| |
|
|
|
(Amount in Rs. lakh)
|
| |
|
|
|
|
|
|
|
Tripura
|
Tulsi
|
Tungabhadra
|
|
Items
|
Gramin Bank
|
Gramin Bank
|
Gramin Bank
|
|
2002
|
2003
|
2002
|
2003
|
2002
|
2003
|
|
(367)
|
(368)
|
(369)
|
(370)
|
(371)
|
(372)
|
|
|
1. Capital
|
4241
|
4241
|
1037
|
1037
|
320
|
320
|
| |
(7.3)
|
(5.9)
|
(3.5)
|
(3.0)
|
(0.4)
|
(0.4)
|
|
2. Reserves and Surplus
|
0
|
0
|
0
|
0
|
8243
|
10053
|
| |
(0.0)
|
(0.0)
|
(0.0)
|
(0.0)
|
(11.3)
|
(12.5)
|
|
3. Deposits
|
52819
|
64668
|
23149
|
27354
|
48810
|
55554
|
| |
(90.8)
|
(90.4)
|
(77.1)
|
(79.7)
|
(66.7)
|
(69.0)
|
|
3.1. Demand deposits
|
7828
|
12327
|
1482
|
2754
|
2694
|
2906
|
|
3.2. Savings bank deposits
|
21218
|
25681
|
11253
|
13228
|
15059
|
18141
|
|
3.3. Term deposits
|
23773
|
26660
|
10414
|
11372
|
31056
|
34506
|
|
4. Borrowings
|
729
|
1295
|
2621
|
4599
|
12732
|
11293
|
| |
(1.3)
|
(1.8)
|
(8.7)
|
(13.4)
|
(17.4)
|
(14.0)
|
|
4.1. From banks*
|
0
|
0
|
0
|
470
|
12732
|
808
|
|
4.2. From others
|
729
|
1295
|
2621
|
4129
|
0
|
10485
|
|
5. Other liabilities
|
387
|
1293
|
3230
|
1341
|
3103
|
3260
|
| |
(0.7)
|
(1.8)
|
(10.8)
|
(3.9)
|
(4.2)
|
(4.1)
|
|
5.1. Bills Payable
|
0
|
0
|
128
|
142
|
1524
|
1023
|
|
5.2. Inter-office adjustments
|
8
|
0
|
0
|
0
|
0
|
0
|
|
5.3. Interest accrued
|
262
|
219
|
18
|
50
|
165
|
178
|
|
5.4. Others (including provisions)
|
117
|
1073
|
3084
|
1149
|
1414
|
2059
|
|
Total Liabilities
|
58177
|
71497
|
30037
|
34331
|
73207
|
80479
|
| |
|
|
|
|
|
|
|
1. Cash in hand
|
1390
|
1147
|
562
|
618
|
1922
|
1799
|
| |
(2.4)
|
(1.6)
|
(1.9)
|
(1.8)
|
(2.6)
|
(2.2)
|
|
2. Balances with RBI
|
2528
|
2916
|
1190
|
1198
|
3376
|
2762
|
| |
(4.3)
|
(4.1)
|
(4.0)
|
(3.5)
|
(4.6)
|
(3.4)
|
|
3. Balances with banks in India
|
16406
|
11996
|
12023
|
9135
|
7579
|
2037
|
| |
(28.2)
|
(16.8)
|
(40.0)
|
(26.6)
|
(10.4)
|
(2.5)
|
|
4. Money at call and short notice
|
0
|
0
|
0
|
0
|
0
|
0
|
| |
(0.0)
|
(0.0)
|
(0.0)
|
(0.0)
|
(0.0)
|
(0.0)
|
|
5. Investments
|
14053
|
26267
|
876
|
6769
|
11343
|
18026
|
| |
(24.2)
|
(36.7)
|
(2.9)
|
(19.7)
|
(15.5)
|
(22.4)
|
|
6. Advances
|
8437
|
12820
|
10822
|
13975
|
47381
|
54271
|
| |
(14.5)
|
(17.9)
|
(36.0)
|
(40.7)
|
(64.7)
|
(67.4)
|
|
6.1. Bills purchased and discounted
