| ____________________________________________________________________________________________________ | |
| Indicators | June | March | March | March | March | March | March | March | March | |
| ___________________________________________________________________________________________________________________ | |
| | 1969 | 1996 | 1997 | 1998 | 1999 | 2000 | 2001 | 2002 | 2003 | |
| Number of Commercial Banks | 89 | 293 | 299 | 300 | 301 | 298 | 300 | 297 | 292 | |
| (a) Scheduled Commercial Banks | 73 | 291 | 297 | 299 | 301 | 297 | 296 | 293 | 288 | |
| of which: Regional Rural Banks | - | 196 | 196 | 196 | 196 | 196 | 196 | 196 | 196 | |
| (b) Non-Scheduled Commercial Banks | 16 | 2 | 2 | 1 | - | 1 | 4 | 4 | 4 | |
| | |
| Number of Bank Offices in India | 8262 | 64937 | 65562 | 66408 | 67157 | 67868 | 67937 | 68195 | 68561 | |
| (a) Rural | 1833 | 32982 | 32939 | 32864 | 32859 | 32852 | 32585 | 32503 | 32406 | |
| (b) Semi-Urban | 3342 | 13832 | 14024 | 14266 | 14462 | 14841 | 14843 | 14962 | 15090 | |
| (c) Urban | 1584 | 9964 | 10209 | 10593 | 10841 | 10994 | 11193 | 11328 | 11553 | |
| (d) Metropolitan | 1503 | 8159 | 8390 | 8685 | 8995 | 9181 | 9316 | 9402 | 9512 | |
| | |
| Population per Office (in thousands) | 64 | 15 | 14 | 14 | 15 | 15 | 15 | 15 | 16 | |
| | |
| Aggregate deposits of Scheduled Commercial | 4646 | 433819 | 505599 | 605410 | 722203 | 851593 | 989141 | 1131188 | 1280853 | |
| Banks in India (Rs. crore) |
|
|
|
|
(a) Demand deposits
|
2104
|
80614
|
90610
|
102513
|
117423
|
145283
|
159407
|
169103
|
170289
|
|
|
(b) Time deposits
|
2542
|
353205
|
414989
|
502897
|
604780
|
706310
|
829734
|
962085
|
1110564
|
|
|
|
|
|
Credit of Scheduled
Commercial
|
3599
|
254015
|
278401
|
324079
|
368837
|
454069
|
529271
|
609053
|
729214
|
|
|
Banks in India (Rs.
crore)
|
|
|
|
|
|
|
Investments of Scheduled
Commercial
|
1361
|
164782
|
190514
|
218705
|
254594
|
311697
|
367184
|
437482
|
547546
|
|
|
Banks in India (Rs.
crore)
|
|
|
|
|
|
|
Deposits of Scheduled
Commercial
|
56
|
668
|
771
|
912
|
1075
|
1255
|
1456
|
1659
|
1925
|
|
|
Banks per office (Rs.
lakh)
|
|
|
|
|
|
|
Credit of Scheduled
Commercial
|
44
|
391
|
425
|
488
|
549
|
669
|
779
|
893
|
1143
|
|
|
Banks per office (Rs.
lakh)
|
|
|
|
|
|
|
Per capita Deposits
of Scheduled
|
88
|
4644
|
5323
|
6270
|
7359
|
8542
|
9770
|
11008
|
12253
|
|
|
Commercial Banks (Rs.)
|
|
|
|
|
|
|
Per capita Credit
of Scheduled
|
68
|
2719
|
2931
|
3356
|
3759
|
4555
|
5228
|
5927
|
7275
|
|
|
Commercial Banks (Rs.)
|
|
|
|
|
|
|
Deposits of Scheduled
Commercial Banks
|
15.5
|
46.1
|
46.2
|
49.4
|
50.3
|
53.5
|
56.0
|
49.3
|
51.8
|
|
|
as percentage to National
Income
|
|
|
|
(at current prices)
|
|
|
|
Scheduled Commercial
Banks' Advances
|
504
|
80831
|
93807
|
108905
|
126309
|
155779
|
182255
|
205606
|
..
|
|
|
to Priority Sectors
(Rs. crore)
|
|
|
|
|
|
|
|
|
|
|
Share of Priority
Sector Advances in total
|
14.0
|
32.8
|
34.8
|
34.6
|
35.3
|
35.4
|
31.0
|
33.7
|
..
|
|
|
credit of Scheduled
Commercial Banks (per cent)
|
|
|
|
|
|
|
|
|
|
Credit-Deposit Ratio
(per cent)
|
77.5
|
58.6
|
55.1
|
53.5
|
51.1
|
53.3
|
53.5
|
53.8
|
56.9
|
|
|
|
|
|
|
|
Investment-Deposit
Ratio (per cent)
|
29.3
|
38.0
|
37.7
|
36.1
|
35.3
|
36.6
|
37.1
|
38.7
|
42.7
|
|
|
|
|
|
|
|
Cash-Deposit Ratio
(per cent)
|
8.2
|
12.4
|
10.5
|
10.1
|
9.4
|
9.8
|
8.4
|
7.1
|
6.5
|
|
|
|
|
|
|
|
Notes
|
|
|
|
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|
|
|
|
|
|
|
1) Number of bank
offices includes administrative offices.
|
|
|
2) Classification
of bank offices according to population for the year 1969 is based on
1961 census and for the subsequent
years it is based on 1991 census.
|
|
|
3) Population per
office, per capita deposits and per capita credit are based on the estimated
mid-year population
|
|
|
figures, supplied
by the Office of the Registrar General, India.
|
|
|
4) Deposits, credit
and investments of Scheduled Commercial Banks in India are as per "Form-A"
return under
|
|
|
Section 42(2) of
the Reserve Bank of India Act, 1934 and relate to the last Friday of the
reference period.
|
|
|
5) The ratio of bank
deposits to national income for the years 1996 to 2001 is based on the
new series of
|
|
|
|
national income with
1993-94 as the base year. For the year 1969, the base is 1970-71.
|
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|
|
6) Scheduled Commercial
Banks' advances to priority sectors and the related ratios are exclusive
of Regional.
|
|
|
Rural Banks
|
|
|
|
|
7) For working out
cash-deposit ratio, cash is taken as the total of 'cash in hand' and 'balances
with the Reserve
|
|
|
Bank of India'. The
data for 'cash in hand' are taken from "Form-A" return as per Section
42(2) of the
|
|
|
Reserve Bank of India
Act, 1934 and 'balances with the Reserve Bank of India' are taken from
the "Weekly
|
|
|
|
|
Statement of Affairs
of the Reserve Bank of India".
|
|
|