|
NORTHERN REGION
|
|
|
|
|
|
|
|
CHANDIGARH
|
|
|
|
|
(Amount in Rupees Lakh)
|
| |
|
|
|
RURAL
|
|
SEMI-URBAN
|
|
OCCUPATION
|
No. of
|
Credit
|
Amount
|
No. of
|
Credit
|
Amount
|
| |
|
|
Accounts
|
Limit
|
Outstanding
|
Accounts
|
Limit
|
Outstanding
|
| |
|
|
1
|
2
|
3
|
4
|
5
|
6
|
|
I.
|
AGRICULTURE
|
496
|
11,67
|
9,79
|
132
|
8,61
|
8,44
|
| |
1.
|
Direct Finance
|
458
|
5,90
|
5,19
|
126
|
2,89
|
2,67
|
| |
2.
|
Indirect Finance
|
38
|
5,77
|
4,60
|
6
|
5,72
|
5,77
|
|
II.
|
INDUSTRY
|
214
|
83,03
|
68,99
|
190
|
132,12
|
101,77
|
| |
1.
|
Mining & Quarrying
|
1
|
17
|
17
|
1
|
3
|
3
|
| |
2.
|
Food Manufacturing & Processing
|
13
|
1,97
|
2,66
|
14
|
3,85
|
6,64
|
| |
|
(a) Rice Mills, Flour & Dal Mills
|
5
|
12
|
11
|
8
|
75
|
79
|
| |
|
(b) Sugar
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(c) Edible Oils & Vanaspati
|
—
|
—
|
—
|
2
|
2,77
|
3,16
|
| |
|
(d) Tea Processing
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(e) Processing of Fruits&Vegetables
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(f) Others
|
8
|
1,84
|
2,55
|
4
|
33
|
2,69
|
| |
3.
|
Beverage & Tobacco
|
2
|
45
|
45
|
6
|
67
|
64
|
| |
4.
|
Textiles
|
2
|
9
|
9
|
15
|
22,26
|
23,20
|
| |
|
(a) CottonTextiles
|
—
|
—
|
—
|
3
|
6,21
|
6,25
|
| |
|
(b) Jute & Other Natural Fibre Textiles
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(c) Handloom Textiles&Khadi
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(d) Other Textiles & Textile Products
|
2
|
9
|
9
|
12
|
16,05
|
16,94
|
| |
5.
|
Paper, Paper Products & Printing
|
12
|
12,97
|
11,00
|
16
|
7,63
|
7,35
|
| |
6.
|
Leather & Leather Products
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
7.
|
Rubber & Plastic Products
|
3
|
29
|
32
|
2
|
8
|
4
|
| |
8.
|
Chemicals&ChemicalProducts
|
8
|
10,36
|
4,85
|
15
|
24,22
|
10,78
|
| |
|
(a) Heavy Industrial Chemicals
|
2
|
2,39
|
2,47
|
3
|
11,93
|
5,46
|
| |
|
(b) Fertilisers
|
—
|
—
|
—
|
7
|
10,89
|
4,38
|
| |
|
(c) Drugs & Pharmaceuticals
|
1
|
80
|
1,30
|
—
|
—
|
—
|
| |
|
(d) Non-EdibleOils
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(e) Other Chemicals&ChemicalProducts
|
5
|
7,16
|
1,08
|
5
|
1,41
|
94
|
| |
9.
|
Petroleum, CoalProducts&NuclearFuels
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
10.
|
Manufacture of Cement&CementProducts
|
—
|
—
|
—
|
2
|
16
|
16
|
| |
11.
|
BasicMetals & Metal Products
|
7
|
5,38
|
40
|
13
|
7,19
|
6,15
|
| |
|
(a) Iron & Steel
|
2
|
5,08
|
10
|
8
|
6,05
|
4,54
|
| |
|
(b) Non-Ferrous Metals
|
1
|
3
|
3
|
—
|
—
|
—
|
| |
|
(c) Metal Products
|
4
|
27
|
27
|
5
|
1,14
|
1,61
|
| |
12.
|
Engineering
|
30
|
45,12
|
42,97
|
39
|
53,35
|
34,03
|
| |
|
(a) Heavy Engineering
|
5
|
16,74
|
16,74
|
5
|
28
|
28
|
| |
|
(b) Light Engineering
|
12
|
3,49
|
1,87
|
10
|
2,01
|
2,02
|
| |
|
(c) Electrical Machinery & Goods
|
4
|
1,78
|
73
|
21
|
28,61
|
17,30
|
| |
|
(d) Electronic Machinery & Goods
|
9
|
23,11
|
23,63
|
3
|
22,45
|
14,44
|
| |
13.
|
Vehicles, Vehicle Parts & Transport Equipments
|
6
|
5,00
|
5,01
|
10
|
6,27
|
6,46
|
| |
14.
|
Other Industries
|
128
|
1,19
|
1,05
|
55
|
6,36
|
6,25
|
| |
15.