|
5
|
3
|
0
|
6084
|
74
|
103
|
|
6.2. Cash credits, overdrafts & loans
|
433
|
881
|
3633
|
0
|
34469
|
38790
|
|
6.3. Term loans
|
7999
|
11936
|
7190
|
7891
|
12838
|
15378
|
|
7. Fixed Assets
|
26
|
30
|
81
|
115
|
127
|
153
|
| |
(0.0)
|
(0.0)
|
(0.3)
|
(0.3)
|
(0.2)
|
(0.2)
|
|
8. Other Assets
|
15338
|
16322
|
4482
|
2520
|
1478
|
1431
|
| |
(26.4)
|
(22.8)
|
(14.9)
|
(7.3)
|
(2.0)
|
(1.8)
|
|
8.1. Inter - office adjustments (net)
|
0
|
84
|
52
|
18
|
219
|
48
|
|
8.2. Interest accrued
|
1290
|
1756
|
1445
|
2064
|
422
|
464
|
|
8.3. Others
|
14048
|
14483
|
2985
|
438
|
837
|
920
|
|
Total Assets
|
58177
|
71497
|
30037
|
34331
|
73207
|
80479
|
| |
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
| |
|
|
|
(Amount in Rs. lakh)
|
| |
|
|
|
|
|
|
|
Uttar Banga
|
Vaishali
|
Vallalar
|
|
Items
|
Kshetriya Gramin Bank
|
Kshetriya Gramin Bank
|
Gramin Bank
|
|
2002
|
2003
|
2002
|
2003
|
2002
|
2003
|
|
(373)
|
(374)
|
(375)
|
(376)
|
(377)
|
(378)
|
|
|
1. Capital
|
1092
|
1092
|
1745
|
1745
|
283
|
283
|
| |
(2.5)
|
(2.3)
|
(3.6)
|
(3.3)
|
(3.5)
|
(3.2)
|
|
2. Reserves and Surplus
|
0
|
0
|
0
|
0
|
1187
|
1354
|
| |
(0.0)
|
(0.0)
|
(0.0)
|
(0.0)
|
(14.6)
|
(15.2)
|
|
3. Deposits
|
38097
|
41730
|
43245
|
45311
|
4712
|
5077
|
| |
(88.1)
|
(86.5)
|
(89.1)
|
(86.0)
|
(58.1)
|
(56.9)
|
|
3.1. Demand deposits
|
395
|
465
|
713
|
418
|
186
|
108
|
|
3.2. Savings bank deposits
|
17368
|
19900
|
19143
|
20714
|
2289
|
2334
|
|
3.3. Term deposits
|
20334
|
21365
|
23388
|
24179
|
2238
|
2634
|
|
4. Borrowings
|
1411
|
2387
|
1822
|
2658
|
1546
|
1766
|
| |
(3.3)
|
(4.9)
|
(3.8)
|
(5.0)
|
(19.0)
|
(19.8)
|
|
4.1. From banks*
|
539
|
915
|
89
|
0
|
301
|
301
|
|
4.2. From others
|
872
|
1472
|
1733
|
2658
|
1245
|
1465
|
|
5. Other liabilities
|
2642
|
3023
|
1731
|
2994
|
389
|
437
|
| |
(6.1)
|
(6.3)
|
(3.6)
|
(5.7)
|
(4.8)
|
(4.9)
|
|
5.1. Bills Payable
|
0
|
0
|
0
|
0
|
7
|
22
|
|
5.2. Inter-office adjustments
|
0
|
76
|
0
|
0
|
22
|
8
|
|
5.3. Interest accrued
|
208
|
200
|
0
|
0
|
33
|
43
|
|
5.4. Others (including provisions)
|
2434
|
2747
|
1731
|
2994
|
327
|
363
|
|
Total Liabilities
|
43242
|
48233
|
48542
|
52708
|
8117
|
8916
|
| |
|
|
|
|
|
|
|
1. Cash in hand
|
