| | | | | STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS |
| | | | | AND ITS ASSOCIATES
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| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount |
| | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- |
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I. | AGRICULTURE | 4,550 | 10,49 | 8,71 | 8,637 | 38,19 | 31,71 | — | — | — |
| | 1. | Direct Finance | 4,547 | 10,25 | 8,40 | 8,592 | 36,68 | 30,28 | — | — | — |
| | 2. | Indirect Finance | 3 | 24 | 31 | 45 | 1,51 | 1,43 | — | — | — |
II. | INDUSTRY | 1,951 | 155,42 | 143,32 | 4,334 | 402,85 | 310,87 | 8 | 8,95 | 8,20 |
| | 1. | Mining & Quarrying | 65 | 26,86 | 23,74 | 154 | 175,78 | 139,67 | 4 | 4,30 | 3,88 |
| | 2. | Food Manufacturing and Processing | 184 | 4,61 | 2,45 | 293 | 44,15 | 30,85 | — | — | — |
| | | (a) | Rice Mills, Flour and Dal Mills | 20 | 83 | 53 | 9 | 6 | 3 | — | — | — |
| | | (b) | Sugar | — | — | — | 1 | 2 | 2 | — | — | — |
| | | (c) | Edible Oils and Vanaspati | 8 | 64 | 55 | 10 | 21 | 24 | — | — | — |
| | | (d) | Tea Processing | — | — | — | — | — | — | — | — | — |
| | | (e) | Processing of Fruits & Vegetables | 5 | 27 | 16 | 26 | 3,20 | 1,19 | — | — | — |
| | | (f) | Others | 151 | 2,86 | 1,22 | 247 | 40,65 | 29,36 | — | — | — |
| | 3. | Beverage and Tobacco | 75 | 1,98 | 1,52 | 148 | 12,93 | 10,13 | — | — | — |
| | 4. | Textiles | 41 | 85 | 97 | 70 | 2,99 | 2,93 | — | — | — |
| | | (a) | Cotton Textiles | 1 | 16 | 17 | 3 | 6 | 6 | — | — | — |
| | | (b) | Jute Textiles | — | — | — | 1 | 1 | 1 | — | — | — |
| | | (c) | Handloom Textiles & Khadi | 1 | 1 | — | 1 | 1 | — | — | — | — |
| | | (d) | Other Textiles | 39 | 68 | 80 | 65 | 2,91 | 2,86 | — | — | — |
| | 5. | Paper, Paper Products and Printing | 101 | 4,75 | 4,40 | 96 | 3,49 | 2,74 | — | — | — |
| | 6. | Leather and Leather Products | 26 | 2,07 | 2,55 | 10 | 18 | 14 | — | — | — |
| | 7. | Rubber and Rubber Products | 40 | 4,22 | 3,51 | 59 | 2,13 | 2,03 | — | — | — |
| | 8. | Chemicals and Chemical Products | 147 | 20,87 | 18,76 | 198 | 47,48 | 39,46 | 3 | 3,60 | 3,57 |
| | | (a) | Heavy Industrial Chemicals | 3 | 21 | 19 | 18 | 1,62 | 72 | — | — | — |
| | | (b) | Fertilizers | 5 | 6,30 | 6,06 | 5 | 9,29 | 4,67 | — | — | — |
| | | (c) | Drugs and Pharmaceuticals | 29 | 1,62 | 1,67 | 47 | 24,35 | 23,77 | — | — | — |
| | | (d) | Non-Edible Oils | — | — | — | 1 | 1 | — | — | — | — |
