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PDF - Table No.5.1 - Type of Account-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1997 (Part 1 of 4) ()
Date : Mar 01, 1997
Table No.5.1 - Type of Account-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 1997 (Part 1 of 4)
 
 
 
 
 

(Amount in Rupees Lakh)


    

CASH CREDIT


OVERDRAFT


    

No. of

Credit

Amount

No. of

Credit

Amount

  

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

     
 

standing


 
 

standing


 
 
 
 

1


2


3


4


5


6


I.

AGRICULTURE

79,365

1910,80

1451,13

18,479

503,83

314,95

 

1.

Direct Finance

77,544

1397,79

1176,17

18,026

454,22

283,39

 

2.

Indirect Finance

1,821

513,01

274,96

453

49,61

31,56

II.

INDUSTRY

3,59,806

65910,16

50671,41

61,019

10611,34

8253,53

 

1.

Mining & Quarrying

7,124

1960,34

1178,85

1,047

217,17

190,38

 

2.

Food Manufacturing and Processing

31,744

6640,05

4833,39

3,727

877,05

511,48

  

(a)

Rice Mills, Flour and Dal Mills

14,535

1351,38

1037,43

1,253

135,57

95,25

  

(b)

Sugar

729

1712,62

1301,94

76

71,34

60,48

  

(c)

Edible Oils and Vanaspati

6,095

1396,52

969,01

649

111,17

54,62

  

(d)

Tea Processing

774

803,49

444,22

105

231,40

131,20

  

(e)

Processing of Fruits & Vegetables

623

104,40

83,41

101

10,27

7,12

  

(f)

Others

8,988

1271,64

997,37

1,543

317,30

162,81

 

3.

Beverage and Tobacco

2,547

819,97

637,75

465

181,50

114,35

 

4.

Textiles

58,829

8991,57

7127,75

8,796

1289,79

1050,18

  

(a)

Cotton Textiles

16,867

4176,86

3222,17

2,924

524,98

422,92

  

(b)

Jute Textiles

711

259,03

178,63

71

17,80

15,40

  

(c)

Handloom Textiles & Khadi

5,515

267,03

233,38

465

21,61

19,58

  

(d)

Other Textiles

35,736

4288,65

3493,57

5,336

725,40

592,28

 

5.

Paper, Paper Products and Printing

17,459

1952,52

1548,55

2,972

286,19

241,95

 

6.

Leather and Leather Products

5,117

503,69

474,17

834

124,88

106,81

 

7.

Rubber and Rubber Products

6,129

1121,47

978,25

788

113,10

86,24

 

8.

Chemicals and Chemical Products

37,441

10273,58

7660,61

5,424

1499,33

1150,13

  

(a)

Heavy Industrial Chemicals

3,767

1682,19

1091,09

539

230,37

176,63

  

(b)

Fertilizers

1,208

1749,96

1150,50

87

141,70

121,84

  

(c)

Drugs and Pharmaceuticals

7,572

2620,16

2049,80

1,617

509,98

378,54

  

(d)

Non-Edible Oils

820

181,46

163,77

86

5,44

5,17

  

(e)

Other Chemicals & Chemical Products

24,074

4039,82

3205,45

3,095

611,83

467,95

 

9.

Petroleum, Coal Products & Nuclear Fuels

2,671

1135,01

936,63

412

160,20

121,34

 

10.

Manufacture of Cement & Cement Products

3,881

1128,75

771,98

452

152,85

130,83

 

11.

Basic Metals & Metal Products

39,281

8988,39

7179,97

5,214

972,03

810,99

  

(a)

Iron and Steel

14,062

6137,61

4836,60

1,814

634,33

547,24

  

(b)

Non-Ferrous Metals

2,853

690,62

528,41

346

82,65

56,42

  

(c)

Other Metal Products

22,366

2160,16

1814,97

3,054

255,06

207,32

 

12.

Engineering

45,044

11594,66

8973,14

7,805

2002,50

1471,91

  

(a)

Heavy Engineering

6,510

3097,85

2287,38

1,040

519,98

358,34

  

(b)

Light Engineering

18,859

3004,61

2340,58

3,395

531,53

418,23

  

(c)

Electrical Machinery & Goods

12,222

2813,58

2125,82

1,964

399,77

268,37

  

(d)

Electronic Machinery & Goods

7,453

2678,62

2219,36

1,406

551,22

426,97

 

13.

