| |
|
|
|
|
|
|
(Amount in Rs. lakh)
|
|
|
Items
|
ING Bank
|
JP Morgan Chase Bank
|
KBC Bank #
|
Krung Thai Bank
|
|
2002
|
2003
|
2002
|
2003
|
2002
|
2003
|
2002
|
2003
|
|
(49)
|
(50)
|
(51)
|
(52)
|
(53)
|
(54)
|
(55)
|
(56)
|
|
|
Income
|
|
|
|
|
|
|
|
|
|
I. Interest Earned
|
2516
|
2251
|
2380
|
2941
|
1544
|
|
386
|
382
|
|
a) Interest/discount on advances/bills
|
842
|
717
|
168
|
6
|
214
|
|
106
|
82
|
|
b) Income on Investments
|
1475
|
1323
|
1964
|
2612
|
786
|
|
48
|
55
|
|
c) Interest on balances with
|
199
|
27
|
239
|
223
|
544
|
|
232
|
241
|
|
RBI and other inter-bank funds
|
|
|
|
|
|
|
|
|
|
d) Others
|
0
|
183
|
8
|
100
|
0
|
|
0
|
3
|
|
II. Other income
|
1370
|
842
|
4601
|
2695
|
595
|
|
31
|
24
|
|
a) Commission, exchange and brokerage
|
767
|
780
|
404
|
321
|
-21
|
|
20
|
17
|
|
b) Net Profit (loss) on sale of investments
|
-168
|
22
|
2111
|
1324
|
10
|
|
2
|
4
|
|
c) Net Profit (loss) on revaluation of investments
|
0
|
0
|
-8
|
-14
|
-27
|
|
0
|
0
|
|
d) Net Profit (loss) on sale of land, building & other assets
|
0
|
12
|
-5
|
3
|
1
|
|
0
|
0
|
|
e) Net Profit (loss) on exchange transaction
|
48
|
29
|
727
|
395
|
630
|
|
9
|
3
|
|
f) Miscellaneous income
|
723
|
0
|
1371
|
666
|
2
|
|
0
|
0
|
|
Total (I+II)
|
3886
|
3093
|
6980
|
5636
|
2139
|
|
416
|
406
|
|
Expenditure & Provisions
|
|
|
|
|
|
|
|
|
|
III. Interest expended
|
2008
|
1791
|
1136
|
767
|
2592
|
|
30
|
19
|
|
a) Interest on deposits
|
974
|
740
|
534
|
417
|
1775
|
|
25
|
16
|
|
b) Interest on RBI/inter-bank borrowings
|
1034
|
1051
|
566
|
290
|
58
|
|
2
|
3
|
|
c) Others
|
0
|
0
|
36
|
59
|
759
|
|
3
|
0
|
|
IV. Operating expenses
|
1844
|
2418
|
2726
|
1675
|
845
|
|
192
|
235
|
|
a) Payments to and provisions for employees
|
932
|
1402
|
1169
|
959
|
450
|
|
45
|
50
|
|
b) Rent, taxes and lighting
|
239
|
161
|
348
|
130
|
73
|
|
88
|
96
|
|
c) Printing and stationery
|
25
|
28
|
30
|
25
|
3
|
|
1
|
1
|
|
d) Advertisement and publicity
|
1
|
4
|
32
|
6
|
1
|
|
1
|
1
|
|
e) Depreciation on Bank's property
|
210
|
322
|
236
|
58
|
90
|
|
5
|
20
|
|
f) Directors' fees, allowances and expenses
|
6
|
5
|
1
|
1
|
1
|
|
1
|
1
|
|
g) Auditors' fees and expenses
|
4
|
4
|
9
|
7
|
7
|
|
3
|
3
|
|
h) Law charges
|
0
|
0
|
7
|
31
|
26
|
|
2
|
3
|
|
i) Postage, telegrams, telephones, etc.