|
Electricity, Gas & Water
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(a) Electricity Generation & Transmission
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(b) Non-Conventional Energy
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(c) Gas, Steam & Water Supply
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
16.
|
Construction
|
2
|
3
|
2
|
2
|
4
|
4
|
|
III.
|
TRANSPORT OPERATORS
|
32
|
1,22
|
75
|
29
|
59
|
53
|
|
IV.
|
PROFESSIONAL AND OTHER SERVICES
|
76
|
26,65
|
26,51
|
40
|
3,67
|
3,61
|
|
V.
|
PERSONALLOANS
|
1,937
|
38,35
|
25,06
|
2,502
|
27,87
|
24,26
|
| |
1.
|
Loans for Purchase of Consumer Durables
|
60
|
27
|
22
|
259
|
2,32
|
1,93
|
| |
2.
|
LoansforHousing
|
143
|
4,69
|
4,56
|
319
|
10,71
|
9,90
|
| |
3.
|
Rest of the Personal Loans
|
1,734
|
33,40
|
20,27
|
1,924
|
14,84
|
12,44
|
|
VI.
|
TRADE
|
251
|
5,71
|
4,68
|
365
|
11,47
|
10,73
|
| |
1.
|
Wholesale Trade
|
25
|
1,49
|
1,37
|
53
|
4,23
|
4,13
|
| |
2.
|
Retail Trade
|
226
|
4,22
|
3,31
|
312
|
7,24
|
6,60
|
|
VII.
|
FINANCE
|
1
|
—
|
—
|
1
|
2,45
|
3,98
|
|
VIII.
|
ALLOTHERS
|
360
|
12,13
|
9,30
|
387
|
27,73
|
25,93
|
|
TOTAL BANK CREDIT
|
3,367
|
178,76
|
145,08
|
3,646
|
214,51
|
179,25
|
|
OF
|
WHICH: 1.
Artisans and Village & Tiny Industries
|
9
|
9
|
8
|
7
|
12
|
12
|
| |
|
2. Other Small Scale Industries
|
159
|
17,38
|
8,61
|
113
|
16,40
|
18,20
|
|
NORTHERN REGION
|
|
|
|
|
|
|
|
CHANDIGARH
|
|
|
|
|
(Amount in Rupees Lakh)
|
| |
|
|
|
URBAN
|
|
METROPOLITAN
|
|
OCCUPATION
|
No. of
|
Credit
|
Amount
|
No. of
|
Credit
|
Amount
|
| |
|
|
Accounts
|
Limit
|
Outstanding
|
Accounts
|
Limit
|
Outstanding
|
| |
|
|
7
|
8
|
9
|
10
|
11
|
12
|
|
I.
|
AGRICULTURE
|
1,468
|
1230,52
|
1127,31
|
—
|
—
|
—
|
| |
1.
|
DirectFinance
|
865
|
543,34
|
543,31
|
—
|
—
|
—
|
| |
2.
|
IndirectFinance
|
603
|
687,18
|
584,00
|
—
|
—
|
—
|
|
II.
|
INDUSTRY
|
10,470
|
2483,90
|
1837,34
|
—
|
—
|
—
|
| |
1.
|
Mining & Quarrying
|
4
|
2,19
|
34
|
—
|
—
|
—
|
| |
2.
|
Food Manufacturing & Processing
|
2,491
|
308,84
|
289,72
|
—
|
—
|
—
|
| |
|
(a) Rice Mills, Flour & Dal Mills
|
2,003
|
38,20
|
36,74
|
—
|
—
|
—
|
| |
|
(b) Sugar
|
24
|
83,63
|
71,41
|
—
|
—
|
—
|
| |
|
(c) Edible Oils & Vanaspati
|
16
|
9,51
|
10,00
|
—
|
—
|
—
|
| |
|
(d) TeaProcessing
|
2
|
25
|
23
|
—
|
—
|
—
|
| |
|
(e) Processing of Fruits&Vegetables
|
17
|
15,92
|
13,61
|
—
|
—
|
—
|
| |
|
(f) Others
|
429
|
161,33
|
157,73
|
—
|
—
|
—
|
| |
3.
|
Beverage & Tobacco
|
13
|
22,16
|
16,87
|
—
|
—
|
—
|
| |
4.
|
Textiles
|
212
|
246,64
|
188,99
|
—
|
—
|
—
|
| |
|
(a) CottonTextiles
|
93
|
178,65
|
129,01
|
—
|
—
|
—
|
| |
|
(b) Jute & Other Natural Fibre Textiles
|
5
|
1,36
|
1,05
|
—
|
—
|
—
|
| |
|
(c) Handloom Textiles&Khadi
|
1
|
—
|
—
|
—
|
|
|
| |
|
(d) Other Textiles & Textile Products
|
113
|
66,62
|
58,92
|
—
|
—
|
—
|
| |
5.
|
Paper, Paper Products & Printing
|
172
|
43,82
|
33,03
|
—
|
—
|
—
|
| |
6.
