|
|
|
NORTHERN REGION (Contd.) |
|
|
|
STATE : PUNJAB |
| |
|
|
STATEBANKOFINDIA |
NATIONALISEDBANKS |
| |
|
|
AND ITS ASSOCIATES |
|
|
|
|
OCCUPATION |
|
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
| |
|
|
Accounts |
Limit |
Out- |
Accounts |
Limit |
Out- |
| |
|
|
|
|
standing |
|
|
standing |
| |
|
|
1 |
2 |
3 |
4 |
5 |
6 |
| |
|
|
|
|
|
|
|
|
|
I. |
AGRICULTURE |
|
2,29,793 |
2113,65 |
1715,01 |
3,00,509 |
3328,33 |
2745,29 |
| |
1. Direct Finance |
|
2,25,794 |
1958,86 |
1609,70 |
2,92,866 |
2696,40 |
2200,29 |
| |
2. IndirectFinance |
|
3,999 |
154,79 |
105,31 |
7,643 |
631,93 |
545,01 |
|
II. |
INDUSTRY |
|
30,713 |
3564,74 |
2681,31 |
56,291 |
5102,14 |
4407,21 |
| |
1. Mining & Quarrying |
|
195 |
27,53 |
18,81 |
216 |
23,89 |
22,34 |
| |
2. Food Manufacturing & Processing |
2,145 |
441,85 |
324,39 |
4,404 |
791,71 |
676,49 |
| |
(a) Rice Mills, Flour & Dal |
Mills |
1,455 |
306,96 |
222,23 |
1,830 |
517,21 |
438,35 |
| |
(b) Sugar |
|
13 |
22,10 |
18,25 |
18 |
74,59 |
61,65 |
| |
(c) Edible Oils & Vanaspati |
122 |
32,99 |
26,26 |
257 |
76,90 |
66,43 |
| |
(d) TeaProcessing |
|
24 |
1,75 |
1,54 |
11 |
1,20 |
75 |
| |
(e) Processing of Fruits & Vegetables |
5 |
64 |
46 |
44 |
15,99 |
15,67 |
| |
(f) Others |
|
526 |
77,41 |
55,65 |
2,244 |
105,83 |
93,64 |
| |
3. Beverage & Tobacco |
|
17 |
11,21 |
6,51 |
98 |
39,83 |
34,37 |
| |
4. Textiles |
|
3,952 |
1531,62 |
1136,09 |
9,381 |
1549,18 |
1335,12 |
| |
(a) CottonTextiles |
|
509 |
680,31 |
518,43 |
1,327 |
731,66 |
611,55 |
| |
(b) Jute & Other Natural Fibre Textiles |
32 |
5,29 |
4,53 |
158 |
4,26 |
3,21 |
| |
(c) Handloom Textiles & Khadi |
427 |
18,20 |
13,55 |
1,769 |
49,66 |
42,88 |
| |
(d) Other Textiles & Textile |
Products |
2,984 |
827,83 |
599,59 |
6,127 |
763,61 |
677,48 |
| |
5. Paper, Paper Products & Printing |
362 |
70,57 |
66,06 |
1,113 |
206,60 |
172,94 |
| |
6. Leather & Leather Products |
159 |
6,27 |
5,08 |
508 |
63,87 |
52,77 |
| |
7. Rubber & Plastic Products |
|
771 |
153,54 |
134,78 |
1,352 |
212,72 |
162,86 |
| |
8. Chemicals & Chemical Products |
459 |
56,88 |
47,88 |
975 |
111,37 |
100,13 |
| |
(a) Heavy Industrial Chemicals |
24 |
3,11 |
