|
(Amount in Rs. crore)
|
|
|
As on March 31
|
|
|
|
|
|
|
|
State Bank of India and its Associates
|
Nationalised Banks
|
|
Occupation
|
No. of
|
Credit
|
Amount
|
|
No. of
|
Credit
|
Amount
|
|
|
Accounts
|
Limit
|
Outstanding
|
|
Accounts
|
Limit
|
Outstanding
|
|
|
(1)
|
(2)
|
(3)
|
|
(4)
|
(5)
|
(6)
|
|
I. Agriculture
|
4771579
|
40857
|
20420
|
|
9165165
|
46151
|
39572
|
|
1. Direct Finance
|
4704989
|
35273
|
16283
|
|
8868032
|
32216
|
28717
|
|
2. Indirect Finance
|
66590
|
5584
|
4137
|
|
297133
|
13935
|
10855
|
|
II. Industry
|
769074
|
106379
|
69775
|
|
1616457
|
158880
|
129849
|
|
1. Mining & Quarrying
|
2695
|
12196
|
6979
|
|
5837
|
4165
|
3234
|
|
2. Food Manufacturing & Processing
|
57761
|
10013
|
5853
|
|
184079
|
14617
|
11530
|
|
(a) Rice Mills, Flour & Dal Mills
|
28913
|
2455
|
1725
|
|
95920
|
4190
|
2895
|
|
(b) Sugar
|
327
|
2326
|
1412
|
|
549
|
2826
|
2423
|
|
(c) Edible Oils & Vanaspati
|
3325
|
1113
|
835
|
|
22156
|
1243
|
1036
|
|
(d) Tea Processing
|
420
|
492
|
331
|
|
1309
|
1645
|
1273
|
|
(e) Processing of Fruits & Vegetables
|
333
|
110
|
70
|
|
731
|
423
|
377
|
|
(f) Others
|
24443
|
3517
|
1480
|
|
63414
|
4290
|
3526
|
|
3. Beverage & Tobacco
|
683
|
411
|
280
|
|
2304
|
1711
|
1471
|
|
4. Textiles
|
49210
|
12726
|
8762
|
|
141110
|
21229
|
17415
|
|
(a) Cotton Textiles
|
10033
|
4884
|
3671
|
|
31868
|
8825
|
7215
|
|
(b) Jute Textiles
|
1961
|
211
|
123
|
|
3094
|
451
|
349
|
|
(c) Handloom Textiles & Khadi
|
6258
|
335
|
253
|
|
16408
|
712
|
524
|
|
(d) Other Textiles
|
30958
|
7296
|
4715
|
|
89740
|
11241
|
9327
|
|
5. Paper, Paper Products & Printing
|
11286
|
1844
|
1373
|
|
25566
|
3967
|
3380
|
|
6. Leather & Leather Products
|
6902
|
1412
|
972
|
|
20485
|
2257
|
1918
|
|
7. Rubber & Rubber Products
|
9527
|
2495
|
1962
|
|
22228
|
4353
|
3549
|
|
8. Chemicals & Chemical Products
|
12113
|
12331
|
8132
|
|
67434
|
14058
|
11768
|
|
(a) Heavy Industrial Chemicals
|
1099
|
1764
|
876
|
|
3290
|
2575
|
2039
|
|
(b) Fertilisers
|
345
|
2778
|
2035
|
|
690
|
2734
|
2271
|
|
(c) Drugs & Pharmaceuticals
|
3907
|
2638
|
1881
|
|
22265
|
4244
|
3554
|
|
(d) Non-Edible Oils
|
224
|
119
|
88
|
|
412
|
165
|
194
|
|
(e) Other Chemicals & Chemical Products
|
6538
|
5032
|
3252
|
|
40777
|
4340
|
3710
|
|
9. Petroleum, Coal Products & Nuclear Fuels
|
436
|
790
|
549
|
|
1620
|
6207
|
5097
|
|
10. Manufacture of Cement & Cement Products
|
4800
|
979
|
780
|
|
5097
|
2269
|
2042
|
|
11. Basic Metals & Metal Products
|
17989
|
13142
|
8484
|
|
66773
|
17217
|
15017
|
|
(a) Iron & Steel
|
4200
|
8661
|
