|
| | | | | | | (Per cent) |
|
Sr. | | Operating Profit
| Net Profit
| Interest Income
|
No. | Name of the Bank | 2001-02 | 2002-03 | 2001-02 | 2002-03 | 2001-02 | 2002-03 |
|
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 |
|
1 | Abhyudaya Co-op Bank Ltd. | 1.80 | 3.07 | 0.69 | 0.67 | 9.89 | 9.84 |
2 | Ahmedabad Mercantile Co-op Bank Ltd. | 3.38 | 3.54 | 0.64 | 0.73 | 11.89 | 11.62 |
3 | Akola Janata Commercial Co-op Bank Ltd. | 1.79 | 1.97 | 0.42 | 0.51 | 10.54 | 10.60 |
4 | Akola Urban Co-op Bank Ltd. | 1.81 | 1.57 | 0.53 | 0.66 | 13.96 | 13.89 |
5 | Amanath Co-op Bank Ltd. # | 1.18 | 0.44 | 0.72 | 0.44 | 10.33 | 8.90 |
6 | AP Mahesh Co-op Urban Bank Ltd. | 2.83 | 7.73 | 1.53 | 2.56 | 12.46 | 13.57 |
7 | Bassein Catholic Co-op Bank Ltd. | 2.13 | 2.21 | 1.28 | 1.28 | 9.99 | 9.64 |
8 | Bharat Co-op Bank (Mumbai) Ltd. | 2.11 | 2.57 | 0.99 | 0.97 | 10.89 | 10.50 |
9 | Bharati Sahakari Bank Ltd. | — | 1.08 | — | 0.32 | — | 8.95 |
10 | Bombay Mercantile Co-op Bank Ltd. | -0.07 | 1.28 | -3.20 | 1.28 | 6.95 | 5.73 |
11 | Charminar Co-op Urban Bank Ltd. | -7.50 | -2.30 | -20.22 | -3.03 | 3.89 | 3.54 |
12 | Charotar Nagarik Sahakari Bank Ltd.# | -0.09 | 0.62 | -0.87 | -19.62 | 13.26 | 7.58 |
13 | Citizencredit Co-op Bank Ltd. | 1.74 | 1.58 | 0.88 | 1.01 | 9.15 | 8.03 |
14 | Co-operative Bank of Ahmedabad | -2.17 | -2.97 | -2.17 | -6.92 | 8.63 | 6.81 |
15 | Cosmos Co-op Bank Ltd. | 2.49 | 3.17 | 1.13 | 1.07 | 11.11 | 11.49 |
16 | Dombivli Nagari Sahakari Bank Ltd. | 2.22 | 2.19 | 0.88 | 0.87 | 10.16 | 9.81 |
17 | Goa Urban Co-op Bank Ltd. # | 2.45 | 2.87 | 0.43 | 0.46 | 11.08 | 9.23 |
18 | Greater Bombay Co-op Bank Ltd. | 4.49 | 2.38 | 2.02 | 1.41 | 9.35 | 9.53 |
19 | Ichalkaranji Janata Sahakari Bank Ltd. | 2.18 | 1.70 | 0.97 | 0.85 | 10.58 | 9.61 |
20 | Indian Mercantile Co-op Bank Ltd. | 0.86 | 1.71 | 0.86 | 1.71 | 11.85 | 9.47 |
21 | Jalgaon Janata Sahakari Bank Ltd. | 2.17 | 1.76 | 0.64 | 0.58 | 8.45 | 8.27 |
22 | Janalaxmi Co-op Bank Ltd. | 2.56 | 2.31 | 0.29 | 0.43 | 16.93 | 16.48 |
23 | Janata Sahakari Bank Ltd. | 0.64 | 0.18 | -2.27 | -1.33 | 7.76 | 6.90 |
24 | Janakalyan Sahakari Bank Ltd. | 2.32 | 1.83 | 0.58 | 0.46 | 11.58 | 10.90 |
