| | | | | STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS |
| | | | | AND ITS ASSOCIATES
|
|
|
| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount |
| | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- |
| | | | |
|
| standing
|
|
| standing
|
|
| standing
|
|
| 1
| 2
| 3
| 4
| 5
| 6
| 7
| 8
| 9
|
I. | AGRICULTURE | 5,45,584 | 1975,16 | 870,60 | 12,06,776 | 1891,17 | 1564,22 | — | — | — |
| | 1. | Direct Finance | 5,37,825 | 1396,97 | 784,30 | 11,95,386 | 1738,14 | 1446,66 | — | — | — |
| | 2. | Indirect Finance | 7,759 | 578,19 | 86,30 | 11,390 | 153,03 | 117,55 | — | — | — |
II. | INDUSTRY | 1,04,645 | 2690,22 | 2078,05 | 2,65,439 | 5385,84 | 4469,07 | 182 | 335,77 | 275,23 |
| | 1. | Mining & Quarrying | 217 | 9,62 | 7,65 | 550 | 148,69 | 65,56 | — | — | — |
| | 2. | Food Manufacturing and Processing | 4,769 | 817,51 | 611,91 | 12,203 | 1045,73 | 897,49 | 11 | 30,45 | 8,15 |
| | | (a) | Rice Mills, Flour and Dal Mills | 1,825 | 121,85 | 71,16 | 4,202 | 173,96 | 130,39 | 1 | 7,39 | 3,32 |
| | | (b) | Sugar | 85 | 495,93 | 387,40 | 406 | 647,26 | 577,45 | — | — | — |
| | | (c) | Edible Oils and Vanaspati | 628 | 32,13 | 20,33 | 2,801 | 100,25 | 75,52 | — | — | — |
| | | (d) | Tea Processing | 11 | 1,98 | 3,17 | 36 | 1,19 | 82 | 1 | 55 | — |
| | | (e) | Processing of Fruits & Vegetables | 51 | 1,75 | 1,61 | 122 | 5,82 | 5,67 | 4 | 3,62 | 3,33 |
| | | (f) | Others | 2,169 | 163,86 | 128,24 | 4,636 | 117,25 | 107,63 | 5 | 18,90 | 1,50 |
| | 3. | Beverage and Tobacco | 166 | 5,05 | 3,46 | 342 | 139,98 | 89,13 | 4 | 3,96 | 3,92 |
| | 4. | Textiles | 2,708 | 406,35 | 346,09 | 11,739 | 790,20 | 703,78 | 20 | 27,72 | 21,51 |
| | | (a) | Cotton Textiles | 678 | 54,55 | 41,02 | 1,787 | 233,84 | 218,81 | 8 | 14,52 | 6,90 |
| | | (b) | Jute Textiles | 135 | 19,64 | 14,56 | 118 | 7,67 | 7,83 | — | — | — |
| | | (c) | Handloom Textiles & Khadi | 417 | 17,95 | 15,41 | 2,052 | 46,67 | 41,11 | 2 | 82 | 62 |
| | | (d) | Other Textiles | 1,478 | 314,21 | 275,10 | 7,782 | 502,02 | 436,04 | 10 | 12,38 | 13,99 |
| | 5. | Paper, Paper Products and Printing | 1,111 | 66,59 | 38,84 | 3,320 | 210,20 | 184,83 | 7 | 91 | 74 |
| | 6. | Leather and Leather Products | 665 | 67,54 | 56,44 | 1,681 | 198,64 | 173,02 | 17 | 5,92 | 5,38 |
| | 7. | Rubber and Rubber Products | 204 | 20,77 | 21,30 | 881 | 141,27 | 112,95 | 5 | 8,51 | 8,47 |
| | 8. | Chemicals and Chemical Products | 1,949 | 211,40 | 146,94 | 4,369 | 415,34 | 327,25 | 33 | 31,62 | 30,08 |
| | | (a) | Heavy Industrial Chemicals | 345 | 19,14 | 11,79 | 336 | 59,31 | 41,98 | 10 | 14,03 | 11,79 |
| | | (b) | Fertilizers | 128 | 54,69 | 50,64 | 150 | 91,70 | 61,38 | 3 | 1,25 | 1,29 |
| | | (c) | Drugs and Pharmaceuticals | 453 | 27,78 | 23,98 | 680 | 89,14 | 71,85 | 4 | 7,97 | 4,64 |
| | | (d) | Non-Edible Oils | 66 | 20,39 | 9,71 | 233 | 12,46 | 10,28 | — | — | — |
