|
NORTHERN REGION
|
|
|
|
|
|
|
|
STATE JAMMU&KASHMIR :
|
|
|
|
|
(Amount in Rupees Lakh)
|
| |
|
|
RURAL
|
SEMI-URBAN
|
|
OCCUPATION
|
No. of
|
Credit
|
Amount
|
No. of
|
Credit
|
Amount
|
| |
|
|
Accounts
|
Limit
|
Outstanding
|
Accounts
|
Limit
|
Outstanding
|
| |
|
|
1
|
2
|
3
|
4
|
5
|
6
|
|
I.
|
AGRICULTURE
|
46,820
|
192,50
|
150,21
|
10,131
|
56,64
|
45,24
|
| |
1.
|
Direct Finance
|
45,097
|
184,24
|
143,10
|
9,860
|
53,58
|
42,43
|
| |
2.
|
Indirect Finance
|
1,723
|
8,26
|
7,11
|
271
|
3,06
|
2,80
|
|
II.
|
INDUSTRY
|
14,850
|
470,77
|
387,94
|
4,319
|
253,03
|
200,26
|
| |
1.
|
Mining & Quarrying
|
11
|
54
|
38
|
9
|
10,16
|
7,25
|
| |
2.
|
Food Manufacturing & Processing
|
406
|
15,52
|
12,30
|
191
|
28,00
|
25,64
|
| |
|
(a) Rice Mills, Flour & Dal Mills
|
126
|
9,38
|
7,71
|
77
|
11,22
|
10,51
|
| |
|
(b) Sugar
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(c) Edible Oils & Vanaspati
|
100
|
1,34
|
1,05
|
40
|
6,40
|
5,52
|
| |
|
(d) Tea Processing
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(e) Processing of Fruits & Vegetables
|
10
|
33
|
36
|
10
|
5,69
|
5,15
|
| |
|
(f) Others
|
170
|
4,47
|
3,17
|
64
|
4,69
|
4,46
|
| |
3.
|
Beverage & Tobacco
|
6
|
2,34
|
2,32
|
6
|
3,07
|
4,13
|
| |
4.
|
Textiles
|
581
|
10,53
|
8,92
|
203
|
100,46
|
77,63
|
| |
|
(a) Cotton Textiles
|
8
|
1,62
|
1,61
|
20
|
96,26
|
74,17
|
| |
|
(b) Jute & Other Natural Fibre Textiles
|
6
|
10
|
5
|
3
|
20
|
20
|
| |
|
(c) Handloom Textiles&Khadi
|
22
|
13
|
11
|
14
|
8
|
7
|
| |
|
(d) Other Textiles & Textile Products
|
545
|
8,69
|
7,15
|
166
|
3,92
|
3,19
|
| |
5.
|
Paper, Paper Products & Printing
|
69
|
1,36
|
1,12
|
27
|
12,30
|
3,67
|
| |
6.
|
Leather & Leather Products
|
27
|
1,08
|
53
|
25
|
69
|
61
|
| |
7.
|
Rubber & Plastic Products
|
18
|
71
|
66
|
36
|
5,26
|
5,20
|
| |
8.
|
Chemicals & Chemical Products
|
43
|
1,60
|
1,58
|
44
|
18,84
|
17,03
|
| |
|
(a) Heavy Industrial Chemicals
|
—
|
—
|
—
|
2
|
18
|
19
|
| |
|
(b) Fertilisers
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(c) Drugs & Pharmaceuticals
|
11
|
1,08
|
1,09
|
5
|
1,59
|
1,52
|
| |
|
(d) Non-EdibleOils
|
—
|
—
|
—
|
1
|
5
|
5
|
| |
|
(e) Other Chemicals & ChemicalProducts
|
32
|
52
|
49
|
36
|
17,02
|
15,27
|
| |
9.
|
Petroleum, CoalProducts & NuclearFuels
|
4
|
28
|
22
|
—
|
—
|
—
|
| |
10.
