|
|
|
(Amount in Rs. crore)
|
|
|
|
As on the last reporting Friday of
|
|
|
Sector
|
March
|
April
|
May
|
June
|
July
|
August
|
September
|
|
|
|
2002
|
2003
|
2003
|
2003
|
2003
|
2003
|
2003
|
|
|
|
|
(1)
|
(2)
|
(3)
|
(4)
|
(5)
|
(6)
|
|
1
|
Gross Bank Credit ( 2+3 )
|
474954
|
668490
|
668272
|
671764
|
660609
|
663122
|
671147
|
|
2
|
Public Food Procurement Credit
|
50340
|
44589
|
51047
|
50066
|
43277
|
41283
|
37465
|
|
3
|
Non-Food Gross Bank Credit
|
424614
|
623901
|
617225
|
621698
|
617332
|
621839
|
633682
|
|
|
a) Priority Sectors #
|
153499
|
211356
|
211333
|
214570
|
216205
|
219302
|
225516
|
|
|
i. Agriculture
|
51664
|
73709
|
72649
|
73309
|
73203
|
74371
|
77208
|
|
|
ii. Small Scale Industries
|
53405
|
59278
|
58324
|
57848
|
58241
|
58629
|
59404
|
|
|
iii. Other Priority Sectors
|
48430
|
78999
|
80360
|
83413
|
84761
|
86304
|
88904
|
|
|
b) Industry ( Medium & Large)
|
158841
|
233739
|
226471
|
225986
|
223054
|
219781
|
221860
|
|
|
c) Whole Sale Trade (Other than
|
16211
|
23140
|
22470
|
22536
|
21779
|
22035
|
22431
|
|
|
food procurement)
|
|
|
|
|
|
|
|
|
|
d) Other Sectors
|
96063
|
155666
|
158363
|
158606
|
156294
|
160721
|
163875
|
|
|
of which :
|
|
|
|
|
|
|
|
|
|
i. Housing
|
16851
|
35100
|
36339
|
38198
|
39457
|
40409
|
41924
|
|
|
ii. Consumer Durables
|
6587
|
7342
|
7555
|
7458
|
7768
|
7891
|
7732
|
|
|
iii. Non-Banking Financial Companies
|
7589
|
14962
|
15195
|
13725
|
12865
|
15158
|
16399
|
|
|
iv. Loans to Individuals against
shares
|
1463
|
2137
|
2162
|
1858
|
1819
|
1826
|
2409
|
|
|
and debentures/bonds
|
|
|
|
|
|
|
|
|
|
v. Real Estate Loans
|
1978
|
5019
|
4884
|
4896
|
5201
|
5107
|
5192
|
|
|
vi. Other Non-Priority Sector Personal
Loans
|
18969
|
28657
|
29595
|
28752
|
30775
|
29926
|
31090
|
|
|
vii. Advances against fixed Deposits
|
19449
|
22742
|
21671
|
22239
|
21156
|
21448
|
22769
|
|
|
(including
FCNR(B),NRNR Deposits etc.)
|
|
|
|
|
|
|
|
|
|
viii. Tourism and Tourism related Hotels
|
1183
|
2824
|
2860
|
2742
|
2900
|
2740
|
2763
|
|
4
|
Net Bank Credit*
|
473034
|
667764
|
667581
|
671050
|
660093
|
662375
|
670372
|
|
|
Inter-Bank
participations **
|
397368
|
603752
|
605940
|
610535
|
601548
|
604493
|
613686
|
|
5
|
Export Credit ( included under item 3 )
|
39859
|
43831
|
46728
|
47562
|
49155
|
48913
|
49961
|
|
6
|
Import Credit ( included under item 3 )
|
4414
|
4587
|
5529
|
4916
|
4748
|
4970
|
5042
|
|
|
|
|
.
|
|
|
|
|
|
|
Note: 1. Data are provsional and relate to 48 selected
scheduled commercial banks which account for
|
|
about 90-95 per cent of bank credit of all scheduled commercial banks.
|
|
|
|
|
2.Gross bank credit data include bills rediscounted with RBI, IDBI, EXIM
Bank, other approved financial Institutions
|
|
and inter bank participations.
|
|
3. Net bank credit data are exclusive of bills rediscounted with RBI,
IDBI, EXIM Bank and other approved financial Institutions.
|
|
#
|
Excluding investment in eligible securities.
|
|
*
|
Including Deposits under NRNR/FCNR(B).
|
|
**
|
Excluding deposits under NRNR/FCNR(B).
|
|
Source: Industrial Export and Credit Department.
