| |
|
|
|
|
(Amount in Rs. lakh)
|
|
|
Items
|
A.P.
|
ABHYUDAYA
|
AHMEDABAD
|
AKOLA
|
AKOLA
|
AMANATH
|
|
MAHESH
|
CO-OP
|
MERCANTILE
|
JANATA
|
URBAN
|
CO-OP
|
|
CO-OP
|
BANK
|
CO-OP
|
COMM.
|
CO-OP
|
BANK
|
|
BANK
|
|
BANK
|
CO-OP BANK
|
BANK
|
|
|
|
|
|
|
|
|
|
(1)
|
(2)
|
(3)
|
(4)
|
(5)
|
(6)
|
|
|
Income
|
|
|
|
|
|
|
|
I. Interest Earned
|
6354
|
19364
|
6416
|
8970
|
9778
|
4947
|
| |
|
|
|
|
|
|
|
II. Other income
|
3073
|
1817
|
85
|
874
|
1225
|
420
|
| |
|
|
|
|
|
|
|
a) Commission, exchange and brokerage
|
123
|
145
|
44
|
190
|
184
|
65
|
|
b)Other miscellaneous income
|
2950
|
1672
|
41
|
684
|
1041
|
355
|
|
Total (I+II)
|
9427
|
21181
|
6501
|
9844
|
11003
|
5367
|
| |
|
|
|
|
|
|
|
Expenditure & Provisions
|
|
|
|
|
|
|
|
III. Interest expended
|
4293
|
10406
|
3630
|
7435
|
8740
|
3973
|
|
a) Interest on deposits
|
4293
|
10406
|
3595
|
7435
|
8740
|
3973
|
|
b) Interest on borrowings
|
0
|
|
35
|
0
|
|
0
|
| |
|
|
|
|
|
|
|
IV. Operating expenses
|
1516
|
4727
|
914
|
1178
|
1156
|
1147
|
|
a) Payments to and provisions for employees
|
836
|
2965
|
698
|
635
|
623
|
599
|
|
b) Rent, taxes and lighting
|
195
|
587
|
63
|
138
|
68
|
135
|
|
c) Law charges
|
2
|
10
|
1
|
2
|
1
|
2
|
|
d) Postage, Telegrams & Telephone Charges
|
27
|
70
|
16
|
33
|
33
|
20
|
|
e) Auditors' Fee
|
11
|
33
|
1
|
10
|
10
|
8
|
|
f) Depreciation on Bank's property
|
190
|
405
|
76
|
139
|
135
|
218
|
|
g) Stationery, Printing & Advertisement
|
53
|
142
|
24
|
57
|
44
|
95
|
|
h) Other expenditure
|
202
|
515
|
35
|
164
|
242
|
70
|
| |
|
|
|
|
|
|
|
V. Provisions and contingencies
|
2420
|
4725
|
1556
|
913
|
642
|
0
|
|
Total expenses@
|
5809
|
15133
|
4544
|
8613
|
9896
|
5120
|
|
VI. Profit (loss)
|
1199
|
1323
|
401
|
318
|
466
|
247
|
|
Total (III+IV+V+VI)
|
9428
|
21181
|
6501
|
9844
|
11004
|
5367
|
| |
|
|
|
|
(Amount in Rs. lakh)
|
|
|
Items
|
BASSEIN
|
BHARAT
|
BHARATI
|
BOMBAY
|
CHARMINAR
|
CHAROTAR
|
|
CATHOLIC
|
CO-OP
|
SAHAKARI
|
MERCANTILE
|
CO-OP
|
NAGARIK
|
|
CO-OP
|
BANK
|
BANK
|
CO-OP
|
URBAN BANK
|
SAHAKARI
|
|
BANK
|
|
|
BANK
|
|
BANK
|
|
|
|
|
|
|
|
|
(7)
|
(8)
|
(9)
|
(10)
|
(11)
|
(12)
|
|
|
Income
|
|
|
|
|
|
|
|
I. Interest Earned
|
8419
|
10635
|
2157
|
16585
|
|
3858
|
| |
|
|
|
|
|
|
|
II. Other income
|
538
|
767
|
36
|
7546
|
|
9989
|
| |
|
|
|
|
|
|
|
a) Commission, exchange and brokerage
|
11
|
355
|
26
|
1309
|
|
1
|
|
b)Other miscellaneous income
|
527
|
412
|
10
|
6237
|
|
9988
|
|
Total (I+II)
|
8957
|
11402
|
2193
|
24131
|
|
13847
|
| |
|
|
|
|
|
|
|
Expenditure & Provisions
|
|
|
|
|
|
|
|
III. Interest expended
|
5723
|
6083
|
1576
|
13086
|
|
3152
|
|
a) Interest on deposits
|
5723
|
6083
|
1545
|
13086
|
|
3152
|
|
b) Interest on borrowings
|
-
|
-
|
31
|
-
|
|
0
|
| |
|
|
|
|
|
|
|
