1,29,211
|
841,21
|
754,65
|
|
15,78,610
|
4881,72
|
4360,55
|
|
|
1. Direct Finance
|
5,68,748
|
820,36
|
768,92
|
|
1,20,058
|
535,63
|
485,47
|
|
15,59,385
|
4041,45
|
3638,44
|
|
|
2. Indirect Finance
|
2,677
|
4,43
|
3,76
|
|
9,153
|
305,58
|
269,17
|
|
19,225
|
840,27
|
722,11
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
II.
|
INDUSTRY
|
25,022
|
103,43
|
86,05
|
|
23,544
|
2313,74
|
1696,78
|
|
1,74,414
|
9632,28
|
6574,27
|
|
|
1. Mining & Quarrying
|
18
|
83
|
63
|
|
67
|
9,01
|
6,60
|
|
413
|
83,05
|
51,79
|
|
|
2. Food Manufacturing & Processing
|
574
|
5,81
|
4,53
|
|
2,075
|
475,35
|
339,99
|
|
12,031
|
2440,38
|
1361,00
|
|
|
(a) Rice Mills, Flour & Dal Mills
|
196
|
1,43
|
1,11
|
|
330
|
64,06
|
56,26
|
|
2,017
|
134,25
|
113,83
|
|
|
(b) Sugar
|
-
|
-
|
-
|
|
3
|
15
|
16
|
|
14
|
69,91
|
70,27
|
|
|
(c) Edible Oils & Vanaspati
|
81
|
1,82
|
1,44
|
|
333
|
50,11
|
31,12
|
|
1,048
|
110,39
|
76,49
|
|
|
(d) Tea Processing
|
-
|
-
|
-
|
|
30
|
92,05
|
77,51
|
|
166
|
230,62
|
158,04
|
|
|
(e) Processing of Fruits & Vegetables
|
2
|
7
|
6
|
|
24
|
3,96
|
3,70
|
|
93
|
20,86
|
19,19
|
|
|
(f) Others
|
295
|
2,50
|
1,92
|
|
1,355
|
265,02
|
171,24
|
|
8,693
|
1874,35
|
923,18
|
|
|
3. Beverage & Tobacco
|
7
|
25
|
21
|
|
37
|
26,62
|
24,42
|
|
163
|
83,87
|
77,56
|
|
|
4. Textiles
|
250
|
90
|
72
|
|
1,032
|
100,97
|
75,75
|
|
8,036
|
855,20
|
571,85
|
|
|
(a) Cotton Textiles
|
1
|
4
|
2
|
|
95
|
60,46
|
45,48
|
|
1,232
|
223,75
|
161,22
|
|
|
(b) Jute & Other Natural Fibre Textiles
|
3
|
4
|
3
|
|
111
|
9,87
|
4,60
|
|
1,282
|
36,79
|
21,96
|
|
|
(c) Handloom Textiles & Khadi
|
49
|
17
|
15
|
|
64
|
2,85
|
2,33
|
|
621
|
72,89
|
57,16
|
|
|
(d) Other Textiles & Textile Products
|
197
|
65
|
52
|
|
762
|
27,79
|
23,35
|
|
4,901
|
521,77
|
331,50
|
|
|
5. Paper, Paper Products & Printing
|
62
|
1,70
|
1,35
|
|
515
|
87,49
|
68,97
|
|
4,787
|
479,05
|
308,21
|
|
|
6. Leather & Leather Products
|
12
|
16
|
15
|
|
182
|
8,16
|
8,65
|
|
720
|
20,13
|
19,66
|
|
|
7. Rubber & Plastic Products
|
102
|
1,24
|
89
|
|
880
|
301,28
|
166,34
|
|
6,675
|
802,23
|
601,41
|
|
|
8. Chemicals & Chemical Products
|
31
|
98
|
89
|
|
885
|
162,74
|
98,17
|
|
3,721
|
597,82
|
426,73
|
|
|
(a) Heavy Industrial Chemicals
|
1
|
5
|
3
|
|
20
|
22,46
|
20,50
|
|
89
|
54,07
|
48,20
|
|
|
(b) Fertilisers
|
-
|
-
|
-
|
|
14
|
2,86
|
2,67
|
|
50
|
161,62
|
145,59
|
|
|
(c) Drugs & Pharmaceuticals
|
15
|
40
|
37
|
|
477
|
20,99
|
19,92
|
|
1,572
|
60,98
|
55,96
|
|
|
(d) Non-Edible Oils
|
-
|
-
|
-
|
|
4
|
1,24
|
1,12
|
|
28
|
8,25
|
6,68
|
|
|
(e) Other Chemicals & Chemical Products
|
15
|
53
|
49
|
|
370
|
115,19
|
53,97
|
|
1,982
|
312,90
|
170,31
|
|
|
9. Petroleum, Coal Products & Nuclear Fuels
|
-
|
-
|
-
|
|
9
|
1,10
|
49
|
|
37
|
57,53
|
54,50
|
|
|
10. Manufacture of Cement & Cement Products
|
41
|
61
|
50
|
|
204
|
15,49
|
11,10
|
|
1,094
|
32,94
|
24,96
|
|
|
11. Basic Metals & Metal Products
|
70
|
94
|
76
|
|
379
|
59,06
|
50,26
|
|
3,260
|
198,38
|
173,95
|
|
|
(a) Iron & Steel
|
4
|
21
|
17
|
|
50
|
25,33
|
24,16
|
|
198
|
81,67
|
76,75
|
|
|
(b) Non-Ferrous Metals
|
-
|
-
|
-
|
|
5
|
25
|
23
|
|
53
|
16,49
|
11,65
|
|
|
(c) Metal Products
|
66
|
74
|
60
|
|
324
|
33,48