|
Manufacture of Cement & Cement Products
|
24
|
1,79
|
1,62
|
30
|
10,00
|
4,77
|
| |
11.
|
Basic Metals & Metal Products
|
160
|
5,08
|
4,52
|
150
|
12,37
|
10,88
|
| |
|
(a) Iron & Steel
|
7
|
39
|
30
|
24
|
7,73
|
6,77
|
| |
|
(b) Non-Ferrous Metals
|
—
|
—
|
—
|
2
|
67
|
67
|
| |
|
(c) Metal Products
|
153
|
4,69
|
4,22
|
124
|
3,98
|
3,44
|
| |
12.
|
Engineering
|
138
|
210,15
|
208,58
|
96
|
5,86
|
5,30
|
| |
|
(a) Heavy Engineering
|
8
|
43
|
47
|
25
|
1,42
|
1,32
|
| |
|
(b) Light Engineering
|
39
|
8,64
|
7,08
|
28
|
48
|
32
|
| |
|
(c) Electrical Machinery & Goods
|
71
|
200,94
|
200,90
|
31
|
3,24
|
3,12
|
| |
|
(d) Electronic Machinery & Goods
|
20
|
14
|
13
|
12
|
73
|
55
|
| |
13.
|
Vehicles, Vehicle Parts & Transport Equipments
|
99
|
2,05
|
1,58
|
268
|
1,40
|
99
|
| |
14.
|
OtherIndustries
|
12,331
|
51,03
|
43,03
|
3,010
|
34,67
|
27,94
|
| |
15.
|
Electricity, Gas & Water
|
2
|
150,03
|
85,74
|
—
|
—
|
—
|
| |
|
(a) Electricity Generation & Transmission
|
2
|
150,03
|
85,74
|
—
|
—
|
—
|
| |
|
(b) Non-Conventional Energy
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(c) Gas, Steam & Water Supply
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
16.
|
Construction
|
931
|
16,69
|
14,83
|
224
|
9,93
|
9,21
|
|
III.
|
TRANSPORT OPERATORS
|
6,109
|
115,10
|
80,73
|
2,122
|
62,74
|
46,19
|
|
IV.
|
PROFESSIONAL AND OTHER SERVICES
|
3,144
|
47,46
|
37,69
|
871
|
24,55
|
19,38
|
|
V.
|
PERSONALLOANS
|
1,08,693
|
419,03
|
345,49
|
25,072
|
148,96
|
116,93
|
| |
1.
|
Loans for Purchase of Consumer Durables
|
14,448
|
43,16
|
32,89
|
2,294
|
8,41
|
5,90
|
| |
2.
|
Loans for Housing
|
7,454
|
74,73
|
65,15
|
2,605
|
49,02
|
43,04
|
| |
3.
|
Rest of the Personal Loans
|
86,791
|
301,14
|
247,45
|
20,173
|
91,53
|
68,00
|
|
VI.
|
TRADE
|
30,368
|
202,83
|
161,47
|
8,905
|
134,81
|
119,13
|
| |
1.
|
Wholesale Trade
|
1,154
|
16,12
|
13,51
|
429
|
18,86
|
17,58
|
| |
2.
|
RetailTrade
|
29,214
|
186,72
|
147,96
|
8,476
|
115,95
|
101,56
|
|
VII.
|
FINANCE
|
85
|
51,15
|
51,27
|
16
|
2,24
|
2,52
|
|
VIII.
|
ALLOTHERS
|
9,768
|
64,55
|
53,62
|
5,162
|
37,39
|
31,57
|
|
TOTAL BANK CREDIT
|
2,19,837
|
1563,39
|
1268,42
|
56,598
|
720,35
|
581,23
|
|
OF
|
WHICH: 1.