| | | (e) | Other Chemicals & Chemical Products | 957 | 89,40 | 50,81 | 2,970 | 162,72 | 141,77 | 16 | 8,37 | 12,37 |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | 190 | 25,23 | 32,28 | 299 | 33,48 | 26,98 | — | — | — |
| | 10. | Manufacture of Cement & Cement Products | 225 | 50,97 | 41,31 | 543 | 46,28 | 45,39 | 1 | 3,29 | 53 |
| | 11. | Basic Metals & Metal Products | 2,404 | 267,29 | 204,63 | 6,409 | 575,06 | 494,26 | 19 | 48,94 | 48,51 |
| | | (a) | Iron and Steel | 716 | 103,23 | 91,29 | 1,971 | 290,28 | 264,03 | 5 | 3,63 | 4,88 |
| | | (b) | Non-Ferrous Metals | 215 | 70,03 | 40,46 | 617 | 45,33 | 30,42 | 9 | 43,80 | 43,18 |
| | | (c) | Other Metal Products | 1,473 | 94,03 | 72,88 | 3,821 | 239,45 | 199,80 | 5 | 1,51 | 45 |
| | 12. | Engineering | 2,297 | 332,67 | 270,51 | 5,342 | 847,66 | 652,61 | 39 | 88,28 | 76,13 |
| | | (a) | Heavy Engineering | 610 | 100,60 | 92,88 | 658 | 310,24 | 247,35 | 6 | 5,99 | 4,17 |
| | | (b) | Light Engineering | 989 | 75,29 | 54,58 | 2,120 | 73,44 | 61,76 | 13 | 7,82 | 5,10 |
| | | (c) | Electrical Machinery & Goods | 494 | 59,04 | 33,79 | 1,627 | 244,74 | 170,53 | 5 | 5,45 | 2,99 |
| | | (d) | Electronic Machinery & Goods | 204 | 97,74 | 89,25 | 937 | 219,23 | 172,97 | 15 | 69,02 | 63,89 |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 467 | 39,80 | 25,61 | 1,612 | 94,70 | 83,80 | 14 | 45,70 | 41,32 |
| | 14. | Other Industries | 83,928 | 262,93 | 193,18 | 2,14,858 | 576,95 | 513,46 | 4 | 1,11 | 1,03 |
| | 15. | Electricity, Gas & Water | 3,204 | 82,30 | 67,16 | 353 | 18,14 | 15,36 | 7 | 33,70 | 23,78 |
| | | (a) | Electricity Generation & Transmission | 3,172 | 75,15 | 59,56 | 300 | 16,38 | 13,52 | 7 | 33,70 | 23,78 |
| | | (b) | Non-Conventional Energy | 10 | 21 | 23 | 16 | 52 | 58 | — | — | — |
| | | (c) | Gas, Steam & Water Supply | 22 | 6,94 | 7,36 | 37 | 1,24 | 1,26 | — | — | — |
| | 16. | Construction | 141 | 24,21 | 10,75 | 938 | 103,53 | 83,18 | 1 | 5,67 | 5,67 |
III. | TRANSPORT OPERATORS | 20,547 | 161,33 | 101,92 | 68,368 | 307,99 | 258,53 | 1 | 4 | 4 |
IV. | PROFESSIONAL AND OTHER SERVICES | 6,637 | 70,74 | 48,77 | 1,13,754 | 392,65 | 339,05 | 26 | 23 | 20 |
V. | PERSONAL LOANS | 2,95,056 | 824,13 | 545,96 | 4,22,002 | 1293,18 | 1096,39 | 1,717 | 11,21 | 9,97 |
| | 1. | Loans for Purchase of Consumer Durables | 17,985 | 30,09 | 22,62 | 16,360 | 32,20 | 27,18 | — | — | — |
| | 2. | Loans for Housing | 21,678 | 248,60 | 132,01 | 49,403 | 488,42 | 408,28 | 20 | 87 | 87 |
| | 3. | Rest of the Personal Loans | 2,55,393 | 545,44 | 391,33 | 3,56,239 | 772,55 | 660,93 | 1,697 | 10,34 | 9,10 |
VI. | TRADE | 2,24,564 | 840,32 | 539,31 | 6,01,858 | 1692,93 | 1414,39 | 37 | 7,31 | 5,25 |
| | 1. | Wholesale Trade | 14,108 | 314,16 | 237,49 | 33,305 | 546,38 | 420,34 | 29 | 5,89 | 4,85 |
| | 2. | Retail Trade | 2,10,456 | 526,16 | 301,82 | 5,68,553 | 1146,55 | 994,06 | 8 | 1,42 | 41 |
VII. | FINANCE | 252 | 44,00 | 37,42 | 1,246 | 91,35 | 72,63 | 287 | 16,29 | 14,77 |
VIII.