|
|
Table 5.6 : SECTOR-WISE GROSS BANK CREDIT OF SCHEDULED
COMMERCIAL BANKS : 2003-04
|
|
|
(Amount in Rs. crore)
|
|
|
|
|
|
As on the last reporting Friday of
|
|
|
|
|
Sector
|
October
|
November
|
December
|
January
|
February
|
March
|
|
|
|
|
2003
|
2003
|
2003
|
2004
|
2004
|
2004
|
|
|
|
|
(7)
|
(8)
|
(9)
|
(10)
|
(11)
|
(12)
|
|
|
1
|
Gross Bank Credit ( 2+3 )
|
693067
|
699168
|
712123
|
723551
|
740382
|
764383
|
|
|
2
|
Public Food Procurement Credit
|
36020
|
36461
|
36007
|
36686
|
34925
|
35961
|
|
|
3
|
Non-Food Gross Bank Credit
|
657047
|
662707
|
676116
|
686865
|
705457
|
728422
|
|
|
|
a) Priority Sectors #
|
232953
|
236117
|
240054
|
245329
|
250685
|
263834
|
|
|
|
i. Agriculture
|
79112
|
79641
|
81098
|
82593
|
84519
|
90541
|
|
|
|
ii. Small Scale Industries
|
60430
|
61017
|
62348
|
63021
|
63894
|
65855
|
|
|
|
iii. Other Priority Sectors
|
93411
|
95115
|
96608
|
99715
|
102272
|
107438
|
|
|
|
b) Industry ( Medium & Large)
|
230984
|
233075
|
234291
|
236904
|
241975
|
247210
|
|
|
|
c) Whole Sale Trade (Other than
|
22317
|
22667
|
23220
|
23543
|
23710
|
24867
|
|
|
|
food procurement)
|
|
|
|
|
|
|
|
|
|
d) Other Sectors
|
170793
|
171192
|
178551
|
181089
|
189087
|
192511
|
|
|
|
of which :
|
|
|
|
|
|
|
|
|
|
i. Housing
|
43822
|
45466
|
46640
|
48488
|
51361
|
51981
|
|
|
|
ii. Consumer Durables
|
7877
|
8084
|
8329
|
8399
|
8086
|
8274
|
|
|
|
iii. Non-Banking Financial Companies
|
15110
|
14100
|
13987
|
13655
|
14752
|
16802
|
|
|
|
iv. Loans to Individuals against
shares
|
2504
|
2266
|
2254
|
2347
|
1789
|
2020
|
|
|
|
and debentures/bonds
|
|
|
|
|
|
|
|
|
|
v. Real Estate Loans
|
6150
|
6525
|
5185
|
5269
|
5530
|
5577
|
|
|
|
vi. Other Non-Priority Sector Personal
Loans
|
33204
|
31455
|
32220
|
32825
|
34099
|
35165
|
|
|
|
vii. Advances against fixed Deposits
|
24585
|
24290
|
25277
|
26003
|
25423
|
26346
|
|
|
|
(including
FCNR(B),NRNR Deposits etc.)
|
|
|
|
|
|
|
|
|
|
viii. Tourism and Tourism related Hotels
|
2939
|
3229
|
3152
|
3073
|
3357
|
3269
|
|
|
4
|
Net Bank Credit*
|
692393
|
698464
|
711433
|
722921
|
739825
|
763855
|
|
|
|
Inter-Bank
participations **
|
634556
|
640459
|
653504
|
665264
|
687468
|
707264
|
|
|
5
|
Export Credit ( included under item 3 )
|
51147
|
52112
|
53535
|
54023
|
55438
|
57687
|
|
|
6
|
Import Credit ( included under item 3 )
|
6195
|
5651
|
6647
|
6887
|
7544
|
7128
|
|
|
Note: 1. Data are provsional and relate to 48 selected
scheduled commercial banks which account for
|
|
|
|
about 90-95 per cent of bank credit of all scheduled commercial banks.
|
|
|
|
|
|
2.Gross bank credit data include bills rediscounted with RBI, IDBI, EXIM
Bank, other approved financial Institutions
|
|
and inter bank participations.
|
|
|
3. Net bank credit data are exclusive of bills rediscounted with RBI,
IDBI, EXIM Bank and other approved financial Institutions.
|
|
#
|
Excluding investment in eligible securities.
|
|
|
*
|
Including Deposits under NRNR/FCNR(B).
|
|
|
**
|
Excluding deposits under NRNR/FCNR(B).
|
|
|
Source: Industrial Export and Credit Department.
|
|