|
NORTHERN REGION
|
|
|
|
|
|
|
|
STATE :
|
PUNJAB
|
|
|
|
|
(Amount in Rupees Lakh)
|
| |
|
|
RURAL
|
SEMI-URBAN
|
|
OCCUPATION
|
No. of
|
Credit
|
Amount
|
No. of
|
Credit
|
Amount
|
| |
|
|
Accounts
|
Limit
|
Outstanding
|
Accounts
|
Limit
|
Outstanding
|
| |
|
|
1
|
2
|
3
|
4
|
5
|
6
|
|
I.
|
AGRICULTURE
|
3,70,087
|
3125,64
|
2534,02
|
1,79,681
|
1828,55
|
1522,72
|
| |
1.
|
Direct Finance
|
3,64,853
|
2995,20
|
2421,77
|
1,74,304
|
1550,93
|
1304,71
|
| |
2.
|
Indirect Finance
|
5,234
|
130,45
|
112,25
|
5,377
|
277,62
|
218,02
|
|
II.
|
INDUSTRY
|
26,718
|
640,00
|
515,94
|
24,342
|
1830,25
|
1461,89
|
| |
1.
|
Mining & Quarrying
|
198
|
9,49
|
8,58
|
175
|
22,75
|
20,59
|
| |
2.
|
Food Manufacturing & Processing
|
1,717
|
166,92
|
124,53
|
3,525
|
661,98
|
513,78
|
| |
|
(a) Rice Mills, Flour & Dal Mills
|
744
|
95,95
|
74,65
|
2,066
|
452,09
|
348,67
|
| |
|
(b) Sugar
|
5
|
20,08
|
11,27
|
14
|
47,95
|
41,80
|
| |
|
(c) Edible Oils & Vanaspati
|
40
|
15,81
|
10,40
|
206
|
55,74
|
43,78
|
| |
|
(d) Tea Processing
|
—
|
—
|
—
|
29
|
2,07
|
1,82
|
| |
|
(e) Processing of Fruits & Vegetables
|
7
|
1,58
|
1,32
|
23
|
2,09
|
1,41
|
| |
|
(f) Others
|
921
|
33,50
|
26,89
|
1,187
|
102,04
|
76,31
|
| |
3.
|
Beverage & Tobacco
|
24
|
3,77
|
3,63
|
33
|
16,45
|
16,20
|
| |
4.
|
Textiles
|
1,999
|
132,33
|
117,27
|
1,516
|
188,61
|
142,11
|
| |
|
(a) CottonTextiles
|
139
|
73,88
|
71,50
|
250
|
120,49
|
85,85
|
| |
|
(b) Jute & Other Natural Fibre Textiles
|
120
|
45
|
30
|
5
|
14
|
7
|
| |
|
(c) Handloom Textiles & Khadi
|
1,150
|
15,10
|
11,46
|
895
|
13,67
|
11,33
|
| |
|
(d) Other Textiles & Textile Products
|
590
|
42,89
|
34,00
|
366
|
54,31
|
44,86
|
| |
5.
|
Paper, Paper Products & Printing
|
127
|
22,62
|
21,53
|
328
|
29,82
|
25,80
|
| |
6.
|
Leather & Leather Products
|
147
|
1,14
|
86
|
134
|
1,81
|
1,71
|
| |
7.
|
Rubber & Plastic Products
|
100
|
10,81
|
9,72
|
412
|
37,16
|
33,05
|
| |
8.
|
Chemicals & Chemical Products
|
144
|
26,19
|
24,56
|
373
|
133,07
|
77,47
|
| |
|
(a) Heavy Industrial Chemicals
|
12
|
3,01
|
2,92
|
36
|
3,52
|
3,44
|
| |
|
(b) Fertilisers
|
6
|
3,71
|
4,86
|
29
|
13,21
|
11,08
|
| |
|
(c) Drugs & Pharmaceuticals
|
26
|
12,06
|
11,57
|
71
|
16,46
|
14,46
|
| |
|
(d) Non-EdibleOils
|
7
|
1,38
|
47
|
11
|
3,87
|
2,99
|
| |
|
(e) Other Chemicals&ChemicalProducts
|
93
|
6,04
|
4,74
|
226
|
96,01
|
45,50
|
| |
9.
|
Petroleum, Coal Products & Nuclear Fuels
|
8
|
49
|
46
|
27
|
5,85
|
4,70
|
| |
10.