IV. Operating expenses
|
1308
|
4336
|
398
|
7333
|
|
10696
|
|
a) Payments to and provisions for employees
|
924
|
1323
|
223
|
5035
|
|
249
|
|
b) Rent, taxes and lighting
|
91
|
637
|
60
|
814
|
|
36
|
|
c) Law charges
|
3
|
1
|
2
|
44
|
|
9
|
|
d) Postage, Telegrams & Telephone Charges
|
12
|
32
|
8
|
88
|
|
4
|
|
e) Auditors' Fee
|
0
|
21
|
-
|
48
|
|
0
|
|
f) Depreciation on Bank's property
|
95
|
324
|
30
|
275
|
|
44
|
|
g) Stationery, Printing & Advertisement
|
64
|
69
|
3
|
151
|
|
5
|
|
h) Other expenditure
|
119
|
1927
|
72
|
878
|
|
10349
|
| |
|
|
|
|
|
|
|
V. Provisions and contingencies
|
814
|
-
|
151
|
-
|
|
0
|
|
Total expenses@
|
7013
|
10419
|
1974
|
20419
|
|
13848
|
|
VI. Profit (loss)
|
1112
|
985
|
67
|
3709
|
|
|
|
Total (III+IV+V+VI)
|
8957
|
11402
|
2192
|
24128
|
|
13848
|
| |
|
|
|
|
(Amount in Rs. lakh)
|
|
|
Items
|
CITIZEN
|
CO-OP
|
COSMOS
|
DOMBIVLI
|
GOA
|
GREATER
|
|
CREDIT
|
BANK
|
CO-OP
|
NAGARIK
|
URBAN
|
BOMBAY
|
|
CO-OP
|
OF
|
BANK
|
SAHAKARI
|
CO-OP
|
CO-OP
|
|
BANK
|
AHMEDABAD
|
|
BANK
|
BANK
|
BANK
|
|
|
|
|
|
|
|
|
(13)
|
(14)
|
(15)
|
(16)
|
(17)
|
(18)
|
|
|
Income
|
|
|
|
|
|
|
|
I. Interest Earned
|
5615
|
1720
|
32369
|
6519
|
3909
|
6890
|
| |
|
|
|
|
|
|
|
II. Other income
|
790
|
1131
|
866
|
180
|
1216
|
2135
|
| |
|
|
|
|
|
|
|
a) Commission, exchange and brokerage
|
184
|
13
|
650
|
33
|
43
|
165
|
|
b)Other miscellaneous income
|
606
|
1118
|
216
|
147
|
1173
|
1970
|
|
Total (I+II)
|
6405
|
2851
|
33235
|
6699
|
5125
|
9025
|
| |
|
|
|
|
|
|
|
Expenditure & Provisions
|
|
|
|
|
|
|
|
III. Interest expended
|
4087
|
1987
|
19660
|
4079
|
2855
|
5387
|
|
a) Interest on deposits
|
4087
|
1987
|
19660
|
4078
|
2855
|
5387
|
|
b) Interest on borrowings
|
-
|
-
|
-
|
1
|
-
|
-
|
| |
|
|
|
|
|
|
|
IV. Operating expenses
|
1215
|
864
|
4606
|
1156
|
1085
|
1919
|
|
a) Payments to and provisions for employees
|
610
|
687
|
2584
|
732
|
885
|
925
|
|
b) Rent, taxes and lighting
|
128
|
45
|
802
|
122
|
42
|
195
|
|
c) Law charges
|
21
|
4
|
3
|
-
|
3
|
36
|
|
d) Postage, Telegrams & Telephone Charges
|
23
|
11
|
105
|
13
|
4
|
44
|
|
e) Auditors' Fee
|
15
|
2
|
28
|
11
|
-
|
26
|
|
f) Depreciation on Bank's property
|
177
|
47
|
644
|
94
|
80
|
189
|
|
g) Stationery, Printing & Advertisement
|
50
|
13
|
172
|
30
|
14
|
181
|
|
h) Other expenditure
|
191
|
55
|
268
|
154
|
57
|
323
|
| |
|
|
|
|
|
|
|
V. Provisions and contingencies
|
397
|
-
|
5964
|
885
|
993
|
700
|
|
Total expenses@
|
5302
|
2851
|
24266
|
5235
|
3940
|
7306
|
|
VI. Profit (loss)
|
706
|
-
|
3006
|
579
|
192
|
1019
|
|
Total (III+IV+V+VI)
|
6405
|
2851
|
33236
|
6699
|
5125
|
9025
|
| |
|
|
|
|
(Amount in Rs. lakh)
|
|
|
Items
|
ICHALKARANJI
|
INDIAN
|
JALGAON
|
JANAKALYAN
|
JANALAXMI
|
JANATA
|
|
JANATA
|
MERCANTILE
