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Date : Mar 01, 2003

Table No.5.1 –Type of account-Wise classification of outstanding credit of scheduled commercial banks according to occupation (Part 2 of 2)

(Amount in Rupees Lakh)
					EXPORTBILLS			EXPORTBILLS
					PURCHASED			DISCOUNTED
OCCUPATION					No. of	Credit	Amount	No. of	Credit	Amount
					Accounts	Limit	Outstanding	Accounts	Limit	Outstanding
					19	20	21	22	23	24
I.	AGRICULTURE				71	67,66	39,40	52	342,63	312,92
	1.	DirectFinance			––	––	––	1	39	39
	2.	IndirectFinance			71	67,66	39,40	51	342,24	312,53
II.	INDUSTRY				8,921	13766,35	8442,55	7,018	10228,76	7249,88
	1.	Mining&Quarrying			269	695,18	332,38	241	266,82	220,04
	2.	FoodManufacturing&Processing			684	1463,93	834,38	340	1088,50	418,25
		(a)	Rice Mills, Flour &	Dal Mills	196	504,13	292,88	88	746,35	206,70
		(b)	Sugar		7	8,95	8,95	9	10,41	9,56
		(c)	Edible Oils & Vanaspati		34	85,77	41,44	46	25,52	17,78
		(d)	TeaProcessing		18	92,19	31,74	6	15,78	3,04
		(e)	ProcessingofFruits&Vegetables		37	55,02	22,69	9	18,29	12,01
		(f)	Others		392	717,88	436,68	182	272,15	169,15
	3.	Beverage&Tobacco			13	18,30	15,01	43	97,89	49,76
	4.	Textiles			3,553	4189,86	2409,63	2,407	2535,65	1883,56
		(a)	CottonTextiles		839	1367,18	881,26	809	1126,65	818,85
		(b)	Jute&OtherNaturalFibreTextiles		124	85,23	66,14	47	16,29	12,33
		(c)	HandloomTextiles&Khadi		87	82,68	54,75	35	19,78	13,08
		(d)	Other Textiles & Textile Products		2,503	2654,77	1407,48	1,516	1372,93	1039,30
	5.	Paper,PaperProducts&Printing			78	66,15	39,00	41	111,55	81,10
	6.	Leather & Leather Products			878	785,66	446,19	559	411,58	299,93
	7.	Rubber & Plastic Products			203	348,02	207,25	216	145,60	103,28
	8.	Chemicals & Chemical Products			756	1591,19	970,18	868	1353,13	964,71
		(a)	Heavy Industrial Chemicals		172	337,15	197,45	148	280,36	199,30
		(b)	Fertilisers		49	19,50	16,22	9	46,77	46,78
		(c)	Drugs&Pharmaceuticals		248	604,21	402,52	364	646,01	437,27
		(d)	Non-EdibleOils		28	64,23	78,44	17	15,39	10,89
		(e)	OtherChemicals&ChemicalProducts		259	566,10	275,56	330	364,59	270,48
	9.	Petroleum,CoalProducts&NuclearFuels			19	59,46	47,06	36	291,85	220,07
	10.	ManufactureofCement&CementProducts			28	186,72	159,15	18	20,79	14,42
	11.	BasicMetals&MetalProducts			847	1414,17	872,92	634	956,14	665,49
		(a)	Iron & Steel		238	929,46	561,46	181	607,44	420,65
		(b)	Non-FerrousMetals		208	230,17	129,74	79	116,80	77,44
		(c)	MetalProducts		401	254,54	181,72	374	231,91	167,40
	12.	Engineering			540	927,63	497,44	456	666,25	421,96
		(a)	HeavyEngineering		126	206,78	143,75	62	173,53	88,44
		(b)	LightEngineering		213	317,10	186,20	231	248,22	150,15
		(c)	Electrical Machinery & Goods		136	312,76	90,96	117	126,30	73,71
