NORTHERN REGION
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NORTHERN REGION
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STATE : JAMMU & KASHMIR
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(Amount in Rupees Lakh)
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OCCUPATION
|
STATE BANK OF INDIA AND
|
|
NATIONALISED BANKS
|
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FOREIGN BANKS
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|
ITS ASSOCIATES
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No. of
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Credit
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Amount
|
|
No. of
|
Credit
|
Amount
|
|
No. of
|
Credit
|
Amount
|
|
|
|
Accounts
|
Limit
|
Outstanding
|
|
Accounts
|
Limit
|
Outstanding
|
|
Accounts
|
Limit
|
Outstanding
|
|
|
|
1
|
2
|
3
|
|
4
|
5
|
6
|
|
7
|
8
|
9
|
|
I.
|
AGRICULTURE
|
3,689
|
27,05
|
22,37
|
|
7,128
|
67,12
|
57,97
|
|
-
|
-
|
-
|
|
|
1. Direct Finance
|
3,665
|
26,48
|
21,96
|
|
6,555
|
22,44
|
19,11
|
|
-
|
-
|
-
|
|
|
2. Indirect Finance
|
24
|
58
|
42
|
|
573
|
44,67
|
38,86
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
II.
|
INDUSTRY
|
2,219
|
77,48
|
44,83
|
|
3,615
|
551,14
|
445,35
|
|
-
|
-
|
-
|
|
|
1. Mining & Quarrying
|
15
|
17,14
|
77
|
|
27
|
1,54
|
1,28
|
|
-
|
-
|
-
|
|
|
2. Food Manufacturing & Processing
|
115
|
14,24
|
11,10
|
|
361
|
60,61
|
45,38
|
|
-
|
-
|
-
|
|
|
(a) Rice Mills, Flour & Dal Mills
|
43
|
6,90
|
|
|
136
|
22,55
|
16,35
|
|
-
|
-
|
-
|
|
|
(b) Sugar
|
-
|
-
|
-
|
|
-
|
-
|
-
|
|
-
|
-
|
-
|
|
|
(c) Edible Oils & Vanaspati
|
11
|
2,30
|
1,72
|
|
30
|
2,36
|
2,29
|
|
-
|
-
|
-
|
|
|
(d) Tea Processing
|
1
|
9
|
1
|
|
-
|
-
|
-
|
|
-
|
-
|
-
|
|
|
(e) Processing of Fruits & Vegetables
|
1
|
4
|
1
|
|
12
|
9,42
|
8,79
|
|
-
|
-
|
-
|
|
|
(f) Others
|
59
|
4,93
|
3,44
|
|
183
|
26,28
|
17,95
|
|
-
|
-
|
-
|
|
|
3. Beverage & Tobacco
|
1
|
5
|
2
|
|
25
|
4,76
|
4,84
|
|
-
|
-
|
-
|
|
|
4. Textiles
|
298
|
12,15
|
10,06
|
|
273
|
17,82
|
9,34
|
|
-
|
-
|
-
|
|
|
(a) Cotton Textiles
|
28
|
2,51
|
1,60
|
|
9
|
10,55
|
2,97
|
|
-
|
-
|
-
|
|
|
(b) Jute & Other Natural Fibre Textiles
|
1
|
25
|
11
|
|
2
|
6
|
6
|
|
-
|
-
|
-
|
|
|
(c) Handloom Textiles & Khadi
|
5
|
4
|
3
|
|
18
|
15
|
13
|
|
-
|
-
|
-
|
|
|
(d) Other Textiles & Textile Products
|
264
|
9,34
|
8,32
|
|
244
|
7,06
|
6,18
|
|
-
|
-
|
-
|
|
|
5. Paper, Paper Products & Printing
|
16
|
1,57
|
1,21
|
|
52
|
3,27
|
3,01
|
|
-
|
-
|
-
|
|
|
