| | | | | STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS |
| | | | | AND ITS ASSOCIATES
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| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount |
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I. | AGRICULTURE | 2,64,814 | 650,41 | 481,13 | 4,50,033 | 1091,55 | 902,98 | — | — | — |
| | 1. | Direct Finance | 2,60,469 | 585,38 | 419,47 | 4,44,747 | 883,72 | 759,41 | — | — | — |
| | 2. | Indirect Finance | 4,345 | 65,03 | 61,66 | 5,286 | 207,83 | 143,57 | — | — | — |
II. | INDUSTRY | 50,656 | 3728,18 | 3069,66 | 77,482 | 7535,36 | 5602,84 | 139 | 607,59 | 435,73 |
| | 1. | Mining & Quarrying | 237 | 14,61 | 12,68 | 506 | 38,48 | 23,79 | — | — | — |
| | 2. | Food Manufacturing and Processing | 1,087 | 277,32 | 232,39 | 1,750 | 479,39 | 307,52 | 2 | 24,33 | 23,85 |
| | | (a) | Rice Mills, Flour and Dal Mills | 85 | 5,21 | 4,53 | 322 | 35,33 | 25,14 | — | — | — |
| | | (b) | Sugar | 10 | 4,90 | 2,61 | 34 | 2,74 | 2,64 | — | — | — |
| | | (c) | Edible Oils and Vanaspati | 277 | 77,28 | 40,02 | 258 | 191,49 | 137,56 | 2 | 24,33 | 23,85 |
| | | (d) | Tea Processing | 15 | 88 | 11 | 11 | 2,16 | 1,50 | — | — | — |
| | | (e) | Processing of Fruits & Vegetables | 4 | 1,56 | 1,10 | 90 | 53,29 | 34,46 | — | — | — |
| | | (f) | Others | 696 | 187,48 | 184,02 | 1,035 | 194,37 | 106,22 | — | — | — |
| | 3. | Beverage and Tobacco | 80 | 2,85 | 1,45 | 390 | 54,97 | 27,68 | — | — | — |
| | 4. | Textiles | 2,196 | 729,57 | 589,28 | 8,641 | 1675,78 | 1324,84 | 13 | 122,03 | 103,73 |
| | | (a) | Cotton Textiles | 869 | 546,24 | 421,53 | 1,415 | 727,74 | 598,70 | 8 | 112,70 | 97,60 |
| | | (b) | Jute Textiles | 14 | 71 | 37 | 29 | 1,86 | 1,42 | — | — | — |
| | | (c) | Handloom Textiles & Khadi | 24 | 3,51 | 3,01 | 150 | 14,35 | 12,75 | — | — | — |
| | | (d) | Other Textiles | 1,289 | 179,11 | 164,37 | 7,047 | 931,83 | 711,97 | 5 | 9,33 | 6,13 |
| | 5. | Paper, Paper Products and Printing | 558 | 92,82 | 90,96 | 1,326 | 182,35 | 142,39 | 1 | 2,20 | 2,20 |
| | 6. | Leather and Leather Products | 68 | 6,35 | 5,77 | 208 | 10,33 | 10,67 | — | — | — |
| | 7. | Rubber and Rubber Products | 184 | 12,98 | 9,33 | 339 | 26,91 | 21,30 | — | — | — |
| | 8. | Chemicals and Chemical Products | 2,461 | 792,78 | 627,37 | 5,497 | 2209,91 | 1563,02 | 48 | 214,83 | 116,84 |
| | | (a) | Heavy Industrial Chemicals | 419 | 201,88 | 135,61 | 829 | 323,87 | 218,96 | 13 | 73,30 | 38,98 |
| | | (b) | Fertilizers | 38 | 28,70 | 16,83 | 105 | 614,64 | 365,98 | 1 | 18,00 | 6,56 |
| | | (c) | Drugs and Pharmaceuticals | 334 | 233,61 | 197,96 | 892 | 445,13 | 300,03 | 10 | 52,33 | 38,27 |
| | | (d) | Non-Edible Oils | 18 | 20,66 | 26,03 | 133 | 37,95 | 34,90 | — | — | — |