|
127
|
124
|
161
|
105
|
47
|
|
5
|
5
|
|
j) Repairs and maintenance
|
40
|
44
|
75
|
69
|
23
|
|
10
|
10
|
|
k) Insurance
|
8
|
6
|
11
|
7
|
8
|
|
1
|
1
|
|
l) Other expenditure
|
252
|
319
|
646
|
277
|
116
|
|
31
|
45
|
|
V. Provisions and contingencies
|
273
|
1846
|
1922
|
1288
|
37
|
|
193
|
192
|
|
Total expenses @
|
3852
|
4209
|
3861
|
2442
|
3437
|
|
222
|
253
|
|
VI. Profit (loss)
|
-239
|
-2961
|
1197
|
1906
|
-1335
|
|
1
|
-40
|
|
Total (III+IV+V+VI)
|
3886
|
3093
|
6980
|
5636
|
2139
|
|
416
|
406
|
|
| |
|
|
|
|
|
|
(Amount in Rs. lakh)
|
|
|
Items
|
Mashreq Bank
|
Mizuho Corporate Bank
|
Oman International Bank
|
Overseas Chinese Bank
|
|
2002
|
2003
|
2002
|
2003
|
2002
|
2003
|
2002
|
2003
|
|
(57)
|
(58)
|
(59)
|
(60)
|
(61)
|
(62)
|
(63)
|
(64)
|
|
|
Income
|
|
|
|
|
|
|
|
|
|
I. Interest Earned
|
5749
|
4448
|
2998
|
2624
|
2917
|
2355
|
337
|
212
|
|
a) Interest/discount on advances/bills
|
1598
|
1187
|
2191
|
1914
|
503
|
272
|
63
|
0
|
|
b) Income on Investments
|
3779
|
2813
|
699
|
488
|
1247
|
1017
|
100
|
52
|
|
c) Interest on balances with
|
279
|
186
|
95
|
203
|
1167
|
1063
|
173
|
160
|
|
RBI and other inter-bank funds
|
|
|
|
|
|
|
|
|
|
d) Others
|
93
|
263
|
13
|
18
|
0
|
3
|
0
|
0
|
|
II. Other income
|
1502
|
928
|
369
|
378
|
702
|
995
|
41
|
6
|
|
a) Commission, exchange and brokerage
|
361
|
273
|
271
|
305
|
93
|
72
|
12
|
5
|
|
b) Net Profit (loss) on sale of investments
|
13
|
1
|
2
|
-90
|
62
|
462
|
0
|
4
|
|
c) Net Profit (loss) on revaluation of investments
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
d) Net Profit (loss) on sale of land, building & other assets
|
4
|
-1
|
1
|
-1
|
0
|
0
|
0
|
-21
|
|
e) Net Profit (loss) on exchange transaction
|
51
|
56
|
96
|
162
|
534
|
413
|
25
|
15
|
|
f) Miscellaneous income
|
1073
|
599
|
0
|
2
|
14
|
49
|
3
|
3
|
|
Total (I+II)
|
7251
|
5376
|
3367
|
3002
|
3619
|
3349
|
378
|
218
|
|
Expenditure & Provisions
|
|
|
|
|
|
|
|
|
|
III. Interest expended
|
4609
|
3197
|
2209
|
1793
|
4211
|
3338
|
23
|
0
|
|
a) Interest on deposits
|
3867
|
3128
|
1724
|
1144
|
3940
|
3130
|
23
|
0
|
|
b) Interest on RBI/inter-bank borrowings
|
742
|
69
|
465
|
410
|
270
|
208
|
0
|
0
|
|
c) Others
|
0
|
0
|
20
|
239
|
0
|
0
|
0
|
0
|
|
IV. Operating expenses
|
965
|
747
|
765
|
826
|
765
|
780
|
650
|
236
|
|
a) Payments to and provisions for employees
|
341
|
180
|
315
|
346
|
266
|
328
|
84
|
77
|
|
b) Rent, taxes and lighting
|
249
|
293
|
206
|
206
|
42
|
47
|
97
|
99
|
|
c) Printing and stationery
|
7
|
7
|
7
|
8
|
9
|
6
|
2
|
2
|
|
d) Advertisement and publicity
|
1
|
0
|
1
|
1
|
6
|
1
|
0
|
0
|
|
e) Depreciation on Bank's property
|
144
|
58
|
29
|
49
|
205
|
151
|
8
|
6
|
|
f) Directors' fees, allowances and expenses
|
0
|
0
|
1
|
1
|
2
|
2
|
0
|
0
|
|
g) Auditors' fees and expenses
|
7
|
6
|
9
|
3
|
12
|
13
|
1
|
1
|
|
h) Law charges
|
14
|
17
|
18
|
15
|
30
|
38
|
2
|
1
|
|
i) Postage, telegrams, telephones, etc.