Vehicles, Vehicle Parts&Transport Equipments

10,747

2355,14

1657,96

1,728

531,43

435,79

 

14.

Other Industries

78,018

6029,94

4975,68

13,598

856,78

678,00

 

15.

Electricity, Gas & Water

6,370

1249,71

760,72

501

314,96

237,77

  

(a)

Electricity Generation & Transmission

5,826

1163,69

690,55

383

295,56

222,67

  

(b)

Non-Conventional Energy

225

27,23

24,07

24

2,09

1,90

  

(c)

Gas, Steam & Water Supply

319

58,79

46,09

94

17,31

13,21

 

16.

Construction

7,404

1165,36

976,02

7,256

1031,57

915,38

III.

TRANSPORT OPERATORS

6,007

388,35

276,70

3,768

239,38

206,11

IV.

PROFESSIONAL AND OTHER SERVICES

29,286

1579,02

1120,79

21,148

1321,48

1047,41

V.

PERSONAL LOANS

11,827

380,19

339,12

2,03,155

2881,65

2074,27

 

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

 

2.

Loans for Housing

-

-

-

-

-

-

 

3.

Rest of the Personal Loans

11,827

380,19

339,12

2,03,155

2881,65

2074,27

VI.

TRADE

3,39,583

18646,22

15536,60

84,797

4840,16

3831,35

 

1.

Wholesale Trade

84,652

12406,29

10402,25

26,398

2648,60

2147,51

 

2.

Retail Trade

2,54,931

6239,94

5134,34

58,399

2191,56

1683,84

VII.FINANCE

5,104

4449,90

3147,50

7,522

1942,83

1511,61

VIII.ALL OTHERS


38,616


6040,24


4630,68


26,666


2138,58


1638,01


TOTAL BANK CREDIT

8,69,594

99304,88

77173,92

4,26,554

24479,25

18877,25

OF WHICH :

1. Artisans & Village Industries

29,498

328,09

285,91

2,971

37,74

31,50

 

2. Other Small Scale Industries


2,00,526


15117,55


12450,77


22,414


1383,19


1109,93



 
 
 
 
 
 
 

(Amount in Rupees Lakh)


    

DEMAND LOANS


MEDIUM TERM LOANS


    

No. of

Credit

Amount

No. of

Credit

Amount

   

OCCUPATION

Accounts

Limit

Out-

Accounts

Limit

Out-

     
 

standing


 
 

standing


 
 
 
 

7


8


9


10


11


12


I.

AGRICULTURE

89,461

831,44

792,01

3,14,470

5446,33

4736,52

 

1.

Direct Finance

88,499

729,88

701,10

2,98,168

3101,59

2745,97

 

2.

Indirect Finance

962

101,56

90,91

16,302

2344,74

1990,55

II.

INDUSTRY

54,765

22996,35

19584,43

1,19,114

8891,12

8135,76

 

1.

Mining & Quarrying

2,286

1415,39

952,10

2,085

120,50

113,18

 

2.

Food Manufacturing and Processing

4,934

1134,86

1063,36

11,949

710,21

640,47

  

(a)

Rice Mills, Flour and Dal Mills

1,784

86,68

79,87

4,544

95,81

77,77

  

(b)

Sugar

164

522,88

521,65

134

100,89

93,43

  

(c)

Edible Oils and Vanaspati

1,047

164,79

131,51

1,630

78,61

66,65

  

(d)

Tea Processing

98

147,46

137,18

167

112,83

104,41

  

(e)

Processing of Fruits & Vegetables

207

9,19

9,36

556

26,71

25,45

  

(f)

Others

1,634

203,86

183,80

4,918

295,37

272,76

 

3.

Beverage and Tobacco

431

370,11

291,42

682

110,67

104,99

 

4.

Textiles

7,862

2554,12

2057,70

15,095

1185,17

1083,60

  

(a)

Cotton Textiles

1,791

1029,34

825,19

3,459

546,25

517,04

  

(b)

Jute Textiles

92

35,00

34,35

270

24,23

18,77

  

(c)

Handloom Textiles & Khadi

563

33,04

26,69

1,487

21,25

20,67

  

(d)

Other Textiles

5,416

1456,74

1171,48

9,879

593,43

527,12

 

5.