| | | (e) | Other Chemicals & Chemical Products | 1,652 | 307,93 | 250,94 | 3,538 | 788,33 | 643,15 | 24 | 71,20 | 33,03 |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | 188 | 284,04 | 302,71 | 203 | 98,51 | 56,98 | 1 | 17 | 17 |
| | 10. | Manufacture of Cement & Cement Products | 199 | 60,21 | 43,12 | 395 | 252,92 | 169,01 | 3 | 5,60 | 1,08 |
| | 11. | Basic Metals & Metal Products | 2,205 | 432,87 | 374,80 | 3,365 | 644,80 | 534,27 | 8 | 18,95 | 11,31 |
| | | (a) | Iron and Steel | 673 | 173,24 | 154,01 | 1,267 | 376,94 | 332,88 | 3 | 16,25 | 9,21 |
| | | (b) | Non-Ferrous Metals | 371 | 20,09 | 14,76 | 397 | 96,19 | 86,81 | — | — | — |
| | | (c) | Other Metal Products | 1,161 | 239,55 | 206,03 | 1,701 | 171,67 | 114,58 | 5 | 2,70 | 2,10 |
| | 12. | Engineering | 2,844 | 452,69 | 342,19 | 4,252 | 654,99 | 476,25 | 17 | 78,27 | 65,24 |
| | | (a) | Heavy Engineering | 1,013 | 150,18 | 104,13 | 854 | 281,81 | 180,52 | 5 | 31,72 | 29,56 |
| | | (b) | Light Engineering | 1,156 | 96,64 | 82,10 | 1,798 | 121,72 | 83,06 | 9 | 35,64 | 17,74 |
| | | (c) | Electrical Machinery & Goods | 367 | 136,40 | 100,42 | 891 | 176,92 | 151,08 | 3 | 10,91 | 17,94 |
| | | (d) | Electronic Machinery & Goods | 308 | 69,46 | 55,54 | 709 | 74,55 | 61,59 | — | — | — |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 414 | 67,60 | 53,26 | 1,294 | 124,99 | 95,38 | 3 | 11,00 | 60 |
| | 14. | Other Industries | 37,785 | 371,08 | 265,26 | 48,119 | 518,69 | 367,80 | 37 | 112,51 | 101,45 |
| | 15. | Electricity, Gas & Water | 28 | 121,46 | 110,82 | 336 | 461,07 | 411,70 | 6 | 17,72 | 9,27 |
| | | (a) | Electricity Generation & Transmission | 15 | 118,85 | 108,65 | 246 | 451,76 | 403,98 | 2 | 12,50 | 8,09 |
| | | (b) | Non-Conventional Energy | — | — | — | 36 | 55 | 33 | — | — | — |
| | | (c) | Gas, Steam & Water Supply | 13 | 2,61 | 2,17 | 54 | 8,75 | 7,40 | 4 | 5,22 | 1,18 |
| | 16. | Construction | 122 | 8,97 | 8,27 | 861 | 101,27 | 70,24 | — | — | — |
III. | TRANSPORT OPERATORS | 12,643 | 79,97 | 58,91 | 23,515 | 178,43 | 131,37 | — | — | — |
IV. | PROFESSIONAL AND OTHER SERVICES | 14,176 | 75,35 | 58,36 | 77,103 | 382,65 | 244,35 | — | — | — |
V. | PERSONAL LOANS | 1,65,599 | 520,33 | 438,64 | 2,59,888 | 879,50 | 722,49 | 1,411 | 10,81 | 9,45 |
| | 1. | Loans for Purchase of Consumer Durables | 9,673 | 16,67 | 12,94 | 7,326 | 14,14 | 10,16 | — | — | — |
| | 2. | Loans for Housing | 21,359 | 220,86 | 190,72 | 37,936 | 276,30 | 228,61 | 2 | 15 | 15 |
| | 3. | Rest of the Personal Loans | 1,34,567 | 282,81 | 234,98 | 2,14,626 | 589,05 | 483,72 | 1,409 | 10,66 | 9,30 |
VI. | TRADE | 69,023 | 461,76 | 315,82 | 1,12,439 | 806,55 | 576,32 | 9 | 54,19 | 44,47 |
| | 1. | Wholesale Trade | 8,702 | 284,81 | 196,48 | 13,437 | 478,95 | 332,64 | 9 | 54,19 | 44,47 |
| | 2. | Retail Trade | 60,321 | 176,95 | 119,33 | 99,002 | 327,60 | 243,68 | — | — | — |
VII. | FINANCE | 402 | 98,73 | 58,13 | 1,007 | 596,71 | 446,87 | 7 | 57,40 | 49,79 |
VIII.
