|
(As at end-March)
|
| |
|
|
|
|
|
|
|
|
|
|
(Amount in Rs. crore)
|
|
Item
|
|
|
Public Sector Banks
|
|
|
Nationalised Banks
|
|
|
State Bank Group
|
|
| |
|
|
2003
|
2004
|
|
2003
|
2004
|
2003
|
2004
|
|
| |
|
|
Amount
|
per cent
|
Amount
|
per cent
|
Amount
|
per cent
|
Amount
|
per cent
|
Amount
|
per cent
|
Amount
|
per cent
|
| |
|
|
|
to total
|
|
to total
|
|
to total
|
|
to total
|
|
to total
|
|
to total
|
| |
1
|
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
|
1.
|
Capital
|
14,175.38
|
1.10
|
14,675.56
|
1.00
|
13,139.58
|
1.66
|
13,639.76
|
1.48
|
1,035.80
|
0.21
|
1,035.80
|
0.19
|
|
2.
|
Reserves and Surplus
|
51,407.17
|
4.00
|
64,548.91
|
4.39
|
29,310.15
|
3.71
|
37,835.43
|
4.10
|
22,097.02
|
4.47
|
26,713.48
|
4.86
|
|
3.
|
Deposits
|
10,79,167.36
|
83.96
|
12,26,837.56
|
83.38
|
6,88,081.00
|
87.00
|
7,93,946.95
|
86.10
|
3,91,086.36
|
79.09
|
4,32,890.61
|
78.81
|
| |
3.1
|
Demand Deposits
|
1,26,650.68
|
9.85
|
1,41,223.07
|
9.60
|
69,999.20
|
8.85
|
77,727.56
|
8.43
|
56,651.48
|
11.46
|
63,495.51
|
11.56
|
| |
3.2
|
Savings Bank Deposits
|
2,67,173.81
|
20.79
|
3,21,016.66
|
21.82
|
1,79,250.82
|
22.66
|
2,14,311.31
|
23.24
|
87,922.99
|
17.78
|
1,06,705.35
|
19.43
|
| |
3.3
|
Term Deposits
|
6,85,342.87
|
53.32
|
7,64,597.83
|
51.96
|
4,38,830.98
|
55.48
|
5,01,908.08
|
54.43
|
2,46,511.89
|
49.85
|
2,62,689.75
|
47.83
|
|
4.
|
Borrowings
|
22,425.00
|
1.74
|
30,735.81
|
2.09
|
10,832.44
|
1.37
|
13,920.38
|
1.51
|
11,592.56
|
2.34
|
16,815.43
|
3.06
|
|
5.
|
Other Liabilities and Provisions
|
1,18,235.70
|
9.20
|
1,34,629.83
|
9.15
|
49,575.88
|
6.27
|
62,828.05
|
6.81
|
68,659.82
|
13.89
|
71,801.78
|
13.07
|
|
Total Liabilities
|
12,85,410.61
|
100.00
|
14,71,427.67
|
100.00
|
7,90,939.05
|
100.00
|
9,22,170.57
|
100.00
|
4,94,471.56
|
100.00
|
5,49,257.10
|
100.00
|
|
1.
|
Cash and balances with RBI
|
65,166.59
|
5.07
|
84,241.76
|
5.73
|
46,054.46
|
5.82
|
58,079.66
|
6.30
|
19,112.13
|
3.87
|
26,162.10
|
4.76
|
|
2.
|
Balances with banks and
|
|
|
|
|
|
|
|
|
|
|
|
|
| |
money at call and short notice
|
57,731.97
|
4.49
|
57,448.65
|
3.90
|
22,794.24
|
2.88
|
30,115.15
|
3.27
|
34,937.73
|
7.07
|
27,333.50
|
4.98
|
|
3.
|
Investments
|
5,45,635.87
|
42.45
|
6,25,677.68
|
42.52
|
3,22,301.60
|
40.75
|
3,77,903.75
|
40.98
|
2,23,334.27
|
45.17
|
2,47,773.93
|
45.11
|
| |
3.1
|
In Government Securities (a+b)
|
4,32,243.22
|
33.63
|
5,10,231.77
|
34.68
|
2,44,174.72
|
30.87
|
2,96,022.58
|
32.10
|
1,88,068.50
|
38.03
|
2,14,209.19
|
39.00
|
| |
|
a. In India
|
4,29,089.65
|
33.38
|
5,07,451.67
|
34.49
|
2,41,402.53
|
30.52
|
2,93,445.42
|
31.82
|
1,87,687.12
|
37.96
|
2,14,006.25
|
38.96
|
| |
|
b. Outside India
|
3,153.57
|
0.25
|
2,780.10
|
0.19
|
2,772.19
|
0.35
|
2,577.16
|
0.28
|
381.38
|
0.08
|
202.94
|
0.04
|
| |
3.2
|
In other approved Securities
|
18,164.82
|
1.41
|
17,137.45
|
1.16
|
12,367.80
|
1.56
|
11,784.71
|
1.28
|
5,797.02
|
1.17
|
5,352.74
|
0.97
|
| |
3.3
|
In non-approved Securities
|
95,227.83
|
7.41
|
98,308.46
|
6.68
|
65,759.08
|
8.31
|
70,096.46
|
7.60
|
29,468.75
|
5.96
|
28,212.00
|
5.14
|
|
4.
|
Loans and Advances
|
5,48,436.62
|
42.67
|
6,32,739.70
|
43.00
|
3,59,232.74
|
45.42
|
4,12,223.90
|
44.70
|
1,89,203.88
|
38.26
|
2,20,515.80
|
40.15
|
| |
4.1
|
Bills purchased & discounted
|
41,897.95
|
3.26
|
47,926.01
|
3.26
|
24,273.05
|
3.07
|
26,938.87
|
2.92
|
17,624.90
|
3.56
|
20,987.14
|
3.82
|
| |
4.2
|
Cash Credit, Overdrafts, etc.
|
2,91,680.91
|
22.69
|
2,99,612.46
|
20.36
|
1,94,231.10
|
24.56
|
1,99,723.35
|
21.66
|
97,449.81
|
19.71
|
99,889.11
|
18.19
|
| |
4.3
|
Term Loans
|
2,14,857.76
|
16.72
|
2,85,201.23
|
19.38
|
1,40,728.59
|
17.79
|
1,85,561.68
|
20.12
|
74,129.17
|
14.99
|
99,639.55
|
18.14
|
|
5.
|
Fixed Assets
|
10,592.99
|
0.82
|
11,527.56
|
0.78
|
7,667.66
|
0.97
|
8,178.06
|
0.89
|
2,925.33
|
0.59
|
3,349.50
|
0.61
|
|
6.
|
Other Assets
|
57,846.57
|
4.50
|
59,792.32
|
4.06
|
32,888.35
|
4.16
|
35,670.05
|
3.87
|
24,958.22
|
5.05
|
24,122.27
|
4.39
|
|
Total Assets
|
12,85,410.61
|
100.00
|
14,71,427.67
|
100.00
|
7,90,939.05
|
100.00
|
9,22,170.57
|
100.00
|
4,94,471.56
|
100.00
|
5,49,257.10
|
100.00
|
|
Source : Balance Sheets of respective banks.
|
|