NORTHERN REGION
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NORTHERN REGION
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STATE : PUNJAB
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(Amount in Rupees Lakh)
|
|
|
OCCUPATION
|
STATE BANK OF INDIA AND
|
|
NATIONALISED BANKS
|
|
FOREIGN BANKS
|
|
|
|
|
ITS ASSOCIATES
|
|
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No. of
|
Credit
|
Amount
|
|
No. of
|
Credit
|
Amount
|
|
No. of
|
Credit
|
Amount
|
|
|
|
Accounts
|
Limit
|
Outstanding
|
|
Accounts
|
Limit
|
Outstanding
|
|
Accounts
|
Limit
|
Outstanding
|
|
|
|
1
|
2
|
3
|
|
4
|
5
|
6
|
|
7
|
8
|
9
|
|
I.
|
AGRICULTURE
|
2,33,310
|
2363,97
|
1963,98
|
|
3,22,231
|
3883,86
|
3247,16
|
|
-
|
-
|
-
|
|
|
1. Direct Finance
|
2,29,530
|
2191,34
|
1822,93
|
|
3,13,281
|
3102,99
|
2622,35
|
|
-
|
-
|
-
|
|
|
2. Indirect Finance
|
3,780
|
172,63
|
141,05
|
|
8,950
|
780,87
|
624,82
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
II.
|
INDUSTRY
|
25,674
|
3968,24
|
2918,82
|
|
49,393
|
6532,16
|
4632,27
|
|
285
|
24,77
|
22,82
|
|
|
1. Mining & Quarrying
|
74
|
29,21
|
14,33
|
|
368
|
50,90
|
41,47
|
|
-
|
-
|
-
|
|
|
2. Food Manufacturing & Processing
|
2,324
|
576,33
|
424,59
|
|
5,027
|
1093,44
|
731,55
|
|
-
|
-
|
-
|
|
|
(a) Rice Mills, Flour & Dal Mills
|
1,564
|
366,20
|
254,91
|
|
2,533
|
839,50
|
525,55
|
|
-
|
-
|
-
|
|
|
(b) Sugar
|
8
|
30,25
|
23,66
|
|
11
|
66,96
|
59,42
|
|
-
|
-
|
-
|
|
|
(c) Edible Oils & Vanaspati
|
128
|
61,91
|
55,82
|
|
206
|
73,86
|
55,44
|
|
-
|
-
|
-
|
|
|
(d) Tea Processing
|
23
|
1,58
|
1,16
|
|
7
|
74
|
36
|
|
-
|
-
|
-
|
|
|
(e) Processing of Fruits & Vegetables
|
8
|
7,66
|
6,18
|
|
43
|
12,27
|
9,76
|
|
-
|
-
|
-
|
|
|
(f) Others
|
593
|
108,73
|
82,85
|
|
2,227
|
100,10
|
81,03
|
|
-
|
-
|
-
|
|
|
3. Beverage & Tobacco
|
18
|
10,90
|
8,39
|
|
102
|
49,56
|
36,51
|
|
4
|
1,00
|
80
|
|
|
4. Textiles
|
4,310
|
1780,83
|
1287,73
|
|
8,925
|
2054,25
|
1441,93
|
|
2
|
97
|
1,00
|
|
|
(a) Cotton Textiles
|
519
|
815,76
|
636,93
|
|
1,108
|
954,95
|
641,43
|
|
1
|
50
|
50
|
|
|
(b) Jute & Other Natural Fibre Textiles
|
17
|
8,07
|
6,92
|
|
183
|
9,33
|
7,20
|
|
-
|
-
|
-
|
|
|
(c) Handloom Textiles & Khadi
|
510
|
49,85
|
40,12
|
|
1,965
|
45,51
|
38,95
|
|
-
|
-
|
-
|
|
|
(d) Other Textiles & Textile Products
|
3,264
|
907,16
|
603,76
|
|
5,669
|
1044,46
|
754,36
|
|
1
|
47
|
50
|
|
|
5. Paper, Paper Products & Printing
|
365
|
63,22
|
59,95
|
|
975
|
245,84
|
204,79
|
|
6
|
8,78
|
8,11
|
|
|
6. Leather & Leather Products
|
173
|
9,42
|
6,97
|
|
445
|
84,32
|
63,16
|
|
-
|
-
|
-
|
|
|
7. Rubber & Plastic Products
|
654
|
178,73
|
147,75
|
|
1,257
|
190,11
|
