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PDF - Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 28 of 30) ()
Date : May 11, 1999
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 28 of 30)
                  
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

 

As on 31st March

 

Sravasthi

 

Sree Ananta

 

Sri Saraswathi

 

Sri Visakha

 

Sriganganagar

Items

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Kshetriya

  
  
  
  
 

Gramin Bank

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

341

342

 

343

344

 

345

346

 

347

348

 

349

350

1.

Capital

75

2091

 

75

100

 

75

234

 

75

100

 

75

88

  

(0.6)

(13.1)

 

(0.5)

(0.5)

 

(0.6)

(1.6)

 

(0.3)

(0.3)

 

(2.2)

(1.8)

                

2.

Reserves and Surplus

-

-

 

39

348

 

-

10

 

29

29

 

-

-

  

-

-

 

(0.3)

(1.7)

 

-

(0.1)

 

(0.1)

(0.1)

 

-

-

 

2.1.

Statutory Reserves

-

-

 

-

-

 

-

-

 

29

29

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

-

-

 

-

197

 

-

-

 

-

-

 

-

-

 

2.5.

Balance of Profit

-

-

 

39

152

 

-

10

 

-

-

 

-

-

                

3.

Deposits

9457

11439

 

10272

13132

 

7916

10525

 

19640

23491

 

2817

3562

  

(79.9)

(71.5)

 

(68.0)

(62.7)

 

(67.7)

(70.1)

 

(77.0)

(76.5)

 

(83.1)

(75.2)

 

3.1.

Demand Deposits

449

847

 

241

234

 

402

393

 

2277

1542

 

296

251

  

(i)

From Banks

2

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

447

847

 

241

234

 

402

393

 

2277

1542

 

296

251

 

3.2.

Savings Deposits

5325

5756

 

3054

4480

 

2639

3429

 

5394

7933

 

647

848

 

3.3.

Term Deposits

3682

4836

 

6978

8418

 

4875

6703

 

11969

14017

 

1874

2463

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

3682

4836

 

6978

8418

 

4875

6703

 

11969

14017

 

1874

2463

 

3.A.

Deposits of branches in India

9457

11439

 

10272

13132

 

7916

10525

 

19640

23491

 

2817

3562

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

1556

1690

 

3396

4349

 

2407

2366

 

4386

4808

 

266

518

   

(13.1)

(10.6)

 

(22.5)

(20.8)

 

(20.6)

(15.8)

 

(17.2)

(15.7)

 

(7.8)

(10.9)

 

4.1.

Borrowings in India

1556

1690

 

3396

4349

 

2407

2366

 

4386

4808

 

266

518

  

(i)

From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From other Banks

104

106

 

697

823

 

538

516

 

953

1147

 

27

32

  

(iii)

From other Institutions and Agencies

1452

1584

 

2699

3526

 

1870

1850

 

3433

3661

 

239

486

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

749

768

 

1315

3028

 

1298

1881

 

1380

2280

 

233

571

   

(6.3)

(4.8)

 

(8.7)

(14.4)

 

(11.1)

(12.5)

 

(5.4)

(7.4)

 

(6.9)

(12.1)

 

5.1.

Bills Payable

18

13

 

295

1128

 

182

128

 

-

-

 

8

-

 

5.2.

Inter-office Adjustments

12

-

 

423

661

 

33

103

 

-

-

 

-

10

 

5.3.

Interest Accrued

20

33

 

48

69

 

957

1371

 

1272

1823

 

189

321

 

5.4.

Others (including provisions)

698

722

 

549

1170

 

127

279

 

108

457

 

37

240

    
 
 
 
 
 
 
 
 
 
 
 
 
 
  

Total Liabilities

11837

15988

 

15097

20958

 

11696

15015

 

25510

30709

 

3390

4738

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)


                  
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

 

As on 31st March

 

Sravasthi

 

Sree Ananta

 

Sri Saraswathi

 

Sri Visakha

 

Sriganganagar

Items

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Gramin Bank

 

Kshetriya

  
  
  
  
 

Gramin Bank

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

341

342

 

343

344

 

345

346

 

347

348

 

349

350

1.

Cash in hand

288

390

 

391

572

 

182

166

 

250

355

 

15

22

  

(2.4)

(2.4)

 

(2.6)

(2.7)

 

(1.6)

(1.1)

 

(1.0)

(1.2)

 

(0.4)

(0.5)

2.

