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PDF - Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 29 of 30) ()
Date : May 11, 1999
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 29 of 30)
                 
 
 
 

REGIONAL RURAL BANKS

 

(Amount in Rs. lakh)

   

As on 31st March

   

Surguja

 

Thane

 

Thar Anchalik

 

Tripura

 

Tulsi

   

Kshetriya Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

361

362

 

363

364

 

365

366

 

367

368

 

369

370

1.

Capital

75

100

 

245

245

 

75

88

 

75

100

 

59

100

   

(1.0)

(1.0)

 

(7.6)

(6.8)

 

(1.7)

(1.4)

 

(0.5)

(0.6)

 

(0.7)

(0.8)

                 

2.

Reserves and Surplus

-

-

 

11

92

 

-

-

 

-6486

-10416

 

-

-

   

-

-

 

-

-

 

-

-

 

(-46.2)

(-59.1)

 

-

-

 

2.1.

Statutory Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

11

 

-

-

 

-

-

 

-

-

 

2.5.

Balance of Profit

-

-

 

11

81

 

-

-

 

-6486

-10416

 

-

-

                 

3.

Deposits

6476

9200

 

2650

2844

 

3537

4558

 

12203

17212

 

7326

10112

   

(87.7)

(89.0)

 

(82.7)

(79.6)

 

(79.3)

(74.9)

 

(86.9)

(97.6)

 

(83.1)

(79.6)

 

3.1.

Demand Deposits

495

686

 

136

144

 

148

215

 

2681

2165

 

4396

1278

  

(i) From Banks

-

-

 

-

-

 

-

-

 

-

-

 

645

-

  

(ii) From Others

495

686

 

136

144

 

148

215

 

2681

2165

 

3751

1278

 

3.2.

Savings Deposits

2989

4082

 

1765

1604

 

1446

1646

 

4213

7410

 

2930

4751

 

3.3.

Term Deposits

2992

4432

 

749

1096

 

1944

2697

 

5309

7637

 

-

4083

  

(i) From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From Others

2992

4432

 

749

1096

 

1944

2697

 

5309

7637

 

-

4083

 

3.A.

Deposits of branches in India

6476

9200

 

2650

2844

 

3537

4558

 

12203

17212

 

7326

10112

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

234

326

 

98

163

 

349

521

 

2758

2342

 

578

925

   

(3.2)

(3.2)

 

(3.1)

(4.6)

 

(7.8)

(8.6)

 

(19.6)

(13.3)

 

(6.6)

(7.3)

 

4.1.

Borrowings in India

234

326

 

98

163

 

349

521

 

2758

2342

 

578

925

  

(i) From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From other Banks

3

4

 

2

2

 

349

-

 

645

186

 

8

5

  

(iii) From other Institutions and Agencies

231

322

 

96

161

 

-

521

 

2114

2156

 

570

921

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

597

706

 

201

232

 

500

920

 

5495

8391

 

858

1563

   

(8.1)

(6.8)

 

(6.3)

(6.5)

 

(11.2)

(15.1)

 

(39.1)

(47.6)

 

(9.7)

(12.3)

 

5.1.

Bills Payable

53

62

 

62

78

 

24

51

 

-

-

 

27

30

 

5.2.

Inter-office Adjustments

49

-

 

9

-

 

46

66

 

141

12

 

91

41

 

5.3.

Interest Accrued

5

4

 

42

24

 

193

352

 

701

908

 

5

11

 

5.4.

Others (including provisions)

490

640

 

88

129

 

237

450

 

4653

7471

 

734

1482

  

Total Liabilities

7382

10331

 

3204

3575

 

4462

6087

 

14045

17629

 

8820

12700

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)


                 
 
 
 

REGIONAL RURAL BANKS

 

(Amount in Rs. lakh)

   

As on 31st March

   

Surguja

 

Thane

 

Thar Anchalik

 

Tripura

 

Tulsi

   

Kshetriya Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

361

362

 

363

364

 

365

366

 

367

368

 

369

370

1.

