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PDF - Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 30 of 30) ()
Date : May 11, 1999
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 30 of 30)
                    
 
 
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

   

As on 31 March

   

Varada

 

Vidisha Bhopal

 

Vidur

 

Vindhyavasini

 

Visweshwaraya

 

Yavatmal

   

Gramin Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(381)

(382)

 

(383)

(384)

 

(385)

(386)

 

(387)

(388)

 

(389)

(390)

 

(391)

(392)

1.

Capital

75

466

 

75

100

 

75

96

 

369

369

 

75

100

 

75

430

   

(2.1)

(8.3)

 

(3.4)

(2.9)

 

(1.7)

(1.6)

 

(5.5)

(4.1)

 

(3.6)

(3.8)

 

(2.2)

(10.5)

                    

2.

Reserves and Surplus

-221

-72

 

-

-

 

-

697

 

-

-

 

-

-

 

-

-

   

(-6.2)

(-1.3)

 

-

-

 

-

(11.5)

 

-

-

 

-

-

 

-

-

 

2.1.

Statutory Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

697

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.5.

Balance of Profit

-221

-72

 

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                    

3.

Deposits

2135

3133

 

1804

2914

 

3359

4311

 

5319

6663

 

1496

2002

 

2609

2820

   

(60.4)

(55.5)

 

(82.1)

(85.4)

 

(77.1)

(71.2)

 

(78.9)

(74.8)

 

(72.6)

(75.1)

 

(77.0)

(69.0)

 

3.1.

Demand Deposits

76

77

 

98

162

 

215

172

 

572

553

 

49

84

 

92

95

  

(i) From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From Others

76

77

 

98

162

 

215

172

 

572

553

 

49

84

 

92

95

 

3.2.

Savings Deposits

430

612

 

667

953

 

1934

2531

 

2154

2578

 

550

836

 

1620

1607

 

3.3.

Term Deposits

1629

2444

 

1038

1799

 

1210

1608

 

2593

3532

 

898

1082

 

897

1117

  

(i) From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From Others

1629

2444

 

1038

1799

 

1210

1608

 

2593

3532

 

898

1082

 

897

1117

 

3.A.

Deposits of branches in India

2135

3133

 

1804

2914

 

3359

4311

 

5319

6663

 

1496

2002

 

2609

2820

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                    

4.

Borrowings

1415

1854

 

105

197

 

686

676

 

780

845

 

305

380

 

445

542

   

(40.0)

(32.8)

 

(4.8)

(5.8)

 

(15.7)

(11.2)

 

(11.6)

(9.5)

 

(14.8)

(14.3)

 

(13.1)

(13.3)

 

4.1.

Borrowings in India

1415

1854

 

105

197

 

686

676

 

780

845

 

305

380

 

445

542

  

(i) From Reserve Bank of India

-

-

 

-

-

 

91

-

 

-

-

 

-

-

 

-

-

  

(ii) From other Banks

157

181

 

-

-

 

595

81

 

26

53

 

34

74

 

62

101

  

(iii) From other Institutions and Agencies

1258

1673

 

105

197

 

-

595

 

755

792

 

271

306

 

383

441

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                    

5.

Other liabilities

131

264

 

212

199

 

236

274

 

276

1028

 

185

182

 

261

293

   

(3.7)

(4.7)

 

(9.6)

(5.8)

 

(5.4)

(4.5)

 

(4.1)

(11.5)

 

(9.0)

(6.8)

 

(7.7)

(7.2)

 

5.1.

Bills Payable

40

111

 

3

23

 

9

7

 

20

21

 

1

-

 

38

13

 

5.2.

Inter-office Adjustments

-

-

 

-

-

 

1

19

 

-

22

 

4

-

 

-

-

 

5.3.

Interest Accrued

4

4

 

71

136

 

6

17

 

-

-

 

181

5

 

16

15

 

5.4.

Others (including provisions)

87

150

 

137

40

 

221

230

 

255

985

 

-

177

 

207

265

  

Total Liabilities

3535

5646

 

2196

3410

 

4357

6054

 

6743

8904

 

2061

2664

 

3390

4085

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)


                    
 
 
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

   

As on 31st March

   

Varada

 

Vidisha Bhopal

 

Vidur

 

Vindhyavasini

 

Visweshwaraya

 

Yavatmal

   

Gramin Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

(381)

(382)

 

(383)

(384)

 

(385)

(386)

 

(387)

(388)

 

(389)

(390)

 

(391)

(392)

1.

