|
AAIFR
|
Appellate Authority for Industrial
|
BSE
|
Mumbai Stock Exchange
|
| |
and Financial Reconstruction
|
|
|
|
ABS
|
Asset Backed Security
|
BSR
|
Basic Statistical Return
|
| |
|
CALCS
|
Capital Adequacy, Asset Quality,
|
|
ACB
|
Audit Committee of the Board
|
|
Liquidity, Compliance and System
|
|
ACSTI
|
Agricultural Co-operative Staff
|
CAMELS
|
Capital Adequacy, Asset Quality,
|
| |
Training Institute
|
|
Management, Earnings, Liquidity,
|
| |
|
|
Systems and Control
|
|
AD
|
Authorised Dealer
|
CBDT
|
Central Board of Direct Taxes
|
|
ADR
|
American Depository Receipt
|
CBLO
|
Collateralised Borrowing and
|
| |
|
|
Lending Obligation
|
|
AFI
|
Annual Financial Inspection
|
|
|
|
AFS
|
Available For Sale
|
CBS
|
Consolidated Banking Statistics
|
|
AIFI
|
All-India Financial Institution
|
CCB
|
Central Co-operative Bank
|
|
ALD
|
Aggregate Liabilities to the Depositor
|
CCIL
|
Clearing Corporation of India Ltd.
|
|
ALM
|
Asset-Liability Management
|
CCU
|
Corporate Credit Union
|
|
AMC
|
Asset Management Company
|
CD
|
Certificate of Deposit
|
|
AMPI
|
Aggregated Micro-Prudential
|
C-D Ratio
|
Credit Deposit Ratio
|
| |
Indicators
|
|
|
|
APRA
|
Australian Prudential and
|
CDF
|
Co-operative Development Fund
|
| |
Regulation Authority
|
CDR
|
Corporate Debt Restructuring
|
|
ASIC
|
Australian Securities and Investment
|
CFMS
|
Centralised Funds Management
|
| |
Commission |
|
System |
|
ARC
|
Asset Reconstruction Company
|
CFS |
Consolidated Financial Statement
|
|
ARCIL
|
Asset Reconstruction Company
|
CGFTSI
|
Credit Guarantee Fund Trust for
|
| |
(India) Limited
|
|
Small Industries |
|
AS
|
Accounting Standard
|
CIB
|
Capital Indexed Bond
|
|
ATM
|
Automated Teller Machine
|
CIBIL
|
Credit Information Bureau of (India)
|
| |
|
|
Limited
|
|
BCBS
|
Basel Committee on Banking
|
CLF
|
Collateralised Lending Facility
|
| |
Supervision
|
|
|
|
BFS
|
Board for Financial Supervision
|
CMP
|
Common Minimum Programme
|
|
BIFR
|
Board for Industrial and Financial
|
CoR
|
Certificate of Registration
|
| |
Reconstruction
|
CP
|
Commercial Paper
|
|
BIS
|
Bank for International Settlements
|
CPI
|
Consumer Price Index
|
|
BOE
|
Bank of England
|
CPI-IW
|
Consumer Price Index for Industrial
|
| |
|
|
worker
|
|
BPLR
|
Benchmark Prime Lending Rate
|
CPR
|
Consolidated Prudential Return
|
|
BPSS
|
Board for Payment and Settlement
|
CRA
|
Credit Reporting Agency
|
| |
Systems
|
|
|
|
CRAR
|
Capital to Risk-weighted Assets Ratio
|
FCRB
|
Financial Companies Regulation Bill
|
|
CRISIL
|
Credit Rating and Investment
|
FDI
|
Foreign Direct Investment
|
| |
Services (India) Limited
|
|
|
|
CRR
|
Cash Reserve Ratio
|
FEDAI
|
Foreign Exchange Dealers Association
|
|
CSGL
|
Constituent Subsidiary General
|
|
of India
|
| |
Ledger
|
FEMA
|