		(d)	ElectronicMachinery&Goods		65	90,99	76,54	46	118,19	109,66
	13.	Vehicles, Vehicle Parts		& Transport Equipments	234	284,11	121,34	279	232,49	168,78
	14.	OtherIndustries			786	1680,15	1446,08	847	1901,75	1724,96
	15.	Electricity, Gas & Water			15	34,34	29,53	9	12,76	6,44
		(a)	ElectricityGeneration&Transmission		9	27,51	27,52	6	7,88	2,98
		(b)	Non-ConventionalEnergy		1	5,00	37	—	—	—
		(c)	Gas,Steam&WaterSupply		5	1,84	1,64	3	4,88	3,46
	16.	Construction			18	21,46	15,00	24	136,00	7,12
III.	TRANSPORTOPERATORS				5	10,88	2,85	1	89	89
IV.	PROFESSIONALANDOTHERSERVICES				104	622,34	249,33	57	162,23	113,55
V.	PERSONALLOANS				—	—	—	—	—	—
	1.	LoansforPurchaseofConsumerDurables			—	—	—	—	—	—
	2.	Loans for Housing			—	—	—	—	—	—
	3.	RestofthePersonalLoans			—	—	—	—	—	—
VI.	TRADE				1,998	2641,35	1506,63	1,342	1553,09	1076,27
	1.	WholesaleTrade			1,562	2373,91	1322,78	1,037	1375,71	953,25
	2.	RetailTrade			436	267,44	183,84	305	177,38	123,02
VII.	FINANCE				27	128,36	94,59	22	254,65	230,98
VIII.	ALLOTHERS				1,829	1420,36	982,92	620	555,23	442,99
TOTAL BANK CREDIT					12,955	18657,30	11318,27	9,112	13097,48	9427,47
OF WHICH : 1.ArtisansandVillage&TinyIndustries					426	112,71	101,06	54	15,21	12,28
			2.OtherSmallScaleIndustries		3,858	3004,44	2116,95	2,423	1590,56	1269,47

							(Amount in Rupees Lakh)
				EXPORTBILLS			ADVANCESAGAINST EXPORT
				ADVANCED AGAINST			CASHINCENTIVESANDDUTY
							DRAW-BACKCLAIMS
OCCUPATION				No. of	Credit	Amount	No. of	Credit	Amount
				Accounts	Limit	Outstanding	Accounts	Limit	Outstanding
				25	26	27	28	29	30
I.	AGRICULTURE			21	37,62	37,56	1	10	5
	1.	Direct Finance		—	—	—	—	—	—
	2.	Indirect Finance		21	37,62	37,56	1	10	5
II.	INDUSTRY			2,121	3998,06	3153,34	128	72,94	52,35
	1.	Mining & Quarrying		18	28,91	8,65	4	20	20
	2.	Food Manufacturing & Processing		42	125,08	53,53	2	7	6
		(a)	Rice Mills, Flour & Dal Mills	4	8,72	3,54	—	—	—
		(b)	Sugar	1	66	66	—	—	—
		(c)	Edible Oils & Vanaspati	7	13,57	8,27	—	—	—
		(d)	Tea Processing	5	42,96	8,27	—	—	—
		(e)	Processing of Fruits & Vegetables	5	7,47	4,18	—	—	—
		(f)	Others	20	51,71	28,60	2	7	6
	3.	Beverage & Tobacco		9	9,26	7,34	—	—	—
	4.	Textiles		472	362,07	263,89	48	27,06	15,61
		(a)	Cotton Textiles	173	112,59	93,99	7	2,23	98
		(b)	Jute & OtherNatural Fibre Textiles	1	9,70	67	—	—	—
		(c)	Handloom Textiles & Khadi	3	71	61	1	10	10
		(d)	Other Textiles & Textile Products	295	239,06	168,63	40	24,73	14,53
	5.	Paper, PaperProducts & Printing		10	1,05	82	1	5,00	5,03
	6.	Leather & Leather Products		36	14,27	9,57	29	17,72	17,41
	7.	Rubber & Plastic Products		163	151,98	71,26	—	—	—
	8.	Chemicals & Chemical Products		320	312,25	182,69	6	5,11	5,85