6. Leather & Leather Products
|
38
|
31
|
29
|
|
36
|
64
|
37
|
|
-
|
-
|
-
|
|
|
7. Rubber & Plastic Products
|
17
|
98
|
79
|
|
75
|
4,29
|
3,67
|
|
-
|
-
|
-
|
|
|
8. Chemicals & Chemical Products
|
19
|
2,76
|
2,44
|
|
81
|
15,02
|
13,09
|
|
-
|
-
|
-
|
|
|
(a) Heavy Industrial Chemicals
|
2
|
23
|
22
|
|
13
|
2,05
|
1,94
|
|
-
|
-
|
-
|
|
|
(b) Fertilisers
|
-
|
-
|
-
|
|
-
|
-
|
-
|
|
-
|
-
|
-
|
|
|
(c) Drugs & Pharmaceuticals
|
2
|
1,24
|
1,24
|
|
10
|
2,70
|
2,30
|
|
-
|
-
|
-
|
|
|
(d) Non-Edible Oils
|
2
|
25
|
21
|
|
-
|
-
|
-
|
|
-
|
-
|
-
|
|
|
(e) Other Chemicals & Chemical Products
|
13
|
1,04
|
77
|
|
58
|
10,26
|
8,84
|
|
-
|
-
|
-
|
|
|
9. Petroleum, Coal Products & Nuclear Fuels
|
-
|
-
|
-
|
|
6
|
44
|
30
|
|
-
|
-
|
-
|
|
|
10. Manufacture of Cement & Cement Products
|
2
|
13
|
12
|
|
33
|
4,48
|
3,51
|
|
-
|
-
|
-
|
|
|
11. Basic Metals & Metal Products
|
37
|
3,17
|
2,66
|
|
128
|
13,68
|
12,31
|
|
-
|
-
|
-
|
|
|
(a) Iron & Steel
|
8
|
2,04
|
1,73
|
|
15
|
8,40
|
7,87
|
|
-
|
-
|
-
|
|
|
(b) Non-Ferrous Metals
|
1
|
5
|
4
|
|
3
|
1,47
|
1,16
|
|
-
|
-
|
-
|
|
|
(c) Metal Products
|
28
|
1,08
|
89
|
|
110
|
3,80
|
3,28
|
|
-
|
-
|
-
|
|
|
12. Engineering
|
46
|
4,46
|
3,72
|
|
365
|
96,66
|
94,43
|
|
-
|
-
|
-
|
|
|
(a) Heavy Engineering
|
1
|
2
|
2
|
|
27
|
2,40
|
1,95
|
|
-
|
-
|
-
|
|
|
(b) Light Engineering
|
10
|
87
|
79
|
|
144
|
4,73
|
4,08
|
|
-
|
-
|
-
|
|
|
(c) Electrical Machinery & Goods
|
33
|
3,50
|
2,85
|
|
128
|
86,51
|
85,88
|
|
-
|
-
|
-
|
|
|
(d) Electronic Machinery & Goods
|
2
|
7
|
6
|
|
66
|
3,03
|
2,52
|
|
-
|
-
|
-
|
|
|
13. Vehicles, Vehicle Parts & Transport Equipments
|
2
|
4,72
|
4
|
|
36
|
3,05
|
1,35
|
|
-
|
-
|
-
|
|
|
14. Other Industries
|
1,538
|
13,21
|
9,96
|
|
1,979
|
38,35
|
31,55
|
|
-
|
-
|
-
|
|
|
15. Electricity, Gas & Water
|
3
|
23
|
14
|
|
2
|
275,00
|
210,71
|
|
-
|
-
|
-
|
|
|
(a) Electricity Generation & Transmission
|
-
|
-
|
-
|
|
2
|
275,00
|
210,71
|
|
-
|
-
|
-
|
|
|
(b) Non-Conventional Energy
|
1
|
3
|
3
|
|
-
|
-
|
-
|
|
-
|
-
|
-
|
|
|
(c) Gas, Steam & Water Supply
|
2
|
20
|
11
|
|
-
|
-
|
-
|
|
-
|
-
|
-
|
|
|
16. Construction
|
72
|
2,35
|
1,51
|
|
136
|
11,54
|
10,20
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
III.
|
TRANSPORT OPERATORS
|
987
|
30,33
|
19,80
|
|
1,958
|
25,21
|
22,23
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
IV.
|
PROFESSIONAL AND OTHER SERVICES
|
314
|
5,96
|
4,23
|
|
1,685
|
34,65
|
28,17
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
V.