25 | Kalupur Commercial Co-op Bank Ltd. | 4.16 | 4.16 | 1.73 | 1.75 | 12.31 | 10.86 |
26 | Kalyan Janata Sahakari Bank Ltd. | 2.32 | 2.55 | 0.82 | 0.50 | 7.46 | 7.98 |
27 | Kapol Co-op Bank Ltd. | 1.91 | 1.51 | 0.55 | 0.89 | 9.09 | 7.82 |
28 | Karad Urban Co-op Bank Ltd. | 2.91 | 1.75 | 1.43 | 0.83 | 10.20 | 9.09 |
29 | Khamgaon Urban Co-op Bank Ltd. | 2.12 | 1.25 | 0.60 | 0.41 | 14.30 | 14.09 |
30 | Madhavpura Mercantile Co-op Bank Ltd. # | -1.85 | -1.91 | -7.51 | -1.91 | 1.42 | 1.03 |
31 | Mahanagar Co-op Bank Ltd. | 2.44 | 1.30 | 0.13 | 0.31 | 11.65 | 9.91 |
32 | Mandvi Co-op Bank Ltd. | 1.61 | 1.00 | 0.58 | 0.54 | 10.09 | 9.10 |
33 | Mapusa Urban Co-op Bank of Goa Ltd. # | -3.81 | -1.95 | -7.07 | -4.19 | 5.55 | 5.17 |
34 | Mehsana Urban Co-op Bank Ltd. | 1.91 | 3.46 | 1.33 | 0.87 | 12.59 | 14.13 |
35 | Nagar Urban Co-op Bank Ltd.# | 1.19 | 2.05 | 0.85 | 1.07 | 13.97 | 13.80 |
36 | Nagpur Nagrik Sahakari Bank Ltd. | 4.34 | 2.34 | 0.46 | 0.54 | 10.92 | 9.22 |
37 | Nasik Merchant’s Co-op Bank Ltd. | 2.66 | 2.08 | 2.11 | 0.60 | 11.10 | 10.56 |
38 | New India Co-op Bank Ltd. | 2.09 | 2.76 | 1.73 | 1.95 | 10.11 | 9.87 |
39 | North Kanara G.S.B. Co-op Bank Ltd. | 1.47 | 1.71 | 0.90 | 0.98 | 10.08 | 9.62 |
40 | Nutan Nagarik Sahakari Bank Ltd. | 1.74 | 3.11 | 1.46 | 1.97 | 10.37 | 10.10 |
41 | Parsik Janata Sahakari Bank Ltd. | 3.45 | 3.01 | 1.83 | 1.68 | 9.63 | 9.12 |
42 | Pravara Sahakari Bank Ltd.# | — | 3.27 | — | 0.44 | — | 11.80 |
43 | Punjab & Maharashtra Co-op Bank Ltd. | 2.06 | 1.70 | 1.31 | 1.29 | 10.77 | 10.20 |
44 | Rajkot Nagrik Sahakari Bank Ltd. | 6.67 | 2.22 | 0.83 | 1.12 | 8.06 | 7.84 |
45 | Rupee Co-op Bank Ltd. | 0.85 | -1.54 | -5.70 | -7.47 | 9.33 | 6.43 |
46 | Sangli Urban Co-op Bank Ltd. | 1.91 | 1.85 | 0.52 | 0.33 | 10.36 | 9.23 |
47 | Saraswat Co-op Bank Ltd. | 2.19 | 2.10 | 0.55 | 0.57 | 8.15 | 7.95 |
48 | Sardar Bhiladwala Pardi People’s | | | | | | |
| | Co-op Bank Ltd. | 0.49 | 1.03 | 0.46 | 0.04 | 9.30 | 9.15 |
49 | Shamrao Vithal Co-op Bank Ltd. | 1.77 | 2.13 | 1.06 | 0.96 | 10.52 | 10.08 |
50 | Shikshak Sahakari Bank Ltd. | 1.99 | 0.69 | -0.09 | -1.92 | 7.20 | 6.46 |