		(a)	Heavy Industrial Chemicals	94	58,74	33,82	1	30	29
		(b)	Fertilisers	7	40,24	29,54	—	—	—
		(c)	Drugs & Pharmaceuticals	89	117,05	73,81	3	4,47	5,21
		(d)	Non-Edible Oils	5	43,81	2,04	—	—	—
		(e)	OtherChemicals & ChemicalProducts	125	52,41	43,49	2	34	35
	9.	Petroleum, CoalProducts & NuclearFuels		60	132,21	285,96	—	—	—
	10.	Manufacture of Cement & Cement Products		6	40,12	33,27	1	71	36
	11.	Basic Metals & Metal Products		176	108,96	161,92	30	7,01	4,77
		(a)	Iron & Steel	64	53,79	31,56	25	5,79	3,95
		(b)	Non-Ferrous Metals	49	28,71	108,22	—	—	—
		(c)	Metal Products	63	26,45	22,15	5	1,23	81
	12.	Engineering		110	145,07	94,17	—	—	—
		(a)	Heavy Engineering	15	36,53	32,51	—	—	—
		(b)	Light Engineering	34	42,27	18,10	—	—	—
		(c)	Electrical Machinery & Goods	49	27,46	24,52	—	—	—
		(d)	Electronic Machinery & Goods	12	38,81	19,04	—	—	—
	13.	Vehicles, Vehicle Parts & Transport Equipments		28	25,71	15,78	2	2,33	1,16
	14.	Other Industries		661	2510,14	1935,44	3	7,65	1,83
	15.	Electricity, Gas & Water		6	4,83	3,92	2	8	8
		(a)	Electricity Generation & Transmission	4	67	27	2	8	8
		(b)	Non-Conventional Energy	—	—	—	—	—	—
		(c)	Gas, Steam & WaterSupply	2	4,16	3,65	—	—	—
	16.	Construction		4	26,14	25,11	—	—	—
III.	TRANSPORTOPERATORS			—	—	—	—	—	—
IV.	PROFESSIONALANDOTHERSERVICES			21	113,21	96,17	3	3,58	3,09
V.	PERSONALLOANS			—	—	—	—	—	—
	1.	Loans for Purchase of Consumer Durables		—	—	—	—	—	—
	2.	Loans for Housing		—	—	—	—	—	—
	3.	Rest of the Personal Loans		—	—	—	—	—	—
VI.	TRADE			575	763,11	545,90	41	7,14	4,35
	1.	WholesaleTrade		504	626,99	416,35	33	6,30	3,34
	2.	RetailTrade		71	136,12	129,55	8	84	1,01
VII.	FINANCE			13	8,90	8,27	—	—	—
VIII.ALLOTHERS				180	217,15	152,86	5	18,93	14,64
TOTAL BANK CREDIT				2,931	5138,05	3994,10	178	102,70	74,48
OF WHICH : 1.ArtisansandVillage&TinyIndustries				23	6,55	4,93	—	—	—
			2.OtherSmallScaleIndustries	755	1145,27	909,86	74	44,60	32,41

(Amount in Rupees Lakh)
				INLANDBILLS			INLANDBILLS
				PURCHASED			DISCOUNTED
OCCUPATION				No. of	Credit	Amount	No. of	Credit	Amount
				Accounts	Limit Outstanding		Accounts	Limit	Outstanding
				31	32	33	34	35	36
I.	AGRICULTURE			105	41,89	29,05	116	148,46	135,75
	1.	Direct Finance		8	11,30	6,26	6	6,56	3,31
	2.	Indirect Finance		97	30,59	22,79	110	141,90	132,44
II.	INDUSTRY			7,207	7854,77	3662,21	11,531	16205,98	10435,00
	1.	Mining & Quarrying		245	889,60	223,49	104	94,32	66,33
	2.	Food Manufacturing & Processing		220	295,30	169,31	125	171,26	127,42
		(a)	Rice Mills, Flour & Dal Mills	36	11,39	6,92	11	9,41	8,97
		(b)	Sugar	8	9,16	3,58	15	8,76	6,03
		(c)	Edible Oils & Vanaspati	43	66,21	61,53	20	100,15	82,50
		(d)	Tea Processing	8	3,65	2,26	3	3,84	88
		(e)	Processing of Fruits & Vegetables	5	1,62	1,68	13	5,37	3,07