|
32
|
25
|
31
|
34
|
38
|
29
|
28
|
18
|
|
j) Repairs and maintenance
|
13
|
21
|
18
|
19
|
29
|
24
|
5
|
5
|
|
k) Insurance
|
15
|
7
|
5
|
1
|
24
|
23
|
1
|
1
|
|
l) Other expenditure
|
142
|
133
|
126
|
143
|
101
|
117
|
422
|
26
|
|
V. Provisions and contingencies
|
859
|
248
|
913
|
287
|
1594
|
276
|
-134
|
-9
|
|
Total expenses @
|
5574
|
3943
|
2974
|
2619
|
4975
|
4118
|
672
|
236
|
|
VI. Profit (loss)
|
817
|
1185
|
-520
|
95
|
-2951
|
-1046
|
-160
|
-9
|
|
Total (III+IV+V+VI)
|
7250
|
5376
|
3367
|
3002
|
3619
|
3349
|
378
|
218
|
|
| |
|
|
|
|
|
|
(Amount in Rs. lakh)
|
|
|
Items
|
Siam Commercial Bank #
|
Societe Generale
|
Sonali Bank
|
Standard Chartered Bank
|
|
2002
|
2003
|
2002
|
2003
|
2002
|
2003
|
2002
|
2003
|
|
(65)
|
(66)
|
(67)
|
(68)
|
(69)
|
(70)
|
(71)
|
(72)
|
|
|
Income
|
|
|
|
|
|
|
|
|
|
I. Interest Earned
|
771
|
|
4213
|
3149
|
126
|
149
|
164478
|
228696
|
|
a) Interest/discount on advances/bills
|
425
|
|
1743
|
1044
|
57
|
58
|
99741
|
146070
|
|
b) Income on Investments
|
277
|
|
2018
|
1349
|
51
|
69
|
62163
|
75816
|
|
c) Interest on balances with
|
68
|
|
453
|
757
|
15
|
1
|
2367
|
2734
|
|
RBI and other inter-bank funds
|
|
|
|
|
|
|
|
|
|
d) Others
|
0
|
|
0
|
0
|
3
|
21
|
207
|
4076
|
|
II. Other income
|
58
|
|
839
|
887
|
312
|
266
|
51656
|
56053
|
|
a) Commission, exchange and brokerage
|
34
|
|
594
|
542
|
245
|
251
|
27171
|
34850
|
|
b) Net Profit (loss) on sale of investments
|
1
|
|
-176
|
230
|
0
|
0
|
11764
|
3039
|
|
c) Net Profit (loss) on revaluation of investments
|
0
|
|
0
|
0
|
0
|
0
|
0
|
0
|
|
d) Net Profit (loss) on sale of land, building & other assets
|
0
|
|
-3
|
-20
|
0
|
0
|
49
|
192
|
|
e) Net Profit (loss) on exchange transaction
|
18
|
|
221
|
1
|
67
|
3
|
11013
|
17387
|
|
f) Miscellaneous income
|
4
|
|
202
|
133
|
0
|
11
|
1660
|
586
|
|
Total (I+II)
|
829
|
|
5052
|
4037
|
438
|
414
|
216134
|
284749
|
|
Expenditure & Provisions
|
|
|
|
|
|
|
|
|
|
III. Interest expended
|
860
|
|
3550
|
2047
|
71
|
108
|
93327
|
115337
|
|
a) Interest on deposits
|
528
|
|
1774
|
643
|
53
|
63
|
35949
|
83999
|
|
b) Interest on RBI/inter-bank borrowings
|
333
|
|
1776
|
1389
|
32
|
0
|
54861
|
29210
|
|
c) Others
|
0
|
|
0
|
16
|
18
|
44
|
2518
|
2127
|
|
IV. Operating expenses
|
214
|
|
1575
|
1667
|
236
|
226
|
44969
|
57901
|
|
a) Payments to and provisions for employees
|
53
|
|
705
|
790
|
117
|
123
|
14259
|
16509
|
|
b) Rent, taxes and lighting
|
92
|
|
140
|
124
|
59
|
48
|
1887
|
3228
|
|
c) Printing and stationery
|
1
|
|
23
|
15
|
5
|
3
|
1513
|
2292
|
|
d) Advertisement and publicity
|
0
|
|
0
|
0
|
2
|
1
|
2030
|
1681
|
|
e) Depreciation on Bank's property
|
11
|
|
272
|
298
|
6
|
12
|
1474
|
3433
|
|
f) Directors' fees, allowances and expenses
|
0
|
|
2
|
2
|
0
|
0
|
3
|
2
|
|
g) Auditors' fees and expenses
|
1
|
|
2
|
2
|
1
|
2
|
21
|
46
|
|
h) Law charges
|
8
|
|
0
|
0
|
1
|
1
|
1636
|
2185
|
|
i) Postage, telegrams, telephones, etc.