Balances with RBI

302

311

 

234

384

 

311

351

 

584

768

 

93

122

  

(2.6)

(1.9)

 

(1.5)

(1.8)

 

(2.7)

(2.3)

 

(2.3)

(2.5)

 

(2.7)

(2.6)

3.

Balances with banks in India

3411

5413

 

5529

6858

 

487

812

 

6052

7409

 

968

1255

  

(28.8)

(33.9)

 

(36.6)

(32.7)

 

(4.2)

(5.4)

 

(23.7)

(24.1)

 

(28.5)

(26.5)

4.

Money at call and short notice

-

-

 

-

-

 

3218

6865

 

-

-

 

-

-

  

-

-

 

-

-

 

(27.5)

(45.7)

 

-

-

 

-

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

1697

2894

 

75

875

 

2087

1000

 

3856

4949

 

172

590

  

(14.3)

(18.1)

 

(0.5)

(4.2)

 

(17.8)

(6.7)

 

(15.1)

(16.1)

 

(5.1)

(12.4)

 

6.A.

Investments in India

1697

2894

 

75

875

 

2087

1000

 

3856

4949

 

172

590

  

(i)

Government securities

-

-

 

-

-

 

300

300

 

-

-

 

-

-

  

(ii)

Other approved securities

-

-

 

-

-

 

-

-

 

-

-

 

10

10

  

(iii)

Shares

-

-

 

-

-

 

1787

-

 

-

-

 

-

-

  

(iv)

Debentures and Bonds

1192

2389

 

75

875

 

-

700

 

3696

-

 

162

580

  

(v)

Subsidiaries and joint ventures

505

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi)

Others

-

505

 

-

-

 

-

-

 

160

4949

 

-

-

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i)

Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

4585

4121

 

8080

10323

 

4906

5273

 

12027

12889

 

1215

1645

   

(38.7)

(25.8)

 

(53.5)

(49.3)

 

(41.9)

(35.1)

 

(47.1)

(42.0)

 

(35.8)

(34.7)

 

7.1.

Bills purchased and discounted

94

111

 

146

248

 

169

182

 

65

300

 

-

1

 

7.2.

Cash credits, overdrafts & loans

747

539

 

4320

5382

 

3570

3850

 

8671

9376

 

404

641

 

7.3.

Term loans

3743

3470

 

3615

4693

 

1167

1241

 

3291

3213

 

810

1003

8.

Fixed Assets

19

27

 

79

88

 

33

33

 

24

24

 

8

10

   

(0.2)

(0.2)

 

(0.5)

(0.4)

 

(0.3)

(0.2)

 

(0.1)

(0.1)

 

(0.2)

(0.2)

 

8.1.

Premises

-

-

 

43

42

 

-

-

 

24

-

 

-

-

 

8.2.

Other Fixed assets

19

27

 

36

46

 

33

33

 

-

24

 

8

10

9.

Other Assets

1534

2833

 

709

1858

 

471

515

 

2717

4315

 

920

1095

   

(13.0)

(17.7)

 

(4.7)

(8.9)

 

(4.0)

(3.4)

 

(10.7)

(14.1)

 

(27.1)

(23.1)

 

9.1.

Inter - office adjustments (net)

-

6

 

-

-

 

155

179

 

35

154

 

-

-

 

9.2.

Interest accrued

226

519

 

91

196

 

276

323

 

338

641

 

50

75

 

9.3.

Tax paid

-

2

 

-

-

 

-

-

 

12

37

 

-

-

 

9.4.

Stationery and Stamps

5

7

 

12

15

 

8

12

 

7

8

 

3

3

 

9.5.

Others

1304

2298

 

607

1646

 

32

2

 

2324

3475

 

868

1017

    
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Total Assets

11837

15988

 

15097

20958

 

11696

15015

 

25510

30709

 

3390

4738

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)


Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.


Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97

                  
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

 

As on 31st March

 

Srirama

 

Subansiri Gaonlia

 

Sultanpur

 

Surat-Bharuch

 

Surendranagar

Items

Gramina Bank

 

Gramina Bank

 

Kshetriya

 

Gramin Bank

 

Bhavnagar

  
  
 

Gramina Bank

  
 

Gramin Bank

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

351

352

 

353

354

 

355

356

 

357

358

 

359

360

1.