Foreign Exchange Management Act
|
|
CVC
|
Central Vigilance Commission
|
FI
|
Financial Institution
|
|
DAP
|
Development Action Plan
|
FII
|
Foreign Institutional Investor
|
|
DCCB
|
District Central Co-operative Bank
|
FIMMDA
|
Fixed Income Money Market and
|
|
DDA
|
Designated Depository Agency
|
|
Derivatives Association of India
|
|
DFHI
|
Discount and Finance House of India
|
FRA
|
Forward Rate Agreement
|
|
DFI
|
Development Finance Institution
|
FSI
|
Financial Soundness Indicator
|
|
DICGC
|
Deposit Insurance and Credit
|
GCS
|
Gold Card Scheme
|
| |
Guarantee Corporation
|
|
|
|
DNSS
|
Deferred Net Settlement System
|
GDP
|
Gross Domestic Product
|
| |
|
GDR
|
Global Depository Receipt
|
|
DRAT
|
Debt Recovery Appellate Tribunal
|
GIC
|
General Insurance Corporation
|
|
DRI
|
Differential Rate of Interest
|
GLC
|
General Line of Credit
|
|
DRT
|
Debt Recovery Tribunal
|
GTB
|
Global Trust Bank
|
|
DTL
|
Demand and Time Liability
|
HFT
|
Held for Trading
|
|
DvP
|
Delivery versus Payment
|
HHI
|
Hirschman and Herfindhal Index
|
|
EBR
|
Export Bills Rediscounted
|
HNI
|
High Networth Individual
|
|
ECB
|
External Commercial Borrowing
|
HP
|
Higher Purchase
|
|
ECGC
|
Export Credit Guarantee Corporation
|
HTM
|
Held to Maturity
|
|
ECS
|
Electronic Clearing Service
|
IBA
|
Indian Banks’ Association
|
|
EDP
|
Electronic Data Processing
|
IBS
|
International Banking Statistics
|
|
EFT
|
Electronic Funds Transfer
|
ICAI
|
Institute of Chartered Accountants
|
| |
|
|
of India
|
|
EL
|
Equipment Leasing
|
ICD
|
Inter Corporate Deposit
|
|
EOU
|
Export Oriented Unit
|
IDBI
|
Industrial Development Bank of
|
| |
|
|
India
|
|
ESOP
|
Employee Stock Option
|
IDFC
|
Infrastructure Development Finance
|
|
EWS
|
Early Warning System
|
|
Company
|
|
EXIM Bank
|
Export Import Bank of India
|
IDRBT
|
Institute for Development and
|
| |
|
|
Research in Banking Technology
|
|
FCCB
|
Foreign Currency Convertible Bond
|
IFCI
|
Industrial Finance Corporation of
|
|
FCNR
|
Foreign Currency Non-Resident
|
|
India
|
|
FCNR (B)
|
Foreign Currency Non-Resident
|
IFR
|
Investment Fluctuation Reserve
|
| |
(Banks)
|
|
|
|
IIBI
|
Industrial Investment Bank of India
|
MoU
|
Memorandam of Understanding
|
| |
Limited
|
|
|
|
IIP
|
Index of Industrial Production
|
MPI
|
Macro Prudential Indicator
|
|
IMCGC
|
India Mortgage Credit Guarantee
|
MSCS |
Multi State Co-operative
Society |
| |
Corporation
|
MSS
|
Market Stabilisation Scheme
|
|
IMF
|
International Monetary Fund
|
MTSS
|
Money Transfer Service Scheme
|
|
INFINET
|
INdian FInancial NETwork
|
NABARD
|
National Bank for Agriculture and
|
| |
|
|
Rural Development
|
| IPO |
Initial Public Offering
|
NAFSCOB
|
National Federation of State
|
|
IRAC
|
Income Recognition and Asset
|
|
Co-operative Banks Limited