51 | Solapur Janata Sahakari Bank Ltd. | — | 1.70 | — | 0.52 | — | 11.77 |
52 | Surat People’s Co-op Bank Ltd. | 2.90 | 3.42 | 0.79 | 1.08 | 10.35 | 10.72 |
53 | Thane Bharat Sahakari Bank Ltd. | — | 1.77 | — | 0.97 | — | 9.39 |
54 | Thane Janata Sahakari Bank Ltd. | 1.95 | 2.20 | 1.60 | 1.57 | 10.02 | 10.17 |
55 | Vasavi Co-operative Urban Bank Ltd. # | 0.39 | 0.26 | -7.31 | 0.26 | 16.53 | 14.13 |
56 | Visnagar Nagrik Sahakari Bank Ltd. | 0.42 | -4.63 | 0.39 | -41.12 | 25.38 | 8.50 |
57 | Zoroastrian Co-op Bank Ltd. | — | 1.93 | — | 0.48 | — | 9.70 |
| | TOTAL | 1.52 | 1.37 | -0.88 | -1.14 | 9.40 | 8.58 |
|
| | | | | | (Per cent) |
|
Sr. | | Interest Expended
| Provision & Contingencies
|
No. | Name of the Bank | 2001-02 | 2002-03 | 2001-02 | 2002-03 |
|
1 | 2 | 9 | 10 | 11 | 12 |
|
1 | Abhyudaya Co-op Bank Ltd. | 5.45 | 5.32 | 1.11 | 2.40 |
2 | Ahmedabad Mercantile Co-op Bank Ltd. | 7.21 | 6.57 | 2.74 | 2.82 |
3 | Akola Janata Commercial Co-op Bank Ltd. | 8.12 | 8.14 | 1.36 | 1.46 |
4 | Akola Urban Co-op Bank Ltd. | 11.93 | 12.42 | 1.28 | 0.91 |
5 | Amanath Co-op Bank Ltd. # | 7.50 | 7.15 | 0.46 | 0.00 |
6 | AP Mahesh Co-op Urban Bank Ltd. | 8.60 | 9.16 | 1.30 | 5.17 |
7 | Bassein Catholic Co-op Bank Ltd. | 6.82 | 6.55 | 0.86 | 0.93 |
8 | Bharat Co-op Bank (Mumbai) Ltd. | 6.43 | 6.00 | 1.12 | 1.60 |
9 | Bharati Sahakari Bank Ltd. | — | 7.64 | — | 0.76 |
10 | Bombay Mercantile Co-op Bank Ltd. | 5.97 | 4.52 | 3.14 | 0.00 |
11 | Charminar Co-op Urban Bank Ltd. | 10.62 | 4.62 | 12.72 | 0.72 |
12 | Charotar Nagarik Sahakari Bank Ltd.# | 12.64 | 6.19 | 0.78 | 20.24 |
13 | Citizencredit Co-op Bank Ltd. | 5.90 | 5.85 | 0.86 | 0.57 |
14 | Co-operative Bank of Ahmedabad | 8.47 | 7.62 | 0.00 | 3.95 |
15 | Cosmos Co-op Bank Ltd. | 7.23 | 6.98 | 1.36 | 2.11 |
16 | Dombivli Nagari Sahakari Bank Ltd. | 6.17 | 6.11 | 1.34 | 1.33 |
17 | Goa Urban Co-op Bank Ltd. # | 8.00 | 6.57 | 2.01 | 2.41 |
18 | Greater Bombay Co-op Bank Ltd. | 7.44 | 7.45 | 2.47 | 0.97 |
19 | Ichalkaranji Janata Sahakari Bank Ltd. | 8.26 | 7.87 | 1.20 | 0.84 |
20 | Indian Mercantile Co-op Bank Ltd. | 9.93 | 7.01 | 0.00 | 0.00 |
21 | Jalgaon Janata Sahakari Bank Ltd. | 6.81 | 7.02 | 1.53 | 1.18 |