6378
|
|
8657
|
11037
|
9546
|
|
(b) Non-Ferrous Metals
|
1106
|
1019
|
685
|
|
2528
|
1570
|
1389
|
|
(c) Other Metal Products
|
12683
|
3462
|
1421
|
|
55588
|
4610
|
4082
|
|
12. Engineering
|
27187
|
12086
|
7456
|
|
123880
|
18007
|
13329
|
|
(a) Heavy Engineering
|
1980
|
1784
|
957
|
|
6666
|
3195
|
2540
|
|
(b) Light Engineering
|
9919
|
4808
|
3189
|
|
80365
|
4511
|
3731
|
|
(c) Electrical Machinery & Goods
|
9172
|
3669
|
1984
|
|
19326
|
6737
|
4096
|
|
(d) Electronic Machinery & Goods
|
6116
|
1825
|
1326
|
|
17523
|
3564
|
2962
|
|
13. Vehicles, Vehicle Parts & Transport Equipments
|
8415
|
2239
|
1429
|
|
32884
|
4744
|
3641
|
|
14. Other Industries
|
514901
|
11820
|
8354
|
|
868907
|
16166
|
13870
|
|
15. Electricity, Gas & Water
|
1756
|
8155
|
5783
|
|
1980
|
13302
|
10636
|
|
(a) Electricity Generation & Transmission
|
1293
|
7551
|
5347
|
|
1034
|
12501
|
10024
|
|
(b) Non-Conventional Energy
|
107
|
126
|
114
|
|
167
|
160
|
105
|
|
(c) Gas, Steam & Water Supply
|
356
|
478
|
322
|
|
779
|
641
|
507
|
|
16. Construction
|
43413
|
3740
|
2627
|
|
46273
|
14611
|
11952
|
|
III. Transport operators
|
103430
|
2554
|
1640
|
|
249666
|
5771
|
4572
|
|
IV. Professional and other services
|
177586
|
10233
|
3340
|
|
850996
|
17924
|
14648
|
|
V. Personal loans
|
4345777
|
43265
|
31425
|
|
7021045
|
56944
|
49388
|
|
1. Loans for Purchase of Consumer Durables
|
205918
|
917
|
628
|
|
430523
|
1529
|
1210
|
|
2. Loans for Housing
|
1123085
|
24859
|
17650
|
|
1000208
|
24620
|
22379
|
|
3. Rest of the Personal Loans
|
3016774
|
17489
|
13147
|
|
5593314
|
30795
|
25799
|
|
VI. Trade
|
1098789
|
33747
|
25745
|
|
2725253
|
69430
|
61861
|
|
1. Wholesale Trade
|
80000
|
25483
|
19705
|
|
174393
|
48042
|
43537
|
|
2. Retail Trade
|
1018789
|
8264
|
6040
|
|
2550860
|
21388
|
18324
|
|
VII. Finance
|
14264
|
14066
|
11973
|
|
77675
|
27336
|
24497
|
|
VIII. All others
|
1510613
|
30744
|
18183
|
|
3153700
|
35618
|
29543
|
|
Total bank credit
|
12791112
|
281845
|
182501
|
|
24859957
|
418054
|
353930
|
|
of which: 1. Artisans & Village Industries
|
197083
|
3643
|
2821
|
|
317382
|
1647
|
1472
|
|
2. Other Small Scale Industries
|
380350
|
12452
|
8710
|
|
724628
|
27958
|
23634
|
|
Note : Data reported here cover bank's branches in India and include
bills rediscounted under the New Bill Market scheme as also dues from
banks.
|
|
Therefore,
the aggregate figure reported here may not tally with those reported in
tables 2, 3, 4 and 5.
|
|
Source : Basic Statistical Returns of Scheduled Commercial Banks in India,
Volume 32, March 2003.