|
| |
Classification
|
|
|
|
IRB
|
Internal Rating Based
|
NAV
|
Net Asset Value
|
IRF
|
Interest Rate Future
|
NBC
|
Net Bank Credit
|
IRS
|
Interest Rate Swap
|
NBFC
|
Non-Banking Financial Company
|
|
IT
|
Information Technology
|
|
|
|
JLG
|
Joint Liability Group
|
NCAER
|
National Council of Applied
|
| |
|
|
Economic Research
|
JPC
|
Joint Parliamentary Committee
|
NCARDBF
|
National Co-operative Agriculture
|
| |
|
|
and Rural Development Banks’
|
|
KCC
|
Kisan Credit Card
|
|
Federation
|
|
KYC
|
Know Your Customer
|
NCMDARDB
|
National Centre for Management
|
| |
|
|
Development in Agriculture and
|
| |
|
|
Rural Development Banking
|
|
L3
|
Broad Liquidity Aggregate
|
|
|
LAB
|
Local Area Bank
|
NCUA
|
National Credit Union Administration
|
|
LAF
|
Liquidity Adjustment Facility
|
NCUSIF
|
National Credit Union Share
|
| |
|
|
Insurance Fund
|
|
LBS
|
Locational Banking Statistics
|
|
|
|
LIBOR
|
London Inter-Bank Offered Rate
|
NDS
|
Negotiated Dealing System
|
|
LIC
|
Life Insurance Corporation of India
|
NDTL
|
Net Demand and Time Liability
|
|
LNJPF
|
Lok Nayak Jai Prakash Naryanan
|
NEFT
|
National Electronic Fund Transfer
|
| |
Fund
|
|
|
|
M3
|
Broad Money |
NFS
|
National Financial Switch
|
|
MBC
|
Mutual Benefit Company
|
NGO
|
Non-Government Organisation
|
|
MBFC
|
Mutual Benefit Financial Company
|
NHB
|
National Housing Bank
|
|
MBS
|
Mortgage Backed Security
|
NIBM
|
National Institute of Bank
|
|
MEI
|
Macro Economic Indicator
|
|
Management
|
|
MFI
|
Micro Finance Institution
|
NMCE
|
National-level Multi Commodity
|
|
MIBOR
|
Mumbai Inter-Bank Offer Rate
|
|
Exchange
|
|
MICR
|
Magnetic Ink Character Recognition
|
NOF
|
Net Owned Fund
|
|
MISU
|
Market Intelligence and
|
NPA
|
Non-Performing Asset
|
| |
Surveillance Unit |
NPC
|
National Payment Council
|
|
MNBC
|
Miscellaneous Non-Banking
|
NPL |
Non-Performing Loan |
| |
Company
|
NRE
|
Non-Resident External
|
|
MOSSI
|
Ministry of Small-Scale Industry
|
NRI
|
Non-Resident Indian
|
|
NRNR
|
Non-Resident Non-Repatriable
|
QIS
|
Quantitative Impact Study
|
|
NRO
|
Non-Resident Ordinary Accounts
|
RBS
|
Risk Based Supervision
|
|
NRSR
|
Non-Resident Special Rupee
|
RCS
|
Registrar of Co-operative Societies
|
|
NSDL
|
National Securities Depository
|
RFC
|
Resident Foreign Currency
|
| |
Limited
|
|
|
|
NSE
|
National Stock Exchange
|
RIB
|
Resurgent India Bond
|
|
NSS
|
National Settlement System
|
RIDF
|
Rural Infrastructural Development
|
| |
|
|
Fund
|
|
OBC
|
Oriental Bank of Commerce
|
RNBC
|
Residuary Non-Banking Company
|
|
OBU
|
Off-shore Banking Unit
|
RoA
|
Return on Asset
|
|
OCB
|
Overseas Corporate Body
|
RoE
|
Return on Equity
|
|
OLTAS
|
Online Tax Accounting System
|
RRB
|
Regional Rural Bank
|
|
OMO
|
Open Market Operation
|
RTGS