Artisans and Village & Tiny Industries
|
5,304
|
24,73
|
19,33
|
1,640
|
12,27
|
10,01
|
| |
|
2. Other Small Scale Industries
|
5,284
|
36,85
|
32,45
|
1,375
|
98,91
|
70,80
|
|
NORTHERN REGION
|
|
|
|
|
|
|
|
STATE JAMMU : & KASHMIR
|
|
|
|
|
(Amount in Rupees Lakh)
|
| |
|
|
URBAN
|
METROPOLITAN
|
|
OCCUPATION
|
No. of
|
Credit
|
Amount
|
No. of
|
Credit
|
Amount
|
| |
|
|
Accounts
|
Limit
|
Outstanding
|
Accounts
|
Limit
|
Outstanding
|
| |
|
|
7
|
8
|
9
|
10
|
11
|
12
|
|
I.
|
AGRICULTURE
|
2,966
|
81,17
|
55,15
|
—
|
—
|
—
|
| |
1.
|
DirectFinance
|
2,793
|
45,46
|
36,27
|
—
|
—
|
—
|
| |
2.
|
IndirectFinance
|
173
|
35,71
|
18,88
|
—
|
—
|
—
|
|
II.
|
INDUSTRY
|
13,689
|
403,22
|
338,50
|
—
|
—
|
—
|
| |
1.
|
Mining & Quarrying
|
20
|
1,83
|
1,59
|
—
|
—
|
—
|
| |
2.
|
Food Manufacturing & Processing
|
385
|
95,49
|
79,39
|
—
|
—
|
—
|
| |
|
(a) Rice Mills, Flour & Dal Mills
|
131
|
37,35
|
30,43
|
—
|
—
|
—
|
| |
|
(b) Sugar
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(c) Edible Oils & Vanaspati
|
26
|
5,03
|
3,43
|
—
|
—
|
—
|
| |
|
(d) TeaProcessing
|
—
|
—
|
—
|
—
|
—
|
—
|
| |
|
(e) Processing of Fruits & Vegetables
|
13
|
13,63
|
12,80
|
—
|
—
|
—
|
| |
|
(f) Others
|
215
|
39,47
|
32,73
|
—
|
—
|
—
|
| |
3.
|
Beverage & Tobacco
|
17
|
4,32
|
2,52
|
—
|
—
|
—
|
| |
4.
|
Textiles
|
1,333
|
53,51
|
43,28
|
—
|
—
|
—
|
| |
|
(a) Cotton Textiles
|
13
|
26,38
|
19,59
|
—
|
—
|
—
|
| |
|
(b) Jute & Other Natural Fibre Textiles
|
6
|
2,31
|
2,18
|
—
|
—
|
—
|
| |
|
(c) Handloom Textiles & Khadi
|
238
|
3,83
|
3,31
|
—
|
—
|
—
|
| |
|
(d) Other Textiles & Textile Products
|
1,076
|
21,00
|
18,20
|
—
|
—
|
—
|
| |
5.
|
Paper, Paper Products & Printing
|
137
|
6,29
|
5,70
|
—
|
—
|
—
|
| |
6.
|
Leather & Leather Products
|
204
|
2,70
|
2,74
|
—
|
—
|
—
|
| |
7.
|
Rubber & Plastic Products
|
107
|
6,33
|
6,05
|
—
|
—
|
—
|
| |
8.
|
Chemicals & Chemical Products
|
108
|
23,44
|
15,27
|
—
|
—
|
—
|
| |
|
(a) Heavy Industrial Chemicals
|
8
|
1,17
|
1,67
|
—
|
—
|
—
|
| |
|
(b) Fertilisers
|
1
|
90
|
91
|
—
|
—
|
—
|
| |
|
(c) Drugs & Pharmaceuticals
|
38
|
4,30
|
3,68
|
—
|
—
|
—
|
| |
|
(d) Non-EdibleOils
|
1
|
12
|
7
|
—
|
—
|
—
|
| |
|
(e) Other Chemicals & Chemical Products
|
60
|
16,95
|
8,95
|
—
|
—
|
—
|
| |
9.