|
PERSONAL LOANS
|
24,658
|
275,60
|
220,11
|
|
28,062
|
292,93
|
245,78
|
|
-
|
-
|
-
|
|
|
1. Loans for Purchase of Consumer Durables
|
856
|
4,67
|
3,73
|
|
1,247
|
6,35
|
4,86
|
|
-
|
-
|
-
|
|
|
2. Loans for Housing
|
3,370
|
84,10
|
74,87
|
|
3,462
|
85,55
|
81,49
|
|
-
|
-
|
-
|
|
|
3. Rest of the Personal Loans
|
20,432
|
186,83
|
141,51
|
|
23,353
|
201,03
|
159,43
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VI.
|
TRADE
|
3,658
|
69,33
|
53,58
|
|
11,302
|
187,88
|
151,55
|
|
1
|
1,15
|
1,13
|
|
|
1. Wholesale Trade
|
308
|
28,43
|
22,55
|
|
467
|
32,46
|
24,22
|
|
-
|
-
|
-
|
|
|
2. Retail Trade
|
3,350
|
40,90
|
31,03
|
|
10,835
|
155,42
|
127,34
|
|
1
|
1,15
|
1,13
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VII.
|
FINANCE
|
1
|
2
|
-
|
|
269
|
505,76
|
337,19
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VIII.
|
ALL OTHERS
|
12,214
|
155,32
|
119,38
|
|
3,282
|
30,18
|
25,43
|
|
-
|
-
|
-
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT
|
47,740
|
641,08
|
484,30
|
|
57,301
|
1694,87
|
1313,68
|
|
1
|
1,15
|
1,13
|
|
|
OF WHICH : 1. Artisans and Village & Tiny Industries
|
1,539
|
22,13
|
16,65
|
|
688
|
6,79
|
5,88
|
|
-
|
-
|
-
|
|
|
2. Other Small Scale Industries
|
380
|
21,11
|
13,72
|
|
2,234
|
115,89
|
90,95
|
|
-
|
-
|
-
|
|
NORTHERN REGION
|
|
|
|
|
|
|
|
|
|
|
|
STATE : JAMMU & KASHMIR
|
|
|
|
|
|
|
|
|
|
|
|
(Amount in Rupees Lakh)
|
|
|
OCCUPATION
|
REGIONAL RURAL BANKS
|
|
OTHER SCHEDULED
|
|
ALL SCHEDULED
|
|
|
|
|
|
|
|
|
COMMERCIALBANKS
|
|
COMMERCIAL BANKS
|
|
|
|
|
No. of
|
Credit
|
Amount
|
|
No. of
|
Credit
|
Amount
|
No. of
|
Credit
|
Amount
|
|
|
|
Accounts
|
Limit
|
Outstanding
|
|
Accounts
|
Limit
|
Outstanding
|
Accounts
|
Limit
|
Outstanding
|
|
|
|
10
|
11
|
12
|
|
13
|
14
|
15
|
16
|
17
|
18
|
|
I.
|
AGRICULTURE
|
15,679
|
64,99
|
52,36
|
|
14,099
|
192,17
|
146,02
|
40,595
|
351,33
|
278,73
|
|
|
1. Direct Finance
|
15,440
|
64,11
|
51,70
|
|
13,476
|
181,58
|
137,15
|
39,136
|
294,61
|
229,91
|
|
|
2. Indirect Finance
|
239
|
88
|
66
|
|
623
|
10,58
|
8,87
|
1,459
|
56,72
|
48,82
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
II.