22 | Janalaxmi Co-op Bank Ltd. | 13.43 | 13.24 | 2.26 | 1.88 |
23 | Janata Sahakari Bank Ltd. | 6.82 | 6.47 | 2.92 | 1.52 |
24 | Janakalyan Sahakari Bank Ltd. | 7.75 | 7.71 | 1.74 | 1.37 |
25 | Kalupur Commercial Co-op Bank Ltd. | 7.67 | 6.00 | 2.44 | 2.41 |
26 | Kalyan Janata Sahakari Bank Ltd. | 6.17 | 5.48 | 1.51 | 2.05 |
27 | Kapol Co-op Bank Ltd. | 7.07 | 6.43 | 1.36 | 0.62 |
28 | Karad Urban Co-op Bank Ltd. | 7.50 | 7.65 | 1.49 | 0.92 |
29 | Khamgaon Urban Co-op Bank Ltd. | 12.43 | 12.15 | 1.52 | 0.84 |
30 | Madhavpura Mercantile Co-op Bank Ltd. # | 3.04 | 2.76 | 5.65 | 0.00 |
31 | Mahanagar Co-op Bank Ltd. | 7.05 | 6.53 | 2.30 | 0.99 |
32 | Mandvi Co-op Bank Ltd. | 7.61 | 7.18 | 1.03 | 0.46 |
33 | Mapusa Urban Co-op Bank of Goa Ltd. # | 6.60 | 5.82 | 3.25 | 2.25 |
34 | Mehsana Urban Co-op Bank Ltd. | 9.97 | 9.84 | 0.57 | 2.59 |
35 | Nagar Urban Co-op Bank Ltd.# | 11.85 | 11.09 | 0.33 | 0.97 |
36 | Nagpur Nagrik Sahakari Bank Ltd. | 7.88 | 7.02 | 3.88 | 1.80 |
37 | Nasik Merchant’s Co-op Bank Ltd. | 6.73 | 6.78 | 0.55 | 1.49 |
38 | New India Co-op Bank Ltd. | 5.46 | 5.01 | 0.36 | 0.81 |
39 | North Kanara G.S.B. Co-op Bank Ltd. | 6.81 | 6.69 | 0.58 | 0.73 |
40 | Nutan Nagarik Sahakari Bank Ltd. | 7.01 | 6.65 | 0.28 | 1.14 |
41 | Parsik Janata Sahakari Bank Ltd. | 5.93 | 5.52 | 1.63 | 1.33 |
42 | Pravara Sahakari Bank Ltd.# | — | 8.10 | — | 2.83 |
43 | Punjab & Maharashtra Co-op Bank Ltd. | 7.47 | 7.08 | 0.75 | 0.41 |
44 | Rajkot Nagrik Sahakari Bank Ltd. | 5.76 | 5.43 | 5.84 | 1.10 |
45 | Rupee Co-op Bank Ltd. | 8.70 | 6.79 | 6.54 | 5.92 |
46 | Sangli Urban Co-op Bank Ltd. | 6.93 | 6.68 | 1.39 | 1.52 |
47 | Saraswat Co-op Bank Ltd. | 5.65 | 5.39 | 1.64 | 1.53 |
48 | Sardar Bhiladwala Pardi People’s Co-op Bank Ltd. | 6.96 | 6.44 | 0.03 | 1.00 |
49 | Shamrao Vithal Co-op Bank Ltd. | 7.03 | 6.66 | 0.71 | 1.17 |
50 | Shikshak Sahakari Bank Ltd. | 8.63 | 8.82 | 2.08 | 2.61 |
51 | Solapur Janata Sahakari Bank Ltd. | — | 7.96 | — | 1.18 |
52 | Surat People’s Co-op Bank Ltd. | 6.46 | 6.20 | 2.11 | 2.34 |
53 | Thane Bharat Sahakari Bank Ltd. | — | 7.39 | — | 0.80 |