|
Leather & Leather Products
|
19
|
6,82
|
5,38
|
—
|
—
|
—
|
| |
7.
|
Rubber & Plastic Products
|
115
|
41,91
|
25,19
|
—
|
—
|
—
|
| |
8.
|
Chemicals&ChemicalProducts
|
669
|
255,15
|
227,72
|
—
|
—
|
—
|
| |
|
(a) Heavy Industrial Chemicals
|
35
|
13,46
|
11,58
|
—
|
—
|
—
|
| |
|
(b) Fertilisers
|
3
|
1,55
|
66
|
—
|
—
|
—
|
| |
|
(c) Drugs & Pharmaceuticals
|
535
|
198,63
|
181,20
|
—
|
—
|
—
|
| |
|
(d) Non-EdibleOils
|
1
|
1,85
|
1,36
|
—
|
—
|
—
|
| |
|
(e) Other Chemicals&ChemicalProducts
|
95
|
39,66
|
32,92
|
—
|
—
|
—
|
| |
9.
|
Petroleum, CoalProducts&NuclearFuels
|
4
|
58
|
62
|
—
|
—
|
—
|
| |
10.
|
Manufacture of Cement&CementProducts
|
14
|
62
|
50
|
—
|
—
|
—
|
| |
11.
|
BasicMetals & MetalProducts
|
457
|
351,72
|
279,40
|
—
|
—
|
—
|
| |
|
(a) Iron & Steel
|
125
|
277,28
|
222,42
|
—
|
—
|
—
|
| |
|
(b) Non-Ferrous Metals
|
22
|
6,39
|
7,70
|
—
|
—
|
—
|
| |
|
(c) MetalProducts
|
310
|
68,05
|
49,27
|
—
|
—
|
—
|
| |
12.
|
Engineering
|
599
|
450,55
|
294,36
|
—
|
—
|
—
|
| |
|
(a) Heavy Engineering
|
148
|
170,53
|
112,64
|
—
|
—
|
—
|
| |
|
(b) Light Engineering
|
261
|
29,53
|
24,19
|
—
|
—
|
—
|
| |
|
(c) Electrical Machinery & Goods
|
92
|
125,23
|
83,79
|
—
|
—
|
—
|
| |
|
(d) Electronic Machinery & Goods
|
98
|
125,25
|
73,73
|
—
|
—
|
—
|
| |
13.
|
Vehicles, VehicleParts&TransportEquipments
|
140
|
145,68
|
62,13
|
—
|
—
|
—
|
| |
14.
|
OtherIndustries
|
5,386
|
297,84
|
215,06
|
—
|
—
|
—
|
| |
15.
|
Electricity, Gas & Water
|
8
|
12,35
|
4,97
|
—
|
—
|
—
|
| |
|
(a) Electricity Generation & Transmission
|
5
|
12,14
|
4,76
|
—
|
—
|
—
|
| |
|
(b) Non-Conventional Energy
|
1
|
8
|
8
|
—
|
—
|
—
|
| |
|
(c) Gas, Steam & Water Supply
|
2
|
13
|
13
|
—
|
—
|
—
|
| |
16.
|
Construction
|
167
|
297,03
|
193,09
|
—
|
—
|
—
|
|
III.
|
TRANSPORT OPERATORS
|
410
|
8,11
|
6,61
|
—
|
—
|
—
|
|
IV.
|
PROFESSIONAL AND OTHER SERVICES
|
1,723
|
203,05
|
206,94
|
—
|
—
|
—
|
|
V.
|
PERSONALLOANS
|
66,903
|
901,37
|
684,61
|
—
|
—
|
—
|
| |
1.
|
Loans for Purchase of Consumer Durables
|
4,319
|
25,69
|
17,75
|
—
|
—
|
—
|
| |
2.
|
Loans for Housing
|
7,241
|
345,63
|
266,13
|
—
|
—
|
—
|
| |
3.
|
Rest of the Personal Loans
|
55,343
|
530,05
|
400,73
|
—
|
—
|
—
|
|
VI.
|
TRADE
|
4,348
|
6826,87
|
4826,08
|
—
|
—
|
—
|
| |
1.
|
WholesaleTrade
|
1,036
|
6605,54
|
4674,09
|
—
|
—
|
—
|
| |
2.
|
RetailTrade
|
3,312
|
221,32
|
151,99
|
—
|
—
|
—
|
|
VII.
|
FINANCE
|
74
|
337,42
|
337,33
|
—
|
—
|
—
|
|
VIII.
|
ALLOTHERS
|
9,362
|
693,02
|
581,81
|
—
|
—
|
—
|
| |
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT
|
94,758
|
12684,26
|
9608,02
|
—
|
—
|
—
|
|
OF
|
WHICH: 1.
Artisans and Village & Tiny Industries
|
160
|
9,89
|
8,43
|
—
|
—
|
—
|
| |
|
2. Other Small Scale Industries
|
6,256
|
184,32
|
159,68
|
—
|
—
|
—
|
|