|
|
|
|
|
|
|
|
|
(Amount in Rs. crore)
|
|
|
As on the last Friday of March
|
|
Sector of the Economy
|
Current
|
|
Savings
|
|
Term
|
|
Total
|
|
|
2001
|
2002
|
|
2001
|
2002
|
|
2001
|
2002
|
|
2001
|
2002
|
|
|
(1)
|
(2)
|
|
(3)
|
(4)
|
|
(5)
|
(6)
|
|
(7)
|
(8)
|
|
|
I. Government Sector
|
22082
|
23291
|
|
14753
|
17256
|
|
60357
|
78169
|
|
97192
|
118716
|
|
|
( 17.8)
|
( 17.8)
|
|
( 6.4)
|
(6.4)
|
|
( 9.7)
|
( 10.8)
|
|
( 10.0)
|
( 10.6)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1. Central & State Governments
|
8588
|
8328
|
|
7293
|
9270
|
|
18382
|
27883
|
|
34263
|
45480
|
|
|
( 6.9)
|
(6.4)
|
|
( 3.1)
|
(3.4)
|
|
( 3.0)
|
( 3.8)
|
|
( 3.5)
|
( 4.0)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
i) Central Government
|
3090
|
3006
|
|
1035
|
735
|
|
10851
|
16706
|
|
14976
|
20447
|
|
|
( 2.5)
|
( 2.5)
|
|
( 0.4)
|
(0.3)
|
|
( 1.8)
|
( 2.3)
|
|
( 1.5)
|
( 1.8)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ii) State Governments
|
5499
|
5322
|
|
6258
|
8535
|
|
7531
|
11177
|
|
19287
|
25034
|
|
|
( 4.4)
|
( 4.4)
|
|
( 2.7)
|
(3.2)
|
|
( 1.2)
|
( 1.5)
|
|
( 2.0)
|
( 2.2)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2. Local Authorities
|
2000
|
1750
|
|
4048
|
3979
|
|
8564
|
9644
|
|
14611
|
15373
|
|
|
( 1.6)
|
( 1.6)
|
|
( 1.7)
|
(1.5)
|
|
( 1.4)
|
( 1.3)
|
|
( 1.5)
|
( 1.4)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
3. Quasi Government Bodies
|
6408
|
8233
|
|
1361
|
2271
|
|
13562
|
20422
|
|
21331
|
30926
|
|
|
( 5.2)
|
( 5.2)
|
|
( 0.6)
|
(0.8)
|
|
( 2.2)
|
( 2.8)
|
|
( 2.2)
|
( 2.8)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Of which: State Electricity Boards
|
2241
|
2685
|
|
26
|
30
|
|
1328
|
2027
|
|
3595
|
4742
|
|
|
( 1.8)
|
( 1.8)
|
|
-
|
--
|
|
( 0.2)
|
( 0.3)
|
|
( 0.4)
|
( 0.4)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
4. Public Sector Corporations
|
5085
|
4981
|
|
2052
|
1736
|
|
19850
|
20220
|
|
26987
|
26938
|
|
and Companies
|
( 4.1)
|
( 4.1)
|
|
( 0.9)
|
(0.6)
|
|
( 3.2)
|
( 2.8)
|
|
( 2.8)
|
( 2.4)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
i) Non - Departmental Commercial
|
2772
|
2147
|
|
214
|
143
|
|
12002
|
8016
|
|
14988
|
10306
|
|
Undertakings
|
( 2.2)
|
( 2.2)
|
|
( 0.1)
|
( 0.1)
|
|
( 1.9)
|
( 1.1)
|
|
( 1.5)
|
( 0.9)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ii) Others
|
2313
|
2835
|
|
1838
|
1594
|
|
7848
|
12204
|
|
11999
|
16632
|
|
|
( 1.9)
|
( 1.9)
|
|
( 0.8)
|
(0.8)
|
|
( 1.3)
|
( 1.7)
|
|
( 1.2)
|
( 1.5)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
II. Private Corporate Sector
|
17631
|
21072
|
|
897
|
576
|
|
26727
|
42328
