| (Per cent) |
| Sr. | Region/State/ | Credit-Deposit Ratio | Investment plus Credit- | No. | Union Territory |
| Deposit Ratio @
| | | | 2000
| 2001
| 2002
| 2003
| 2001
| 2002
| | | | As per | As per | As per | As per | As per | As per | As per | As per | As per | As per | As per | | | | Sanc- | Utili- | Sanc- | Utili- | Sanc- | Utili- | Sanc- | Sanc- | Utili- | Sanc- | Utili- | | | | tion | sation | tion | sation | tion | sation | tion | tion | sation | tion | sation |
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 |
| 1 | NORTHERN REGION | 51.1 | 49.6 | 54.7 | 52.5 | 56.2 | 55.0 | 57.1 | 59.9 | 57.7 | 61.2 | 60.0 | | | Haryana | 42.4 | 53.4 | 41.0 | 54.0 | 43.7 | 55.0 | 43.6 | 49.8 | 62.8 | 51.9 | 63.1 | | | Himachal Pradesh | 23.8 | 26.8 | 21.3 | 25.7 | 23.4 | 32.5 | 24.7 | 35.5 | 39.9 | 36.3 | 45.4 | | | Jammu & Kashmir | 33.5 | 30.9 | 34.5 | 33.5 | 36.8 | 40.9 | 37.9 | 42.7 | 41.8 | 46.0 | 50.1 | | | Punjab | 39.4 | 40.9 | 41.1 | 42.3 | 41.8 | 43.9 | 41.6 | 47.0 | 48.2 | 47.0 | 49.2 | | | Rajasthan | 46.7 | 50.1 | 46.6 | 49.6 | 48.4 | 55.4 | 51.1 | 65.4 | 68.4 | 67.3 | 74.3 | | | Chandigarh | 82.0 | 79.5 | 99.4 | 99.3 | 102.8 | 102.3 | 110.4 | 99.4 | 99.3 | 102.8 | 102.3 | | | Delhi | 60.5 | 53.7 | 66.1 | 57.6 | 67.6 | 59.1 | 67.8 | 66.3 | 57.8 | 67.7 | 59.2 | | | | | | | | | | | | | | | 2 | NORTH-EASTERN REGION | 28.1 | 30.6 | 27.6 | 32.0 | 27.2 | 53.2 | 26.8 | 44.9 | 49.3 | 45.2 | 71.2 | | | Arunachal Pradesh | 15.7 | 22.3 | 14.5 | 22.1 | 15.8 | 27.4 | 17.0 | 24.3 | 31.8 | 22.7 | 34.3 | | | Assam | 32.0 | 35.5 | 32.1 | 38.1 | 31.7 | 70.3 | 28.6 | 48.9 | 55.0 | 49.3 | 87.9 | | | Manipur | 37.4 | 37.9 | 40.1 | 40.7 | 26.4 | 27.3 | 28.0 | 72.2 | 72.8 | 58.9 | 59.8 | | | Meghalaya | 16.3 | 16.3 | 17.1 | 17.3 | 18.3 | 24.3 | 28.8 | 33.0 | 33.3 | 34.0 | 40.0 | | | Mizoram | 23.3 | 26.0 | 24.1 | 29.0 | 26.4 | 36.2 | 26.4 | 43.8 | 48.7 | 48.5 | 58.4 | | | Nagaland | 15.3 | 15.6 | 12.4 | 13.6 | 12.8 | 18.1 | 13.1 | 42.1 | 43.3 | 48.1 | 53.3 | | | Tripura | 25.7 | 25.7 | 21.7 | 21.7 | 21.5 | 21.6 | 25.6 | 34.2 | 34.2 | 33.6 | 33.7 | | | | | | | | | | | | | | | 3 | EASTERN REGION | 37.0 | 37.2 | 36.7 | 36.6 | 37.6 | 41.4 | 40.2 | 47.7 | 47.6 | 48.6 | 52.4 | | | Bihar | 22.5 | 23.2 | 20.7 | 20.7 | 21.3 | 21.9 | 23.4 | 37.6 | 37.6 | 38.3 | 38.9 | | | Jharkhand | — | — | 28.0 | 30.6 | 25.1 | 31.0 | 27.3 | 28.7 | 31.2 | 27.1 | 33.0 | | | Orissa | 41.5 | 42.8 | 40.2 | 41.6 | 44.5 | 51.4 | 46.2 | 65.8 | 67.1 | 68.2 | 75.1 | | | Sikkim | 15.1 | 15.2 | 14.4 | 14.5 | 16.0 | 22.5 | 17.2 | 31.7 | 31.7 | 29.9 | 36.4 | | | West Bengal | 45.5 | 44.9 | 44.5 | 43.4 | 45.8 | 49.2 | 48.2 | 52.4 | 51.2 | 53.7 | 57.2 | | | Andaman & Nicobar Islands | 16.8 | 27.6 | 16.3 | 27.5 | 18.5 | 57.2 | 21.0 | 16.3 | 27.5 | 18.5 | 57.2 | | | | | | | | | | | | | | | 4 | CENTRAL REGION | 33.9 | 36.8 | 32.7 | 36.9 | 33.9 | 38.4 | 33.5 | 43.9 | 48.1 | 44.8 | 49.3 | | | Chhatishgarh | — | — | 38.5 | 49.9 | 44.0 | 54.2 | 39.1 | 39.4 | 50.8 | 46.6 | 56.8 | | | Madhya Pradesh | 49.1 | 52.5 | 47.6 | 52.5 | 46.6 | 50.3 | 46.6 | 62.7 | 67.5 | 60.5 | 64.3 | | | Uttar Pradesh | 28.2 | 30.9 | 28.3 | 31.9 | 29.9 | 34.3 | 30.4 | 40.3 | 43.9 | 41.7 | 46.1 | | | Uttaranchal | — | — | 21.7 | 23.9 | 23.7 | 26.0 | 19.1 | 21.8 | 24.0 | 25.3 | 27.6 | | | | | | | | | | | | | | | 5 | WESTERN REGION | 75.4 | 74.6 | 75.5 | 74.8 | 79.7 | 71.3 | 80.8 | 79.9 | 79.2 | 83.5 | 75.1 | | | Goa | 23.8 | 25.4 | 26.1 | 27.3 | 25.3 | 28.2 | 23.2 | 29.5 | 30.7 | 29.2 | 32.1 | | | Gujarat | 49.0 | 53.5 | 48.5 | 53.6 | 44.1 | 54.7 | 45.2 | 55.1 | 60.2 | 50.9 | 61.5 | | | Maharashtra | 86.4 | 83.4 | 86.4 | 83.5 | 92.3 | 77.5 | 93.2 | 90.1 | 87.2 | 95.3 | 80.5 | | | Dadra & Nagar Haveli | 18.8 | 135.6 | 14.3 | 135.2 | 20.9 | 189.0 | 23.5 | 14.3 | 135.2 | 20.9 | 189.0 | | | Daman & Diu | 15.7 | 87.6 | 13.3 | 75.3 | 9.9 | 79.4 | 9.0 | 13.3 | 75.3 | 9.9 | 79.4 | | | | | | | | | | | | | | | 6 | SOUTHERN REGION | 66.2 | 66.8 | 66.6 | 66.8 | 64.6 | 68.9 | 65.0 | 75.2 | 75.3 | 72.9 | 77.1 | | | Andhra Pradesh | 64.2 | 65.5 | 64.5 | 64.9 | 61.9 | 67.7 | 62.6 | 77.2 | 77.6 | 74.0 | 79.7 | | | Karnataka | 63.3 | 65.5 | 61.0 | 61.8 | 61.6 | 68.9 | 60.9 | 67.6 | 68.5 | 68.4 | 75.7 | | | Kerala | 41.5 | 41.7 | 43.3 | 42.3 | 43.3 | 43.7 | 43.3 | 51.7 | 50.8 | 51.3 | 51.7 | | | Tamil Nadu | 88.6 | 87.5 | 90.6 | 90.6 | 85.4 | 88.5 | 86.5 | 97.6 | 97.5 | 91.9 | 95.1 | | | Lakshadweep | 7.4 | 9.1 | 10.4 | 11.8 | 7.9 | 9.6 | 5.1 | 10.4 | 11.8 | 7.9 | 9.6 | | | Pondicherry | 33.6 | 38.7 | 33.5 | 35.8 | 32.3 | 39.2 | 32.2 | 33.5 | 35.8 | 32.3 | 39.2 | | | | | | | | | | | | | | | | | ALL INDIA | 56.0 | 56.0 | 56.7 | 56.7 | 58.4 | 58.4 | 59.4 | 64.3 | 64.3 | 65.6 | 65.6 |
| @ Banks’ State-wise investment represent their holdings of state-level securities, such as, State Government loans and shares, bonds, debentures, etc. of Regional Rural Banks, Co-operative institutions, State Electricity Boards, Municipal Corporations, Municipalities and Port Trusts, State Financial Corporations, Housing Boards, State Industrial Development Corporations, Road Transport Corporations and other Government and quasi-Government bodies. All-India investment plus credit-deposit ratio is worked out by excluding investments in Central Government and other securities not mentioned above. — Not applicable. Notes: 1. Deposits and credit (as per place of sanction and utilisation) data for 2000, 2001 and 2002 are based on BSR-1 and 2 surveys as on March 31. 2.The investment figures are based on BSR-5 survey as on March 31. 3.CD-ratio for 2003 are based on BSR-7 survey as on March 31, 2003. |
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