2,84 |
87 |
16,45 |
15,54 |
| |
(b) Fertilisers |
|
20 |
6,40 |
4,47 |
27 |
11,33 |
12,35 |
| |
(c) Drugs & Pharmaceuticals |
115 |
16,17 |
13,17 |
257 |
35,08 |
32,41 |
| |
(d) Non-EdibleOils |
|
10 |
2,22 |
1,80 |
20 |
4,18 |
2,85 |
| |
(e) OtherChemicals&ChemicalProducts |
290 |
28,98 |
25,60 |
584 |
44,33 |
36,97 |
| |
9. Petroleum, Coal Products |
& Nuclear Fuels |
29 |
5,76 |
4,46 |
69 |
15,58 |
15,12 |
| |
10. Manufacture of Cement & |
Cement Products |
150 |
6,67 |
5,41 |
141 |
12,92 |
12,34 |
| |
11. Basic Metals & Metal Products |
2,301 |
356,01 |
276,15 |
4,141 |
558,77 |
511,87 |
| |
(a) Iron & Steel |
|
655 |
186,37 |
153,05 |
1,055 |
280,11 |
254,47 |
| |
(b) Non-FerrousMetals |
|
206 |
24,80 |
14,02 |
73 |
16,53 |
15,53 |
| |
(c) MetalProducts |
|
1,440 |
144,84 |
109,08 |
3,013 |
262,12 |
241,87 |
| |
12. Engineering |
|
1,573 |
165,81 |
121,46 |
5,103 |
297,40 |
273,42 |
| |
(a) HeavyEngineering |
|
283 |
43,32 |
30,85 |
585 |
106,23 |
83,14 |
| |
(b) LightEngineering |
|
828 |
71,34 |
57,05 |
3,326 |
114,14 |
107,61 |
| |
(c) Electrical Machinery & |
Goods |
376 |
41,92 |
28,05 |
925 |
45,05 |
40,71 |
| |
(d) Electronic Machinery & |
Goods |
86 |
9,23 |
5,51 |
267 |
31,99 |
41,96 |
| |
13. Vehicles, Vehicle Parts & Transport Equipments |
2,403 |
322,85 |
234,24 |
2,931 |
342,09 |
282,76 |
| |
14. OtherIndustries |
|
14,655 |
144,51 |
111,71 |
24,367 |
508,70 |
438,09 |
| |
15. Electricity, Gas & Water |
|
69 |
167,71 |
112,83 |
88 |
161,48 |
147,88 |
| |
(a) Electricity Generation & Transmission |
35 |
48,73 |
14,35 |
56 |
159,00 |
145,96 |
| |
(b) Non-ConventionalEnergy |
2 |
7 |
5 |
1 |
3 |
3 |
| |
(c) Gas, Steam & Water Supply |
32 |
118,92 |
98,43 |
31 |
2,45 |
1,89 |
| |
16. Construction |
|
1,473 |
95,93 |
75,46 |
1,404 |
206,01 |
168,72 |
|
III. |
TRANSPORTOPERATORS |
|
1,576 |
17,32 |
11,97 |
7,700 |
85,88 |
71,24 |
|
IV. |
PROFESSIONALANDOTHERSERVICES |
3,804 |
149,49 |
109,47 |
16,560 |
471,21 |
340,35 |
|
V. |
PERSONAL LOANS |
|
1,64,335 |
1640,04 |
1346,18 |
2,76,602 |
2619,04 |
2290,72 |
| |
1. LoansforPurchaseofConsumerDurables |
10,304 |
45,89 |
31,62 |
11,606 |
53,49 |
39,40 |
| |
2. Loans for Housing |
|