|
Manufacture of Cement & CementProducts
|
57
|
2,78
|
2,40
|
157
|
7,29
|
6,08
|
| |
11.
|
BasicMetals & MetalProducts
|
407
|
40,85
|
35,18
|
1,720
|
233,95
|
202,16
|
| |
|
(a) Iron & Steel
|
54
|
18,97
|
18,21
|
698
|
179,67
|
150,64
|
| |
|
(b) Non-FerrousMetals
|
6
|
11,12
|
7,58
|
25
|
2,90
|
2,43
|
| |
|
(c) MetalProducts
|
347
|
10,77
|
9,39
|
997
|
51,38
|
49,10
|
| |
12.
|
Engineering
|
743
|
19,72
|
18,15
|
1,869
|
134,15
|
123,80
|
| |
|
(a) Heavy Engineering
|
59
|
3,38
|
2,89
|
327
|
44,98
|
34,09
|
| |
|
(b) Light Engineering
|
410
|
10,27
|
9,70
|
1,128
|
35,92
|
31,43
|
| |
|
(c) Electrical Machinery & Goods
|
182
|
4,49
|
4,03
|
311
|
24,72
|
20,92
|
| |
|
(d) Electronic Machinery & Goods
|
92
|
1,58
|
1,52
|
103
|
28,54
|
37,36
|
| |
13.
|
Vehicles, Vehicle Parts & Transport Equipments
|
344
|
30,12
|
16,59
|
538
|
55,29
|
38,78
|
| |
14.
|
OtherIndustries
|
20,123
|
89,23
|
75,30
|
12,323
|
149,33
|
125,16
|
| |
15.
|
Electricity, Gas & Water
|
6
|
23,90
|
11,96
|
56
|
4,04
|
3,53
|
| |
|
(a) Electricity Generation & Transmission
|
3
|
23,81
|
11,87
|
39
|
2,89
|
2,66
|
| |
|
(b) Non-Conventional Energy
|
1
|
3
|
2
|
—
|
—
|
—
|
| |
|
(c) Gas, Steam & Water Supply
|
2
|
7
|
7
|
17
|
1,15
|
87
|
| |
16.
|
Construction
|
574
|
59,63
|
45,22
|
1,156
|
148,68
|
126,97
|
|
III.
|
TRANSPORT OPERATORS
|
5,163
|
33,36
|
25,07
|
3,024
|
33,66
|
26,71
|
|
IV.
|
PROFESSIONAL AND OTHER SERVICES
|
6,137
|
77,65
|
66,39
|
7,085
|
262,91
|
164,28
|
|
V.
|
PERSONALLOANS
|
1,13,319
|
832,41
|
715,81
|
1,54,587
|
1425,13
|
1205,71
|
| |
1.
|
Loans for Purchase of Consumer Durables
|
8,261
|
28,38
|
20,49
|
7,661
|
35,89
|
26,06
|
| |
2.
|
Loans for Housing
|
20,639
|
296,04
|
266,61
|
29,723
|
570,27
|
503,79
|
| |
3.
|
Rest of the Personal Loans
|
84,419
|
507,99
|
428,71
|
1,17,203
|
818,97
|
675,86
|
|
VI.
|
TRADE
|
48,241
|
3548,13
|
3498,21
|
47,468
|
803,49
|
676,74
|
| |
1.
|
Wholesale Trade
|
1,341
|
3309,84
|
3298,24
|
3,193
|
241,80
|
205,08
|
| |
2.
|
Retail Trade
|
46,900
|
238,28
|
199,97
|
44,275
|
561,69
|
471,65
|
|
VII.
|
FINANCE
|
903
|
10,38
|
9,45
|
674
|
24,95
|
23,41
|
|
VIII.
|
ALLOTHERS
|
21,068
|
299,58
|
183,57
|
27,571
|
538,53
|
420,91
|
|
TOTAL BANK CREDIT
|
5,91,636
|
8567,13
|
7548,45
|
4,44,432
|
6747,46
|
5502,36
|
|
OF
|
WHICH: 1.