| ALL OTHERS
| 35,696
| 446,79
| 395,74
| 1,22,914
| 692,00
| 562,09
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| 4,14
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TOTAL BANK CREDIT | 6,13,009 | 6061,53 | 4876,39 | 11,24,381 | 12162,74 | 9189,31 | 1,571 | 734,13 | 543,57 |
OF WHICH : | 1. | Artisans & Village Industries | 17,277 | 29,77 | 24,45 | 24,931 | 40,02 | 30,00 | — | — | — |
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| Other Small Scale Industries
| 23,099
| 849,62
| 704,09
| 35,555
| 1950,91
| 1353,75
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| 11,37
| 8,27
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| (Amount in Rupees Lakh)
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| | | | | REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED |
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| COMMERCIAL BANKS
| COMMERCIAL BANKS
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| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount |
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I. | AGRICULTURE | 1,65,667 | 165,45 | 143,06 | 118 | 7,23 | 4,13 | 8,80,632 | 1914,64 | 1531,29 |
| | 1. | Direct Finance | 1,63,892 | 163,53 | 141,40 | 91 | 2,27 | 1,88 | 8,69,199 | 1634,91 | 1322,15 |
| | 2. | Indirect Finance | 1,775 | 1,91 | 1,66 | 27 | 4,96 | 2,25 | 11,433 | 279,73 | 209,14 |
II. | INDUSTRY | 15,501 | 12,18 | 9,45 | 1,159 | 586,31 | 493,81 | 1,44,937 | 12469,62 | 9611,50 |
| | 1. | Mining & Quarrying | 3 | 5 | 3 | 16 | 1,63 | 1,14 | 762 | 54,76 | 37,65 |
| | 2. | Food Manufacturing and Processing | 134 | 69 | 63 | 22 | 68,15 | 58,31 | 2,995 | 849,87 | 622,68 |
| | | (a) | Rice Mills, Flour and Dal Mills | 4 | 20 | 19 | 1 | 50 | 23 | 412 | 41,24 | 30,10 |
| | | (b) | Sugar | — | — | — | — | — | — | 44 | 7,64 | 5,25 |
| | | (c) | Edible Oils and Vanaspati | 6 | 3 | 2 | 11 | 57,82 | 51,72 | 554 | 350,94 | 253,16 |
| | | (d) | Tea Processing | — | — | — | — | — | — | 26 | 3,05 | 1,61 |
| | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | 94 | 54,85 | 35,56 |
| | | (f) | Others | 124 | 46 | 41 | 10 | 9,83 | 6,36 | 1,865 | 392,15 | 297,01 |
| | 3. | Beverage and Tobacco | 3 | 1 | 1 | — | — | — | 473 | 57,83 | 29,14 |
| | 4. | Textiles | 16 | 5 | 5 | 349 | 155,13 | 111,54 | 11,215 | 2682,54 | 2129,43 |
| | | (a) | Cotton Textiles | 1 | — | — | 64 | 49,61 | 30,34 | 2,357 | 1436,28 | 1148,17 |
| | | (b) | Jute Textiles | — | — | — | 1 | 15 | 9 | 44 | 2,72 | 1,87 |
| | | (c) | Handloom Textiles & Khadi | 1 | — | — | 4 | 10,01 | 1,29 | 179 | 27,88 | 17,06 |
| | | (d) | Other Textiles | 14 | 4 | 4 | 280 | 95,36 | 79,81 | 8,635 | 1215,67 | 962,32 |
| | 5. | Paper, Paper Products and Printing | 7 | 21 | 22 | 23 | 1,54 | 90 | 1,915 | 279,13 | 236,67 |
| | 6. | Leather and Leather Products | 2 | 1 | 1 | 13 | 22 | 15 | 291 | 16,91 | 16,60 |
| | 7. | Rubber and Rubber Products | 1 | 2 | — | 5 | 13 | 12 | 529 | 40,04 | 30,75 |
| | 8. | Chemicals and Chemical Products | 10 | 18 | 14 | 179 | 135,52 | 120,25 | 8,195 | 3353,21 | 2427,63 |
| | | (a) | Heavy Industrial Chemicals | — | — | — | 21 | 9,05 | 6,35 | 1,282 | 608,10 | 399,91 |
| | | (b) | Fertilizers | — | — | — | 2 | 7,40 | 6,32 | 146 | 668,74 | 395,69 |
| | | (c) | Drugs and Pharmaceuticals | — | — | — | 34 | 52,29 | 49,36 | 1,270 | 783,35 | 585,63 |
| | | (d) | Non-Edible Oils | 2 | 1 | — | 2 | 12 | 13 | 155 | 58,73 | 61,07 |
