|
|
| |
|
|
|
|
(Amount in Rs. crore)
|
| |
Item
|
2002-03
|
2003-04
|
Variation of Col. (3) over Col. (2)
|
| |
|
|
|
|
Absolute
|
Percentage
|
| |
1
|
|
2
|
3
|
4
|
5
|
|
A.
|
Income (i+ii)
|
48,866.65
|
51,889.78
|
3,023.13
|
6.19
|
| |
|
|
(100.00)
|
(100.00)
|
|
|
| |
i)
|
Interest Income
|
40,864.01
|
40,956.39
|
92.38
|
0.23
|
| |
|
|
(83.62)
|
(78.93)
|
|
|
| |
|
of which:
Interest on Advances
|
15,997.73
|
16,250.05
|
252.32
|
1.58
|
| |
|
Income on Investments
|
19,914.40
|
20,902.97
|
988.57
|
4.96
|
| |
ii)
|
Other Income
|
8,002.64
|
10,933.39
|
2,930.75
|
36.62
|
| |
|
|
(16.38)
|
(21.07)
|
|
|
| |
|
of which:
Commission & Brokerage
|
3,943.05
|
4,204.80
|
261.75
|
6.64
|
|
B.
|
Expenditure (i+ii+iii)
|
44,355.13
|
46,271.06
|
1,915.93
|
4.32
|
| |
|
|
(100.00)
|
(100.00)
|
|
|
| |
i)
|
Interest Expended
|
27,206.64
|
25,395.15
|
-1,811.49
|
-6.66
|
| |
|
|
(61.34)
|
(54.88)
|
|
|
| |
|
of which:
Interest on Deposits
|
26,064.26
|
24,027.79
|
-2,036.47
|
-7.81
|
| |
ii)
|
Provisions and Contingencies
|
6,719.59
|
8,744.80
|
2,025.21
|
30.14
|
| |
|
|
(15.15)
|
(18.90)
|
|
|
| |
|
of which: Provision
for NPAs
|
3,586.45
|
5,199.92
|
1,613.47
|
44.99
|
| |
iii)
|
Operating Expenses
|
10,428.90
|
12,131.11
|
1,702.21
|
16.32
|
| |
|
|
(23.51)
|
(26.22)
|
|
|
| |
|
of which:
Wage Bill
|
7,382.78
|
8,321.56
|
938.78
|
12.72
|
|
C.
|
Profit
|
|
|
|
|
| |
i)
|
Operating Profit
|
11,231.11
|
14,363.52
|
3,132.41
|
27.89
|
| |
ii)
|
Net Profit
|
4,511.52
|
5,618.72
|
1,107.20
|
24.54
|
|
D.
|
Spread (Net Interest Income)
|
13,657.37
|
15,561.24
|
1,903.87
|
13.94
|
| |
(Interest Income - Interest Expended)
|
|
|
|
|
|
E.
|
Total Assets
|
4,94,471.56
|
5,49,257.10
|
54,785.54
|
11.08
|
|
Note: Figures in brackets are percentage shares to the respective total.
|
|