Cash in hand

52

61

 

29

28

 

65

91

 

328

369

 

121

605

   

(0.7)

(0.6)

 

(0.9)

(0.8)

 

(1.5)

(1.5)

 

(2.3)

(2.1)

 

(1.4)

(4.8)

2.

Balances with RBI

203

259

 

84

92

 

108

134

 

345

501

 

216

300

   

(2.8)

(2.5)

 

(2.6)

(2.6)

 

(2.4)

(2.2)

 

(2.5)

(2.8)

 

(2.5)

(2.4)

3.

Balances with banks in India

1198

3124

 

1297

1215

 

1628

1877

 

3144

4720

 

3026

2942

   

(16.2)

(30.2)

 

(40.5)

(34.0)

 

(36.5)

(30.8)

 

(22.4)

(26.8)

 

(34.3)

(23.2)

4.

Money at call and short notice

1964

2064

 

-

-

 

-

-

 

-

-

 

-

-

   

(26.6)

(20.0)

 

-

-

 

-

-

 

-

-

 

-

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

-

50

 

1150

1410

 

20

570

 

1081

2413

 

651

1851

   

-

(0.5)

 

(35.9)

(39.4)

 

(0.4)

(9.4)

 

(7.7)

(13.7)

 

(7.4)

(14.6)

 

6.A.

Investments in India

-

50

 

1150

1410

 

20

570

 

1081

2413

 

651

1851

  

(i) Government securities

-

-

 

-

-

 

-

-

 

-

-

 

500

500

  

(ii) Other approved securities

-

-

 

850

300

 

-

70

 

480

930

 

-

-

  

(iii) Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv) Debentures and Bonds

-

50

 

300

1110

 

-

500

 

601

1483

 

151

1351

  

(v) Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi) Others

-

-

 

-

-

 

20

-

 

-

-

 

-

-

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i) Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii) Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

1398

1838

 

479

553

 

1204

1828

 

8792

9128

 

2877

3741

   

(18.9)

(17.8)

 

(15.0)

(15.5)

 

(27.0)

(30.0)

 

(62.6)

(51.8)

 

(32.6)

(29.5)

 

7.1.

Bills purchased and discounted

-

-

 

2

2

 

9

9

 

-

-

 

-

218

 

7.2.

Cash credits, overdrafts & loans

114

183

 

12

10

 

134

224

 

231

255

 

33

-

 

7.3.

Term loans

1283

1655

 

465

541

 

1060

1595

 

8561

8874

 

2844

3523

8.

Fixed Assets

17

20

 

14

16

 

9

11

 

29

27

 

19

27

   

(0.2)

(0.2)

 

(0.4)

(0.4)

 

(0.2)

(0.2)

 

(0.2)

(0.2)

 

(0.2)

(0.2)

 

8.1.

Premises

-

-

 

-

-

 

9

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

17

20

 

14

16

 

-

11

 

29

27

 

19

27

9.

Other Assets

2550

2916

 

151

261

 

1428

1577

 

326

470

 

1909

3234

   

(34.5)

(28.2)

 

(4.7)

(7.3)

 

(32.0)

(25.9)

 

(2.3)

(2.7)

 

(21.6)

(25.5)

 

9.1.

Inter - office adjustments (net)

-

41

 

-

31

 

-

-

 

-

-

 

-

-

 

9.2.

Interest accrued

40

174

 

63

101

 

9

38

 

192

283

 

109

233

 

9.3.

Tax paid

-

3

 

-

-

 

-

1

 

-

-

 

-

-

 

9.4.

Stationery and Stamps

3

2

 

1

2

 

3

3

 

8

9

 

6

9

 

9.5.

Others

2507

2696

 

87

126

 

1416

1534

 

126

177

 

1794

2992

    
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Total Assets

7382

10331

 

3204

3575

 

4462

6087

 

14045

17629

 

8820

12700

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.


Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97

                 
 
 
 

REGIONAL RURAL BANKS

 

(Amount in Rs. lakh)

   

As on 31st March

   

Tungabhadra

 

Uttar Banga

 

Vaishali

 

Vallalar

 

Valsad-Dangs

   

Gramin Bank

 

Kshetriya Gramin Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

371

372

 

373

374

 

375

376

 

377

378

 

379

380

1.

Capital

320

320

 

75

100

 

71

84

 

283

283

 

357

377

   

(1.0)

(0.9)

 

(0.5)

(0.6)

 

(0.3)

(0.3)

 

(8.8)

(6.8)

 

(7.4)

(6.3)

                 

2.

Reserves and Surplus

535

1375

 

-

-

 

-

-

 

1

139

 

-153

-

   

(1.6)

(3.7)

 

-

-

 

-

-

 

-

(3.4)

 

(-3.2)

-

 

2.1.

Statutory Reserves

535

1375

 

-

-

 

-

-

 

1

28

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.5.

Balance of Profit

-

-

 

-

-

 

-

-

 

-

110

 

-153

-

                 

3.

Deposits

19249

22856

 

10954

13286

 

13907

18545

 

1582

2142

 

3411

4317

   

(58.7)

(60.9)

 

(79.6)

(73.3)

 

(64.9)

(74.9)

 

(49.3)

(51.9)

 

(70.6)

(72.6)

 

3.1.

Demand Deposits

1327

1744

 

277

320

 

219

477

 

82

112

 

165

161

  

(i) From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From Others

1327

1744

 

277

320

 

219

477

 

82

112

 

165

161

 

3.2.

Savings Deposits

6147

7374

 

5369

6022

 

6320

8142

 

605

811

 

1830

2194

 

3.3.

Term Deposits

11775

13738

 

5308

6944

 

7367

9926

 

895

1218

 

1415

1962

  

(i) From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From Others

11775

13738

 

5308

6944

 

7367

9926

 

895

1218

 

1415

1962

 

3.A.

Deposits of branches in India

19249

22856

 

10954

13286

 

13907

18545

 

1582

2142

 

3411

4317

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

9069

10650

 

938

1001

 

773

618

 

1187

1372

 

928

891

   

(27.6)

(28.4)

 

(6.8)

(5.5)

 

(3.6)

(2.5)

 

(37.0)

(33.2)

 

(19.2)

(15.0)

 

4.1.

Borrowings in India

9069

10650

 

938

1001

 

773

618

 

1187

1372

 

928

891

  

(i) From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) From other Banks

9069

10650

 

51

85

 

162

150

 

574

635

 

90

105

  

(iii) From other Institutions and Agencies

-

-

 

887

917

 

611

468

 

613

737

 

838

786

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

3629

2357

 

1798

3729

 

6666

5498

 

154

193

 

285

365

   

(11.1)

(6.3)

 

(13.1)

(20.6)

 

(31.1)

(22.2)

 

(4.8)

(4.7)

 

(5.9)

(6.1)

 

5.1.

Bills Payable

967

530

 

-

-

 

-

-

 

2

5

 

11

11

 

5.2.

Inter-office Adjustments

543

141

 

-

-

 

-

-

 

9

13

 

-

-

 

5.3.

Interest Accrued

320

175

 

800

1091

 

-

-

 

17

17

 

15

185

 

5.4.

Others (including provisions)

1799

1511

 

998

2639

 

6666

5498

 

127

158

 

260

169

  

Total Liabilities

32801

37558

 

13765

18117

 

21418

24744

 

3207

4128

 

4828

5951

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)


 
 
 

REGIONAL RURAL BANKS

 

(Amount in Rs. lakh)

   

As on 31st March

   

Tungabhadra

 

Uttar Banga

 

Vaishali

 

Vallalar

 

Valsad-Dangs

   

Gramin Bank

 

Kshetriya Gramin Bank

 

Kshetriya Gramin Bank

 

Gramin Bank

 

Gramin Bank

Items

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 
 
 

371

372

 

373

374

 

375

376

 

377

378

 

379

380

1.