| | | (e) | Other Chemicals & Chemical Products | 8 | 17 | 14 | 120 | 66,65 | 58,08 | 5,342 | 1234,29 | 985,33 |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | — | — | — | 9 | 8,14 | 6,80 | 401 | 390,85 | 366,65 |
| | 10. | Manufacture of Cement & Cement Products | 2 | 1 | 1 | 5 | 6,53 | 5,06 | 604 | 325,27 | 218,29 |
| | 11. | Basic Metals & Metal Products | 16 | 11 | 8 | 107 | 65,86 | 57,61 | 5,701 | 1162,60 | 978,07 |
| | | (a) | Iron and Steel | — | — | — | 56 | 52,02 | 43,41 | 1,999 | 618,45 | 539,51 |
| | | (b) | Non-Ferrous Metals | — | — | — | 24 | 8,08 | 8,41 | 792 | 124,35 | 109,98 |
| | | (c) | Other Metal Products | 16 | 11 | 8 | 27 | 5,76 | 5,79 | 2,910 | 419,79 | 328,58 |
| | 12. | Engineering | 10 | 44 | 36 | 119 | 69,44 | 66,10 | 7,242 | 1255,83 | 950,13 |
| | | (a) | Heavy Engineering | 6 | 38 | 31 | 24 | 2,64 | 2,20 | 1,902 | 466,73 | 316,72 |
| | | (b) | Light Engineering | 2 | 5 | 5 | 42 | 22,14 | 18,21 | 3,007 | 276,18 | 201,16 |
| | | (c) | Electrical Machinery & Goods | 1 | — | — | 40 | 43,97 | 44,90 | 1,302 | 368,20 | 314,34 |
| | | (d) | Electronic Machinery & Goods | 1 | — | — | 13 | 70 | 78 | 1,031 | 144,71 | 117,91 |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 34 | 51 | 40 | 14 | 13,28 | 10,95 | 1,759 | 217,39 | 160,59 |
| | 14. | Other Industries | 15,258 | 9,84 | 7,50 | 223 | 20,51 | 16,09 | 1,01,422 | 1032,63 | 758,11 |
| | 15. | Electricity, Gas & Water | 1 | 2 | 2 | 4 | 17,74 | 18,26 | 375 | 618,01 | 550,07 |
| | | (a) | Electricity Generation & Transmission | — | — | — | 1 | 15,00 | 15,94 | 264 | 598,11 | 536,65 |
| | | (b) | Non-Conventional Energy | — | — | — | 3 | 2,74 | 2,32 | 39 | 3,29 | 2,65 |
| | | (c) | Gas, Steam & Water Supply | 1 | 2 | 2 | — | — | — | 72 | 16,61 | 10,77 |
| | 16. | Construction | 4 | 2 | 1 | 71 | 22,50 | 20,53 | 1,058 | 132,76 | 99,05 |
III. | TRANSPORT OPERATORS | 4,870 | 20,93 | 15,82 | 245 | 6,02 | 4,31 | 41,273 | 285,35 | 210,41 |
IV. | PROFESSIONAL AND OTHER SERVICES | 9,340 | 8,28 | 6,77 | 344 | 23,84 | 18,81 | 1,00,963 | 490,11 | 328,30 |
V. | PERSONAL LOANS | 17,904 | 25,93 | 23,22 | 4,623 | 47,48 | 36,07 | 4,49,425 | 1484,05 | 1229,88 |
| | 1. | Loans for Purchase of Consumer Durables | 3,641 | 4,62 | 3,67 | 74 | 18 | 14 | 20,714 | 35,61 | 26,90 |
| | 2. | Loans for Housing | 1,094 | 6,28 | 6,08 | 381 | 13,94 | 8,29 | 60,772 | 517,54 | 433,85 |
| | 3. | Rest of the Personal Loans | 13,169 | 15,03 | 13,47 | 4,168 | 33,35 | 27,65 | 3,67,939 | 930,90 | 769,12 |
VI. | TRADE | 26,655 | 22,31 | 16,72 | 3,734 | 114,13 | 87,81 | 2,11,860 | 1458,95 | 1041,13 |
| | 1. | Wholesale Trade | 975 | 1,75 | 1,26 | 2,034 | 96,78 | 75,16 | 25,157 | 916,49 | 650,02 |
| | 2. | Retail Trade | 25,680 | 20,56 | 15,45 | 1,700 | 17,34 | 12,64 | 1,86,703 | 542,45 | 391,10 |
VII. | FINANCE | 3 | 10 | 9 | 115 | 110,91 | 92,21 | 1,534 | 863,85 | 647,09 |
VIII.
| ALL OTHERS
| 2,855
| 3,23
| 2,95
| 3,454
| 25,62
| 21,17
| 1,64,924
| 1171,77
| 986,09
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TOTAL BANK CREDIT | 2,42,795 | 258,41 | 218,09 | 13,792 | 921,54 | 758,32 | 19,95,548 | 20138,34 | 15585,70 |
OF WHICH : | 1. | Artisans & Village Industries | 13,844 | 8,47 | 6,42 | 45 | 48 | 45 | 56,097 | 78,73 | 61,31 |
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| Other Small Scale Industries
| 1,282
| 1,33
| 1,12
| 381
| 85,85
| 74,12
| 60,337
| 2899,07
| 2141,35
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