| ALL OTHERS
| 41,701
| 738,89
| 366,35
| 2,77,277
| 925,54
| 809,91
| 21
| 54,34
| 28,53
|
TOTAL BANK CREDIT | 12,38,986 | 7344,80 | 4588,39 | 29,56,720 | 11980,65 | 10024,18 | 2,271 | 425,19 | 334,00 |
OF WHICH : | 1. | Artisans & Village Industries | 31,455 | 51,75 | 34,01 | 1,11,588 | 181,04 | 155,63 | — | — | — |
|
| 2.
| Other Small Scale Industries
| 51,294
| 759,24
| 549,89
| 1,16,024
| 1640,17
| 1386,65
| 42
| 19,37
| 8,78
|
|
|
|
|
|
|
|
|
|
| (Amount in Rupees Lakh)
|
| | | | | REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED |
| | | | |
| COMMERCIAL BANKS
| COMMERCIAL BANKS
|
| | | OCCUPATION | No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount |
| | | | | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- |
| | | | |
|
| standing
|
|
| standing
|
|
| standing
|
|
| 10
| 11
| 12
| 13
| 14
| 15
| 16
| 17
| 18
|
I. | AGRICULTURE | 12,67,330 | 1034,91 | 810,37 | 11,573 | 23,80 | 18,27 | 30,31,263 | 4925,03 | 3263,45 |
| | 1. | Direct Finance | 12,45,564 | 1017,33 | 795,40 | 11,221 | 16,23 | 13,28 | 29,89,996 | 4168,68 | 3039,63 |
| | 2. | Indirect Finance | 21,766 | 17,57 | 14,97 | 352 | 7,57 | 4,99 | 41,267 | 756,36 | 223,82 |
II. | INDUSTRY | 2,46,641 | 220,74 | 186,13 | 8,551 | 178,50 | 155,94 | 6,25,458 | 8811,08 | 7164,42 |
| | 1. | Mining & Quarrying | 1,336 | 5,58 | 4,72 | 198 | 1,95 | 2,13 | 2,301 | 165,84 | 80,06 |
| | 2. | Food Manufacturing and Processing | 3,359 | 14,75 | 10,70 | 396 | 47,71 | 39,02 | 20,738 | 1956,15 | 1567,28 |
| | | (a) | Rice Mills, Flour and Dal Mills | 603 | 8,26 | 5,61 | 239 | 32,96 | 24,58 | 6,870 | 344,42 | 235,07 |
| | | (b) | Sugar | 21 | 19 | 20 | 5 | 5,14 | 5,21 | 517 | 1148,52 | 970,26 |
| | | (c) | Edible Oils and Vanaspati | 226 | 1,64 | 1,32 | 39 | 1,36 | 1,28 | 3,694 | 135,38 | 98,45 |
| | | (d) | Tea Processing | 2 | 1 | — | — | — | — | 50 | 3,72 | 3,99 |
| | | (e) | Processing of Fruits & Vegetables | 5 | 4 | 3 | 11 | 55 | 40 | 193 | 11,77 | 11,04 |
| | | (f) | Others | 2,502 | 4,62 | 3,54 | 102 | 7,71 | 7,55 | 9,414 | 312,34 | 248,46 |
| | 3. | Beverage and Tobacco | 29 | 26 | 20 | 2 | 2 | 3 | 543 | 149,27 | 96,75 |
| | 4. | Textiles | 502 | 2,54 | 2,19 | 242 | 30,10 | 27,06 | 15,211 | 1256,90 | 1100,63 |