151,47
|
|
1
|
1,88
|
1,88
|
|
|
8. Chemicals & Chemical Products
|
393
|
51,65
|
42,31
|
|
985
|
113,83
|
98,95
|
|
1
|
20
|
|
|
|
(a) Heavy Industrial Chemicals
|
30
|
3,92
|
3,46
|
|
97
|
14,92
|
12,74
|
|
-
|
-
|
-
|
|
|
(b) Fertilisers
|
16
|
2,13
|
1,92
|
|
32
|
7,04
|
6,63
|
|
-
|
-
|
-
|
|
|
(c) Drugs & Pharmaceuticals
|
86
|
10,33
|
7,97
|
|
184
|
30,63
|
27,98
|
|
-
|
-
|
-
|
|
|
(d) Non-Edible Oils
|
4
|
80
|
75
|
|
30
|
5,19
|
4,82
|
|
-
|
-
|
-
|
|
|
(e) Other Chemicals & Chemical Products
|
257
|
34,47
|
28,21
|
|
642
|
56,05
|
46,77
|
|
1
|
20
|
|
|
|
9. Petroleum, Coal Products & Nuclear Fuels
|
24
|
5,31
|
3,80
|
|
82
|
21,34
|
20,14
|
|
-
|
-
|
-
|
|
|
10. Manufacture of Cement & Cement Products
|
109
|
5,37
|
4,54
|
|
227
|
16,20
|
10,01
|
|
-
|
-
|
-
|
|
|
11. Basic Metals & Metal Products
|
2,067
|
391,04
|
291,47
|
|
3,781
|
630,72
|
474,90
|
|
22
|
1,59
|
1,00
|
|
|
(a) Iron & Steel
|
697
|
255,68
|
188,00
|
|
1,072
|
329,40
|
249,01
|
|
15
|
94
|
76
|
|
|
(b) Non-Ferrous Metals
|
213
|
16,37
|
13,09
|
|
101
|
25,79
|
17,13
|
|
-
|
-
|
-
|
|
|
(c) Metal Products
|
1,157
|
118,98
|
90,38
|
|
2,608
|
275,53
|
208,77
|
|
7
|
66
|
23
|
|
|
12. Engineering
|
1,558
|
204,62
|
156,04
|
|
5,293
|
520,42
|
320,33
|
|
1
|
5
|
|
|
|
(a) Heavy Engineering
|
334
|
42,93
|
32,42
|
|
610
|
89,33
|
73,13
|
|
-
|
-
|
-
|
|
|
(b) Light Engineering
|
785
|
96,05
|
72,75
|
|
3,174
|
240,43
|
127,82
|
|
1
|
5
|
|
|
|
(c) Electrical Machinery & Goods
|
358
|
62,87
|
48,53
|
|
772
|
100,45
|
41,70
|
|
-
|
-
|
-
|
|
|
(d) Electronic Machinery & Goods
|
81
|
2,77
|
2,35
|
|
737
|
90,20
|
77,67
|
|
-
|
-
|
-
|
|
|
13. Vehicles, Vehicle Parts & Transport Equipments
|
2,566
|
389,85
|
266,75
|
|
2,642
|
415,93
|
270,59
|
|
2
|
10,20
|
10,03
|
|
|
14. Other Industries
|
9,021
|
128,52
|
94,08
|
|
17,413
|
766,89
|
572,81
|
|
246
|
10
|
2
|
|
|
15. Electricity, Gas & Water
|
18
|
12,51
|
2,50
|
|
46
|
104,51
|
53,68
|
|
-
|
-
|
-
|
|
|
(a) Electricity Generation & Transmission
|
6
|
48
|
45
|
|
15
|
101,29
|
50,97
|
|
-
|
-
|
-
|
|
|
(b) Non-Conventional Energy
|
2
|
7
|
3
|
|
3
|
38
|
35
|
|
-
|
-
|
-
|
|
|
(c) Gas, Steam & Water Supply
|
10
|
11,96
|
2,03
|
|
28
|
2,84
|
2,36
|
|
-
|
-
|
-
|
|
|
16. Construction
|
2,000
|
130,73
|
107,61
|
|
1,825
|
173,90
|
139,99
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
III.
|
TRANSPORT OPERATORS
|
944
|
12,13
|
8,33
|
|
8,413
|
85,77
|
66,72
|
|
2
|
7
|
6
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
IV.
|
PROFESSIONAL AND OTHER SERVICES
|
4,024
|
191,75
|
154,72
|
|
18,547
|
698,05
|
526,06
|
|
45
|
2,26
|
2,05
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
V.