| | | (e) | Other Chemicals & Chemical Products | 110 | 12,75 | 10,85 | 127 | 12,21 | 10,31 | 3 | 3,60 | 3,57 |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | 9 | 9,74 | 9,43 | 5 | 20 | 14 | — | — | — |
| | 10. | Manufacture of Cement & Cement Products | 30 | 98 | 70 | 21 | 1,16 | 1,04 | — | — | — |
| | 11. | Basic Metals & Metal Products | 174 | 21,99 | 25,74 | 192 | 29,74 | 18,42 | 1 | 1,05 | 75 |
| | | (a) | Iron and Steel | 28 | 14,85 | 19,51 | 44 | 24,61 | 14,34 | 1 | 1,05 | 75 |
| | | (b) | Non-Ferrous Metals | 10 | 4,10 | 3,88 | 6 | 9 | 6 | — | — | — |
| | | (c) | Other Metal Products | 136 | 3,03 | 2,36 | 142 | 5,04 | 4,01 | — | — | — |
| | 12. | Engineering | 129 | 26,20 | 18,11 | 221 | 29,87 | 26,05 | — | — | — |
| | | (a) | Heavy Engineering | 3 | 11,60 | 6,95 | 30 | 9,52 | 6,59 | — | — | — |
| | | (b) | Light Engineering | 31 | 1,60 | 61 | 75 | 12,86 | 12,94 | — | — | — |
| | | (c) | Electrical Machinery & Goods | 40 | 3,51 | 2,39 | 59 | 3,58 | 3,44 | — | — | — |
| | | (d) | Electronic Machinery & Goods | 55 | 9,50 | 8,16 | 57 | 3,92 | 3,07 | — | — | — |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 37 | 1,78 | 1,94 | 114 | 17,73 | 11,04 | — | — | — |
| | 14. | Other Industries | 732 | 16,02 | 13,82 | 2,345 | 16,42 | 14,16 | — | — | — |
| | 15. | Electricity, Gas & Water | 4 | 7,12 | 7,13 | 17 | 4,59 | 1,83 | — | — | — |
| | | (a) | Electricity Generation & Transmission | 3 | 7,09 | 7,09 | 12 | 3,17 | 1,36 | — | — | — |
| | | (b) | Non-Conventional Energy | — | — | — | — | — | — | — | — | — |
| | | (c) | Gas, Steam & Water Supply | 1 | 3 | 4 | 5 | 1,42 | 47 | — | — | — |
| | 16. | Construction | 157 | 5,40 | 8,55 | 391 | 14,04 | 10,25 | — | — | — |
III. | TRANSPORT OPERATORS | 1,227 | 15,98 | 11,14 | 3,476 | 59,09 | 46,69 | — | — | — |
IV. | PROFESSIONAL AND OTHER SERVICES | 1,640 | 19,70 | 17,44 | 5,588 | 62,72 | 32,11 | — | — | — |
V. | PERSONAL LOANS | 14,360 | 45,92 | 39,67 | 30,192 | 121,79 | 108,30 | 183 | 1,41 | 1,22 |
| | 1. | Loans for Purchase of Consumer Durables | 849 | 2,67 | 2,05 | 1,558 | 4,82 | 3,61 | — | — | — |
| | 2. | Loans for Housing | 1,172 | 11,63 | 10,36 | 2,268 | 20,59 | 19,30 | 8 | 23 | 20 |
| | 3. | Rest of the Personal Loans | 12,339 | 31,62 | 27,27 | 26,366 | 96,38 | 85,40 | 175 | 1,18 | 1,02 |
VI. | TRADE | 2,721 | 32,69 | 29,81 | 6,462 | 68,82 | 50,04 | — | — | — |
| | 1. | Wholesale Trade | 244 | 4,73 | 4,71 | 394 | 23,55 | 16,59 | — | — | — |
| | 2. | Retail Trade | 2,477 | 27,96 | 25,10 | 6,068 | 45,27 | 33,45 | — | — | — |
VII. | FINANCE | 5 | 3 | 2 | 36 | 29,75 | 27,68 | — | — | — |
VIII.