|
JANATA
|
SAHAKARI
|
CO-OP
|
SAHAKARI
|
|
SAHAKARI
|
CO-OP
|
SAHAKARI
|
BANK
|
BANK LTD
|
BANK
|
|
BANK
|
BANK
|
BANK
|
|
|
|
|
|
|
|
|
|
|
|
(19)
|
(20)
|
(21)
|
(22)
|
(23)
|
(24)
|
|
|
Income
|
|
|
|
|
|
|
|
I. Interest Earned
|
4567
|
1706
|
3593
|
14228
|
7812
|
15824
|
| |
|
|
|
|
|
|
|
II. Other income
|
914
|
182
|
1364
|
466
|
108
|
3094
|
| |
|
|
|
|
|
|
|
a) Commission, exchange and brokerage
|
145
|
44
|
98
|
144
|
20
|
192
|
|
b)Other miscellaneous income
|
769
|
138
|
1266
|
322
|
88
|
2902
|
|
Total (I+II)
|
5481
|
1888
|
4957
|
14694
|
7920
|
18918
|
| |
|
|
|
|
|
|
|
Expenditure & Provisions
|
|
|
|
|
|
|
|
III. Interest expended
|
3743
|
1264
|
3102
|
10069
|
6276
|
14838
|
|
a) Interest on deposits
|
3656
|
1264
|
3102
|
10056
|
6276
|
14824
|
|
b) Interest on borrowings
|
87
|
-
|
-
|
13
|
-
|
14
|
| |
|
|
|
|
|
|
|
IV. Operating expenses
|
933
|
315
|
1077
|
2239
|
550
|
4080
|
|
a) Payments to and provisions for employees
|
579
|
96
|
576
|
1081
|
270
|
2514
|
|
b) Rent, taxes and lighting
|
76
|
54
|
96
|
229
|
81
|
394
|
|
c) Law charges
|
1
|
-
|
3
|
2
|
1
|
12
|
|
d) Postage, Telegrams & Telephone Charges
|
21
|
8
|
13
|
43
|
8
|
54
|
|
e) Auditors' Fee
|
10
|
-
|
15
|
19
|
6
|
32
|
|
f) Depreciation on Bank's property
|
90
|
23
|
79
|
233
|
87
|
162
|
|
g) Stationery, Printing & Advertisement
|
31
|
11
|
33
|
149
|
22
|
60
|
|
h) Other expenditure
|
125
|
123
|
262
|
483
|
75
|
852
|
| |
|
|
|
|
|
|
|
V. Provisions and contingencies
|
400
|
-
|
523
|
1786
|
892
|
-
|
|
Total expenses@
|
4676
|
1579
|
4179
|
12308
|
6826
|
18918
|
|
VI. Profit (loss)
|
405
|
309
|
254
|
600
|
202
|
-
|
|
Total (III+IV+V+VI)
|
5481
|
1888
|
4956
|
14694
|
7920
|
18918
|
| |
|
|
|
|
(Amount in Rs. lakh)
|
|
|
|
|
As on March 31
|
|
|
|
Items
|
KALUPUR
|
KALYAN
|
KAPOL
|
KARAD
|
KHAMGAON
|
MADHAVPURA
|
|
COMM.
|
JANATA
|
CO-OP
|
URBAN
|
URBAN
|
MERCANTILE
|
|
CO-OP
|
SAHAKARI
|
BANK
|
CO-OP BANK
|
CO-OP BANK
|
CO-OP
|
|
BANK
|
BANK
|
|
|
|
BANK
|
|
|
|
|
|
|
|
|
(25)
|
(26)
|
(27)
|
(28)
|
(29)
|
(30)
|
|
|
Income
|
|
|
|
|
|
|
|
I. Interest Earned
|
14694
|
3377
|
3561
|
3747
|
7164
|
4271
|
| |
|
|
|
|
|
|
|
II. Other income
|
721
|
777
|
1890
|
1458
|
503
|
7990
|
| |
|
|
|
|
|
|
|
a) Commission, exchange and brokerage
|
415
|
43
|
43
|
124
|
90
|
2
|
|
b)Other miscellaneous income
|
306
|
734
|
1847
|
1334
|
413
|
7988
|
|
Total (I+II)
|
15415
|
4154
|
5451
|
5205
|
7667
|
12261
|
| |
|
|
|
|
|
|
| Expenditure & Provisions
|
|
|
|
|
|
|
|
III. Interest expended
|
8121
|
2320
|
2928
|
3154
|
6181
|
11412
|
|
a) Interest on deposits
|
8121
|
2320
|
2928
|
3060
|
5958
|
11412
|
|
b) Interest on borrowings
|
-
|
-
|
-
|
94
|
223
|
-
|
| |
|
|
|
|
|
|
|
IV. Operating expenses
|
3624
|
755
|
2117
|
1329
|
849
|
848
|