263
|
419
|
365
|
304
|
47
|
50
|
| |
(0.6)
|
(0.9)
|
(0.8)
|
(0.6)
|
(0.6)
|
(0.6)
|
|
2. Balances with RBI
|
2049
|
1996
|
2388
|
4315
|
242
|
246
|
| |
(4.7)
|
(4.1)
|
(4.9)
|
(8.2)
|
(3.0)
|
(2.8)
|
|
3. Balances with banks in India
|
12375
|
11796
|
27880
|
22771
|
3300
|
2354
|
| |
(28.6)
|
(24.5)
|
(57.4)
|
(43.2)
|
(40.7)
|
(26.4)
|
|
4. Money at call and short notice
|
0
|
0
|
0
|
0
|
0
|
0
|
| |
(0.0)
|
(0.0)
|
(0.0)
|
(0.0)
|
(0.0)
|
(0.0)
|
|
5. Investments
|
5274
|
7180
|
193
|
3751
|
949
|
1866
|
| |
(12.2)
|
(14.9)
|
(0.4)
|
(7.1)
|
(11.7)
|
(20.9)
|
|
6. Advances
|
15473
|
17971
|
8168
|
10395
|
3415
|
4231
|
| |
(35.8)
|
(37.3)
|
(16.8)
|
(19.7)
|
(42.1)
|
(47.5)
|
|
6.1. Bills purchased and discounted
|
0
|
0
|
0
|
0
|
7
|
10
|
|
6.2. Cash credits, overdrafts & loans
|
2710
|
906
|
1790
|
2919
|
1805
|
2371
|
|
6.3. Term loans
|
12763
|
17065
|
6378
|
7476
|
1603
|
1850
|
|
7. Fixed Assets
|
62
|
71
|
17
|
18
|
36
|
35
|
| |
(0.1)
|
(0.1)
|
(0.0)
|
(0.0)
|
(0.4)
|
(0.4)
|
|
8. Other Assets
|
7746
|
8800
|
9531
|
11155
|
128
|
133
|
| |
(17.9)
|
(18.2)
|
(19.6)
|
(21.2)
|
(1.6)
|
(1.5)
|
|
8.1. Inter - office adjustments (net)
|
287
|
0
|
68
|
2
|
0
|
0
|
|
8.2. Interest accrued
|
1827
|
1985
|
0
|
211
|
107
|
109
|
|
8.3. Others
|
5633
|
6815
|
9463
|
10942
|
20
|
25
|
|
Total Assets
|
43242
|
48233
|
48542
|
52708
|
8117
|
8916
|
| |
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
| |
|
|
|
(Amount in Rs. lakh)
|
| |
|
|
|
|
|
|
|
Valsad-Dangs
|
Varada
|
Vidisha Bhopal
|
|
Items
|
Gramin Bank
|
Gramin Bank
|
Kshetriya Gramin Bank
|
|
2002
|
2003
|
2002
|
2003
|
2002
|
2003
|
|
(379)
|
(380)
|
(381)
|
(382)
|
(383)
|
(384)
|
|
|
1. Capital
|
397
|
397
|
466
|
466
|
548
|
548
|
| |
(2.4)
|
(2.2)
|
(4.7)
|
(4.0)
|
(4.2)
|
(3.8)
|
|
2. Reserves and Surplus
|
1239
|
1652
|
544
|
765
|
345
|
674
|
| |
(7.5)
|
(9.1)
|
(5.5)
|
(6.6)
|
(2.7)
|
(4.7)
|
|
3. Deposits
|
13295
|
14490
|
6203
|
7724
|
9236
|
10306
|
| |
(80.5)
|
(80.2)
|
(62.7)
|
(66.8)
|
(71.5)
|
(71.4)
|
|
3.1. Demand deposits
|
889
|
1024
|
198
|
152
|
499
|
854
|
|
3.2. Savings bank deposits
|
6235
|
6749
|
1673
|
2372
|
3018
|
3588
|
|
3.3. Term deposits
|
6172
|
6717
|
4332
|
5200
|
5719
|
5865
|
|
4. Borrowings
