| |
|
|
|
|
|
|
(Amount in Rs. lakh)
|
|
|
Items
|
State Bank of India
|
State Bank of Bikaner
|
State Bank of Hyderabad
|
State Bank of Indore
|
|
|
|
|
and Jaipur
|
|
|
|
|
|
|
2002
|
2003
|
2002
|
2003
|
2002
|
2003
|
2002
|
2003
|
|
|
(1)
|
(2)
|
(3)
|
(4)
|
(5)
|
(6)
|
(7)
|
(8)
|
|
|
Income
|
|
|
|
|
|
|
|
|
|
I. Interest Earned
|
2981009
|
3108702
|
135747
|
143820
|
191830
|
206727
|
88777
|
98647
|
|
a) Interest/discount on advances/bills
|
1106340
|
1122909
|
60526
|
65339
|
85821
|
90910
|
39857
|
48655
|
|
b) Income on Investments
|
1427187
|
1525764
|
64744
|
71575
|
98928
|
111077
|
45218
|
47317
|
|
c) Interest on balances with
|
305488
|
327367
|
5404
|
2964
|
4865
|
4008
|
2129
|
1721
|
|
RBI and other inter-bank funds
|
|
|
|
|
|
|
|
|
|
d) Others
|
141993
|
132662
|
5073
|
3942
|
2215
|
731
|
1573
|
954
|
| |
|
|
|
|
|
|
|
|
|
II. Other income
|
417449
|
574026
|
30079
|
33990
|
36532
|
46158
|
27479
|
30196
|
|
a) Commission, exchange and brokerage
|
281651
|
297735
|
19574
|
20317
|
17929
|
18608
|
7541
|
8371
|
|
b) Net Profit (loss) on sale of investments
|
35164
|
169459
|
7690
|
10665
|
10509
|
20699
|
17377
|
18275
|
|
c) Net Profit (loss) on revaluation of investments
|
-1920
|
-506
|
0
|
0
|
0
|
0
|
0
|
0
|
|
d) Net Profit (loss) on sale of land, building & other assets
|
1477
|
-27
|
-4
|
-8
|
32
|
16
|
4
|
1
|
|
e) Net Profit (loss) on exchange transaction
|
40764
|
46357
|
2129
|
2371
|
3539
|
4117
|
873
|
2049
|
|
f) Miscellaneous income
|
60312
|
61009
|
691
|
646
|
4522
|
2718
|
1684
|
1500
|
|
Total (I+II)
|
3398457
|
3682728
|
165826
|
177810
|
228361
|
252885
|
116256
|
128843
|
|
Expenditure & Provisions
|
|
|
|
|
|
|
|
|
|
III. Interest expended
|
2072884
|
2110946
|
86718
|
88683
|
126864
|
131951
|
59555
|
61929
|
|
a) Interest on deposits
|
1955427
|
2017419
|
83368
|
86626
|
121911
|
128090
|
55652
|
58580
|
|
b) Interest on RBI/inter-bank borrowings
|
36407
|
19539
|
505
|
126
|
1405
|
930
|
252
|
246
|
|
c) Others
|
81050
|
73988
|
2845
|
1931
|
3548
|
2931
|
3651
|
3102
|
| |
|
|
|
|
|
|
|
|
|
IV. Operating expenses
|
721090
|
794242
|
40047
|
45043
|
41492
|
45140
|
22477
|
24814
|
|
a) Payments to and provisions for employees
|
515278
|
568872
|
28906
|
31970
|
28323
|
30671
|
15299
|
16618
|
|
b) Rent, taxes and lighting
|
52444
|
56474
|
2798
|
3165
|
3431
|
3750
|
1547
|
1800
|
|
c) Printing and stationery
|
11990
|
12217
|
713
|
791
|
844
|
944
|
329
|
410
|
|
d) Advertisement and publicity
|
2432
|
3444
|
162
|
284
|
132
|
107
|
32
|
74
|
|
e) Depreciation on Bank's property
|
42496
|
49369
|
2032
|
2875
|
1770
|
2444
|
1471
|
1700
|
|
f) Directors' fees, allowances and expenses
|
72
|
64
|
5
|
7
|
15
|
14
|
6
|
7
|
|
g) Auditors' fees and expenses
|
3429
|
4083
|
310
|
299
|
378
|
374
|
221
|
231
|
|
h) Law charges
|
4138
|
4372
|
66
|
72
|
92
|
80
|
64
|
58
|
|
i) Postage, telegrams, telephones, etc.