Artisans and Village & Tiny Industries
|
11,900
|
52,62
|
42,34
|
3,711
|
164,39
|
116,46
|
| |
|
2. Other Small Scale Industries
|
10,917
|
220,91
|
184,57
|
14,734
|
687,43
|
577,07
|
|
NORTHERN REGION
|
|
|
|
|
|
|
|
STATE :
|
PUNJAB
|
|
|
|
|
(Amount in Rupees Lakh)
|
| |
|
|
|
URBAN
|
|
METROPOLITAN
|
|
OCCUPATION
|
No. of
|
Credit
|
Amount
|
No. of
|
Credit
|
Amount
|
| |
|
|
Accounts
|
Limit
|
Outstanding
|
Accounts
|
Limit
|
Outstanding
|
| |
|
|
7
|
8
|
9
|
10
|
11
|
12
|
|
I.
|
AGRICULTURE
|
31,317
|
750,84
|
628,75
|
2,722
|
61,59
|
50,75
|
| |
1.
|
DirectFinance
|
29,660
|
361,28
|
297,08
|
2,635
|
47,07
|
39,77
|
| |
2.
|
IndirectFinance
|
1,657
|
389,55
|
331,67
|
87
|
14,53
|
10,98
|
|
II.
|
INDUSTRY
|
25,412
|
2867,76
|
2426,23
|
20,724
|
4850,44
|
3870,51
|
| |
1.
|
Mining & Quarrying
|
48
|
19,30
|
13,94
|
25
|
4,72
|
4,05
|
| |
2.
|
Food Manufacturing & Processing
|
1,029
|
407,53
|
336,47
|
364
|
108,90
|
99,11
|
| |
|
(a) Rice Mills, Flour & Dal Mills
|
446
|
302,04
|
261,68
|
46
|
7,28
|
7,62
|
| |
|
(b) Sugar
|
9
|
12,66
|
9,10
|
4
|
29,49
|
25,83
|
| |
|
(c) Edible Oils & Vanaspati
|
67
|
37,58
|
31,31
|
76
|
20,09
|
18,65
|
| |
|
(d) TeaProcessing
|
6
|
89
|
47
|
—
|
—
|
—
|
| |
|
(e) Processing of Fruits & Vegetables
|
9
|
2,03
|
2,30
|
10
|
10,94
|
11,10
|
| |
|
(f) Others
|
492
|
52,34
|
31,60
|
228
|
41,11
|
35,92
|
| |
3.
|
Beverage & Tobacco
|
52
|
27,67
|
17,92
|
11
|
17,61
|
15,43
|
| |
4.
|
Textiles
|
2,625
|
708,48
|
617,86
|
7,601
|
2885,76
|
2255,09
|
| |
|
(a) Cotton Textiles
|
429
|
465,20
|
407,61
|
1,099
|
1491,93
|
1151,89
|
| |
|
(b) Jute & Other Natural Fibre Textiles
|
47
|
2,46
|
2,09
|
22
|
6,51
|
5,29
|
| |
|
(c) Handloom Textiles & Khadi
|
145
|
10,12
|
8,78
|
213
|
29,27
|
25,06
|
| |
|
(d) Other Textiles & Textile Products
|
2,004
|
230,70
|
199,38
|
6,267
|
1358,04
|
1072,85
|
| |
5.
|
Paper, Paper Products & Printing
|
687
|
173,11
|
137,58
|
393
|
122,64
|
106,29
|
| |
6.
|
Leather & Leather Products
|
368
|
68,51
|
56,70
|
83
|
17,08
|
11,99
|
| |
7.
|
Rubber & Plastic Products
|
1,171
|
86,18
|
76,13
|
463
|
252,02
|
199,90
|
| |
8.
|
Chemicals & ChemicalProducts
|
688
|
200,91
|
191,10
|
274
|
38,84
|
31,51
|
| |
|
(a) Heavy Industrial Chemicals
|
31
|
87,46
|
87,02
|
36
|
6,66
|
6,00
|
| |
|
(b) Fertilisers
|
15
|
26,79
|
25,64
|
2
|
25
|
21
|
| |
|
(c) Drugs & Pharmaceuticals
|
227
|
27,09
|
24,19
|
56
|
5,06
|
4,47
|
| |
|
(d) Non-EdibleOils
|
7
|
55
|
63
|
5
|
59
|
56
|
| |
|
(e) Other Chemicals & ChemicalProducts
|
408
|
59,01
|
53,62
|
175
|
26,27
|
20,25
|
| |
9.
|
Petroleum, CoalProducts & NuclearFuels
|
43
|
4,80
|
4,18
|
22
|
12,22
|
12,21
|
| |
10.