|
576
|
567
|
1999
|
1797
|
1688
|
1693
|
| |
(3.5)
|
(3.1)
|
(20.2)
|
(15.5)
|
(13.1)
|
(11.7)
|
|
4.1. From banks*
|
0
|
0
|
190
|
405
|
227
|
301
|
|
4.2. From others
|
576
|
567
|
1809
|
1392
|
1461
|
1392
|
|
5. Other liabilities
|
1006
|
953
|
674
|
813
|
1104
|
1208
|
| |
(6.1)
|
(5.3)
|
(6.8)
|
(7.0)
|
(8.5)
|
(8.4)
|
|
5.1. Bills Payable
|
18
|
10
|
90
|
105
|
98
|
91
|
|
5.2. Inter-office adjustments
|
6
|
0
|
21
|
28
|
1
|
1
|
|
5.3. Interest accrued
|
21
|
21
|
44
|
42
|
832
|
927
|
|
5.4. Others (including provisions)
|
961
|
922
|
519
|
639
|
173
|
189
|
|
Total Liabilities
|
16514
|
18059
|
9886
|
11566
|
12921
|
14429
|
| |
|
|
|
|
|
|
|
1. Cash in hand
|
193
|
211
|
21
|
20
|
100
|
169
|
| |
(1.2)
|
(1.2)
|
(0.2)
|
(0.2)
|
(0.8)
|
(1.2)
|
|
2. Balances with RBI
|
909
|
614
|
310
|
638
|
493
|
527
|
| |
(5.5)
|
(3.4)
|
(3.1)
|
(5.5)
|
(3.8)
|
(3.7)
|
|
3. Balances with banks in India
|
5205
|
3933
|
1777
|
103
|
1358
|
2509
|
| |
(31.5)
|
(21.8)
|
(18.0)
|
(0.9)
|
(10.5)
|
(17.4)
|
|
4. Money at call and short notice
|
0
|
0
|
0
|
0
|
2028
|
268
|
| |
(0.0)
|
(0.0)
|
(0.0)
|
(0.0)
|
(15.7)
|
(1.9)
|
|
5. Investments
|
5124
|
8268
|
1225
|
3084
|
2586
|
3888
|
| |
(31.0)
|
(45.8)
|
(12.4)
|
(26.7)
|
(20.0)
|
(26.9)
|
|
6. Advances
|
4317
|
4229
|
6046
|
7076
|
5481
|
6132
|
| |
(26.1)
|
(23.4)
|
(61.2)
|
(61.2)
|
(42.4)
|
(42.5)
|
|
6.1. Bills purchased and discounted
|
10
|
18
|
16
|
12
|
6
|
6
|
|
6.2. Cash credits, overdrafts & loans
|
886
|
960
|
2121
|
2879
|
2311
|
2918
|
|
6.3. Term loans
|
3421
|
3252
|
3908
|
4184
|
3165
|
3208
|
|
7. Fixed Assets
|
15
|
13
|
90
|
92
|
30
|
36
|
| |
(0.1)
|
(0.1)
|
(0.9)
|
(0.8)
|
(0.2)
|
(0.2)
|
|
8. Other Assets
|
750
|
791
|
417
|
552
|
846
|
899
|
| |
(4.5)
|
(4.4)
|
(4.2)
|
(4.8)
|
(6.5)
|
(6.2)
|
|
8.1. Inter - office adjustments (net)
|
0
|
2
|
0
|
0
|
26
|
18
|
|
8.2. Interest accrued
|
247
|
306
|
75
|
77
|
355
|
417
|
|
8.3. Others
|
503
|
482
|
343
|
475
|
465
|
465
|
|
Total Assets
|
16514
|
18059
|
9886
|
11566
|
12921
|
14429
|
| |
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
| |
|
|
|
|
(Amount in Rs. lakh)
|
| |
|
|
|
|
|
|
|
Vidur
|
Vindhyavasini
|
Visweshwaraya
|
|
Items
|
Gramin Bank
|
Gramin Bank
|