Cash in hand

48

73

 

44

79

 

124

180

 

37

62

 

38

65

 

105

110

   

(1.4)

(1.3)

 

(2.0)

(2.3)

 

(2.8)

(3.0)

 

(0.6)

(0.7)

 

(1.8)

(2.4)

 

(3.1)

(2.7)

2.

Balances with RBI

67

94

 

50

89

 

117

138

 

154

195

 

46

61

 

72

74

   

(1.9)

(1.7)

 

(2.3)

(2.6)

 

(2.7)

(2.3)

 

(2.3)

(2.2)

 

(2.2)

(2.3)

 

(2.1)

(1.8)

3.

Balances with banks in India

874

1831

 

233

223

 

245

171

 

1914

2588

 

653

936

 

971

1625

   

(24.7)

(32.4)

 

(10.6)

(6.5)

 

(5.6)

(2.8)

 

(28.4)

(29.1)

 

(31.7)

(35.1)

 

(28.6)

(39.8)

4.

Money at call and short notice

-

-

 

404

962

 

936

2450

 

-

-

 

-

-

 

-

-

   

-

-

 

(18.4)

(28.2)

 

(21.5)

(40.5)

 

-

-

 

-

-

 

-

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

148

293

 

150

225

 

701

736

 

1220

1520

 

100

114

 

180

230

   

(4.2)

(5.2)

 

(6.8)

(6.6)

 

(16.1)

(12.2)

 

(18.1)

(17.1)

 

(4.9)

(4.3)

 

(5.3)

(5.6)

 

6.A.

Investments in India

148

293

 

150

225

 

701

736

 

1220

1520

 

100

114

 

180

230

  

(i) Government securities

148

293

 

-

-

 

-

-

 

420

420

 

-

114

 

30

30

  

(ii) Other approved securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

150

200

  

(iii) Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv) Debentures and Bonds

-

-

 

50

125

 

-

635

 

800

1100

 

-

-

 

-

-

  

(v) Subsidiaries and joint ventures

-

-

 

100

-

 

600

-

 

-

-

 

-

-

 

-

-

  

(vi) Others

-

-

 

-

100

 

101

101

 

-

-

 

100

-

 

-

-

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i) Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii) Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

2299

3129

 

871

1225

 

1376

1441

 

3076

3508

 

902

1118

 

1593

1422

   

(65.0)

(55.4)

 

(39.7)

(35.9)

 

(31.6)

(23.8)

 

(45.6)

(39.4)

 

(43.8)

(42.0)

 

(47.0)

(34.8)

 

7.1.

Bills purchased and discounted

3

2

 

-

-

 

-

-

 

-

75

 

19

38

 

409

96

 

7.2.

Cash credits, overdrafts & loans

545

804

 

212

406

 

119

138

 

92

-

 

20

40

 

349

489

 

7.3.

Term loans

1751

2323

 

659

819

 

1256

1303

 

2984

3433

 

864

1040

 

835

838

8.

Fixed Assets

10

31

 

17

17

 

8

8

 

16

16

 

6

11

 

7

9

   

(0.3)

(0.6)

 

(0.8)

(0.5)

 

(0.2)

(0.1)

 

(0.2)

(0.2)

 

(0.3)

(0.4)

 

(0.2)

(0.2)

 

8.1.

Premises

1

-

 

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

9

31

 

17

17

 

8

8

 

16

16

 

6

11

 

7

9

9.

Other Assets

89

194

 

426

591

 

850

931

 

326

1017

 

316

360

 

462

615

   

(2.5)

(3.4)

 

(19.4)

(17.3)

 

(19.5)

(15.4)

 

(4.8)

(11.4)

 

(15.3)

(13.5)

 

(13.6)

(15.1)

 

9.1.

Inter - office adjustments (net)

27

101

 

21

13

 

-

-

 

12

-

 

11

15

 

121

233

 

9.2.

Interest accrued

36

71

 

30

51

 

60

123

 

101

162

 

18

40

 

-

-

 

9.3.

Tax paid

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

9.4.

Stationery and Stamps

5

6

 

9

8

 

2

2

 

9

9

 

2

3

 

4

4

 

9.5.

Others

22

16

 

365

518

 

789

806

 

204

846

 

285

302

 

337

379

 

Total Assets

3535

5646

 

2196

3410

 

4357

6054

 

6743

8904

 

2061

2664

 

3390

4085

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.