Cash in hand

588

1157

 

64

97

 

204

250

 

33

38

 

33

28

   

(1.8)

(3.1)

 

(0.5)

(0.5)

 

(1.0)

(1.0)

 

(1.0)

(0.9)

 

(0.7)

(0.5)

2.

Balances with RBI

606

728

 

340

420

 

411

542

 

41

61

 

109

145

   

(1.8)

(1.9)

 

(2.5)

(2.3)

 

(1.9)

(2.2)

 

(1.3)

(1.5)

 

(2.3)

(2.4)

3.

Balances with banks in India

6506

6228

 

4125

4273

 

6730

9363

 

1165

1592

 

339

2470

   

(19.8)

(16.6)

 

(30.0)

(23.6)

 

(31.4)

(37.8)

 

(36.3)

(38.5)

 

(7.0)

(41.5)

4.

Money at call and short notice

-

-

 

-

-

 

-

-

 

-

-

 

1449

-

   

-

-

 

-

-

 

-

-

 

-

-

 

(30.0)

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

7351

8170

 

700

1600

 

-

-

 

60

85

 

638

795

   

(22.4)

(21.8)

 

(5.1)

(8.8)

 

(0.0)

(0.0)

 

(1.9)

(2.1)

 

(13.2)

(13.4)

 

6.A.

Investments in India

7351

8170

 

700

1600

 

-

-

 

60

85

 

638

795

  

(i) Government securities

2584

2573

 

600

600

 

-

-

 

-

-

 

114

-

  

(ii) Other approved securities

-

-

 

-

-

 

-

-

 

-

-

 

524

-

  

(iii) Shares

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iv) Debentures and Bonds

1161

1175

 

100

-

 

-

-

 

60

85

 

-

695

  

(v) Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi) Others

3606

4422

 

-

1000

 

-

-

 

-

-

 

-

100

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i) Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii) Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii) Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

17218

20726

 

6287

7190

 

7049

5743

 

1860

2295

 

2054

1988

   

(52.5)

(55.2)

 

(45.7)

(39.7)

 

(32.9)

(23.2)

 

(58.0)

(55.6)

 

(42.5)

(33.4)

 

7.1.

Bills purchased and discounted

126

298

 

-

-

 

-

-

 

12

22

 

1

12

 

7.2.

Cash credits, overdrafts & loans

11273

12790

 

802

1076

 

486

614

 

1281

1488

 

234

43

 

7.3.

Term loans

5819

7637

 

5485

6114

 

6562

5129

 

566

785

 

1820

1933

8.

Fixed Assets

77

90

 

32

33

 

17

25

 

10

11

 

15

18

   

(0.2)

(0.2)

 

(0.2)

(0.2)

 

(0.1)

(0.1)

 

(0.3)

(0.3)

 

(0.3)

(0.3)

 

8.1.

Premises

27

26

 

-

-

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

50

64

 

32

33

 

17

25

 

10

11

 

15

18

9.

Other Assets

455

460

 

2217

4502

 

7007

8821

 

38

47

 

191

507

   

(1.4)

(1.2)

 

(16.1)

(24.9)

 

(32.7)

(35.6)

 

(1.2)

(1.1)

 

(4.0)

(8.5)

 

9.1.

Inter - office adjustments (net)

-

-

 

46

43

 

16

33

 

-

-

 

4

6

 

9.2.

Interest accrued

260

275

 

276

359

 

-

-

 

14

19

 

35

74

 

9.3.

Tax paid

-

16

 

-

-

 

8

8

 

-

-

 

-

-

 

9.4.

Stationery and Stamps

20

23

 

10

10

 

8

9

 

2

2

 

6

6

 

9.5.

Others

175

146

 

1886

4091

 

6975

8772

 

22

25

 

145

422

 

Total Assets

32801

37558

 

13765

18117

 

21418

24744

 

3207

4128

 

4828

5951

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.