43,403 |
889,12 |
765,81 |
47,151 |
997,35 |
910,93 |
| |
3. Rest of the Personal Loans |
1,10,628 |
705,03 |
548,74 |
2,17,845 |
1568,21 |
1340,38 |
|
VI. |
TRADE |
|
33,518 |
689,53 |
544,81 |
91,614 |
4855,31 |
4643,51 |
| |
1. WholesaleTrade |
|
4,094 |
320,93 |
259,95 |
5,963 |
3760,23 |
3683,99 |
| |
2. RetailTrade |
|
29,424 |
368,60 |
284,87 |
85,651 |
1095,08 |
959,52 |
|
VII. |
FINANCE |
|
292 |
18,57 |
16,45 |
2,408 |
72,96 |
66,64 |
|
VIII. |
ALL OTHERS |
|
20,692 |
633,82 |
471,28 |
63,470 |
1219,95 |
1021,89 |
|
TOTAL BANK CREDIT |
|
4,84,723 |
8827,16 |
6896,48 |
8,15,154 |
17754,84 |
15586,84 |
|
OFWHICH: 1. Artisans and Village & Tiny Industries |
6,264 |
205,37 |
148,30 |
4,916 |
69,76 |
60,91 |
| |
2. Other Small Scale Industries |
18,285 |
1162,98 |
843,71 |
38,183 |
2082,03 |
1816,77 |
|
CREDIT OF SCHEDULED COMMERCIALBANKSACCORDING TO OCCUPATION
– MARCH 2003
|
| |
|
|
|
|
|
|
|
|
|
(Amount in Rupees Lakh)
|
|
FOREIGN BANKS
|
REGIONAL RURAL
BANKS
|
OTHERSCHEDULED
|
ALL SCHEDULED
|
|
| |
|
|
|
|
|
COMMERCIALBANKS
|
COMMERCIALBANKS
|
|
|
No. of
|
Credit
|
Amount
|
No. of
|
Credit
|
Amount
|
No. of
|
Credit
|
Amount
|
No. of
|
Credit
|
Amount
|
Item
|
|
Accounts
|
Limit
|
Out-
|
Accounts
|
Limit
|
Out-
|
Accounts
|
Limit
|
Out-
|
Accounts
|
Limit
|
Out-
|
No.
|
| |
|
standing
|
|
|
standing
|
|
|
standing
|
|
|
standing
|
|
|
7
|
8
|
9
|
10
|
11
|
12
|
13
|
14
|
15
|
16
|
17
|
18
|
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
—
|
—
|
—
|
52,001
|
286,38
|
242,72
|
1,504
|
38,26
|
33,23
|
5,83,807
|
5766,62
|
4736,25
|
I
|
|
—
|
—
|
—
|
51,387
|
280,77
|
238,43
|
1,405
|
18,44
|
14,90
|
5,71,452
|
4954,48
|
4063,32
|
1
|
|
—
|
—
|
—
|
614
|
5,61
|
4,29
|
99
|
19,82
|
18,32
|
12,355
|
812,15
|
672,92
|
2
|
|
77
|
54,47
|
46,22
|
8,495
|
18,22
|
14,57
|
1,620
|
1448,87
|
1125,25
|
97,196
|
10188,44
|
8274,56
|
II
|
|
—
|
—
|
—
|
1
|
3
|
3
|
34
|
4,80
|
5,99
|
446
|
56,26
|
47,17
|
1
|
|
2
|
28
|
20
|
10
|
42
|
35
|
74
|
111,07
|
72,46
|
6,635
|
1345,33
|
1073,89
|
2
|
|
—
|
—
|
—
|
6
|
22
|
18
|
11
|
32,96
|
31,86
|
3,302
|
857,35
|
692,62
|
2(a)
|
|
—
|
—
|
—
|
—
|
—
|
—
|
1
|
13,50
|
8,10
|
32
|
110,18
|
88,00
|
2(b)