|
a) Payments to and provisions for employees
|
932
|
415
|
847
|
688
|
531
|
463
|
|
b) Rent, taxes and lighting
|
177
|
62
|
281
|
117
|
60
|
48
|
|
c) Law charges
|
6
|
-
|
30
|
4
|
2
|
46
|
|
d) Postage, Telegrams & Telephone Charges
|
49
|
8
|
19
|
26
|
19
|
10
|
|
e) Auditors' Fee
|
8
|
10
|
20
|
13
|
23
|
-
|
|
f) Depreciation on Bank's property
|
294
|
52
|
196
|
200
|
49
|
208
|
|
g) Stationery, Printing & Advertisement
|
37
|
27
|
75
|
35
|
48
|
22
|
|
h) Other expenditure
|
2121
|
181
|
649
|
246
|
117
|
51
|
| |
|
|
|
|
|
|
|
V. Provisions and contingencies
|
1300
|
869
|
-
|
379
|
428
|
-
|
|
Total expenses@
|
11745
|
3075
|
5045
|
4483
|
7030
|
12260
|
|
VI. Profit (loss)
|
2369
|
210
|
406
|
343
|
209
|
-
|
|
Total (III+IV+V+VI)
|
15414
|
4154
|
5451
|
5205
|
7667
|
12261
|
| |
|
|
|
|
(Amount in Rs. lakh)
|
|
|
Items
|
MAHANAGAR
|
MANDVI
|
MAPUSA
|
MEHASANA
|
NAGAR
|
NAGPUR
|
|
CO-OP
|
CO-OP
|
URBAN
|
URBAN
|
URBAN
|
NAGARIK
|
|
BANK
|
BANK
|
CO-OP
|
CO-OP
|
CO-OP
|
SAHAKARI
|
|
|
|
BANK
|
BANK
|
BANK
|
BANK
|
|
|
|
|
|
|
|
|
(31)
|
(32)
|
(33)
|
(34)
|
(35)
|
(36)
|
|
|
Income
|
|
|
|
|
|
|
|
I. Interest Earned
|
4927
|
5152
|
1776
|
8171
|
5932
|
4141
|
| |
|
|
|
|
|
|
|
II. Other income
|
416
|
724
|
1848
|
156
|
631
|
2196
|
| |
|
|
|
|
|
|
|
a) Commission, exchange and brokerage
|
63
|
83
|
16
|
138
|
486
|
90
|
|
b)Other miscellaneous income
|
353
|
641
|
1832
|
18
|
145
|
2106
|
|
Total (I+II)
|
5343
|
5876
|
3624
|
8327
|
6563
|
6337
|
| |
|
|
|
|
|
|
|
Expenditure & Provisions
|
|
|
|
|
|
|
|
III. Interest expended
|
3245
|
4067
|
2018
|
5686
|
4876
|
3157
|
|
a) Interest on deposits
|
3234
|
4059
|
1943
|
5686
|
4876
|
3137
|
|
b) Interest on borrowings
|
11
|
8
|
75
|
-
|
|
20
|
| |
|
|
|
|
|
|
|
IV. Operating expenses
|
1453
|
1505
|
810
|
2139
|
1226
|
2128
|
|
a) Payments to and provisions for employees
|
866
|
308
|
624
|
342
|
480
|
588
|
|
b) Rent, taxes and lighting
|
245
|
346
|
37
|
28
|
6
|
93
|
|
c) Law charges
|
3
|
41
|
-
|
6
|
42
|
5
|
|
d) Postage, Telegrams & Telephone Charges
|
14
|
33
|
4
|
14
|
3
|
21
|
|
e) Auditors' Fee
|
11
|
9
|
7
|
3
|
18
|
8
|
|
f) Depreciation on Bank's property
|
153
|
114
|
47
|
72
|
23
|
117
|
|
g) Stationery, Printing & Advertisement
|
30
|
130
|
8
|
18
|
7
|
34
|
|
h) Other expenditure
|
131
|
524
|
83
|
1656
|
647
|
1262
|
| |
|
|
|
|
|
|
|
V. Provisions and contingencies
|
493
|
-
|
779
|
-
|
-
|
811
|
|
Total expenses@
|
4698
|
5572
|
2828
|
7825
|
6102
|
5285
|
|
VI. Profit (loss)
|
152
|
304
|
17
|
502
|
461
|
241
|
|
Total (III+IV+V+VI)
|
5343
|
5876
|
3624
|
8327
|
6563
|
6337
|
|
|
Notes
|
|
|
@: Excluding 'Provisions and Contingencies'.
|
|
|
1. Figures in brackets indicate loss.
|
|
|
Source: Annual accounts of banks of respective years.
|
|