|
|
|
TABLE 5.1 : BANK GROUP-WISE DISTRIBUTION OF OUTSTANDING CREDIT OF SCHEDULED
COMMERCIAL BANKS |
|
ACCORDING TO OCCUPATION: 2003 |
|
(Amount in Rs. crore) |
|
|
As on March 31 |
|
|
|
|
|
|
|
Foreign Banks |
|
|
Regional Rural Banks |
|
Occupation |
No. of |
Credit |
Amount |
|
No. of |
Credit |
Amount |
|
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
|
(7) |
(8) |
(9) |
|
(10) |
(11) |
(12) |
|
I. Agriculture |
1377 |
962 |
676 |
|
6319335 |
12617 |
10642 |
|
1. Direct Finance |
1215 |
862 |
620 |
|
6066099 |
12098 |
10239 |
|
2. Indirect Finance |
162 |
100 |
56 |
|
253236 |
519 |
403 |
|
II. Industry |
85386 |
32154 |
23966 |
|
1183370 |
1910 |
1487 |
|
1. Mining & Quarrying |
50 |
493 |
410 |
|
414 |
25 |
19 |
|
2. Food Manufacturing & Processing |
329 |
765 |
539 |
|
17387 |
121 |
94 |
|
(a) Rice Mills Flour & Dal Mills |
14 |
12 |
10 |
|
9737 |
64 |
48 |
|
(b) Sugar |
5 |
21 |
14 |
|
21 |
3 |
1 |
|
(c) Edible Oils & Vanaspati |
40 |
201 |
157 |
|
1013 |
11 |
9 |
|
(d) Tea Processing |
33 |
56 |
20 |
|
6 |
1 |
1 |
|
(e) Processing of Fruits & Vegetables |
9 |
29 |
25 |
|
63 |
3 |
3 |
|
(f) Others |
228 |
446 |
313 |
|
6547 |
39 |
32 |
|
3. Beverage & Tobacco |
102 |
1040 |
933 |
|
117 |
8 |
5 |
|
4. Textiles |
1311 |
2795 |
1707 |
|
10826 |
34 |
27 |
|
(a) Cotton Textiles |
643 |
651 |
502 |
|
911 |
8 |
7 |
|
(b) Jute Textiles |
7 |
8 |
7 |
|
1311 |
2 |
2 |
|
(c) Handloom Textiles & Khadi |
155 |
4 |
4 |
|
7506 |
12 |
9 |
|
(d) Other Textiles |
506 |
2132 |
1194 |
|
1098 |
12 |
9 |
|
5. Paper Paper Products & Printing |
236 |
907 |
666 |
|
809 |
12 |
10 |
|
6. Leather & Leather Products |
80 |
131 |
89 |
|
1305 |
3 |
2 |
|
7. Rubber & Rubber Products |
917 |
994 |
726 |
|
184 |
6 |
5 |
|
8. Chemicals & Chemical Products |
1644 |
4781 |
3337 |
|
747 |
33 |
6 |
|
(a) Heavy Industrial Chemicals |
369 |
915 |
688 |
|
4 |
25 |
0 |
|
(b) Fertilisers |
23 |
337 |
220 |
|
5 |
1 |
0 |
|
(c) Drugs & Pharmaceuticals |
433 |
1389 |
972 |
|
446 |
3 |
2 |
|
(d) Non-Edible Oils |
36 |
310 |
149 |
|
5 |
0 |
0 |
|
(e) Other Chemicals & Chemical Products |
783 |
1830 |
1308 |
|
287 |
4 |
4 |
|
9. Petroleum Coal Products & Nuclear Fuels |
58 |
1606 |
1429 |
|
34 |
2 |
1 |
|
10. Manufacture of Cement & Cement Products |
162 |
1342 |
1021 |
|
447 |
6 |
5 |
|
11. Basic Metals & Metal Products |
648 |
2049 |
1476 |
|
583 |
14 |
11 |
|
(a) Iron & Steel |
211 |
724 |
535 |
|
17 |
4 |
3 |
|
(b) Non-Ferrous Metals |
156 |
737 |
553 |
|
5 |
1 |
1 |
|
(c) Other Metal Products |
281 |
588 |
388 |
|
561 |
9 |
7 |
|
12. Engineering |
2027 |
6313 |
4480 |
|
2991 |
15 |
11 |
|
(a) Heavy Engineering |
247 |
1059 |
750 |
|
53 |
2 |
1 |
|
(b) Light Engineering |
822 |
2216 |
1536 |
|
394 |
6 |
5 |
|
(c) Electrical Machinery & Goods |
567 |
1449 |
1201 |
|
1882 |
5 |
4 |
|
(d) Electronic Machinery & Goods |
391 |
1589 |
993 |
|
662 |
2 |
1 |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
552 |
3495 |
2423 |
|
4612 |
26 |
20 |
|
14. Other Industries |
76831 |
3360 |
3035 |
|
1124825 |
1411 |
1105 |
|
15. Electricity Gas & Water |
91 |
920 |
772 |
|
53 |
2 |
2 |
|
(a) Electricity Generation & Transmission |
63 |
659 |
615 |
|
4 |
0 |
0 |
|
(b) Non-Conventional Energy |
2 |
18 |
13 |
|
19 |
1 |
1 |
|
(c) Gas Steam & Water Supply |
26 |
243 |
144 |
|
30 |
1 |
1 |
|
16. Construction |
348 |
1163 |
923 |