|
|
—
|
—
|
—
|
—
|
—
|
—
|
10
|
19,33
|
11,45
|
389
|
129,22
|
104,13
|
2(c)
|
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
35
|
2,96
|
2,29
|
2(d)
|
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
49
|
16,63
|
16,13
|
2(e)
|
|
2
|
28
|
20
|
4
|
20
|
17
|
52
|
45,28
|
21,06
|
2,828
|
228,99
|
170,72
|
2(f)
|
|
3
|
4,42
|
3,31
|
—
|
—
|
—
|
2
|
10,03
|
8,99
|
120
|
65,49
|
53,18
|
3
|
|
12
|
18,58
|
17,84
|
223
|
95
|
73
|
173
|
814,83
|
642,54
|
13,741
|
3915,17
|
3132,32
|
4
|
|
10
|
17,60
|
17,07
|
5
|
24
|
21
|
66
|
721,70
|
569,60
|
1,917
|
2151,51
|
1716,85
|
4(a)
|
|
—
|
—
|
—
|
4
|
1
|
1
|
—
|
—
|
—
|
194
|
9,56
|
7,75
|
4(b)
|
|
—
|
—
|
—
|
206
|
30
|
20
|
1
|
—
|
—
|
2,403
|
68,16
|
56,63
|
4(c)
|
|
2
|
97
|
77
|
8
|
41
|
32
|
106
|
93,13
|
72,94
|
9,227
|
1685,94
|
1351,09
|
4(d)
|
|
6
|
7,91
|
7,34
|
2
|
7
|
6
|
52
|
63,04
|
44,79
|
1,535
|
348,19
|
291,19
|
5
|
|
—
|
—
|
—
|
23
|
9
|
9
|
42
|
18,31
|
13,32
|
732
|
88,54
|
71,25
|
6
|
|
1
|
2,72
|
2,72
|
1
|
3
|
2
|
21
|
17,16
|
18,42
|
2,146
|
386,17
|
318,80
|
7
|
|
—
|
—
|
—
|
5
|
53
|
39
|
40
|
230,24
|
176,23
|
1,479
|
399,02
|
324,63
|
8
|
|
—
|
—
|
—
|
—
|
—
|
—
|
4
|
81,09
|
81,01
|
115
|
100,65
|
99,39
|
8(a)
|
|
—
|
—
|
—
|
2
|
44
|
30
|
3
|
25,79
|
24,67
|
52
|
43,96
|
41,79
|
8(b)
|
|
—
|
—
|
—
|
1
|
3
|
4
|
7
|
9,39
|
9,07
|
380
|
60,68
|
54,69
|
8(c)
|
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
30
|
6,39
|
4,65
|
8(d)
|
|
—
|
—
|
—
|
2
|
6
|
5
|
26
|
113,96
|
61,49
|
902
|
187,33
|
124,11
|
8(e)
|
|
—
|
—
|
—
|
1
|
10
|
4
|
1
|
1,93
|
1,93
|
100
|
23,37
|
21,55
|
9
|
|
1
|
11
|
8
|
1
|
—
|
—
|
6
|
2,71
|
1,27
|
299
|
22,41
|
19,10
|
10
|
|
9
|
1,15
|
86
|
—
|
—
|
—
|
140
|
68,75
|
52,96
|
6,591
|
984,68
|
841,85
|
11
|
|
2
|
50
|
48
|
—
|
—
|
—
|
50
|
40,27
|
33,93
|
1,762
|
507,25
|
441,94
|
11(a)
|
|
—
|
—
|
—
|
—
|
—
|
—
|
4
|
6,34
|
2,87
|
283
|
47,68
|
32,42
|
11(b)
|
|
7
|
66
|
37
|
—
|
—
|
—
|
86
|
22,13
|
16,17
|
4,546
|
429,76
|
367,49
|
11(c)
|
|
3
|
80
|
80
|
12
|
3
|
2
|
105
|
25,32
|
19,27
|
6,796
|
489,36
|
414,97
|
12
|
|
1
|
68
|
68
|
—
|
—
|
—
|
46
|
11,48
|
9,51
|
915
|
161,72
|
124,18
|
12(a)
|
|
2
|
11
|
11
|
—
|
—