| | | (a) | Cotton Textiles | 111 | 56 | 46 | 69 | 6,46 | 7,06 | 2,653 | 309,92 | 274,25 |
| | | (b) | Jute Textiles | 4 | 2 | 2 | 5 | 6 | 6 | 262 | 27,39 | 22,46 |
| | | (c) | Handloom Textiles & Khadi | 68 | 33 | 31 | 16 | 35 | 45 | 2,555 | 66,13 | 57,90 |
| | | (d) | Other Textiles | 319 | 1,62 | 1,40 | 152 | 23,24 | 19,49 | 9,741 | 853,46 | 746,03 |
| | 5. | Paper, Paper Products and Printing | 45 | 35 | 32 | 150 | 6,66 | 5,67 | 4,633 | 284,70 | 230,41 |
| | 6. | Leather and Leather Products | 52 | 62 | 56 | 57 | 4,28 | 1,91 | 2,472 | 277,00 | 237,31 |
| | 7. | Rubber and Rubber Products | 32 | 29 | 26 | 29 | 6,26 | 6,24 | 1,151 | 177,11 | 149,23 |
| | 8. | Chemicals and Chemical Products | 189 | 1,37 | 1,11 | 143 | 10,96 | 10,41 | 6,683 | 670,69 | 515,78 |
| | | (a) | Heavy Industrial Chemicals | 4 | 4 | 5 | 12 | 82 | 80 | 707 | 93,34 | 66,40 |
| | | (b) | Fertilizers | 10 | 7 | 5 | 5 | 37 | 39 | 296 | 148,08 | 113,74 |
| | | (c) | Drugs and Pharmaceuticals | 21 | 30 | 9 | 16 | 67 | 56 | 1,174 | 125,87 | 101,12 |
| | | (d) | Non-Edible Oils | 54 | 32 | 30 | 11 | 2,83 | 2,29 | 364 | 36,00 | 22,58 |
| | | (e) | Other Chemicals & Chemical Products | 100 | 64 | 62 | 99 | 6,28 | 6,37 | 4,142 | 267,40 | 211,93 |
| | 9. | Petroleum, Coal Products & Nuclear Fuels | 24 | 11 | 10 | 6 | 32 | 36 | 519 | 59,13 | 59,72 |
| | 10. | Manufacture of Cement & Cement Products | 36 | 16 | 14 | 12 | 1,49 | 1,63 | 817 | 102,18 | 88,99 |
| | 11. | Basic Metals & Metal Products | 559 | 2,83 | 2,60 | 274 | 25,22 | 22,40 | 9,665 | 919,34 | 772,40 |
| | | (a) | Iron and Steel | 57 | 33 | 31 | 110 | 20,74 | 18,38 | 2,859 | 418,21 | 378,90 |
| | | (b) | Non-Ferrous Metals | 370 | 1,72 | 1,63 | 20 | 50 | 60 | 1,231 | 161,39 | 116,28 |
| | | (c) | Other Metal Products | 132 | 78 | 67 | 144 | 3,97 | 3,41 | 5,575 | 339,74 | 277,21 |
| | 12. | Engineering | 275 | 1,76 | 1,50 | 139 | 16,27 | 14,45 | 8,092 | 1286,63 | 1015,20 |
| | | (a) | Heavy Engineering | 73 | 70 | 60 | 15 | 7,02 | 6,53 | 1,362 | 424,56 | 351,53 |
| | | (b) | Light Engineering | 85 | 48 | 41 | 45 | 1,56 | 1,29 | 3,252 | 158,60 | 123,13 |
| | | (c) | Electrical Machinery & Goods | 70 | 30 | 27 | 52 | 6,31 | 5,32 | 2,248 | 315,84 | 212,91 |
| | | (d) | Electronic Machinery & Goods | 47 | 27 | 21 | 27 | 1,37 | 1,31 | 1,230 | 387,64 | 327,63 |