|
6207
|
5682
|
637
|
570
|
560
|
378
|
393
|
357
|
|
j) Repairs and maintenance
|
5875
|
6892
|
283
|
307
|
336
|
313
|
167
|
195
|
|
k) Insurance
|
14250
|
15144
|
598
|
645
|
838
|
1010
|
421
|
470
|
|
l) Other expenditure
|
62480
|
67630
|
3537
|
4058
|
4773
|
5054
|
2527
|
2893
|
| |
|
|
|
|
|
|
|
|
|
V. Provisions and contingencies
|
361321
|
467040
|
22611
|
23758
|
37357
|
45655
|
21714
|
22068
|
|
Total expenses @
|
2793974
|
2905188
|
126765
|
133725
|
168356
|
177090
|
82032
|
86743
|
| |
|
|
|
|
|
|
|
|
|
VI. Profit (loss)
|
243162
|
310500
|
16450
|
20328
|
22649
|
30140
|
12510
|
20032
|
|
Total (III+IV+V+VI)
|
3398457
|
3682728
|
165826
|
177810
|
228361
|
252885
|
116256
|
128843
|
|
| |
|
|
|
|
|
|
(Amount in Rs. lakh)
|
|
|
Items
|
State Bank of Mysore
|
State Bank of Patiala
|
State Bank of Saurashtra
|
State Bank of Travancore
|
| |
|
|
|
|
|
|
|
|
| |
2002
|
2003
|
2002
|
2003
|
2002
|
2003
|
2002
|
2003
|
| |
(9)
|
(10)
|
(11)
|
(12)
|
(13)
|
(14)
|
(15)
|
(16)
|
|
|
Income
|
|
|
|
|
|
|
|
|
|
I. Interest Earned
|
97112
|
103713
|
150460
|
176365
|
84278
|
90435
|
145389
|
158444
|
|
a) Interest/discount on advances/bills
|
49700
|
52801
|
79697
|
98348
|
40694
|
41832
|
68277
|
78980
|
|
b) Income on Investments
|
43680
|
47791
|
59034
|
70072
|
39595
|
45731
|
68003
|
72470
|
|
c) Interest on balances with
|
2302
|
1588
|
8958
|
5780
|
3278
|
1979
|
4141
|
5146
|
|
RBI and other inter-bank funds
|
|
|
|
|
|
|
|
|
|
d) Others
|
1431
|
1532
|
2771
|
2166
|
711
|
892
|
4968
|
1848
|
| |
|
| |
|
|
|
|
|
|
II. Other income
|
23326
|
29386
|
26448
|
34550
|
17346
|
21489
|
23018
|
30016
|
|
a) Commission, exchange and brokerage
|
11145
|
11841
|
13592
|
16557
|
8328
|
9101
|
11762
|
13218
|
|
b) Net Profit (loss) on sale of investments
|
7579
|
9926
|
9548
|
14285
|
8043
|
11178
|
7502
|
13022
|
|
c) Net Profit (loss) on revaluation of investments
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
d) Net Profit (loss) on sale of land, building & other assets
|
58
|
13
|
-46
|
-84
|
3
|
-2
|
54
|
5
|
|
e) Net Profit (loss) on exchange transaction
|
2080
|
2268
|
1952
|
2798
|
969
|
1210
|
2548
|
2594
|
|
f) Miscellaneous income
|
2465
|
5337
|
1403
|
994
|
3
|
3
|
1152
|
1177
|
|
Total (I+II)
|
120439
|
133099
|
176907
|
210916
|
101624
|
111924
|
168407
|
188460
|
|
Expenditure & Provisions
|
|
|
|
|
|
|
|
|
|
III. Interest expended
|
65588
|
65052
|
84763
|
97461
|
56272
|
58483
|
102946
|
106159
|
|
a) Interest on deposits
|
61869
|
61675
|
82374
|
95955
|
55031
|
57887
|
95790
|
100194
|
|
b) Interest on RBI/inter-bank borrowings
|
525
|
124
|
1683
|
1180
|
178
|
114
|
4709
|
225
|
|
c) Others
|
3195
|
3254
|
705
|
326
|
1063
|
482
|
2447
|
5740
|
| |
|
|
|
|
|
|
|
|
|
IV. Operating expenses
|
31371
|
32772
|
35682
|
39500
|
23226
|
24777
|
33334
|
36801
|
|
a) Payments to and provisions for employees
|
24153
|
24825
|
24787
|
26232
|
14747
|
15460
|
24500
|
26940
|
|
b) Rent, taxes and lighting
|
2092
|
2359
|
2421
|
3343
|
1647
|
1769
|
2279
|
2729
|
|
c) Printing and stationery
|
348
|
388
|
531
|
628
|
322
|
360
|
452
|
508
|
|
d) Advertisement and publicity
|
33
|
42
|
53
|
65
|
39
|
55
|
128
|
172
|
|
e) Depreciation on Bank's property
|
1126
|
1211
|
1899
|
3064
|
713
|
1060
|
1659
|
1988
|
|
f) Directors' fees, allowances and expenses
|
7
|
9
|
10
|
10
|
16
|
15
|
12
|
8
|
|
g) Auditors' fees and expenses
|
243
|
191
|
253
|
285
|
217
|
233
|
322
|
312
|
|
h) Law charges
|
62
|
147
|
65
|
118
|
128
|
46
|
15
|
29
|
|
i) Postage, telegrams, telephones, etc.
|
63
|
36
|
650
|
666
|
315
|
332
|
217
|
98
|
|
j) Repairs and maintenance
|
157
|
179
|
367
|
520
|
277
|
295
|
332
|
391
|
|
k) Insurance
|
47
|
35
|
624
|
795
|
365
|
386
|
746
|
640
|
|
l) Other expenditure
|
3041
|
3350
|
4023
|
3773
|
4440
|
4766
|
2672
|
2984
|
| |
|
|
|
|
|
|
|
|
|
V. Provisions and contingencies
|
16889
|
23683
|
33169
|
41752
|
13925
|
19408
|
20034
|
28395
|
|
Total expenses@
|
96960
|
97824
|
120444
|
136961
|
79498
|
83261
|
136280
|
142961
|
| |
|
|
|
|
|
|
|
|
|
VI. Profit (loss)
|
6590
|
11592
|
23294
|
32202
|
8201
|
9255
|
12093
|
17104
|
|
Total (III+IV+V+VI)
|
120439
|
133099
|
176907
|
210916
|
101624
|
111924
|
168407
|
188460
|
|
Notes
|
|
|
|
|
|
|
|
|
|
@: Excluding 'Provisions and Contingencies'.
|
|
|
|
|
|
|
|
|
|
1. Figures in brackets indicate loss.
|
|
|
|
|
|
|
|
|
|
Source: Annual accounts of banks of respective years.
|
|
|
|
|
|
|
|
|
|