|
Petroleum, CoalProducts & NuclearFuels
|
2
|
16
|
15
|
—
|
—
|
—
|
| |
10.
|
Manufacture of Cement & Cement Products
|
40
|
42,40
|
42,24
|
—
|
—
|
—
|
| |
11.
|
Basic Metals & Metal Products
|
242
|
20,08
|
17,88
|
—
|
—
|
—
|
| |
|
(a) Iron & Steel
|
36
|
12,09
|
10,71
|
—
|
—
|
—
|
| |
|
(b) Non-Ferrous Metals
|
4
|
25
|
16
|
—
|
—
|
—
|
| |
|
(c) Metal Products
|
202
|
7,74
|
7,02
|
—
|
—
|
—
|
| |
12.
|
Engineering
|
583
|
19,52
|
19,12
|
—
|
—
|
—
|
| |
|
(a) Heavy Engineering
|
24
|
3,90
|
2,96
|
—
|
—
|
—
|
| |
|
(b) Light Engineering
|
314
|
4,77
|
3,73
|
—
|
—
|
—
|
| |
|
(c) Electrical Machinery & Goods
|
175
|
6,51
|
8,14
|
—
|
—
|
—
|
| |
|
(d) Electronic Machinery & Goods
|
70
|
4,33
|
4,29
|
—
|
—
|
—
|
| |
13.
|
Vehicles, VehicleParts & Transport Equipments
|
105
|
3,82
|
2,02
|
—
|
—
|
—
|
| |
14.
|
Other Industries
|
10,023
|
81,49
|
69,39
|
—
|
—
|
—
|
| |
15.
|
Electricity, Gas & Water
|
8
|
37
|
26
|
—
|
—
|
—
|
| |
|
(a) Electricity Generation & Transmission
|
3
|
12
|
7
|
—
|
—
|
—
|
| |
|
(b) Non-Conventional Energy
|
1
|
4
|
4
|
—
|
—
|
—
|
| |
|
(c) Gas, Steam & Water Supply
|
4
|
21
|
16
|
—
|
—
|
—
|
| |
16.
|
Construction
|
375
|
41,49
|
30,90
|
—
|
—
|
—
|
|
III.
|
TRANSPORT OPERATORS
|
2,338
|
71,94
|
50,22
|
—
|
—
|
—
|
|
IV.
|
PROFESSIONAL AND OTHER SERVICES
|
4,569
|
1355,23
|
1358,07
|
—
|
—
|
—
|
|
V.
|
PERSONALLOANS
|
81,021
|
600,99
|
490,14
|
—
|
—
|
—
|
| |
1.
|
Loans for Purchase of Consumer Durables
|
10,439
|
48,56
|
38,12
|
—
|
—
|
—
|
| |
2.
|
Loans for Housing
|
9,738
|
182,06
|
160,59
|
—
|
—
|
—
|
| |
3.
|
Rest of the Personal Loans
|
60,844
|
370,36
|
291,43
|
—
|
—
|
—
|
|
VI.
|
TRADE
|
25,437
|
896,36
|
826,33
|
—
|
—
|
—
|
| |
1.
|
Wholesale Trade
|
2,794
|
663,55
|
623,24
|
—
|
—
|
—
|
| |
2.
|
RetailTrade
|
22,643
|
232,82
|
203,09
|
—
|
—
|
—
|
|
VII.
|
FINANCE
|
208
|
13,76
|
12,45
|
—
|
—
|
—
|
|
VIII.
|
ALLOTHERS
|
7,965
|
194,75
|
98,51
|
—
|
—
|
—
|
|
TOTAL BANK CREDIT
|
1,38,193
|
3617,42
|
3229,36
|
—
|
—
|
—
|
|
OF
|
WHICH: 1.
Artisans and Village & Tiny Industries
|
3,115
|
36,87
|
30,95
|
—
|
—
|
—
|
| |
|
2. Other Small Scale Industries
|
4,891
|
144,50
|
129,96
|
—
|
—
|
—
|
|