Paper, Paper Products and Printing

2,375

517,98

429,84

5,513

331,52

300,36

 

6.

Leather and Leather Products

858

94,08

85,58

1,793

81,86

73,34

 

7.

Rubber and Rubber Products

635

456,15

440,23

1,115

120,65

112,07

 

8.

Chemicals and Chemical Products

3,749

3721,69

3117,05

6,818

1226,91

1136,89

  

(a)

Heavy Industrial Chemicals

450

1082,65

945,64

537

207,58

190,17

  

(b)

Fertilizers

169

606,38

467,19

182

118,90

119,80

  

(c)

Drugs and Pharmaceuticals

850

945,84

862,95

876

366,28

352,16

  

(d)

Non-Edible Oils

84

13,36

12,08

157

11,25

10,00

  

(e)

Other Chemicals & Chemical Products

2,196

1073,46

829,19

5,066

522,90

464,76

 

9.

Petroleum, Coal Products & Nuclear Fuels

400

1034,14

816,63

523

232,19

200,56

 

10.

Manufacture of Cement & Cement Products

470

491,78

478,14

1,267

341,08

330,32

 

11.

Basic Metals & Metal Products

4,170

3390,61

2948,63

8,715

945,20

886,96

  

(a)

Iron and Steel

1,581

2920,44

2535,37

2,200

669,91

644,41

  

(b)

Non-Ferrous Metals

286

150,89

142,57

497

48,09

45,70

  

(c)

Other Metal Products

2,303

319,27

270,69

6,018

227,20

196,85

 

12.

Engineering

5,744

3852,14

3473,17

11,341

1412,84

1311,48

  

(a)

Heavy Engineering

772

913,81

826,31

1,461

355,13

328,15

  

(b)

Light Engineering

2,269

971,01

862,05

4,716

321,19

288,71

  

(c)

Electrical Machinery & Goods

1,548

1008,08

881,28

2,695

312,07

292,15

  

(d)

Electronic Machinery & Goods

1,155

959,25

903,54

2,469

424,45

402,47

 

13.

Vehicles, Vehicle Parts&Transport Equipments

1,877

1176,25

1037,30

5,588

435,30

389,69

 

14.

Other Industries

16,248

1195,07

1035,18

42,502

959,48

848,76

 

15.

Electricity, Gas & Water

588

923,69

746,79

1,198

227,29

216,32

  

(a)

Electricity Generation & Transmission

374

852,87

699,32

864

186,52

176,39

  

(b)

Non-Conventional Energy

83

40,15

26,16

66

20,79

21,43

  

(c)

Gas, Steam & Water Supply

131

30,66

21,31

268

19,98

18,49

 

16.

Construction

2,138

668,30

611,30

2,930

450,24

386,80

III.

TRANSPORT OPERATORS

8,265

222,84

178,93

78,598

1311,26

1109,75

IV.

PROFESSIONAL AND OTHER SERVICES

26,296

1651,50

1259,00

48,279

1315,93

1150,38

V.

PERSONAL LOANS

4,42,548

3478,12

2812,35

4,52,396

4952,17

4558,23

 

1.

Loans for Purchase of Consumer Durables

-

-

-

24,343

215,80

182,90

 

2.

Loans for Housing

-

-

-

-

-

-

 

3.

Rest of the Personal Loans

4, 42,548

3478,12

2812,35

4,28,053

4736,37

4375,33

VI.

TRADE

43,692

1369,71

1209,39

88,698

1224,07

1066,10

 

1.

Wholesale Trade

7,343

785,39

648,72

9,762

364,78

304,53

 

2.

Retail Trade

36,349

584,32

560,67

78,936

859,29

761,57

VII.FINANCE

2,853

3263,76

2767,61

2,221

1726,95

1604,57

VIII.ALL OTHERS


22,977


2193,90


1884,29


2,793


2977,12


2755,89


TOTAL BANK CREDIT

6,90,857

36007,61

30488,02

11,16,569

27844,95

25117,21

OF WHICH :

1. Artisans & Village Industries

5,935

58,92

48,96

17,365

122,88

112,70

 

2. Other Small Scale Industries


19,374


1242,46


1063,41


56,619


1688,55


1434,85


See Notes on Tables.

See errata in respect of Volume 25, March 1996 at the end.