|
—
|
40
|
6,12
|
4,16
|
4,196
|
191,71
|
168,94
|
12(b)
|
|
—
|
—
|
—
|
11
|
3
|
2
|
13
|
7,36
|
5,42
|
1,325
|
94,35
|
74,20
|
12(c)
|
|
—
|
—
|
—
|
1
|
—
|
—
|
6
|
36
|
18
|
360
|
41,58
|
47,65
|
12(d)
|
|
2
|
18,50
|
13,07
|
39
|
24
|
15
|
91
|
68,31
|
56,61
|
5,466
|
751,98
|
586,82
|
13
|
|
38
|
1
|
|
8,137
|
14,36
|
11,31
|
780
|
7,61
|
6,93
|
47,977
|
675,19
|
568,04
|
14
|
|
—
|
—
|
—
|
—
|
—
|
—
|
1
|
42
|
19
|
158
|
329,61
|
260,90
|
15
|
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
91
|
207,73
|
160,31
|
15(a)
|
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
—
|
3
|
9
|
8
|
15(b)
|
|
—
|
—
|
—
|
—
|
—
|
—
|
1
|
42
|
19
|
64
|
121,79
|
100,52
|
15(c)
|
|
—
|
—
|
—
|
40
|
1,38
|
1,37
|
58
|
4,34
|
3,35
|
2,975
|
307,67
|
248,90
|
16
|
|
2
|
30
|
23
|
1,466
|
3,48
|
2,10
|
2,183
|
10,47
|
7,65
|
12,927
|
117,45
|
93,19
|
III
|
|
25
|
1,66
|
1,59
|
409
|
1,36
|
1,04
|
210
|
37,52
|
30,06
|
21,008
|
661,25
|
482,50
|
IV
|
|
3,123
|
105,97
|
55,21
|
14,879
|
76,23
|
67,09
|
26,737
|
448,95
|
325,42
|
4,85,676
|
4890,23
|
4084,61
|
V
|
|
245
|
2,80
|
2,79
|
2,117
|
7,32
|
5,96
|
709
|
2,74
|
2,09
|
24,981
|
112,24
|
81,88
|
1
|
|
3
|
21
|
21
|
951
|
15,33
|
14,66
|
746
|
25,26
|
22,09
|
92,254
|
1927,26
|
1713,71
|
2
|
|
2,875
|
102,96
|
52,21
|
11,811
|
53,58
|
46,46
|
25,282
|
420,95
|
301,24
|
3,68,441
|
2850,73
|
2289,03
|
3
|
|
131
|
3,92
|
3,92
|
8,199
|
18,05
|
13,48
|
2,642
|
155,66
|
130,01
|
1,36,104
|
5722,46
|
5335,73
|
VI
|
|
34
|
1,01
|
1,01
|
83
|
70
|
49
|
922
|
82,23
|
66,54
|
11,096
|
4165,10
|
4011,97
|
1
|
|
97
|
2,91
|
2,91
|
8,116
|
17,34
|
12,99
|
1,720
|
73,43
|
63,47
|
1,25,008
|
1557,36
|
1323,75
|
2
|
|
2
|
16
|
3
|
86
|
24
|
20
|
21
|
15,80
|
12,18
|
2,809
|
107,73
|
95,50
|
VII
|
|
470
|
17,66
|
14,39
|
1,641
|
8,06
|
6,46
|
4,140
|
175,63
|
73,52
|
90,413
|
2055,12
|
1587,54
|
VIII
|
|
3,830
|
184,14
|
121,59
|
87,176
|
412,01
|
347,65
|
39,057
|
2331,15
|
1737,32
|
14,29,940
|
29509,30
|
24689,88
|
Total
|
|
—
|
—
|
—
|
6,634
|
10,42
|
8,57
|
135
|
1,29
|
1,14
|
17,949
|
286,83
|
218,92
|
1
|
|
5
|
1,35
|
76
|
1,134
|
4,02
|
2,99
|
834
|
93,05
|
77,02
|
58,441
|
3343,43
|
2741,26
|
2
|
|