		(f)	Others	120	203,27	93,35	63	43,74	25,97
	3.	Beverage & Tobacco		39	22,07	17,49	42	48,84	41,89
	4.	Textiles		986	574,58	302,42	1,497	1027,99	696,90
		(a)	Cotton Textiles	544	295,84	160,40	934	658,77	441,01
		(b)	Jute& Other Natural Fibre Textiles	16	21,75	13,43	28	21,33	10,26
		(c)	Handloom Textiles&Khadi	20	2,56	1,63	4	18	18
		(d)	Other Textiles & Textile Products	406	254,43	126,96	531	347,70	245,45
	5.	Paper, Paper Products & Printing		361	103,27	56,88	428	169,37	103,02
	6.	Leather & Leather Products		124	50,84	23,49	105	22,46	17,29
	7.	Rubber & Plastic Products		458	156,66	97,73	843	613,00	504,47
	8.	Chemicals & Chemical Products		871	515,27	284,32	1,812	2096,29	1303,40
		(a)	Heavy Industrial Chemicals	258	153,70	91,46	303	371,47	275,57
		(b)	Fertilisers	23	63,42	38,11	72	213,99	148,77
		(c)	Drugs & Pharmaceuticals	204	91,98	60,47	309	445,93	224,50
		(d)	Non-Edible Oils	16	6,45	6,34	33	95,02	67,66
		(e)	Other Chemicals & Chemical Products	370	199,71	87,94	1,095	969,87	586,90
	9.	Petroleum, Coal Products & Nuclear Fuels		71	157,07	63,35	80	222,54	178,85
	10.	Manufacture of Cement & Cement Products		57	92,17	64,02	61	111,32	103,92
	11.	Basic Metals & Metal Products		1,195	1216,73	751,48	2,207	2168,85	1605,15
		(a)	Iron & Steel	490	863,50	538,91	1,220	1467,52	1173,44
		(b)	Non-Ferrous Metals	190	181,45	106,04	257	336,54	188,51
		(c)	Metal Products	515	171,78	106,53	730	364,79	243,20
	12.	Engineering		1,335	1401,34	608,50	2,482	3752,50	2071,64
		(a)	Heavy Engineering	343	166,76	86,08	632	748,21	428,46
		(b)	Light Engineering	407	423,94	173,62	584	751,46	335,37
		(c)	Electrical Machinery & Goods	404	610,47	258,86	862	1675,22	828,14
		(d)	Electronic Machinery & Goods	181	200,16	89,94	404	577,61	479,67
	13.	Vehicles, Vehicle Parts & Transport Equipments		305	589,64	221,80	948	2119,87	1462,82
	14.	Other Industries		585	788,51	421,67	456	717,92	539,06
	15.	Electricity, Gas & Water		65	150,37	132,06	143	2587,98	1432,57
		(a)	Electricity Generation &Transmission	43	140,09	121,91	77	2460,61	1319,60
		(b)	Non-Conventional Energy	4	7,80	7,84	3	10,94	10,22
		(c)Gas, Steam & Water Supply		18	2,48	2,32	63	116,44	102,74
	16.	Construction		290	851,34	224,19	198	281,47	180,27
III.	TRANSPORTOPERATORS			105	70,77	14,13	75	182,37	77,10
IV.	PROFESSIONALANDOTHERSERVICES			436	156,51	124,52	440	231,04	180,62
V.	PERSONALLOANS			—	—	—	—	—	—
	1.	Loans for Purchase of Consumer Durables		—	—	—	—	—	—
	2.	Loans for Housing		—	—	—	—	—	—
	3.	Rest of the Personal Loans		—	—	—	—	—	—
VI.	TRADE			4,309	1563,00	1117,40	4,437	2391,93	1914,79
	1.	WholesaleTrade		2,272	1019,93	726,07	3,245	1862,08	1468,90
	2.	RetailTrade		2,037	543,07	391,33	1,192	529,85	445,89