|
8
|
|
131
|
116
|
10
|
6
|
2990
|
3541
|
|
j) Repairs and maintenance
|
9
|
|
60
|
80
|
-1
|
0
|
4891
|
4466
|
|
k) Insurance
|
1
|
|
18
|
10
|
3
|
1
|
807
|
1270
|
|
l) Other expenditure
|
32
|
|
222
|
229
|
35
|
27
|
13459
|
19246
|
|
V. Provisions and contingencies
|
4932
|
|
1202
|
1208
|
80
|
35
|
36831
|
26031
|
|
Total expenses @
|
1075
|
|
5126
|
3714
|
307
|
334
|
138296
|
173238
|
|
VI. Profit (loss)
|
-5178
|
|
-1275
|
-885
|
50
|
46
|
41007
|
85480
|
|
Total (III+IV+V+VI)
|
829
|
|
5052
|
4037
|
438
|
414
|
216134
|
284749
|
|
| |
|
|
|
|
|
|
(Amount in Rs. lakh)
|
|
|
Items
|
Standard Chartered Grindlays
Bank #
|
State Bank of Mauritius
|
Sumitomo Mitsui Bank
|
Toronto Dominion Bank
|
|
2002
|
2003
|
2002
|
2003
|
2002
|
2003
|
2002
|
2003
|
|
(73)
|
(74)
|
(75)
|
(76)
|
(77)
|
(78)
|
(79)
|
(80)
|
|
|
Income
|
|
|
|
|
|
|
|
|
|
I. Interest Earned
|
96401
|
|
3575
|
2450
|
9816
|
6616
|
584
|
459
|
|
a) Interest/discount on advances/bills
|
32189
|
|
2294
|
1524
|
6851
|
4631
|
344
|
204
|
|
b) Income on Investments
|
38420
|
|
1103
|
873
|
2417
|
1680
|
189
|
45
|
|
c) Interest on balances with
|
25510
|
|
178
|
53
|
476
|
196
|
50
|
198
|
|
RBI and other inter-bank funds
|
|
|
|
|
|
|
|
|
|
d) Others
|
282
|
|
0
|
0
|
72
|
110
|
1
|
13
|
|
II. Other income
|
28747
|
|
1174
|
1136
|
1053
|
820
|
-6
|
-13
|
|
a) Commission, exchange and brokerage
|
8661
|
|
188
|
184
|
514
|
579
|
20
|
2
|
|
b) Net Profit (loss) on sale of investments
|
11798
|
|
807
|
833
|
133
|
14
|
-22
|
-16
|
|
c) Net Profit (loss) on revaluation of investments
|
0
|
|
0
|
0
|
0
|
0
|
-4
|
0
|
|
d) Net Profit (loss) on sale of land, building & other assets
|
-237
|
|
0
|
0
|
-1
|
-12
|
0
|
1
|
|
e) Net Profit (loss) on exchange transaction
|
6024
|
|
153
|
99
|
338
|
221
|
0
|
0
|
|
f) Miscellaneous income
|
2501
|
|
26
|
20
|
69
|
19
|
0
|
0
|
|
Total (I+II)
|
125148
|
|
4749
|
3586
|
10869
|
7437
|
578
|
446
|
|
Expenditure & Provisions
|
|
|
|
|
|
|
|
|
|
III. Interest expended
|
57090
|
|
2533
|
1448
|
6080
|
3160
|
15
|
1
|
|
a) Interest on deposits
|
44041
|
|
1899
|
1212
|
2498
|
1222
|
8
|
1
|
|
b) Interest on RBI/inter-bank borrowings
|
8106
|
|
634
|
236
|
3582
|
1938
|
7
|
0
|
|
c) Others
|
4943
|
|
0
|
0
|
0
|
0
|
0
|
0
|
|
IV. Operating expenses
|
42672
|
|
457
|
485
|
2289
|
1480
|
231
|
217
|
|
a) Payments to and provisions for employees
|
20394
|
|
159
|
158
|
828
|
474
|
91
|
93
|
|
b) Rent, taxes and lighting
|
1870
|
|
29
|
25
|
647
|
473
|
58
|
48
|
|
c) Printing and stationery
|
763
|
|
5
|
4
|
65
|
37
|
2
|
2
|
|
d) Advertisement and publicity
|
975
|
|
3
|
10
|
2
|
4
|
1
|
1
|
|
e) Depreciation on Bank's property
|
2843
|
|
72
|
88
|
250
|
160
|
16
|
15
|
|
f) Directors' fees, allowances and expenses
|
2
|
|
0
|
0
|
0
|
1
|
0
|
0
|
|
g) Auditors' fees and expenses
|
15
|
|
2
|
1
|
12
|
7
|
4
|
4
|
|
h) Law charges
|
71
|
|
4
|
6
|
36
|
40
|
9
|
19
|
|
i) Postage, telegrams, telephones, etc.