|
|
45255
|
63975
|
|
(Non - Financial)
|
( 14.2)
|
( 14.2)
|
|
( 0.4)
|
(0.2)
|
|
( 4.3)
|
( 5.8)
|
|
( 4.6)
|
( 5.7)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1. Non- Financial Companies
|
14369
|
14594
|
|
340
|
109
|
|
20492
|
27253
|
|
35200
|
41956
|
|
|
( 11.6)
|
( 11.1)
|
|
( 0.1)
|
--
|
|
( 3.3)
|
( 3.8)
|
|
( 3.6)
|
( 3.7)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2. Non-Credit Co -operative
|
266
|
145
|
|
187
|
87
|
|
1020
|
804
|
|
1473
|
1036
|
|
Institutions
|
( 0.2)
|
( 0.1)
|
|
( 0.1)
|
--
|
|
( 0.2)
|
( 0.1)
|
|
( 0.2)
|
( 0.1)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
3. Others
|
2997
|
6333
|
|
370
|
379
|
|
5215
|
14271
|
|
8582
|
20982
|
|
|
( 2.4)
|
( 4.8)
|
|
( 0.2)
|
(0.1)
|
|
( 0.8)
|
( 2.0)
|
|
( 0.9)
|
( 1.9)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
III. Financial Sector
|
22522
|
21495
|
|
2797
|
1979
|
|
45791
|
53652
|
|
71109
|
77126
|
|
|
( 18.1)
|
( 16.4)
|
|
( 1.2)
|
(0.7)
|
|
( 7.4)
|
( 7.4)
|
|
( 7.3)
|
( 6.9)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1. Banks
|
9763
|
10409
|
|
453
|
484
|
|
30925
|
35149
|
|
41142
|
46043
|
|
|
( 7.9)
|
( 8.0)
|
|
( 0.2)
|
( 0.2)
|
|
( 5.0)
|
( 4.9)
|
|
( 4.2)
|
( 4.1)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
i) Indian Commercial Banks
|
6064
|
6441
|
|
187
|
340
|
|
22309
|
24343
|
|
28560
|
31124
|
|
|
( 4.9)
|
( 4.9)
|
|
( 0.1)
|
( 0.1)
|
|
( 3.6)
|
( 3.4)
|
|
( 2.9)
|
( 2.8)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ii) Foreign Resident Banks
|
1250
|
1222
|
|
3
|
7
|
|
568
|
1536
|
|
1821
|
2765
|
|
(Offices of Foreign Banks in India )
|
( 1.0)
|
( 0.9)
|
|
-
|
-
|
|
( 0.1)
|
( 0.2)
|
|
( 0.2)
|
( 0.2)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
iii) Co-operative Banks &
|
2449
|
2746
|
|
264
|
137
|
|
8048
|
9270
|
|
10761
|
12154
|
|
Credit societies
|
( 2.0)
|
( 2.1)
|
|
( 0.1)
|
( 0.1)
|
|
( 1.3)
|
( 1.3)
|
|
( 1.1)
|
( 1.1)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
a. Co-operative Banks
|
2276
|
2580
|
|
106
|
22
|
|
7247
|
8424
|
|
9630
|
11026
|
|
|
( 1.8)
|
( 2.0)
|
|
-
|
-
|
|
( 1.2)
|
( 1.2)
|
|
( 1.0)
|
( 1.0)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
b. Credit Societies
|
173
|
166
|
|
157
|
116
|
|
801
|
846
|
|
1131
|
1127
|
|
|
( 0.1)
|
( 0.1)
|
|
( 0.1)
|
-
|
|
( 0.1)
|
( 0.1)
|
|
( 0.1)
|
( 0.1)
|
|
|
|
|
|
|
|
|
|
|
(Amount in Rs. crore)
|
|
|
As on the last Friday of March
|
|
Sector of the Economy
|
Current
|
|
Savings
|
|
Term
|
|
Total
|
|
|
2001
|
2002
|
|
2001
|
2002
|
|
2001
|
2002
|
|
2001
|
2002
|
|
|
(1)
|
(2)
|
|
(3)
|
(4)
|
|
(5)
|
(6)
|
|
(7)
|
(8)
|
|