|
Real Time Gross Settlement
|
|
OSMOS
|
Off-Site Monitoring and Surveillance
|
RWA
|
Risk Weighted Asset
|
| |
System
|
|
|
|
OSS
|
Off-Site Surveillance System
|
SACP
|
Special Agricultural Credit Plan
|
| |
|
SARFAESI
|
Securitisation and Reconstruction of
|
|
OTC
|
Over the Counter
|
|
Financial Assets and Enforcement of
|
|
OTCEI
|
Over the Counter Exchange of India
|
|
Security Interest
|
|
OTS
|
One Time Settlement
|
SASF
|
Stressed Asset Stabilisation Fund
|
| |
|
SCARDB
|
State Co-operative Agricultural and
|
|
PAC
|
Public Accounts Committee
|
|
Rural Development Bank
|
|
PACS
|
Primary Agricultural Credit Society
|
SCB
|
Scheduled Commercial Bank
|
|
PAT
|
Profit After Tax
|
SGL
|
Subsidiary General Ledger
|
|
PBT
|
Profit Before Tax
|
SEBI
|
Securities and Exchange Board of
|
| |
|
|
India |
|
PCA
|
Prompt Corrective Action
|
|
|
|
PCARDB
|
Primary Co-operative Agricultural
|
SEFT
|
Special Electronic Funds Transfer
|
| |
and Rural Development Bank
|
SFC
|
State Financial Corporation
|
|
PCFC
|
Pre-shipment Credit in Foreign
|
SFMS
|
Structured Financial Messaging
|
| |
Currency
|
|
System
|
|
PD
|
Primary Dealer
|
SGSY
|
Swarn Jayanti Gram Swarojgar Yojna
|
|
PDAI
|
Primary Dealers Association of India
|
SHG
|
Self Help Group
|
|
PIS
|
Portfolio Investment Scheme
|
SHPI
|
Self-Help Promoting Institution
|
|
PLR
|
Prime Lending Rate
|
SICA
|
Sick Industrial Companies Act
|
|
PSB
|
Public Sector Bank
|
SIDBI
|
Small Industries Development Bank
|
| |
|
|
of India
|
|
PSRS
|
Prudential Supervisory Reporting
|
|
|
| |
System
|
SIDC
|
Small Industries
Corporation |
|
PSU
|
Public Sector Undertaking
|
SIPS
|
Systemically Important Payment
|
| |
|
|
System
|
|
QIB
|
Qualified Institutional Buyer
|
|
|
| |
|
SJSRY
|
Swarna Jayanti Shahari Rozgar
|
|
QII
|
Qualified Institutional Investor
|
|
Yojana
|
|
SLBC
|
State Level Bankers’ Committee
|
TFCI
|
Tourism Finance Corporation of
|
| |
|
|
India
|
|
SLR
|
Statutory Liquidity Ratio
|
TIN |
Tax Information Network
|
|
SLRS
|
Scheme of Liberation and
|
|
|
| |
Rehabilitation of Scavengers
|
TUFS
|
Technology Upgradation Fund Scheme
|
|
SME
|
Small and Medium Enterprise
|
UBD
|
Urban Banks Department
|
|
SPV
|
Special Purpose Vehicle
|
UCB
|
Urban Co-operative Bank
|
|
SSI
|
Small Scale Industry
|
UTI
|
Unit Trust of India
|
|
StCB
|
State Co-operative Bank
|
VaR
|
Value-at-Risk
|
|
STCI
|
Securities Trading Corporation of
|
VRS
|
Voluntary Retirement Scheme
|
| |
India Limited
|
|
|
|
STP
|
Straight Through Processing
|
VSAT
|
Very Small Aperture Terminal
|
|
STRIPS
|
Separate Trading for Registered
|
WADR
|
Weighted Average Discount Rate
|
| |
Interest and Principal of Securities
|
WPI |
Wholesale Price Index
|
|
TAMC
|
Thai Asset Management Company
|
YTM
|
Yield to Maturity
|