|
PERSONAL LOANS
|
1,87,329
|
2243,23
|
1851,18
|
|
3,16,888
|
3598,79
|
3028,65
|
|
3,826
|
116,60
|
88,01
|
|
|
1. Loans for Purchase of Consumer Durables
|
8,931
|
55,01
|
42,79
|
|
13,149
|
75,59
|
57,42
|
|
278
|
2,82
|
2,84
|
|
|
2. Loans for Housing
|
47,079
|
1125,50
|
974,64
|
|
57,790
|
1423,93
|
1307,07
|
|
8
|
68
|
59
|
|
|
3. Rest of the Personal Loans
|
1,31,319
|
1062,73
|
833,76
|
|
2,45,949
|
2099,27
|
1664,16
|
|
3,540
|
113,11
|
84,57
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VI.
|
TRADE
|
32,816
|
1073,43
|
883,47
|
|
91,817
|
5757,40
|
3956,11
|
|
159
|
11,50
|
9,30
|
|
|
1. Wholesale Trade
|
5,516
|
477,85
|
383,39
|
|
5,491
|
4219,29
|
2795,27
|
|
45
|
4,76
|
3,21
|
|
|
2. Retail Trade
|
27,300
|
595,58
|
500,08
|
|
86,326
|
1538,11
|
1160,84
|
|
114
|
6,74
|
6,09
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VII.
|
FINANCE
|
212
|
23,71
|
16,20
|
|
1,536
|
125,57
|
98,47
|
|
1
|
3
|
2
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VIII.
|
ALL OTHERS
|
30,547
|
782,87
|
602,76
|
|
60,274
|
1037,57
|
835,02
|
|
492
|
18,71
|
9,44
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT
|
5,14,856
|
10659,33
|
8399,47
|
|
8,69,099
|
21719,17
|
16390,45
|
|
4,810
|
173,94
|
131,70
|
|
|
OF WHICH : 1. Artisans and Village & Tiny Industries
|
6,223
|
201,47
|
141,44
|
|
3,983
|
77,43
|
62,19
|
|
-
|
-
|
-
|
|
|
2. Other Small Scale Industries
|
11,876
|
1166,77
|
843,70
|
|
31,372
|
2786,14
|
1988,60
|
|
-
|
-
|
-
|
|
NORTHERN REGION
|
|
|
|
|
|
|
|
|
|
|
|
|
STATE : PUNJAB
|
|
|
|
|
|
|
|
|
|
|
|
|
(Amount in Rupees Lakh)
|
|
|
OCCUPATION
|
REGIONAL RURAL BANKS
|
|
OTHER SCHEDULED
|
|
|
ALL SCHEDULED
|
|
|
|
|
|
|
|
|
COMMERCIALBANKS
|
|
|
COMMERCIAL BANKS
|
|
|
|
|
No. of
|
Credit
|
Amount
|
|
No. of
|
Credit
|
Amount
|
|
No. of
|
Credit
|
Amount
|
|
|
|
Accounts
|
Limit
|
Outstanding
|
|
Accounts
|
Limit
|
Outstanding
|
|
Accounts
|
Limit
|
Outstanding
|
|
|
|
10
|
11
|
12
|
|
13
|
14
|
15
|
|
16
|
17
|
18
|
|
I.
|
AGRICULTURE
|
55,662
|
370,70
|
311,63
|
|
7,256
|
83,05
|
69,76
|
|
6,18,459
|
6701,58
|
5592,54
|
|
|
1. Direct Finance
|
55,090
|
365,01
|
306,79
|
|
7,056
|
69,73
|
58,00
|
|
6,04,957
|
5729,07
|
4810,07
|
|
|
2. Indirect Finance
|
572
|
5,69
|
4,85
|
|
200
|
13,32
|
11,75
|
|
13,502
|
972,50
|
782,47
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
II.