|
2. Other Financial Institutions
|
6280
|
7165
|
|
1525
|
1036
|
|
9358
|
11146
|
|
17162
|
19347
|
|
|
(5.1)
|
( 5.5)
|
|
( 0.7)
|
( 0.4)
|
|
( 1.5)
|
( 1.5)
|
|
( 1.8)
|
( 1.7)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
i) Financial Companies
|
435
|
821
|
|
27
|
43
|
|
1064
|
1187
|
|
1526
|
2050
|
|
|
( 0.4)
|
( 0.6)
|
|
(-)
|
(-)
|
|
( 0.2)
|
( 0.2)
|
|
( 0.2)
|
( 0.2)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
a. Housing Finance Companies
|
313
|
730
|
|
8
|
35
|
|
949
|
970
|
|
1270
|
1735
|
|
|
( 0.3)
|
( 0.6)
|
|
(-)
|
(-)
|
|
( 0.2)
|
( 0.1)
|
|
( 0.1)
|
( 0.2)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
b. Auto Finance Companies
|
123
|
91
|
|
19
|
8
|
|
115
|
217
|
|
257
|
316
|
|
|
( 0.1)
|
( 0.1)
|
|
(-)
|
(-)
|
|
(-)
|
(-)
|
|
(-)
|
(-)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ii) Total of Mutual Funds
|
422
|
712
|
|
16
|
22
|
|
1006
|
677
|
|
1443
|
1412
|
|
(including Private Sector
|
( 0.3)
|
( 0.5)
|
|
(-)
|
(-)
|
|
( 0.2)
|
( 0.1)
|
|
( 0.1)
|
( 0.1)
|
|
Mutual Funds)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
a. Mutual Funds in Private Sector
|
186
|
396
|
|
11
|
22
|
|
610
|
224
|
|
806
|
641
|
|
|
( 0.1)
|
( 0.3)
|
|
(-)
|
(-)
|
|
( 0.1)
|
(-)
|
|
( 0.1)
|
( 0.1)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
b. Other Mutual Funds
|
236
|
317
|
|
5
|
-
|
|
396
|
454
|
|
637
|
771
|
|
|
( 0.2)
|
( 0.2)
|
|
(-)
|
(-)
|
|
( 0.1)
|
( 0.1)
|
|
( 0.1)
|
( 0.1)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
iii) Unit Trust of India
|
640
|
676
|
|
11
|
18
|
|
235
|
14
|
|
886
|
707
|
|
|
( 0.5)
|
( 0.5)
|
|
(-)
|
(-)
|
|
(-)
|
(-)
|
|
( 0.1)
|
( 0.1)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
iv) Insurance Corporations and
|
3258
|
3220
|
|
124
|
43
|
|
3891
|
5911
|
|
7274
|
9173
|
|
Companies (Life and General)
|
( 2.6)
|
( 2.5)
|
|
( 0.1)
|
-
|
|
( 0.6)
|
( 0.8)
|
|
( 0.7)
|
( 0.8)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
v) Term Lending Institutions
|
672
|
789
|
|
10
|
20
|
|
1804
|
1634
|
|
2486
|
2443
|
|
|
( 0.5)
|
( 0.6)
|
|
(-)
|
(-)
|
|
( 0.3)
|
( 0.2)
|
|
( 0.3)
|
( 0.2)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
vi) Provident Fund Institutions
|
851
|
947
|
|
1337
|
892
|
|
1358
|
1723
|
|
3546
|
3562
|
|
|
( 0.7)
|
( 0.7)
|
|
( 0.6)
|
( 0.3)
|
|
( 0.2)
|
( 0.2)
|
|
( 0.4)
|
( 0.3)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
3. Other Financial Companies
|
6479
|
3921
|
|
818
|
458
|
|
5509
|
7356
|
|
12805
|
11736
|
|
|
( 5.2)
|
( 3.0)
|
|
( 0.4)
|
( 0.2)
|
|
( 0.9)
|
( 1.0)
|
|
( 1.3)
|
( 1.0)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