Capital

85

100

 

71

96

 

75

100

 

547

566

 

75

760

  

(1.7)

(1.8)

 

(2.1)

(2.2)

 

(0.4)

(0.4)

 

(9.3)

(7.1)

 

(2.6)

(14.8)

                

2.

Reserves and Surplus

201

248

 

-

-

 

-

-

 

18

27

 

7

21

  

(4.1)

(4.4)

 

-

-

 

-

-

 

(0.3)

(0.3)

 

(0.2)

(0.4)

 

2.1.

Statutory Reserves

42

51

 

-

-

 

-

-

 

-

-

 

-

-

 

2.2.

Capital Reserves

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.3.

Share Premium

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

2.4.

Revenue and other Reserves

159

196

 

-

-

 

-

-

 

18

27

 

7

21

 

2.5.

Balance of Profit

1

1

 

-

-

 

-

-

 

-

-

 

-

-

                 

3.

Deposits

2426

2940

 

2936

3246

 

14682

17751

 

3626

5076

 

1996

2971

   

(49.3)

(52.6)

 

(86.2)

(73.4)

 

(70.7)

(78.7)

 

(61.8)

(63.5)

 

(68.1)

(57.9)

 

3.1.

Demand Deposits

77

150

 

286

234

 

287

275

 

71

168

 

91

206

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

77

150

 

286

234

 

287

275

 

71

168

 

91

206

 

3.2.

Savings Deposits

670

845

 

1551

1590

 

7154

7878

 

1898

2422

 

668

976

 

3.3.

Term Deposits

1680

1945

 

1099

1422

 

7241

9599

 

1657

2487

 

1238

1789

  

(i)

From Banks

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From Others

1680

1945

 

1099

1422

 

7241

9599

 

1657

2487

 

1238

1789

 

3.A.

Deposits of branches in India

2426

2940

 

2936

3246

 

14682

17751

 

3626

5076

 

1996

2971

 

3.B.

Deposits of branches outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

4.

Borrowings

1482

1406

 

186

119

 

1740

2391

 

1402

1779

 

627

951

   

(30.1)

(25.2)

 

(5.5)

(2.7)

 

(8.4)

(10.6)

 

(23.9)

(22.2)

 

(21.4)

(18.5)

 

4.1.

Borrowings in India

1482

1406

 

186

119

 

1740

2391

 

1402

1779

 

627

951

  

(i)

From Reserve Bank of India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

From other Banks

324

297

 

186

-

 

-

-

 

295

415

 

118

190

  

(iii)

From other Institutions
and Agencies

1158

1109

 

-

119

 

1740

2391

 

1106

1364

 

509

760

 

4.2.

Borrowings outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

                 

5.

Other liabilities

727

893

 

211

962

 

4274

2322

 

270

551

 

225

426

   

(14.8)

(16.0)

 

(6.2)

(21.7)

 

(20.6)

(10.3)

 

(4.6)

(6.9)

 

(7.7)

(8.3)

 

5.1.

Bills Payable

190

99

 

1

1

 

15

22

 

-

-

 

-

-

 

5.2.

Inter-office Adjustments

-

-

 

6

-

 

1481

-

 

-

-

 

-

-

 

5.3.

Interest Accrued

361

424

 

43

39

 

135

146

 

14

17

 

146

222

 

5.4.

Others (including provisions)

176

370

 

162

921

 

2643

2153

 

256

535

 

79

204

    
 
 
 
 
 
 
 
 
 
 
 
 
 
  

Total Liabilities

4922

5587

 

3405

4423

 

20771

22563

 

5863

7999

 

2930

5129

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)


                  
 

REGIONAL RURAL BANKS

(Amount in Rs. lakh)

 

As on 31st March

 

Srirama

 

Subansiri Gaonlia

 

Sultanpur

 

Surat-Bharuch

 

Surendranagar

Items

Gramina Bank

 

Gramina Bank

 

Kshetriya

 

Gramin Bank

 

Bhavnagar

  
  
 

Gramina Bank

  
 

Gramin Bank

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

1996

1997

 

351

352

 

353

354

 

355

356

 

357

358

 

359

360

1.