| ALL OTHERS
| 777
| 80
| 74
| 14,227
| 43,86
| 40,77
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TOTAL BANK CREDIT | 27,231 | 281,02 | 250,85 | 72,952 | 827,06 | 648,18 | 191 | 10,36 | 9,42 |
OF WHICH : | 1. | Artisans & Village Industries | 245 | 1,36 | 1,17 | 681 | 2,52 | 2,35 | — | — | — |
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| Other Small Scale Industries
| 1,090
| 35,41
| 30,58
| 2,231
| 72,60
| 63,12
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| 83
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| (Amount in Rupees Lakh)
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| | | | | REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED |
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| COMMERCIAL BANKS
| COMMERCIAL BANKS
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| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount |
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I. | AGRICULTURE | — | — | — | 23 | 32 | 27 | 13,210 | 49,00 | 40,69 |
| | 1. | Direct Finance | — | — | — | 23 | 32 | 27 | 13,162 | 47,25 | 38,95 |
| | 2. | Indirect Finance | — | — | — | — | — | — | 48 | 1,75 | 1,74 |
II. | INDUSTRY | — | — | — | 222 | 51,41 | 34,34 | 6,515 | 618,63 | 496,73 |
| | 1. | Mining & Quarrying | — | — | — | 18 | 11,66 | 6,69 | 241 | 218,60 | 173,97 |
| | 2. | Food Manufacturing and Processing | — | — | — | 9 | 80 | 78 | 486 | 49,56 | 34,08 |
| | | (a) | Rice Mills, Flour and Dal Mills | — | — | — | — | — | — | 29 | 89 | 56 |
| | | (b) | Sugar | — | — | — | — | — | — | 1 | 2 | 2 |
| | | (c) | Edible Oils and Vanaspati | — | — | — | — | — | — | 18 | 85 | 79 |
| | | (d) | Tea Processing | — | — | — | — | — | — | — | — | — |
| | | (e) | Processing of Fruits & Vegetables | — | — | — | — | — | — | 31 | 3,48 | 1,35 |
| | | (f) | Others | — | — | — | 9 | 80 | 78 | 407 | 44,32 | 31,36 |
| | 3. | Beverage and Tobacco | — | — | — | 6 | 8 | 7 | 229 | 14,98 | 11,72 |
| | 4. | Textiles | — | — | — | 12 | 18,30 | 8,84 | 123 | 22,14 | 12,74 |
| | | (a) | Cotton Textiles | — | — | — | 2 | 11,00 | 3,32 | 6 | 11,22 | 3,55 |
| | | (b) | Jute Textiles | — | — | — | — | — | — | 1 | 1 | 1 |
| | | (c) | Handloom Textiles & Khadi | — | — | — | — | — | — | 2 | 2 | 1 |
| | | (d) | Other Textiles | — | — | — | 10 | 7,30 | 5,52 | 114 | 10,90 | 9,18 |
| | 5. | Paper, Paper Products and Printing | — | — | — | 5 | 3 | 1 | 202 | 8,27 | 7,15 |
| | 6. | Leather and Leather Products | — | — | — | — | — | — | 36 | 2,24 | 2,68 |
| | 7. | Rubber and Rubber Products | — | — | — | — | — | — | 99 | 6,35 | 5,54 |
| | 8. | Chemicals and Chemical Products | — | — | — | 4 | 62 | 67 | 352 | 72,56 | 62,47 |
| | | (a) | Heavy Industrial Chemicals | — | — | — | — | — | — | 21 | 1,83 | 90 |
| | | (b) | Fertilizers | — | — | — | — | — | — | 10 | 15,59 | 10,73 |
| | | (c) | Drugs and Pharmaceuticals | — | — | — | 2 | 50 | 59 | 78 | 26,46 | 26,03 |
| | | (d) | Non-Edible Oils | — | — | — | — | — | — | 1 | 1 | — |