i) Financial Services Companies
|
791
|
477
|
|
47
|
6
|
|
928
|
1191
|
|
1765
|
1674
|
|
|
( 0.6)
|
( 0.4)
|
|
(-)
|
(-)
|
|
( 0.1)
|
( 0.2)
|
|
( 0.2)
|
( 0.1)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ii) Other Financial Companies
|
1979
|
1048
|
|
171
|
65
|
|
1945
|
2914
|
|
4095
|
4027
|
|
|
( 1.6)
|
( 0.8)
|
|
( 0.1)
|
(-)
|
|
( 0.3)
|
( 0.4)
|
|
( 0.4)
|
( 0.4)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
iii) Others
|
3709
|
2397
|
|
601
|
387
|
|
2636
|
3251
|
|
6946
|
6035
|
|
|
( 3.0)
|
( 1.8)
|
|
( 0.3)
|
( 0.1)
|
|
( 0.4)
|
( 0.4)
|
|
( 0.7)
|
( 0.5)
|
|
|
|
|
|
|
|
|
|
(Amount in Rs. crore)
|
|
|
As on the last Friday of March
|
|
Sector of the Economy
|
Current
|
|
Savings
|
|
Term
|
|
Total
|
|
|
2001
|
2002
|
|
2001
|
2002
|
|
2001
|
2002
|
|
2001
|
2002
|
|
|
(1)
|
(2)
|
|
(3)
|
(4)
|
|
(5)
|
(6)
|
|
(7)
|
(8)
|
|
|
IV. Household Sector
|
58741
|
60668
|
|
201899
|
234849
|
|
395233
|
454885
|
|
655873
|
750402
|
|
|
( 47.3)
|
( 46.3)
|
|
( 86.9)
|
( 87.3)
|
|
( 63.8)
|
( 62.8)
|
|
( 67.2)
|
( 66.7)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1. Individuals (including Hindu
|
31772
|
32597
|
|
179947
|
213368
|
|
335805
|
385861
|
|
547525
|
631826
|
|
Undivided Families
|
( 25.6)
|
( 24.9)
|
|
( 77.5)
|
( 79.4)
|
|
( 54.2)
|
( 53.3)
|
|
( 56.1)
|
( 56.2)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
i) Farmers
|
1567
|
1554
|
|
32466
|
37445
|
|
65779
|
69234
|
|
99812
|
108233
|
|
|
( 1.3)
|
( 1.2)
|
|
( 14.0)
|
( 13.9)
|
|
( 10.6)
|
( 9.6)
|
|
( 10.2)
|
(9.6)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ii) Businessmen Traders,
|
18732
|
20369
|
|
32046
|
38065
|
|
70771
|
79404
|
|
121549
|
137838
|
|
Professionals and
|
( 15.1)
|
( 15.6)
|
|
( 13.8)
|
( 14.2)
|
|
( 11.4)
|
( 11.0)
|
|
( 12.4)
|
( 12.3)
|
|
Self - Employed Persons
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
iii) Wage and Salary Earners
|
2313
|
1938
|
|
55223
|
60009
|
|
85572
|
93356
|
|
143107
|
155303
|
|
|
( 1.9)
|
( 1.5)
|
|
( 23.8)
|
( 22.3)
|
|
( 13.8)
|
( 12.9)
|
|
( 14.7)
|
( 13.8)
|
|
iv) Shroffs, Money Lenders,
|
1070
|
840
|
|
1969
|
2038
|
|
4532
|
4460
|
|
7571
|
7338
|
|
Stock Brokers, Dealers in Bullion etc.
|
( 0.9)
|
( 0.6)
|
|
( 0.8)
|
( 0.8)
|
|
( 0.7)
|
( 0.6)
|
|
( 0.8)
|
( 0.7)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
v) Other Individuals
|
8090
|
7896
|
|
58244
|
75811
|
|
109152
|
139407
|
|
175486
|
223114
|
|
|
( 6.5)
|
( 6.0)
|
|
( 25.1)
|
( 28.2)
|
|
( 17.6)
|
( 19.2)
|
|
( 18.0)
|
( 19.8)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2. Trusts Associations Clubs etc.