VII.	FINANCE			651	555,38	529,70	256	941,53	434,22
VIII.	ALLOTHERS			8,040	5304,89	3091,41	2,129	2443,87	1768,07
TOTAL BANK CREDIT				20,853	15547,21	8568,42	18,984	22545,17	14945,55
OF WHICH : 1.ArtisansandVillage&TinyIndustries				330	44,65	31,29	107	19,21	16,26
			2.OtherSmallScaleIndustries	2,459	549,53	343,90	2,256	1034,14	733,02

(Amount in Rupees Lakh)
				ADVANCESAGAINST			FOREIGN CURRENCY CHEQUES			TOTAL
				IMPORTBILLS			TCs/DDs/TTs/MTsPURCHASED
OCCUPATION				No. of	Credit	Amount	No. of	Credit	Amount	No. of	Credit	Amount
			Accounts		Limit	Out-	Accounts	Limit	Out-	Accounts	Limit	Out-
						standing			standing			standing
				37	38	39	40	41	42	43	44	45
I.	AGRICULTURE			580	114,57	196,74	31	7,48	7,33	4,01,112	55910,58	31936,64
	1. Direct Finance			—	—	—	4	47	21	3,44,339	35204,39	16194,85
	2. Indirect Finance			580	114,57	196,74	27	7,01	7,12	56,773	20706,19	15741,79
II.	INDUSTRY			1,069	3050,88	1590,83	432	481,42	386,66	4,29,556	401400,14	301906,69
	1. Mining & Quarrying			33	345,46	52,17	7	19,28	19,16	12,669	20479,88	13465,04
	2. Food Manufacturing & Processing			43	123,26	44,45	13	35,22	43,07	43,726	31725,62	22623,21
	(a)	Rice Mills, Flour & Dal Mills		9	1,86	1,77	3	9	16	18,413	7118,56	4985,38
	(b)	Sugar		—	—	—	1	11,50	11,50	1,112	6761,90	5081,37
	(c)	Edible Oils & Vanaspati		9	29,42	28,74	3	19	16	4,678	3256,72	2545,89
	(d)	Tea Processing		3	11,60	4,23	—	—	—	1,941	3053,20	2312,31
	(e)	Processing of Fruits & Vegetables		2	88	88	1	71	71	1,347	807,13	645,69
	(f)	Others		20	79,49	8,83	5	22,74	30,54	16,235	10728,11	7052,57
	3. Beverage &Tobacco			1	43	21	5	44	14	3,670	4118,08	3519,43
	4. Textiles			214	283,15	160,79	144	202,80	139,11	67,825	48270,60	36758,19
	(a)	Cotton Textiles		87	118,91	84,05	48	124,94	52,93	23,624	22076,23	17379,73
	(b)	Jute & Other Natural Fibre Textiles		4	1,97	75	3	2,11	2,11	1,343	985,92	737,18
	(c)	Handloom Textiles & Khadi		1	37	30	2	19	8	3,418	1019,24	764,56
	(d)	Other Textiles & Textile Products		122	161,90	75,70	91	75,56	83,99	39,440	24189,21	17876,72
	5. Paper, Paper Products & Printing			51	73,96	69,23	13	2,25	2,02	18,890	9988,89	7927,26
	6. Leather & Leather Products			20	36,92	24,47	31	35,49	19,78	7,588	4209,09	3259,16
	7. Rubber & Plastic Products			49	34,12	28,74	20	32,27	35,83	20,323	9686,97	7699,46
	8. Chemicals & Chemical Products			189	251,19	222,62	48	19,00	10,21	31,474	46409,09	34853,88
	(a)	Heavy Industrial Chemicals		77	110,77	101,89	9	71	1,12	5,648	9841,45	7472,05
	(b)	Fertilisers		7	27,12	25,60	6	53	48	1,290	7969,55	6213,82
	(c)	Drugs & Pharmaceuticals		56	33,88	46,30	8	10,71	4,49	8,034	11286,11	8714,98
	(d)	Non-Edible Oils		2	8,18	1,94	1	1,50	20	724	684,77	499,63