|
INDUSTRY
|
6,992
|
17,18
|
12,72
|
|
1,302
|
1511,23
|
1158,89
|
|
83,646
|
12053,57
|
8745,52
|
|
|
1. Mining & Quarrying
|
4
|
9
|
6
|
|
32
|
16,18
|
14,32
|
|
478
|
96,39
|
70,18
|
|
|
2. Food Manufacturing & Processing
|
18
|
28
|
23
|
|
72
|
95,90
|
54,22
|
|
7,441
|
1765,94
|
1210,59
|
|
|
(a) Rice Mills, Flour & Dal Mills
|
12
|
7
|
5
|
|
18
|
39,49
|
31,68
|
|
4,127
|
1245,25
|
812,19
|
|
|
(b) Sugar
|
-
|
-
|
-
|
|
-
|
-
|
-
|
|
19
|
97,21
|
83,07
|
|
|
(c) Edible Oils & Vanaspati
|
-
|
-
|
-
|
|
3
|
5,65
|
4,79
|
|
337
|
141,42
|
116,05
|
|
|
(d) Tea Processing
|
-
|
-
|
-
|
|
-
|
-
|
-
|
|
30
|
2,32
|
1,52
|
|
|
(e) Processing of Fruits & Vegetables
|
-
|
-
|
-
|
|
-
|
-
|
-
|
|
51
|
19,93
|
15,95
|
|
|
(f) Others
|
6
|
21
|
18
|
|
51
|
50,75
|
17,75
|
|
2,877
|
259,79
|
181,81
|
|
|
3. Beverage & Tobacco
|
-
|
-
|
-
|
|
1
|
3
|
1
|
|
125
|
61,49
|
45,71
|
|
|
4. Textiles
|
136
|
1,01
|
71
|
|
306
|
562,49
|
450,84
|
|
13,679
|
4399,54
|
3182,20
|
|
|
(a) Cotton Textiles
|
3
|
10
|
6
|
|
67
|
369,44
|
295,10
|
|
1,698
|
2140,74
|
1574,02
|
|
|
(b) Jute & Other Natural Fibre Textiles
|
20
|
6
|
5
|
|
-
|
-
|
-
|
|
220
|
17,46
|
14,16
|
|
|
(c) Handloom Textiles & Khadi
|
96
|
14
|
7
|
|
1
|
-
|
-
|
|
2,572
|
95,49
|
79,14
|
|
|
(d) Other Textiles & Textile Products
|
17
|
72
|
53
|
|
238
|
193,04
|
155,74
|
|
9,189
|
2145,85
|
1514,88
|
|
|
5. Paper, Paper Products & Printing
|
2
|
8
|
4
|
|
132
|
71,06
|
48,28
|
|
1,480
|
388,97
|
321,17
|
|
|
6. Leather & Leather Products
|
37
|
10
|
6
|
|
54
|
28,97
|
20,80
|
|
709
|
122,81
|
90,99
|
|
|
7. Rubber & Plastic Products
|
-
|
-
|
-
|
|
33
|
24,26
|
11,70
|
|
1,945
|
394,98
|
312,79
|
|
|
8. Chemicals & Chemical Products
|
6
|
55
|
23
|
|
60
|
143,80
|
85,52
|
|
1,445
|
310,03
|
227,01
|
|
|
(a) Heavy Industrial Chemicals
|
-
|
-
|
-
|
|
5
|
42,22
|
19,05
|
|
132
|
61,06
|
35,26
|
|
|
(b) Fertilisers
|
2
|
44
|
14
|
|
2
|
60,00
|
36,07
|
|
52
|
69,62
|
44,76
|
|
|
(c) Drugs & Pharmaceuticals
|
-
|
-
|
-
|
|
6
|
10
|
9
|
|
276
|
41,06
|
36,04
|
|
|
(d) Non-Edible Oils
|
-
|
-
|
-
|
|
4
|
44
|
43
|
|
38
|
6,43
|
6,00
|
|
|
(e) Other Chemicals & Chemical Products
|
4
|
11
|
9
|
|
43
|
41,04
|
29,88
|
|
947
|
131,87
|
104,94
|
|
|
9. Petroleum, Coal Products & Nuclear Fuels
|
14
|
39
|
35
|
|
2
|
14
|
11
|
|
122
|
27,17
|
24,40
|
|
|
10. Manufacture of Cement & Cement Products
|
-
|
-
|
-
|
|
9
|
85
|
71
|
|
345
|
22,43
|
15,26
|
|
|
11. Basic Metals & Metal Products
|
-
|
-
|
-
|
|
135
|
240,15
|
224,63
|
|
6,005
|
1263,50
|
992,00
|
|
|
(a) Iron & Steel
|
-
|
-
|
-
|
|
52
|
208,52
|
198,87
|
|
1,836
|
794,54
|
636,64
|
|
|
(b) Non-Ferrous Metals
|
-
|
-
|
-
|
|
2
|
72
|
68
|
|
316
|
42,88
|
30,90
|
|
|
(c) Metal Products
|
-
|
-
|
-
|
|
81
|
30,92
|
25,08
|
|
3,853
|
426,08
|
324,47
|
|
|
12. Engineering
|
9
|
2
|
2
|
|
162
|
116,54
|
58,90
|
|
7,023
|
841,65
|
535,29
|
|
|
(a) Heavy Engineering
|
-
|
-
|