|
1449
|
1646
|
|
3018
|
3135
|
|
8672
|
14230
|
|
13139
|
19011
|
|
|
( 1.2)
|
( 1.3)
|
|
( 1.3)
|
( 1.2)
|
|
( 1.4)
|
( 2.0)
|
|
( 1.3)
|
( 1.7)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
3. Proprietary and Partnership
|
19348
|
19961
|
|
1570
|
1457
|
|
14059
|
15455
|
|
34977
|
36873
|
|
concerns etc.
|
( 15.6)
|
( 15.2)
|
|
( 0.7)
|
( 0.5)
|
|
( 2.3)
|
( 2.1)
|
|
( 3.6)
|
( 3.3)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
4. Educational Institutions
|
1565
|
1597
|
|
3904
|
3730
|
|
7075
|
8864
|
|
12544
|
14191
|
|
|
( 1.3)
|
( 1.2)
|
|
( 1.7)
|
( 1.4)
|
|
( 1.1)
|
( 1.2)
|
|
( 1.3)
|
( 1.3)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
5. Religious Institutions
|
185
|
171
|
|
1315
|
1226
|
|
4948
|
4841
|
|
6448
|
6238
|
|
|
( 0.1)
|
( 0.1)
|
|
( 0.6)
|
( 0.5)
|
|
( 0.8)
|
( 0.7)
|
|
( 0.7)
|
( 0.6)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
6. Others(not elsewhere classified)
|
4422
|
4696
|
|
12145
|
11933
|
|
24673
|
25634
|
|
41240
|
42264
|
|
|
( 3.6)
|
( 3.6)
|
|
( 5.2)
|
( 4.4)
|
|
( 4.0)
|
( 3.5)
|
|
( 4.2)
|
( 3.8)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
V. Foreign Sector
|
3262
|
4377
|
|
11915
|
14206
|
|
91854
|
95572
|
|
107030
|
114154
|
|
|
( 2.6)
|
( 3.3)
|
|
( 5.1)
|
( 5.3)
|
|
( 14.8)
|
( 13.2)
|
|
( 11.0)
|
( 10.2)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1. Foreign Consulates, Embassies,
|
129
|
202
|
|
163
|
111
|
|
1282
|
856
|
|
1574
|
1169
|
|
Trade Missions, Information
|
( 0.1)
|
( 0.2)
|
|
( 0.1)
|
--
|
|
( 0.2)
|
( 0.1)
|
|
( 0.2)
|
( 0.1)
|
|
Services etc.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
2. Non-Residents
|
1161
|
1445
|
|
9989
|
10948
|
|
82975
|
84260
|
|
94125
|
96653
|
|
|
( 0.9)
|
( 1.1)
|
|
( 4.3)
|
( 4.1)
|
|
( 13.4)
|
( 11.6)
|
|
( 9.6)
|
( 8.6)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
3. Others
|
1973
|
2730
|
|
1762
|
3146
|
|
7597
|
10456
|
|
11331
|
16332
|
|
|
( 1.6)
|
( 2.1)
|
|
( 0.8)
|
( 1.2)
|
|
( 1.2)
|
( 1.4)
|
|
( 1.2)
|
( 1.5)
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total
|
124238
|
130902
|
|
232260
|
268865
|
|
619962
|
724605
|
|
976460
|
1124372
|
|
|
(100.0)
|
(100.0)
|
|
(100.0)
|
(100.0)
|
|
(100.0)
|
(100.0)
|
|
(100.0)
|
(100.0)
|
|
|
Note :
|
|
|
|
|
|
|
|
|
|
|
|
|
Figures in brackets indicate percentages to total.
|
|
|
|
|
|
|
|
|
|
|
|
Source : Reserve Bank of India Bulletin May 2003
|
|
|
|
|
|
|
|
|
|
|