	(e)	Other Chemicals & Chemical Products		47	71,24	46,90	24	5,55	3,92	15,778	16627,21	11953,38
	9. Petroleum, Coal Products & Nuclear Fuels			6	148,58	129,07	2	3,23	3,23	2,398	13762,75	11501,05
	10. Manufacture of Cement & Cement Products			9	29,55	24,35	1	3,46	3,46	5,088	8228,68	6854,46
	11. Basic Metals & Metal Products			115	475,27	326,27	39	39,60	32,41	39,839	46613,24	36981,30
	(a)	Iron & Steel		62	155,07	102,32	17	35,39	28,40	14,996	31697,35	26366,71
	(b)	Non-Ferrous Metals		21	218,29	209,40	8	1,64	1,66	4,172	4465,91	3599,22
	(c)	Metal Products		32	101,91	14,54	14	2,57	2,35	20,671	10449,98	7015,37
	12. Engineering			185	502,98	316,64	42	11,59	10,45	45,293	48937,21	33702,18
	(a)	Heavy Engineering		38	179,30	85,69	10	2,14	1,14	10,444	9301,55	6366,68
	(b)	Light Engineering		59	82,67	55,82	17	3,92	4,00	15,826	12744,91	9221,09
	(c)	Electrical Machinery &	Goods	44	121,72	68,16	10	2,09	1,95	12,526	15575,04	9600,25
	(d)	Electronic Machinery & Goods		44	119,30	106,96	5	3,44	3,36	6,497	11315,71	8514,16
	13. Vehicles, Vehicle Parts & Transport Equipments			40	135,16	72,49	16	61,38	52,60	12,039	16980,26	11416,99
	14. Other Industries			73	164,38	61,34	26	7,79	7,68	60,823	32673,10	26138,21
	15. Electricity, Gas & Water			8	3,04	1,70	3	1,46	1,47	4,389	32988,48	24829,07
	(a)	Electricity Generation & Transmission		5	2,67	1,35	1	5	5	2,696	30635,23	23125,79
	(b)	Non-Conventional Energy		—	—	—	1	7	7	356	611,34	464,70
	(c)	Gas, Steam & WaterSupply		3	37	34	1	1,35	1,35	1,337	1741,91	1238,58
	16. Construction			33	443,43	56,30	22	6,15	6,05	53,522	26328,22	20377,80
III.	TRANSPORTOPERATORS			11	4,11	6,40	19	8,38	13,35	71,592	10623,23	7570,34
IV.	PROFESSIONALANDOTHERSERVICES			59	79,47	69,04	108	25,33	15,96	1,06,419	43721,58	30397,20
V.	PERSONALLOANS			—	—	—	241	16,95	16,24	13,92,132	74585,58	57304,60
	1. Loans for Purchase of Consumer Durables			—	—	—	—	—	—	10,226	354,54	270,91
	2. Loans for Housing			—	—	—	—	—	—	6,86,529	44946,69	35637,24
	3. Rest of the Personal Loans			—	—	—	241	16,95	16,24	6,95,377	29284,36	21396,45
VI.	TRADE			702	326,34	197,84	178	80,76	61,74	3,36,382	106711,96	90367,54
	1. Wholesale Trade			593	295,01	167,89	110	28,17	25,03	1,13,064	81414,25	69596,09
	2. Retail Trade			109	31,33	29,96	68	52,59	36,71	2,23,318	25297,72	20771,45
VII.	FINANCE			5	78	98	58	102,49	47,50	19,331	60588,40	50162,59
VIII. ALL OTHERS				542	187,18	102,50	451	159,95	130,61	2,08,044	59738,93	41266,03
TOTAL BANK CREDIT				2,968	3763,34	2164,33	1,518	882,76	679,38	29,64,568	813280,40	610911,63
OF WHICH : 1. Artisans and Village & Tiny Industries				10	2,45	2,33	16	1,52	2,70	39,883	4163,71	3332,36
		2. Other Small Scale Industries		250	184,20	114,21	106	22,93	20,41	1,64,308	42626,18	34012,57