54 | Thane Janata Sahakari Bank Ltd. | 6.50 | 6.55 | 0.34 | 0.63 |
55 | Vasavi Co-operative Urban Bank Ltd. # | 12.77 | 10.44 | 7.71 | 0.00 |
56 | Visnagar Nagrik Sahakari Bank Ltd. | 24.25 | 12.66 | 0.04 | 36.49 |
57 | Zoroastrian Co-op Bank Ltd. | — | 6.25 | — | 1.45 |
| | TOTAL | 7.19 | 6.51 | 2.40 | 2.51 |
|
| | | | | | (Per cent) |
|
Sr. | | Operating Expenses
| Spread
|
No. | Name of the Bank | 2001-02 | 2002-03 | 2001-02 | 2002-03 |
|
1 | 2 | 13 | 14 | 15 | 16 |
|
1 | Abhyudaya Co-op Bank Ltd. | 2.95 | 2.38 | 4.44 | 4.53 |
2 | Ahmedabad Mercantile Co-op Bank Ltd. | 1.49 | 1.66 | 4.68 | 5.05 |
3 | Akola Janata Commercial Co-op Bank Ltd. | 5.59 | 5.67 | 2.42 | 2.46 |
4 | Akola Urban Co-op Bank Ltd. | 1.62 | 1.64 | 2.03 | 1.48 |
5 | Amanath Co-op Bank Ltd. # | 1.94 | 2.06 | 2.83 | 1.75 |
6 | AP Mahesh Co-op Urban Bank Ltd. | 2.44 | 3.24 | 3.86 | 4.40 |
7 | Bassein Catholic Co-op Bank Ltd. | 1.66 | 1.49 | 3.17 | 3.09 |
8 | Bharat Co-op Bank (Mumbai) Ltd. | 2.73 | 2.68 | 4.46 | 4.49 |
9 | Bharati Sahakari Bank Ltd. | — | 1.90 | — | 1.31 |
10 | Bombay Mercantile Co-op Bank Ltd. | 2.37 | 2.53 | 0.98 | 1.21 |
11 | Charminar Co-op Urban Bank Ltd. | 1.75 | 1.23 | -6.73 | -1.08 |
12 | Charotar Nagarik Sahakari Bank Ltd.# | 1.45 | 0.78 | 0.62 | 1.39 |
13 | Citizencredit Co-op Bank Ltd. | 1.70 | 1.74 | 3.25 | 2.19 |
14 | Co-operative Bank of Ahmedabad | 3.25 | 3.35 | 0.16 | -0.81 |
15 | Cosmos Co-op Bank Ltd. | 1.68 | 1.65 | 3.88 | 4.51 |
16 | Dombivli Nagari Sahakari Bank Ltd. | 1.93 | 1.73 | 3.98 | 3.70 |
17 | Goa Urban Co-op Bank Ltd. # | 2.38 | 2.50 | 3.09 | 2.66 |
18 | Greater Bombay Co-op Bank Ltd. | 2.52 | 2.65 | 1.91 | 2.08 |
19 | Ichalkaranji Janata Sahakari Bank Ltd. | 2.12 | 1.96 | 2.32 | 1.74 |
20 | Indian Mercantile Co-op Bank Ltd. | 1.69 | 1.76 | 1.92 | 2.45 |
21 | Jalgaon Janata Sahakari Bank Ltd. | 2.21 | 2.44 | 1.64 | 1.24 |
22 | Janalaxmi Co-op Bank Ltd. | 1.28 | 1.16 | 3.50 | 3.24 |
23 | Janata Sahakari Bank Ltd. | 1.71 | 1.60 | 0.94 | 0.43 |
24 | Janakalyan Sahakari Bank Ltd. | 1.92 | 1.72 | 3.82 | 3.19 |
25 | Kalupur Commercial Co-op Bank Ltd. | 1.16 | 1.22 | 4.65 | 4.86 |
26 | Kalyan Janata Sahakari Bank Ltd. | 1.85 | 1.78 | 1.29 | 2.50 |