Gramin Bank
|
|
2002
|
2003
|
2002
|
2003
|
2002
|
2003
|
|
(385)
|
(386)
|
(387)
|
(388)
|
(389)
|
(390)
|
|
|
1. Capital
|
893
|
893
|
645
|
645
|
523
|
523
|
| |
(5.4)
|
(4.8)
|
(3.7)
|
(3.2)
|
(8.2)
|
(6.8)
|
|
2. Reserves and Surplus
|
553
|
1055
|
0
|
0
|
103
|
266
|
| |
(3.4)
|
(5.6)
|
(0.0)
|
(0.0)
|
(1.6)
|
(3.5)
|
|
3. Deposits
|
13046
|
14026
|
14445
|
15841
|
4805
|
5472
|
| |
(79.2)
|
(75.0)
|
(81.8)
|
(79.6)
|
(75.6)
|
(71.6)
|
|
3.1. Demand deposits
|
954
|
1402
|
1898
|
1566
|
146
|
161
|
|
3.2. Savings bank deposits
|
7799
|
7970
|
5822
|
6960
|
1079
|
1439
|
|
3.3. Term deposits
|
4293
|
4655
|
6725
|
7315
|
3581
|
3872
|
|
4. Borrowings
|
1333
|
2216
|
972
|
1694
|
812
|
1237
|
| |
(8.1)
|
(11.9)
|
(5.5)
|
(8.5)
|
(12.8)
|
(16.2)
|
|
4.1. From banks*
|
326
|
612
|
0
|
0
|
229
|
228
|
|
4.2. From others
|
1007
|
1604
|
972
|
1694
|
583
|
1009
|
|
5. Other liabilities
|
654
|
509
|
1602
|
1720
|
113
|
143
|
| |
(4.0)
|
(2.7)
|
(9.1)
|
(8.6)
|
(1.8)
|
(1.9)
|
|
5.1. Bills Payable
|
220
|
135
|
56
|
58
|
35
|
43
|
|
5.2. Inter-office adjustments
|
80
|
13
|
44
|
94
|
1
|
24
|
|
5.3. Interest accrued
|
78
|
91
|
12
|
17
|
16
|
17
|
|
5.4. Others (including provisions)
|
276
|
270
|
1491
|
1551
|
61
|
60
|
|
Total Liabilities
|
16479
|
18700
|
17664
|
19900
|
6357
|
7641
|
| |
|
|
|
|
|
|
|
1. Cash in hand
|
497
|
568
|
105
|
132
|
50
|
49
|
| |
(3.0)
|
(3.0)
|
(0.6)
|
(0.7)
|
(0.8)
|
(0.6)
|
|
2. Balances with RBI
|
700
|
692
|
784
|
812
|
256
|
258
|
| |
(4.2)
|
(3.7)
|
(4.4)
|
(4.1)
|
(4.0)
|
(3.4)
|
|
3. Balances with banks in India
|
182
|
1094
|
8534
|
5065
|
1384
|
575
|
| |
(1.1)
|
(5.8)
|
(48.3)
|
(25.5)
|
(21.8)
|
(7.5)
|
|
4. Money at call and short notice
|
8972
|
6892
|
0
|
0
|
0
|
0
|
| |
(54.4)
|
(36.9)
|
(0.0)
|
(0.0)
|
(0.0)
|
(0.0)
|
|
5. Investments
|
1105
|
3091
|
1226
|
5307
|
980
|
2341
|
| |
(6.7)
|
(16.5)
|
(6.9)
|
(26.7)
|
(15.4)
|
(30.6)
|
|
6. Advances
|
4366
|
5291
|
6120
|
7612
|
3586
|
4304
|
| |
(26.5)
|
(28.3)
|
(34.6)
|
(38.3)
|
(56.4)
|
(56.3)
|
|
6.1. Bills purchased and discounted
|
0
|
0
|
0
|
1413
|
15
|
16
|
|
6.2. Cash credits, overdrafts & loans
|
3051
|
3969
|
986
|
0
|
2778
|
3220
|
|
6.3. Term loans
|
1314
|
1322
|
5134
|
6199
|
793
|