|
18036 |
192 |
164 |
|
III. Transport operators |
853 |
655 |
493 |
|
179596 |
752 |
529 |
|
IV. Professional and other services |
6119 |
5220 |
4275 |
|
415427 |
842 |
659 |
|
V. Personal loans |
4592151 |
29439 |
15803 |
|
2124365 |
6900 |
5583 |
|
1. Loans for Purchase of Consumer Durables |
25828 |
253 |
254 |
|
356556 |
1124 |
839 |
|
2. Loans for Housing |
51746 |
5086 |
4235 |
|
148138 |
1540 |
1365 |
|
3. Rest of the Personal Loans |
4514577 |
24100 |
11314 |
|
1619671 |
4236 |
3379 |
|
VI. Trade |
5515 |
2679 |
1926 |
|
1825806 |
3098 |
2463 |
|
1. Wholesale Trade |
1844 |
1554 |
1054 |
|
73973 |
227 |
181 |
|
2. Retail Trade |
3671 |
1125 |
872 |
|
1751833 |
2871 |
2282 |
|
VII. Finance |
790 |
7790 |
4880 |
|
12203 |
39 |
29 |
|
VIII. All others |
56552 |
1901 |
1607 |
|
813305 |
1506 |
1228 |
|
Total bank credit |
4748743 |
80800 |
53626 |
|
12873407 |
27664 |
22620 |
|
of which: 1. Artisans & Village Industries |
613 |
26 |
18 |
|
8801 |
1000 |
775 |
|
2. Other Small Scale Industries |
760 |
846 |
711 |
|
2320 |
459 |
365 |
|
Note : Data reported here cover bank's branches in India and include bills rediscounted under the New Bill Market scheme as also dues from banks. |
|
Therefore, the aggregate figure reported here may not tally with those reported in tables 2, 3, 4 and 5. |
|
Source : Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 32, March 2003. |
|
|
|
TABLE 5.1 : BANK GROUP-WISE DISTRIBUTION OF OUTSTANDING CREDIT OF SCHEDULED
COMMERCIAL BANKS |
|
ACCORDING TO OCCUPATION: 2003 |
|
(Amount in Rs. crore) |
|
|
As on March 31 |
|
|
|
|
|
|
|
Other Scheduled Commercial Banks |
All Scheduled Commercial Banks |
|
Occupation |
No. of |
Credit |
Amount |
|
No. of |
Credit |
Amount |
|
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
|
(13) |
(14) |
(15) |
|
(16) |
(17) |
(18) |
|
I. Agriculture |
582978 |
5718 |
4625 |
|
20840434 |
106305 |
75935 |
|
1. Direct Finance |
555129 |
3788 |
3198 |
|
20195464 |
84237 |
59057 |
|
2. Indirect Finance |
27849 |
1930 |
1427 |
|
644970 |
22068 |
16878 |
|
II. Industry |
183508 |
111348 |
84750 |
|
3837795 |
410671 |
309827 |
|
1. Mining & Quarrying |
3673 |
3601 |
2823 |
|
12669 |
20480 |
13465 |
|
2. Food Manufacturing & Processing |
9714 |
6779 |
5109 |
|
269270 |
32295 |
23125 |
|
(a) Rice Mills Flour & Dal Mills |
2956 |
651 |
527 |
|
137540 |
7372 |
5205 |
|
(b) Sugar |
210 |
1587 |
1230 |
|
1112 |
6763 |
5080 |
|
(c) Edible Oils & Vanaspati |
1636 |
750 |
567 |
|
28170 |
3318 |
2604 |
|
(d) Tea Processing |
173 |
859 |
688 |
|
1941 |
3053 |
2313 |
|
(e) Processing of Fruits & Vegetables |
211 |
241 |
172 |
|
1347 |
806 |
647 |
|
(f) Others |
4528 |
2691 |
1925 |
|
99160 |
10983 |
7276 |
|
3. Beverage & Tobacco |
464 |
948 |
830 |
|
3670 |
4118 |
3519 |
|
4. Textiles |
21408 |
12098 |
9355 |
|
223865 |
48882 |
37266 |
|
(a) Cotton Textiles |
11526 |
7853 |
6112 |
|
54981 |
22221 |
17507 |
|
(b) Jute Textiles |
332 |
333 |
273 |
|
6705 |
1005 |
754 |
|
(c) Handloom Textiles & Khadi |
640 |
47 |
44 |
|
30967 |
1110 |
834 |
|
(d) Other Textiles |
8910 |
3865 |
2926 |
|
131212 |
24546 |
18171 |
|
5. Paper Paper Products & Printing |
10360 |
3419 |
2637 |
|
48257 |
10149 |
8066 |
|
6. Leather & Leather Products |
2285 |
480 |
342 |
|
31057 |
4283 |
3323 |
|
7. Rubber & Rubber Products |
3018 |
1937 |
1542 |
|
35874 |
9785 |