| | 13. | Vehicles, Vehicle Parts & Transport Equipments | 346 | 3,89 | 3,28 | 60 | 2,63 | 2,65 | 2,499 | 186,71 | 156,66 |
| | 14. | Other Industries | 2,39,741 | 184,62 | 156,94 | 6,762 | 17,44 | 15,17 | 5,45,293 | 1043,05 | 879,78 |
| | 15. | Electricity, Gas & Water | 11 | 11 | 9 | 17 | 5,14 | 4,82 | 3,592 | 139,39 | 111,20 |
| | | (a) | Electricity Generation & Transmission | 10 | 11 | 9 | 16 | 28 | 31 | 3,505 | 125,62 | 97,26 |
| | | (b) | Non-Conventional Energy | — | — | — | 1 | 4,86 | 4,50 | 27 | 5,59 | 5,32 |
| | | (c) | Gas, Steam & Water Supply | 1 | — | — | — | — | — | 60 | 8,18 | 8,63 |
| | 16. | Construction | 105 | 1,51 | 1,43 | 64 | 2,06 | 1,98 | 1,249 | 136,98 | 103,01 |
III. | TRANSPORT OPERATORS | 74,492 | 125,74 | 101,56 | 3,861 | 13,53 | 10,14 | 1,67,269 | 608,63 | 472,19 |
IV. | PROFESSIONAL AND OTHER SERVICES | 1,37,997 | 99,62 | 84,57 | 4,481 | 11,27 | 8,70 | 2,62,895 | 574,51 | 481,29 |
V. | PERSONAL LOANS | 1,45,590 | 204,40 | 171,23 | 19,130 | 47,98 | 41,70 | 8,83,495 | 2380,90 | 1865,26 |
| | 1. | Loans for Purchase of Consumer Durables | 8,053 | 9,98 | 7,77 | 434 | 73 | 60 | 42,832 | 73,00 | 58,17 |
| | 2. | Loans for Housing | 12,844 | 57,81 | 53,20 | 1,597 | 13,48 | 11,94 | 85,542 | 809,19 | 606,31 |
| | 3. | Rest of the Personal Loans | 1,24,693 | 136,61 | 110,26 | 17,099 | 33,77 | 29,17 | 7,55,121 | 1498,71 | 1200,78 |
VI. | TRADE | 5,05,216 | 395,57 | 327,02 | 14,539 | 103,08 | 88,50 | 13,46,214 | 3039,21 | 2374,48 |
| | 1. | Wholesale Trade | 10,181 | 14,54 | 10,70 | 1,680 | 51,56 | 43,63 | 59,303 | 932,52 | 717,01 |
| | 2. | Retail Trade | 4,95,035 | 381,04 | 316,32 | 12,859 | 51,52 | 44,87 | 12,86,911 | 2106,69 | 1657,47 |
VII. | FINANCE | 32 | 1,00 | 85 | 69 | 42,92 | 40,81 | 1,886 | 195,56 | 166,48 |
VIII.
| ALL OTHERS
| 64,659
| 54,04
| 44,97
| 24,257
| 52,28
| 45,91
| 4,07,915
| 1825,10
| 1295,67
|
TOTAL BANK CREDIT | 24,41,957 | 2136,02 | 1726,71 | 86,461 | 473,37 | 409,97 | 67,26,395 | 22360,02 | 17083,24 |
OF WHICH : | 1. | Artisans & Village Industries | 1,88,808 | 140,21 | 119,64 | 3,004 | 2,84 | 2,43 | 3,34,855 | 375,84 | 311,71 |
|
| 2.
| Other Small Scale Industries
| 47,245
| 46,51
| 38,77
| 3,342
| 78,05
| 67,16
| 2,17,947
| 2543,34
| 2051,26
|