A. POPULATION GROUP-WISE BANK
CREDIT - PERCENTAGE SHARE ACCORDING TO OCCUPATION
|
(Per cent)
|
| |
|
|
RURAL
|
SEMI-URBAN
|
URBAN
|
METROPOLITAN
|
ALL-INDIA
|
|
OCCUPATION
|
|
|
|
|
|
| |
|
|
1
|
2
|
3
|
4
|
5
|
|
I.
|
AGRICULTURE
|
32.3
|
20.0
|
6.0
|
3.0
|
10.0
|
|
1.
|
Direct Finance
|
30.3
|
17.7
|
3.7
|
0.8
|
7.8
|
|
2.
|
Indirect Finance
|
2.0
|
2.3
|
2.3
|
2.3
|
2.2
|
|
II.
|
INDUSTRY
|
24.2
|
32.4
|
42.6
|
47.1
|
41.0
|
|
1.
|
Mining & Quarrying
|
0.5
|
0.8
|
0.6
|
2.8
|
1.8
|
|
2.
|
Manufacturing & Processing
|
18.3
|
27.9
|
37.3
|
37.0
|
33.2
|
|
3.
|
Electricity, Gas & Water
|
3.3
|
2.3
|
2.4
|
3.8
|
3.3
|
|
4.
|
Construction
|
2.0
|
1.3
|
2.3
|
3.4
|
2.7
|
|
III.
|
TRANSPORT OPERATORS
|
1.3
|
1.4
|
1.0
|
1.3
|
1.2
|
|
IV.
|
PROFESSIONAL AND OTHER SERVICES
|
2.3
|
3.5
|
4.9
|
5.2
|
4.5
|
|
V.
|
PERSONAL LOANS
|
14.6
|
21.5
|
20.7
|
11.5
|
15.1
|
|
1.
|
Loans for Purchase of Consumer Durables
|
0.9
|
0.8
|
0.6
|
0.2
|
0.4
|
|
2.
|
Loans for Housing
|
5.1
|
9.2
|
9.9
|
5.0
|
6.5
|
|
3.
|
Rest of the Personal Loans
|
8.7
|
11.6
|
10.2
|
6.4
|
8.2
|
|
VI.
|
TRADE
|
13.9
|
10.6
|
15.0
|
14.1
|
13.8
|
|
1.
|
Wholesale Trade
|
8.0
|
2.9
|
8.6
|
11.6
|
9.3
|
|
2.
|
Retail Trade
|
5.9
|
7.8
|
6.4
|
2.5
|
4.4
|
|
VII.
|
FINANCE
|
3.5
|
1.1
|
1.0
|
11.0
|
6.7
|
|
VIII.
|
ALL OTHERS
|
7.8
|
9.5
|
8.9
|
6.8
|
7.7
|
|
TOTAL BANK CREDIT
|
100.0
|
100.0
|
100.0
|
100.0
|
100.0
|
|
OF WHICH: 1.
Artisans and Village & Tiny Industries
|
1.5
|
1.9
|
0.6
|
0.2
|
0.7
|
| |
|
2. Other Small Scale Industries
|
3.1
|
5.8
|
7.6
|
4.4
|
5.0
|
B. OCCUPATION-WISE BANK CREDIT
- PERCENTAGE SHARE ACCORDING TO POPULATION GROUP
|
(Per cent)
|
| |
|
|
RURAL
|
SEMI-URBAN
|
URBAN
|
METROPOLITAN
|
ALL-INDIA
|
|
OCCUPATION
|
|
|
|
|
|
| |
|
|
6
|
7
|
8
|
9
|
10
|
|
I.
|
AGRICULTURE
|
45.3
|
27.4
|
11.3
|
16.0
|
100.0
|
| |
1.
|
Direct Finance
|
54.6
|
31.2
|
9.0
|
5.2
|
100.0
|
| |
2.
|
Indirect Finance
|
12.8
|
14.2
|
19.3
|
53.7
|
100.0
|
|
II.
|
INDUSTRY
|
8.3
|
10.9
|
19.6
|
61.2
|
100.0
|
| |
1.
|
Mining & Quarrying
|
4.1
|
6.5
|
6.1
|
83.2
|
100.0
|
| |
2.
|
Manufacturing & Processing
|
7.8
|
11.6
|
21.2
|
59.4
|
100.0
|
| |
3.
|
Electricity, Gas & Water
|
14.2
|
9.8
|
13.8
|
62.1
|
100.0
|
| |
4.
|
Construction
|
10.5
|
6.7
|
16.1
|
66.7
|
100.0
|
|
III.
|
TRANSPORT OPERATORS
|
14.9
|
15.1
|
14.6
|
55.4
|
100.0
|
|
IV.
|
PROFESSIONAL AND OTHER SERVICES
|
7.2
|
10.7
|
20.6
|
61.5
|
100.0
|
|
V.
|
PERSONAL LOANS
|
13.7
|
19.7
|
26.0
|
40.7
|
100.0
|
| |
1.
|
Loans for Purchase of Consumer Durables
|
28.2
|
24.6
|
26.4
|
20.8
|
100.0
|
| |
2.
|
Loans for Housing
|
11.0
|
19.5
|
28.9
|
40.6
|
100.0
|
| |
3.
|
Rest of the Personal Loans
|
15.0
|
19.6
|
23.6
|
41.8
|
100.0
|
|
VI.
|
TRADE
|
14.2
|
10.7
|
20.5
|
54.6
|
100.0
|
| |
1.
|
Wholesale Trade
|
12.1
|
4.2
|
17.4
|
66.3
|
100.0
|
| |
2.
|
Retail Trade
|
18.8
|
24.2
|
27.2
|
29.8
|
100.0
|
|
VII.
|
FINANCE
|
7.3
|
2.2
|
2.9
|
87.5
|
100.0
|
|
VIII.
|
ALL
|
OTHERS
|
14.3
|
17.1
|
21.8
|
46.9
|
100.0
|
|
TOTAL BANK CREDIT
|
14.1
|
13.8
|
18.9
|
53.2
|
100.0
|
|
OF WHICH:
|
1. Artisans and Village & Tiny Industries
|
30.9
|
38.2
|
17.3
|
13.6
|
100.0
|
| |
|
2. Other Small Scale Industries
|
8.8
|
15.9
|
28.6
|
46.6
|
100.0
|
|