27 | Kapol Co-op Bank Ltd. | 3.82 | 4.03 | 2.03 | 1.39 |
28 | Karad Urban Co-op Bank Ltd. | 3.09 | 3.22 | 2.70 | 1.44 |
29 | Khamgaon Urban Co-op Bank Ltd. | 1.87 | 1.67 | 1.87 | 1.93 |
30 | Madhavpura Mercantile Co-op Bank Ltd. # | 0.24 | 0.21 | -1.62 | -1.73 |
31 | Mahanagar Co-op Bank Ltd. | 3.12 | 2.92 | 4.61 | 3.38 |
32 | Mandvi Co-op Bank Ltd. | 3.20 | 2.20 | 2.48 | 1.92 |
33 | Mapusa Urban Co-op Bank of Goa Ltd. # | 2.81 | 2.38 | -1.05 | -0.65 |
34 | Mehsana Urban Co-op Bank Ltd. | 0.90 | 1.11 | 2.62 | 4.30 |
35 | Nagar Urban Co-op Bank Ltd.# | 2.16 | 2.13 | 2.12 | 2.70 |
36 | Nagpur Nagrik Sahakari Bank Ltd. | 2.11 | 4.74 | 3.04 | 2.19 |
37 | Nasik Merchant’s Co-op Bank Ltd. | 2.04 | 2.04 | 4.37 | 3.79 |
38 | New India Co-op Bank Ltd. | 3.39 | 3.04 | 4.65 | 4.86 |
39 | North Kanara G.S.B. Co-op Bank Ltd. | 2.08 | 1.93 | 3.26 | 2.94 |
40 | Nutan Nagarik Sahakari Bank Ltd. | 2.77 | 2.91 | 3.36 | 3.45 |
41 | Parsik Janata Sahakari Bank Ltd. | 1.95 | 1.69 | 3.70 | 3.60 |
42 | Pravara Sahakari Bank Ltd.# | — | 1.88 | — | 3.70 |
43 | Punjab & Maharashtra Co-op Bank Ltd. | 2.33 | 2.29 | 3.30 | 3.12 |
44 | Rajkot Nagrik Sahakari Bank Ltd. | 1.09 | 1.11 | 2.30 | 2.41 |
45 | Rupee Co-op Bank Ltd. | 1.73 | 1.42 | 0.63 | -0.36 |
46 | Sangli Urban Co-op Bank Ltd. | 3.06 | 2.68 | 3.43 | 2.55 |
47 | Saraswat Co-op Bank Ltd. | 2.34 | 2.20 | 2.50 | 2.57 |
48 | Sardar Bhiladwala Pardi People’s Co-op Bank Ltd. | 2.54 | 1.95 | 2.34 | 2.71 |
49 | Shamrao Vithal Co-op Bank Ltd. | 2.40 | 2.42 | 3.49 | 3.42 |
50 | Shikshak Sahakari Bank Ltd. | 1.49 | 1.53 | -1.43 | -2.35 |
51 | Solapur Janata Sahakari Bank Ltd. | — | 2.38 | — | 3.81 |
52 | Surat People’s Co-op Bank Ltd. | 2.05 | 2.21 | 3.89 | 4.51 |
53 | Thane Bharat Sahakari Bank Ltd. | — | 2.11 | — | 2.00 |
54 | Thane Janata Sahakari Bank Ltd. | 2.22 | 2.21 | 3.52 | 3.62 |
55 | Vasavi Co-operative Urban Bank Ltd. # | 3.56 | 3.58 | 3.76 | 3.68 |
56 | Visnagar Nagrik Sahakari Bank Ltd. | 0.88 | 0.49 | 1.12 | -4.17 |
57 | Zoroastrian Co-op Bank Ltd. | — | 1.74 | — | 3.45 |
| | TOTAL | 2.00 | 1.91 | 2.21 | 2.06 |
|
# Unaudited for 2002-03.
Source: Balance sheet of respective banks. |