|
25,87
|
|
3,009
|
100,22
|
85,55
|
|
|
12. Engineering
|
154
|
1,02
|
86
|
|
739
|
123,40
|
52,02
|
|
7,135
|
1089,93
|
443,19
|
|
|
(a) Heavy Engineering
|
3
|
13
|
12
|
|
20
|
7,48
|
86
|
|
118
|
15,41
|
8,62
|
|
|
(b) Light Engineering
|
20
|
31
|
25
|
|
343
|
15,63
|
8,71
|
|
2,760
|
158,28
|
130,00
|
|
|
(c) Electrical Machinery & Goods
|
97
|
28
|
22
|
|
208
|
60,58
|
31,28
|
|
2,838
|
759,65
|
182,53
|
|
|
(d) Electronic Machinery & Goods
|
34
|
29
|
26
|
|
168
|
39,71
|
11,17
|
|
1,419
|
156,59
|
122,04
|
|
|
13. Vehicles, Vehicle Parts & Transport Equipments
|
23
|
45
|
27
|
|
196
|
10,94
|
8,13
|
|
4,186
|
183,81
|
146,53
|
|
|
14. Other Industries
|
22,564
|
57,30
|
49,20
|
|
10,610
|
280,82
|
232,24
|
|
1,09,324
|
982,99
|
797,98
|
|
|
15. Electricity, Gas & Water
|
4
|
26
|
23
|
|
35
|
52,86
|
42,40
|
|
323
|
568,55
|
523,25
|
|
|
(a) Electricity Generation & Transmission
|
-
|
-
|
-
|
|
13
|
35,91
|
25,63
|
|
231
|
493,64
|
449,02
|
|
|
(b) Non-Conventional Energy
|
-
|
-
|
-
|
|
3
|
28
|
28
|
|
24
|
4,28
|
4,13
|
|
|
(c) Gas, Steam & Water Supply
|
4
|
26
|
23
|
|
19
|
16,66
|
16,50
|
|
68
|
70,64
|
70,10
|
|
|
16. Construction
|
1,110
|
30,97
|
24,86
|
|
5,699
|
598,45
|
511,25
|
|
12,509
|
1156,41
|
991,70
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
III.
|
TRANSPORT OPERATORS
|
1,178
|
13,43
|
9,13
|
|
7,312
|
175,50
|
118,36
|
|
30,954
|
477,48
|
345,45
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
IV.
|
PROFESSIONAL AND OTHER SERVICES
|
26,866
|
75,30
|
63,52
|
|
24,822
|
884,87
|
746,36
|
|
1,18,857
|
2299,17
|
1912,68
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
V.
|
PERSONAL LOANS
|
49,130
|
256,63
|
220,61
|
|
4,13,411
|
4075,04
|
3386,42
|
|
13,20,970
|
13130,51
|
11004,41
|
|
|
1. Loans for Purchase of Consumer Durables
|
3,845
|
10,01
|
9,01
|
|
5,587
|
23,00
|
18,54
|
|
53,692
|
254,35
|
200,43
|
|
|
2. Loans for Housing
|
9,945
|
127,16
|
109,56
|
|
60,543
|
1799,67
|
1496,68
|
|
2,70,818
|
6434,95
|
5559,10
|
|
|
3. Rest of the Personal Loans
|
35,340
|
119,45
|
102,04
|
|
3,47,281
|
2252,36
|
1871,20
|
|
9,96,460
|
6441,21
|
5244,87
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VI.
|
TRADE
|
95,956
|
288,18
|
263,54
|
|
42,295
|
1745,23
|
1428,50
|
|
3,11,870
|
5782,54
|
4844,52
|
|
|
1. Wholesale Trade
|
3,319
|
19,98
|
17,21
|
|
5,120
|
814,25
|
644,72
|
|
18,234
|
2717,72
|
2299,92
|
|
|
2. Retail Trade
|
92,637
|
268,20
|
246,33
|
|
37,175
|
930,98
|
783,79
|
|
2,93,636
|
3064,82
|
2544,60
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VII.
|
FINANCE
|
41
|
1,89
|
1,16
|
|
2,292
|
118,06
|
89,88
|
|
3,573
|
388,30
|
370,64
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VIII.
|
ALL OTHERS
|
12,826
|
46,91
|
40,32
|
|
3,50,413
|
1904,32
|
1598,60
|
|
5,56,141
|
3982,85
|
3124,03
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT
|
7,82,444
|
1610,56
|
1457,02
|
|
9,93,300
|
12057,97
|
9819,54
|
|
40,95,389
|
40574,85
|
32536,54
|
|
|
OF WHICH : 1. Artisans and Village & Tiny Industries
|
18,716
|
42,49
|
36,23
|
|
3,140
|
24,95
|
20,22
|
|
59,475
|
321,25
|
257,29
|
|
|
2. Other Small Scale Industries
|
4,411
|
21,36
|
17,90
|
|
10,959
|
482,98
|
355,74
|
|
52,810
|
1908,22
|
1320,71
|
|