|
INDUSTRY
|
1,608
|
6,27
|
5,14
|
|
13,277
|
553,87
|
427,98
|
20,719
|
1188,75
|
923,30
|
|
|
1. Mining & Quarrying
|
-
|
-
|
-
|
|
33
|
13,51
|
4,44
|
75
|
32,19
|
6,49
|
|
|
2. Food Manufacturing & Processing
|
16
|
79
|
62
|
|
584
|
101,67
|
83,70
|
1,076
|
177,30
|
140,80
|
|
|
(a) Rice Mills, Flour & Dal Mills
|
7
|
48
|
46
|
|
113
|
36,45
|
29,19
|
299
|
66,38
|
51,92
|
|
|
(b) Sugar
|
-
|
-
|
-
|
|
-
|
-
|
-
|
-
|
-
|
-
|
|
|
(c) Edible Oils & Vanaspati
|
4
|
5
|
3
|
|
80
|
7,63
|
5,88
|
125
|
12,33
|
9,92
|
|
|
(d) Tea Processing
|
-
|
-
|
-
|
|
-
|
-
|
-
|
1
|
9
|
1
|
|
|
(e) Processing of Fruits & Vegetables
|
3
|
19
|
9
|
|
24
|
6,39
|
5,84
|
40
|
16,04
|
14,74
|
|
|
(f) Others
|
2
|
7
|
3
|
|
367
|
51,20
|
42,79
|
611
|
82,47
|
64,21
|
|
|
3. Beverage & Tobacco
|
-
|
-
|
-
|
|
7
|
4,06
|
3,95
|
33
|
8,87
|
8,82
|
|
|
4. Textiles
|
2
|
-
|
-
|
|
630
|
115,28
|
83,31
|
1,203
|
145,26
|
102,72
|
|
|
(a) Cotton Textiles
|
1
|
-
|
-
|
|
38
|
87,79
|
63,39
|
76
|
100,85
|
67,96
|
|
|
(b) Jute & Other Natural Fibre Textiles
|
-
|
-
|
-
|
|
4
|
2,25
|
1,92
|
7
|
2,56
|
2,09
|
|
|
(c) Handloom Textiles & Khadi
|
-
|
-
|
-
|
|
283
|
5,60
|
3,67
|
306
|
5,79
|
3,83
|
|
|
(d) Other Textiles & Textile Products
|
1
|
-
|
|
|
-305
|
19,65
|
14,33
|
814
|
36,06
|
28,84
|
|
|
5. Paper, Paper Products & Printing
|
-
|
-
|
-
|
|
114
|
7,98
|
6,54
|
182
|
12,82
|
10,76
|
|
|
6. Leather & Leather Products
|
4
|
2
|
1
|
|
161
|
3,70
|
3,41
|
239
|
4,66
|
4,08
|
|
|
7. Rubber & Plastic Products
|
1
|
2
|
|
|
45
|
9,75
|
8,57
|
138
|
15,04
|
13,04
|
|
|
8. Chemicals & Chemical Products
|
2
|
6
|
6
|
|
90
|
25,00
|
21,53
|
192
|
42,84
|
37,12
|
|
|
(a) Heavy Industrial Chemicals
|
-
|
-
|
-
|
|
2
|
63
|
48
|
17
|
2,92
|
2,65
|
|
|
(b) Fertilisers
|
-
|
-
|
-
|
|
3
|
1,50
|
1,44
|
3
|
1,50
|
1,44
|
|
|
(c) Drugs & Pharmaceuticals
|
2
|
6
|
6
|
|
39
|
86
|
57
|
53
|
4,87
|
4,17
|
|
|
(d) Non-Edible Oils
|
-
|
-
|
-
|
|
-
|
-
|
-
|
2
|
25
|
21
|
|
|
(e) Other Chemicals & Chemical Products
|
-
|
-
|
-
|
|
46
|
22,00
|
19,04
|
117
|
33,31
|
28,65
|
|
|
9. Petroleum, Coal Products & Nuclear Fuels
|
-
|
-
|
-
|
|
1
|
33
|
24
|
7
|
77
|
54
|
|
|
10. Manufacture of Cement & Cement Products
|
1
|
2
|
2
|
|
47
|
60,68
|
52,26
|
83
|
65,31
|
55,92
|
|
|
11. Basic Metals & Metal Products
|
12
|
50
|
42
|
|
148
|
25,65
|
16,74
|
325
|
42,99
|
32,13
|
|
|
(a) Iron & Steel
|
-
|
-
|
-
|
|
24
|
8,62
|
7,07
|
47
|
19,07
|
16,67
|
|
|
(b) Non-Ferrous Metals
|
-
|
-
|
-
|
|
5
|
43
|
17
|
9
|
1,95
|
1,36
|
|
|
(c) Metal Products
|
12
|
50
|
42
|
|
119
|
16,59
|
9,51
|
269
|
21,98
|
14,10
|
|
|
12. Engineering
|
5
|
17
|
15
|
|
277
|
10,56
|
8,91
|
693
|
111,86
|
107,21
|
|
|
(a) Heavy Engineering
|
-
|
-
|
-
|
|
10
|
1,10
|
94
|
38
|
3,52
|
2,91
|
|
|