|
Manufacture of Cement & CementProducts
|
63
|
10,91
|
9,21
|
22
|
1,42
|
1,41
|
| |
11.
|
BasicMetals & MetalProducts
|
3,118
|
311,44
|
272,60
|
1,346
|
398,44
|
331,90
|
| |
|
(a) Iron & Steel
|
467
|
54,50
|
45,25
|
543
|
254,11
|
227,86
|
| |
|
(b) Non-FerrousMetals
|
227
|
18,36
|
16,43
|
25
|
15,29
|
5,98
|
| |
|
(c) Metal Products
|
2,424
|
238,58
|
210,93
|
778
|
129,04
|
98,06
|
| |
12.
|
Engineering
|
2,684
|
183,35
|
150,71
|
1,500
|
152,14
|
122,31
|
| |
|
(a) Heavy Engineering
|
312
|
58,98
|
48,23
|
217
|
54,38
|
38,97
|
| |
|
(b) Light Engineering
|
1,634
|
70,35
|
64,53
|
1,024
|
75,17
|
63,27
|
| |
|
(c) Electrical Machinery & Goods
|
624
|
47,92
|
34,37
|
208
|
17,22
|
14,88
|
| |
|
(d) Electronic Machinery & Goods
|
114
|
6,10
|
3,59
|
51
|
5,36
|
5,19
|
| |
13.
|
Vehicles, Vehicle Parts & Transport Equipments
|
443
|
44,25
|
36,12
|
4,141
|
622,32
|
495,33
|
| |
14.
|
Other Industries
|
11,435
|
244,80
|
205,42
|
4,096
|
191,82
|
162,17
|
| |
15.
|
Electricity, Gas & Water
|
83
|
299,74
|
244,08
|
13
|
1,93
|
1,32
|
| |
|
(a) Electricity Generation & Transmission
|
41
|
180,17
|
145,09
|
8
|
86
|
69
|
| |
|
(b) Non-Conventiona Energy
|
2
|
7
|
5
|
—
|
—
|
—
|
| |
|
(c) Gas, Steam & Water Supply
|
40
|
119,50
|
98,94
|
5
|
1,07
|
64
|
| |
16.
|
Construction
|
875
|
76,79
|
56,20
|
370
|
22,57
|
20,51
|
|
III.
|
TRANSPORT OPERATORS
|
4,434
|
41,37
|
34,12
|
306
|
9,07
|
7,29
|
|
IV.
|
PROFESSIONAL AND OTHER SERVICES
|
6,377
|
224,94
|
171,51
|
1,409
|
95,76
|
80,32
|
|
V.
|
PERSONALLOANS
|
1,62,538
|
1796,25
|
1468,42
|
55,232
|
836,45
|
694,67
|
| |
1.
|
Loans for Purchase of Consumer Durables
|
7,559
|
37,28
|
26,95
|
1,500
|
10,69
|
8,38
|
| |
2.
|
Loans for Housing
|
30,526
|
712,65
|
631,88
|
11,366
|
348,31
|
311,43
|
| |
3.
|
Rest of the PersonalLoans
|
1,24,453
|
1046,32
|
809,59
|
42,366
|
477,45
|
374,87
|
|
VI.
|
TRADE
|
32,899
|
896,95
|
755,02
|
7,496
|
473,90
|
405,76
|
| |
1.
|
Wholesale Trade
|
4,441
|
367,91
|
302,07
|
2,121
|
245,55
|
206,58
|
| |
2.
|
Retail Trade
|
28,458
|
529,04
|
452,95
|
5,375
|
228,35
|
199,18
|
|
VII.
|
FINANCE
|
1,057
|
38,98
|
34,47
|
175
|
33,42
|
28,17
|
|
VIII.
|
ALLOTHERS
|
30,016
|
687,42
|
531,80
|
11,758
|
529,59
|
451,27
|
| |
|
|
|
|
|
|
|
|
|
TOTAL BANK CREDIT
|
2,94,050
|
7304,49
|
6050,33
|
99,822
|
6890,21
|
5588,74
|
|
OF
|
WHICH: 1.
Artisans and Village & Tiny Industries
|
1,700
|
42,85
|
35,21
|
638
|
26,97
|
24,90
|
| |
|
2. Other Small Scale Industries
|
17,396
|
917,14
|
784,22
|
15,394
|
1517,94
|
1195,40
|
|