|
2611
|
|
60
|
56
|
69
|
31
|
13
|
11
|
|
j) Repairs and maintenance
|
2598
|
|
17
|
19
|
169
|
116
|
15
|
14
|
|
k) Insurance
|
522
|
|
10
|
10
|
22
|
13
|
1
|
1
|
|
l) Other expenditure
|
10008
|
|
96
|
107
|
189
|
124
|
21
|
10
|
|
V. Provisions and contingencies
|
-379
|
|
1433
|
1233
|
4870
|
7354
|
174
|
149
|
|
Total expenses @
|
99762
|
|
2990
|
1934
|
8369
|
4640
|
246
|
218
|
|
VI. Profit (loss)
|
25765
|
|
326
|
420
|
-2370
|
-4557
|
158
|
78
|
|
Total (III+IV+V+VI)
|
125148
|
|
4749
|
3586
|
10869
|
7437
|
578
|
446
|
|
| |
(Amount in Rs. lakh)
|
|
|
Items
|
UFJ Bank
|
|
2002
|
2003
|
|
(81)
|
(82)
|
|
|
Income
|
|
|
|
I. Interest Earned
|
3233
|
2196
|
|
a) Interest/discount on advances/bills
|
1985
|
1281
|
|
b) Income on Investments
|
1146
|
676
|
|
c) Interest on balances with
|
102
|
240
|
|
RBI and other inter-bank funds
|
|
|
|
d) Others
|
0
|
0
|
|
II. Other income
|
311
|
287
|
|
a) Commission, exchange and brokerage
|
86
|
70
|
|
b) Net Profit (loss) on sale of investments
|
128
|
-108
|
|
c) Net Profit (loss) on revaluation of investments
|
0
|
0
|
|
d) Net Profit (loss) on sale of land, building & other assets
|
0
|
0
|
|
e) Net Profit (loss) on exchange transaction
|
90
|
324
|
|
f) Miscellaneous income
|
7
|
2
|
|
Total (I+II)
|
3544
|
2483
|
|
Expenditure & Provisions
|
|
|
|
III. Interest expended
|
1800
|
983
|
|
a) Interest on deposits
|
939
|
755
|
|
b) Interest on RBI/inter-bank borrowings
|
831
|
210
|
|
c) Others
|
31
|
19
|
|
IV. Operating expenses
|
622
|
598
|
|
a) Payments to and provisions for employees
|
145
|
176
|
|
b) Rent, taxes and lighting
|
231
|
204
|
|
c) Printing and stationery
|
20
|
14
|
|
d) Advertisement and publicity
|
1
|
1
|
|
e) Depreciation on Bank's property
|
50
|
56
|
|
f) Directors' fees, allowances and expenses
|
0
|
0
|
|
g) Auditors' fees and expenses
|
2
|
2
|
|
h) Law charges
|
6
|
1
|
|
i) Postage, telegrams, telephones, etc.
|
25
|
23
|
|
j) Repairs and maintenance
|
14
|
24
|
|
k) Insurance
|
2
|
1
|
|
l) Other expenditure
|
124
|
95
|
|
V. Provisions and contingencies
|
1106
|
792
|
|
Total expenses @
|
2422
|
1581
|
|
VI. Profit (loss)
|
16
|
110
|
|
Total (III+IV+V+VI)
|
3544
|
2483
|
|
|
Notes |
|
@: Excluding 'Provisions and Contingencies'. |
|
1. Figures in brackets indicate loss. |
|
Source: Annual accounts of banks of respective years. |
|