7784 |
|
8. Chemicals & Chemical Products |
8091 |
15450 |
11829 |
|
90029 |
46653 |
35072 |
|
(a) Heavy Industrial Chemicals |
886 |
4562 |
3869 |
|
5648 |
9841 |
7472 |
|
(b) Fertilisers |
227 |
2121 |
1687 |
|
1290 |
7971 |
6213 |
|
(c) Drugs & Pharmaceuticals |
2381 |
3095 |
2378 |
|
29432 |
11369 |
8787 |
|
(d) Non-Edible Oils |
47 |
90 |
68 |
|
724 |
684 |
499 |
|
(e) Other Chemicals & Chemical Products |
4550 |
5582 |
3827 |
|
52935 |
16788 |
12101 |
|
9. Petroleum Coal Products & Nuclear Fuels |
250 |
5158 |
4424 |
|
2398 |
13763 |
11500 |
|
10. Manufacture of Cement & Cement Products |
969 |
3673 |
3042 |
|
11475 |
8269 |
6890 |
|
11. Basic Metals & Metal Products |
4922 |
14437 |
12211 |
|
90915 |
46859 |
37199 |
|
(a) Iron & Steel |
1911 |
11272 |
9906 |
|
14996 |
31698 |
26368 |
|
(b) Non-Ferrous Metals |
377 |
1139 |
971 |
|
4172 |
4466 |
3599 |
|
(c) Other Metal Products |
2634 |
2026 |
1334 |
|
71747 |
10695 |
7232 |
|
12. Engineering |
8178 |
12947 |
8800 |
|
164263 |
49368 |
34076 |
|
(a) Heavy Engineering |
1498 |
3262 |
2117 |
|
10444 |
9302 |
6365 |
|
(b) Light Engineering |
3590 |
1469 |
995 |
|
95090 |
13010 |
9456 |
|
(c) Electrical Machinery & Goods |
1713 |
3818 |
2402 |
|
32660 |
15678 |
9687 |
|
(d) Electronic Machinery & Goods |
1377 |
4398 |
3286 |
|
26069 |
11378 |
8568 |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
2646 |
6636 |
4040 |
|
49109 |
17140 |
11553 |
|
14. Other Industries |
94266 |
6154 |
5080 |
|
2679730 |
38911 |
31444 |
|
15. Electricity Gas & Water |
509 |
10609 |
7637 |
|
4389 |
32988 |
24830 |
|
(a) Electricity Generation & Transmission |
302 |
9924 |
7141 |
|
2696 |
30635 |
23127 |
|
(b) Non-Conventional Energy |
61 |
306 |
232 |
|
356 |
611 |
465 |
|
(c) Gas Steam & Water Supply |
146 |
379 |
264 |
|
1337 |
1742 |
1238 |
|
16. Construction |
12755 |
7022 |
5049 |
|
120825 |
26728 |
20715 |
|
III. Transport operators |
39118 |
3213 |
2175 |
|
572663 |
12945 |
9409 |
|
IV. Professional and other services |
86626 |
13944 |
10985 |
|
1536754 |
48163 |
33907 |
|
V. Personal loans |
2215449 |
16564 |
11743 |
|
20301787 |
153112 |
113942 |
|
1. Loans for Purchase of Consumer Durables |
103815 |
357 |
291 |
|
1122640 |
4180 |
3222 |
|
2. Loans for Housing |
122904 |
3977 |
3437 |
|
2446081 |
60082 |
49066 |
|
3. Rest of the Personal Loans |
1988730 |
12230 |
8015 |
|
16733066 |
88850 |
61654 |
|
VI. Trade |
260537 |
14267 |
12056 |
|
5915900 |
123221 |
104051 |
|
1. Wholesale Trade |
32775 |
7250 |
6045 |
|
362985 |
82556 |
70522 |
|
2. Retail Trade |
227762 |
7017 |
6011 |
|
5552915 |
40665 |
33529 |
|
VII. Finance |
10721 |
11942 |
9266 |
|
115653 |
61173 |
50645 |
|
VIII. All others |
839031 |
9774 |
7691 |
|
6373201 |
79543 |
58252 |
|
Total bank credit |
4217968 |
186770 |
143291 |
|
59494187 |
995133 |
755968 |
|
of which: 1. Artisans & Village Industries |
21592 |
162 |
139 |
|
1416743 |
6478 |
5226 |
|
2. Other Small Scale Industries |
93724 |
5457 |
4520 |
|
1431421 |
47173 |
37940 |
|
Note : Data reported here cover bank's branches in India and include bills rediscounted under the New Bill Market scheme as also dues from banks. |
|
Therefore, the aggregate figure reported here may not tally with those reported in tables 2, 3, 4 and 5. |
|
|
Source : Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 32, March 2003. |
|
|