Publications

(Amount in Rs. crore)

Outstanding as on

Variation

Sector

August 22,

March 21,

March 22,

March 23,

2002-03

2001-02

2003@

2003 *

2002

2001

(3-4)

(4-5)

1

2

3

4

5

6

7

I.

Gross Bank Credit (1+2)

6,63,122

6,16,906

5,36,727

4,69,153

80,179

67,574

1. Public Food Procurement Credit

41,283

49,479

53,978

39,991

-4,499

13,987

2. Non-food Gross Bank Credit

6,21,839

5,67,427

4,82,749

4,29,162

84,678

53,587

(100.0)

(100.0)

A. Priority Sectors ##

2,19,302

2,03,799

1,75,259

1,54,414

28,540

20,845

(33.7)

(38.9)

a)

Agriculture

74,371

71,609

60,761

51,922

10,848

8,839

(12.8)

(16.5)

b)

Small Scale Industries

58,627

60,486

57,199

56,002

3,287

1,197

(3.9)

(2.2)

c)

Other Priority Sectors

86,304

71,704

57,299

46,490

14,405

10,809

(17.0)

(20.2)

B. Industry (Medium and Large)

2,19,781

2,00,335

1,72,324

1,62,837

28,011

9,487

(33.1)

(17.7)

C. Wholesale Trade (other than

22,035

22,398

20,459

17,845

1,939

2,614

food procurement)

(2.3)

(4.9)

D.Other Sectors

1,60,721

1,40,895

1,14,707

94,066

26,188

20,641

(30.9)

(38.5)

of which :

a)

Housing

40,409

34,654

22,346

16,143

12,308

6,203

b)

Consumer Durables

7,891

6,904

7,015

5,566

-111

1,449

c)

Non-Banking Financial Companies

15,158

14,052

9,653

7,810

4,399

1,843

d)

Loans to Individuals against Shares

1,826

1,762

1,520

1,697

242

-177

and debentures/bonds

e)

Real Estate Loans

5,107

3,098

2,596

1,766

502

830

f)

Other non-priority sector

29,926

26,089

23,402

18,064

2,687

5,338

Personal loans

g)

Advances against fixed deposits

21,448

22,701

21,243

19,942

1,458

1,301

h)

Tourism and tourism-related hotels

2,740

1,806

1,540

996

266

544

II.

Export Credit

48,913

49,402

42,978

43,321

6,424

-343

[included under item I(2)]

(7.6)

(-0.6)

III.

Net Bank Credit

6,62,375

6,16,085

5,35,063

4,67,206

81,022

67,857

(including inter-bank participations)

## The data in this statement may not agree with those quoted elsewhere in the report as the data bases are different.
* Excluding the impact of the merger of ICICI with ICICI Bank.
@ Including the impact of the merger of ICICI with ICICI Bank (not comparable with other figures).
Notes:
1.Data are provisional and relate to 49 selected scheduled commercial banks (48 banks in March 2003) which account for 85-90 per cent of bank credit of all scheduled commercial banks. Gross bank credit data include bills rediscounted with RBI, IDBI, EXIM Bank, other approved financial institutions and inter-bank participations. Net bank credit data are exclusive of bills rediscounted with RBI, IDBI, EXIM Bank and other approved financial institutions.
2.Figures in brackets are proportions to variation in non-food gross bank credit.