(b) Light Engineering
|
3
|
14
|
12
|
|
125
|
2,69
|
2,17
|
282
|
8,42
|
7,16
|
|
|
(c) Electrical Machinery & Goods
|
1
|
2
|
2
|
|
118
|
6,41
|
5,48
|
280
|
96,44
|
94,23
|
|
|
(d) Electronic Machinery & Goods
|
1
|
2
|
1
|
|
24
|
35
|
32
|
93
|
3,46
|
2,92
|
|
|
13. Vehicles, Vehicle Parts & Transport Equipments
|
31
|
33
|
20
|
|
200
|
3,40
|
2,20
|
269
|
11,49
|
3,79
|
|
|
14. Other Industries
|
1,344
|
2,41
|
2,05
|
|
9,982
|
101,83
|
75,68
|
14,843
|
155,81
|
119,24
|
|
|
15. Electricity, Gas & Water
|
17
|
68
|
63
|
|
17
|
2,12
|
1,23
|
39
|
278,03
|
212,71
|
|
|
(a) Electricity Generation & Transmission
|
17
|
68
|
63
|
|
-
|
-
|
-
|
19
|
275,68
|
211,34
|
|
|
(b) Non-Conventional Energy
|
-
|
-
|
-
|
|
7
|
1,16
|
62
|
8
|
1,20
|
65
|
|
|
(c) Gas, Steam & Water Supply
|
-
|
-
|
-
|
|
10
|
96
|
61
|
12
|
1,16
|
72
|
|
|
16. Construction
|
173
|
1,26
|
99
|
|
941
|
68,37
|
55,23
|
1,322
|
83,53
|
67,92
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
III.
|
TRANSPORT OPERATORS
|
2,482
|
42,56
|
29,95
|
|
7,201
|
274,19
|
195,50
|
12,628
|
372,28
|
267,48
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
IV.
|
PROFESSIONAL AND OTHER SERVICES
|
309
|
1,38
|
99
|
|
1,744
|
1535,40
|
1706,62
|
4,052
|
1577,40
|
1740,01
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
V.
|
PERSONAL LOANS
|
19,461
|
81,21
|
66,82
|
|
1,40,163
|
958,77
|
738,16
|
2,12,344
|
1608,52
|
1270,86
|
|
|
1. Loans for Purchase of Consumer Durables
|
1,854
|
5,87
|
4,08
|
|
11,070
|
60,60
|
46,49
|
15,027
|
77,48
|
59,16
|
|
|
2. Loans for Housing
|
1,260
|
16,61
|
13,72
|
|
10,482
|
228,33
|
187,50
|
18,574
|
414,60
|
357,58
|
|
|
3. Rest of the Personal Loans
|
16,347
|
58,73
|
49,01
|
|
1,18,611
|
669,85
|
504,16
|
1,78,743
|
1116,44
|
854,12
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VI.
|
TRADE
|
6,522
|
32,68
|
24,59
|
|
32,344
|
1002,33
|
853,52
|
53,827
|
1293,38
|
1084,37
|
|
|
1. Wholesale Trade
|
395
|
2,62
|
2,10
|
|
2,311
|
542,33
|
498,63
|
3,481
|
605,85
|
547,50
|
|
|
2. Retail Trade
|
6,127
|
30,06
|
22,49
|
|
30,033
|
460,00
|
354,89
|
50,346
|
687,53
|
536,87
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VII.
|
FINANCE
|
39
|
58
|
45
|
|
57
|
9,47
|
5,55
|
366
|
515,82
|
343,19
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
VIII.
|
ALL OTHERS
|
1,624
|
8,17
|
7,08
|
|
15,009
|
114,68
|
79,38
|
32,129
|
308,35
|
231,28
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT
|
47,724
|
237,84
|
187,37
|
|
2,23,894
|
4640,88
|
4152,74
|
3,76,660
|
7215,83
|
6139,21
|
|
|
OF WHICH : 1. Artisans and Village & Tiny Industries
|
1,063
|
2,52
|
2,20
|
|
7,038
|
44,03
|
31,39
|
10,328
|
75,48
|
56,12
|
|
|
2. Other Small Scale Industries
|
289
|
58
|
49
|
|
1,052
|
185,19
|
135,75
|
3,955
|
322,77
|
240,92
|
|