-
|
|
50
|
55,31
|
24,54
|
|
994
|
187,57
|
130,08
|
|
|
(b) Light Engineering
|
-
|
-
|
-
|
|
68
|
15,93
|
11,77
|
|
4,028
|
352,45
|
212,34
|
|
|
(c) Electrical Machinery & Goods
|
9
|
2
|
2
|
|
34
|
34,65
|
12,08
|
|
1,173
|
197,99
|
102,33
|
|
|
(d) Electronic Machinery & Goods
|
-
|
-
|
-
|
|
10
|
10,66
|
10,52
|
|
828
|
103,63
|
90,54
|
|
|
13. Vehicles, Vehicle Parts & Transport Equipments
|
100
|
30
|
16
|
|
108
|
141,58
|
121,26
|
|
5,418
|
957,86
|
668,78
|
|
|
14. Other Industries
|
6,622
|
12,95
|
9,58
|
|
125
|
10,66
|
10,11
|
|
33,427
|
919,12
|
686,60
|
|
|
15. Electricity, Gas & Water
|
9
|
40
|
35
|
|
2
|
20,42
|
20,09
|
|
75
|
137,84
|
76,62
|
|
|
(a) Electricity Generation & Transmission
|
9
|
40
|
35
|
|
1
|
20,00
|
20,00
|
|
31
|
122,17
|
71,77
|
|
|
(b) Non-Conventional Energy
|
-
|
-
|
-
|
|
-
|
-
|
-
|
|
5
|
45
|
38
|
|
|
(c) Gas, Steam & Water Supply
|
-
|
-
|
-
|
|
1
|
42
|
9
|
|
39
|
15,22
|
4,48
|
|
|
16. Construction
|
35
|
1,00
|
94
|
|
69
|
38,21
|
37,38
|
|
3,929
|
343,84
|
285,92
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
III.
|
TRANSPORT OPERATORS
|
1,479
|
3,43
|
2,13
|
|
293
|
9,54
|
8,20
|
|
11,131
|
110,94
|
85,44
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
IV.
|
PROFESSIONAL AND OTHER SERVICES
|
445
|
2,13
|
1,31
|
|
1,239
|
120,15
|
100,83
|
|
24,300
|
1014,34
|
784,97
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
V.
|
PERSONAL LOANS
|
13,612
|
87,49
|
71,40
|
|
47,846
|
1495,76
|
1199,39
|
|
5,69,501
|
7541,88
|
6238,62
|
|
|
1. Loans for Purchase of Consumer Durables
|
1,291
|
5,33
|
3,37
|
|
482
|
2,31
|
1,53
|
|
24,131
|
141,05
|
107,95
|
|
|
2. Loans for Housing
|
1,308
|
23,62
|
21,64
|
|
8,174
|
546,58
|
476,95
|
|
1,14,359
|
3120,32
|
2780,88
|
|
|
3. Rest of the Personal Loans
|
11,013
|
58,54
|
46,40
|
|
39,190
|
946,87
|
720,91
|
|
4,31,011
|
4280,52
|
3349,79
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VI.
|
TRADE
|
6,598
|
20,09
|
13,69
|
|
4,740
|
224,53
|
171,99
|
|
1,36,130
|
7086,96
|
5034,56
|
|
|
1. Wholesale Trade
|
173
|
1,56
|
1,22
|
|
762
|
115,83
|
87,62
|
|
11,987
|
4819,29
|
3270,71
|
|
|
2. Retail Trade
|
6,425
|
18,53
|
12,48
|
|
3,978
|
108,70
|
84,37
|
|
1,24,143
|
2267,67
|
1763,85
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VII.
|
FINANCE
|
59
|
48
|
38
|
|
26
|
17,09
|
12,19
|
|
1,834
|
166,88
|
127,26
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VIII.
|
ALL OTHERS
|
1,577
|
10,84
|
8,02
|
|
2,738
|
163,00
|
101,65
|
|
95,628
|
2012,98
|
1556,90
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT
|
86,424
|
512,35
|
421,29
|
|
65,440
|
3624,35
|
2822,91
|
|
15,40,629
|
36689,14
|
28165,81
|
|
|
OF WHICH : 1. Artisans and Village & Tiny Industries
|
6,137
|
11,65
|
8,70
|
|
49
|
2,31
|
1,81
|
|
16,392
|
292,87
|
214,14
|
|
|
2. Other Small Scale Industries
|
225
|
1,84
|
1,47
|
|
327
|
136,03
|
106,09
|
|
43,800
|
4090,77
|
2939,86
|
|