1067
|
|
7. Fixed Assets
|
86
|
86
|
37
|
32
|
20
|
26
|
| |
(0.5)
|
(0.5)
|
(0.2)
|
(0.2)
|
(0.3)
|
(0.3)
|
|
8. Other Assets
|
571
|
987
|
858
|
939
|
81
|
88
|
| |
(3.5)
|
(5.3)
|
(4.9)
|
(4.7)
|
(1.3)
|
(1.2)
|
|
8.1. Inter - office adjustments (net)
|
0
|
0
|
0
|
754
|
0
|
0
|
|
8.2. Interest accrued
|
561
|
976
|
581
|
0
|
61
|
69
|
|
8.3. Others
|
10
|
11
|
277
|
186
|
19
|
20
|
|
Total Assets
|
16479
|
18700
|
17664
|
19900
|
6357
|
7641
|
| |
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
(100.0)
|
|
|
|
(Amount in Rs. lakh)
|
|
|
|
|
Yavatmal
|
|
Items
|
Gramin Bank
|
|
2002
|
2003
|
|
(391)
|
(392)
|
| |
|
|
|
1. Capital
|
432
|
432
|
| |
(5.3)
|
(4.4)
|
|
2. Reserves and Surplus
|
371
|
507
|
| |
(4.5)
|
(5.2)
|
|
3. Deposits
|
6201
|
7698
|
| |
(75.7)
|
(79.2)
|
|
3.1. Demand deposits
|
144
|
205
|
|
3.2. Savings bank deposits
|
3532
|
4757
|
|
3.3. Term deposits
|
2525
|
2736
|
|
4. Borrowings
|
801
|
689
|
| |
(9.8)
|
(7.1)
|
|
4.1. From banks*
|
131
|
6
|
|
4.2. From others
|
670
|
684
|
|
5. Other liabilities
|
386
|
391
|
| |
(4.7)
|
(4.0)
|
|
5.1. Bills Payable
|
64
|
120
|
|
5.2. Inter-office adjustments
|
0
|
21
|
|
5.3. Interest accrued
|
17
|
0
|
|
5.4. Others (including provisions)
|
305
|
250
|
|
Total Liabilities
|
8191
|
9717
|
| |
|
|
|
1. Cash in hand
|
139
|
156
|
| |
(1.7)
|
(1.6)
|
|
2. Balances with RBI
|
301
|
317
|
| |
(3.7)
|
(3.3)
|
|
3. Balances with banks in India
|
2631
|
3758
|
| |
(32.1)
|
(38.7)
|
|
4. Money at call and short notice
|
0
|
0
|
| |
(0.0)
|
(0.0)
|
|
5. Investments
|
772
|
1576
|
| |
(9.4)
|
(16.2)
|
|
6. Advances
|
3110
|
3613
|
| |
(38.0)
|
(37.2)
|
|
6.1. Bills purchased and discounted
|
230
|
377
|
|
6.2. Cash credits, overdrafts & loans
|
1223
|
1383
|
|
6.3. Term loans
|
1657
|
1853
|
|
7. Fixed Assets
|
17
|
26
|
| |
(0.2)
|
(0.3)
|
|
8. Other Assets
|
1220
|
270
|
| |
(14.9)
|
(2.8)
|
|
8.1. Inter - office adjustments (net)
|
666
|
206
|
|
8.2. Interest accrued
|
0
|
0
|
|
8.3. Others
|
554
|
65
|
|
Total Assets
|
8191
|
9717
|
| |
(100.0)
|
(100.0)
|
|
|
Notes |
|
1. Figures in brackets indicate percent share in total. |
|
2. *Including Reserve Bank of India. |
|
Source: Annual accounts of banks of respective years. |
|