| | | (e) | Other Chemicals & Chemical Products | — | — | — | 2 | 12 | 8 | 242 | 28,67 | 24,81 |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | — | — | — | 1 | 7,61 | 7,61 | 15 | 17,55 | 17,18 |
| | 10. | Manufacture of Cement & Cement Products | — | — | — | — | — | — | 51 | 2,14 | 1,74 |
| | 11. | Basic Metals & Metal Products | — | — | — | 3 | 3,02 | 3,10 | 370 | 55,79 | 48,01 |
| | | (a) | Iron and Steel | — | — | — | 1 | 3,00 | 3,09 | 74 | 43,51 | 37,69 |
| | | (b) | Non-Ferrous Metals | — | — | — | — | — | — | 16 | 4,19 | 3,94 |
| | | (c) | Other Metal Products | — | — | — | 2 | 2 | 1 | 280 | 8,09 | 6,39 |
| | 12. | Engineering | — | — | — | 7 | 25 | 24 | 357 | 56,32 | 44,40 |
| | | (a) | Heavy Engineering | — | — | — | 1 | 2 | 1 | 34 | 21,13 | 13,55 |
| | | (b) | Light Engineering | — | — | — | 1 | 14 | 15 | 107 | 14,59 | 13,70 |
| | | (c) | Electrical Machinery & Goods | — | — | — | 4 | 8 | 8 | 103 | 7,17 | 5,92 |
| | | (d) | Electronic Machinery & Goods | — | — | — | 1 | 1 | 1 | 113 | 13,43 | 11,23 |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | — | — | — | 3 | 7 | 7 | 154 | 19,58 | 13,05 |
| | 14. | Other Industries | — | — | — | 68 | 4,44 | 1,94 | 3,145 | 36,88 | 29,91 |
| | 15. | Electricity, Gas & Water | — | — | — | 3 | 35 | 36 | 24 | 12,06 | 9,32 |
| | | (a) | Electricity Generation & Transmission | — | — | — | 3 | 35 | 36 | 18 | 10,61 | 8,81 |
| | | (b) | Non-Conventional Energy | — | — | — | — | — | — | — | — | — |
| | | (c) | Gas, Steam & Water Supply | — | — | — | — | — | — | 6 | 1,45 | 51 |
| | 16. | Construction | — | — | — | 83 | 4,17 | 3,96 | 631 | 23,61 | 22,76 |
III. | TRANSPORT OPERATORS | — | — | — | 226 | 1,62 | 98 | 4,929 | 76,69 | 58,80 |
IV. | PROFESSIONAL AND OTHER SERVICES | — | — | — | 227 | 5,26 | 5,03 | 7,455 | 87,68 | 54,58 |
V. | PERSONAL LOANS | — | — | — | 2,323 | 10,06 | 9,20 | 47,058 | 179,18 | 158,39 |
| | 1. | Loans for Purchase of Consumer Durables | — | — | — | 155 | 45 | 41 | 2,562 | 7,93 | 6,07 |
| | 2. | Loans for Housing | — | — | — | 81 | 92 | 83 | 3,529 | 33,36 | 30,68 |
| | 3. | Rest of the Personal Loans | — | — | — | 2,087 | 8,70 | 7,96 | 40,967 | 137,88 | 121,64 |
VI. | TRADE | — | — | — | 241 | 2,46 | 2,57 | 9,424 | 103,97 | 82,43 |
| | 1. | Wholesale Trade | — | — | — | 23 | 52 | 42 | 661 | 28,80 | 21,72 |
| | 2. | Retail Trade | — | — | — | 218 | 1,94 | 2,15 | 8,763 | 75,17 | 60,71 |
VII. | FINANCE | — | — | — | 10 | 15,21 | 13,40 | 51 | 44,98 | 41,11 |
VIII.
| ALL OTHERS
| —
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| 1,044
| 1,87
| 1,65
| 16,048
| 46,53
| 43,17
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TOTAL BANK CREDIT | — | — | — | 4,316 | 88,21 | 67,45 | 1,04,690 | 1206,65 | 975,90 |
OF WHICH : | 1. | Artisans & Village Industries | — | — | — | 29 | 37 | 44 | 955 | 4,24 | 3,97 |
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| Other Small Scale Industries
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| 55
| 1,84
| 1,46
| 3,377
| 110,75
| 95,98
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