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(Amount in Rs. crore) |
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Item |
2002-03 |
2003-04 |
Variation of Col. (3) over Col.(2) |
| |
|
|
|
|
Absolute |
Percentage |
| |
1 |
|
2 |
3 |
4 |
5 |
|
A. |
Income (i+ii) |
20,567.23 |
21,602.01 |
1,034.78 |
5.03 |
| |
|
|
(100.00) |
(100.00) |
|
|
| |
i) |
Interest Income |
15,633.01 |
16,421.42 |
788.41 |
5.04 |
| |
|
|
(76.01) |
(76.02) |
|
|
| |
|
of which: Interest on Advances |
9,244.19 |
10,180.65 |
936.46 |
10.13 |
| |
|
Income on Investments |
5,520.13 |
5,391.69 |
-128.44 |
-2.33 |
| |
ii) |
Other Income * |
4,934.22 |
5,180.59 |
246.37 |
4.99 |
| |
|
|
(23.99) |
(23.98) |
|
|
| |
|
of which: Commission & Brokerage |
1,372.50 |
1,865.00 |
492.50 |
35.88 |
|
B. |
Expenditure (i+ii+iii) |
18,841.25 |
19,567.01 |
725.76 |
3.85 |
| |
|
|
(100.00) |
(100.00) |
|
|
| |
i) |
Interest Expended |
12,361.45 |
11,548.19 |
-813.26 |
-6.58 |
| |
|
|
(65.61) |
(59.02) |
|
|
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of which: Interest on Deposits |
6,394.35 |
6,827.92 |
433.57 |
6.78 |
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ii) |
Provisions and Contingencies |
2,706.15 |
2,977.74 |
271.59 |
10.04 |
| |
|
|
(14.36) |
(15.22) |
|
|
| |
|
of which: Provision for NPAs |
1,908.58 |
1,457.80 |
-450.78 |
-23.62 |
| |
iii) |
Operating Expenses |
3,773.65 |
5,041.08 |
1,267.43 |
33.59 |
| |
|
|
(20.03) |
(25.76) |
|
|
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|
of which: Wage Bill |
828.76 |
1,178.41 |
349.65 |
42.19 |
|
C. |
Profit |
|
|
|
|
| |
i) |
Operating Profit |
4,432.13 |
5,012.74 |
580.61 |
13.10 |
| |
ii) |
Net Profit |
1,725.98 |
2,035.00 |
309.02 |
17.90 |
|
D. |
Spread (Net Interest Income) |
3,271.56 |
4,873.23 |
1,601.67 |
48.96 |
| |
(Interest Income - Interest Expended) |
|
|
|
|
|
E. |
Total Assets |
1,92,169.81 |
2,46,575.75 |
54,405.95 |
28.31 |
|
* for 2002-03 includes, profit on sale of shares of ICICI Bank Ltd. held
by erstwhile ICICI Limited.
Note : Figures in brackets are percentage shares to the respective total.
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