Cash in hand

31

32

 

24

27

 

125

169

 

16

33

 

63

73

  

(0.6)

(0.6)

 

(0.7)

(0.6)

 

(0.6)

(0.8)

 

(0.3)

(0.4)

 

(2.2)

(1.4)

2.

Balances with RBI

82

106

 

90

97

 

450

540

 

109

158

 

65

90

  

(1.7)

(1.9)

 

(2.6)

(2.2)

 

(2.2)

(2.4)

 

(1.9)

(2.0)

 

(2.2)

(1.8)

3.

Balances with banks in India

1205

1630

 

830

1597

 

8521

8092

 

2092

2858

 

953

2346

  

(24.5)

(29.2)

 

(24.4)

(36.1)

 

(41.0)

(35.9)

 

(35.7)

(35.7)

 

(32.5)

(45.7)

4.

Money at call and short notice

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

-

-

 

-

-

 

-

-

 

-

-

 

-

-

5.

Balances with banks outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

6.

Investments

603

775

 

590

645

 

2627

4277

 

519

634

 

60

108

  

(12.3)

(13.9)

 

(17.3)

(14.6)

 

(12.6)

(19.0)

 

(8.8)

(7.9)

 

(2.1)

(2.1)

 

6.A.

Investments in India

603

775

 

590

645

 

2627

4277

 

519

634

 

60

108

  

(i)

Government securities

-

-

 

-

-

 

2627

-

 

-

-

 

-

-

  

(ii)

Other approved securities

-

-

 

-

645

 

-

-

 

454

-

 

-

-

  

(iii)

Shares

-

-

 

-

-

 

-

-

 

-

454

 

25

25

  

(iv)

Debentures and Bonds

603

775

 

279

-

 

-

2992

 

65

180

 

35

83

  

(v)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(vi)

Others

-

-

 

311

-

 

-

1285

 

-

-

 

-

-

 

6.B.

Investments outside India

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(i)

Government securities

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(ii)

Subsidiaries and joint ventures

-

-

 

-

-

 

-

-

 

-

-

 

-

-

  

(iii)

Others

-

-

 

-

-

 

-

-

 

-

-

 

-

-

7.

Advances

2770

2875

 

823

400

 

5681

7157

 

2643

3718

 

1075

1619

   

(56.3)

(51.5)

 

(24.2)

(9.1)

 

(27.4)

(31.7)

 

(45.1)

(46.5)

 

(36.7)

(31.6)

 

7.1.

Bills purchased and discounted

1

-

 

-

-

 

-

-

 

4

1

 

2

3

 

7.2.

Cash credits, overdrafts & loans

1984

2063

 

381

58

 

964

1015

 

-

77

 

758

1093

 

7.3.

Term loans

785

812

 

442

342

 

4717

6142

 

2639

3640

 

315

523

8.

Fixed Assets

25

23

 

11

11

 

29

29

 

11

9

 

9

13

   

(0.5)

(0.4)

 

(0.3)

(0.2)

 

(0.1)

(0.1)

 

(0.2)

(0.1)

 

(0.3)

(0.2)

 

8.1.

Premises

-

-

 

-

-

 

-

-

 

-

-

 

-

-

 

8.2.

Other Fixed assets

25

23

 

11

11

 

29

29

 

11

9

 

9

13

9.

Other Assets

207

146

 

1036

1646

 

3337

2299

 

473

589

 

704

880

   

(4.2)

(2.6)

 

(30.4)

(37.2)

 

(16.1)

(10.2)

 

(8.1)

(7.4)

 

(24.0)

(17.2)

 

9.1.

Inter - office adjustments (net)

108

43

 

-

28

 

-

588

 

7

95

 

19

30

 

9.2.

Interest accrued

78

67

 

73

150

 

895

83

 

-

-

 

28

70

 

9.3.

Tax paid

-

2

 

-

-

 

-

-

 

-

13

 

-

-

 

9.4.

Stationery and Stamps

3

4

 

6

8

 

9

10

 

4

8

 

4

5

 

9.5.

Others

18

30

 

957

1461

 

2433

1617

 

461

473

 

653

776

    
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Total Assets

4922

5587

 

3405

4423

 

20771

22563

 

5863

7999

 

2930

5129

 
 
 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

 

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.